Nonprofit · EIN 82-5204018
TMC COMMUNITY CAPITAL
Tax-exempt · SAN JOSE, CA 95113
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $5,499,285 | $4,699,113 | $800,172 | $7,665,552 | $5,629,763 | $2,035,789 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $4,800,475
- of which government grants
- $477,612
- Program service revenue
- $698,810
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $635,000
- Compensation of officers, directors and key employees
- $486,952
- Other salaries and wages
- $1,103,102
- Salaries, compensation and benefits (total)
- $1,906,384
- Professional fundraising fees
- $0
- Accounting fees
- $54,000
- Occupancy
- $35,617
- Travel
- $113,531
- Program services (functional)
- $4,028,660
- Management and general (functional)
- $670,453
Balance sheet and other
- Total assets, start of year
- $5,947,225
- Total assets, end of year
- $7,665,552
- Total liabilities, end of year
- $5,629,763
- Net assets, end of year
- $2,035,789
- Land, buildings and equipment
- $38,205
- Net assets without donor restrictions
- $1,635,789
- Net assets with donor restrictions
- $400,000
- Gross receipts
- $5,499,285
- Employees
- 19
- Volunteers
- 9
- Year formed
- 2018
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DANIEL FERNANDEZ | CEO Officer | 40 | $259,368 | $14,416 |
| HANNA LEEN | DIRECTOR OF FINANCE Highest-paid employee | 40 | $129,294 | $35,000 |
| MAYRA CONTRERAS LOPEZ | DIRECTOR OF PARTNERSHIPS Highest-paid employee | 40 | $135,399 | $18,239 |
| FRANCISCO ALVAREZ | DIRECTOR OF LOAN OPERATIONS Highest-paid employee | 40 | $134,976 | $13,503 |
| RYAN DORIA | DATA ANALYST Highest-paid employee | 40 | $104,774 | $11,048 |
| BENJAMIN MENDOZA | LEAD UNDERWRITER Highest-paid employee | 40 | $103,011 | $8,661 |
| JERMAINE MCMIHELK | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| MARK HERBERT | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JOYCE SLOSS | DIRECTOR Trustee or director, Officer | 1 | $0 | $0 |
| DARCY MACKEY | DIRECTOR Trustee or director, Officer | 1 | $0 | $0 |
| JING CAO | DIRECTOR Trustee or director | 1 | $0 | $0 |
| NORMA DUNN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KELLY LAROCCA | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 44 S 1ST ST, SAN JOSE, CA 95113-2406
- In care of
- % MIKE VANECEK
- Principal officer (990 for 2024)
- DANIEL FERNANDEZ, 44 SOUTH 1ST STREET, SAN JOSE, CA 95113
- Signed the 990
- HANNA LEEN, CFO
- Phone
- (415) 655-5419
- Return prepared by
- NOVOGRADAC & COMPANY LLP
Mission
TMC COMMUNITY CAPITAL'S PURPOSE IS TO ASSIST UNDERSERVED ENTREPRENEURS IN THE STATE OF CALIFORNIA BY PROVIDING THEM WITH ACCESS TO CAPITAL, TECHNICAL ASSISTANCE AND RESOURCES TO SUCCESSFULLY START AND GROW A BUSINESS. TMC COMMUNITY CAPITAL SUPPORTS MICROENTERPRISE GROWTH AS A STRATEGY TO STRENGTHEN THE LOCAL ECONOMY, CREATE JOBS, AND BUILD STRONG COMMUNITIES. THE ORGANIZATION PROVIDES THE FOLLOWING SERVICES: MICROLOANS/SMALL BUSINESS LOANS OF $5,000 TO $50,000 THROUGHOUT THE STATE OF CALIFORNIA. REFERRALS FOR FREE AND LOW-COST BUSINESS RESOURCES. FREE EDUCATIONAL BUSINESS TRAININGS ON TOPICS INCLUDING ACCESS TO CAPITAL, CREDIT, AND CASHFLOW. RELIEF AND RECOVERY GRANTS AND FORGIVABLE LOANS TO BUSINESSES IMPACTED BY EXTERNAL DISASTERS.
Program accomplishments
- MICROLOAN PROGRAM FOCUSES ON SERVING BUSINESSES THAT ARE TYPICALLY DISENFRANCHISED FROM TRADITIONAL LENDING, SUCH AS WOMEN BUSINESS OWNERS, MINORITY BUSINESS OWNERS AND BUSINESSES IN LOW-INCOME COMMUNITIES. THE ORGANIZATION PROVIDES OUTREACH TO CONNECT WITH POTENTIAL BORROWERS AND PROVIDES AN INTAKE ASSESSMENT THAT INCLUDES RESOURCE NAVIGATION AND A REFERRAL TO OTHER ORGANIZATIONS IF ADDITIONAL RESOURCES ARE NECESSARY.Expenses $4,028,660 · grants $635,000 · revenue $698,810
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 15, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 16, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 17, 2025 | 990 on file |
IRS record
- EIN
- 82-5204018
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2019
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S43)
- Assets (IRS master file)
- $7,665,552
- Income (IRS master file)
- $5,499,285
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | – | – | – | IRS |
| 990 | September 2024 | – | – | – | IRS |
| 990 | September 2023 | $2,351,825 | $1,933,917 | $5,301,238 | IRS |
| 990 | September 2022 | $1,206,091 | $1,101,419 | $2,921,286 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2020 | – | – | – | IRS |
| 990-EZ | September 2019 | – | – | – | IRS |
990-N: the IRS publishes only the latest e-Postcard per organization; earlier years appear here as 990.tax collects the monthly files. 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS.
Questions about TMC COMMUNITY CAPITAL
- What is the EIN of TMC COMMUNITY CAPITAL?
- The employer identification number (EIN) of TMC COMMUNITY CAPITAL is 82-5204018.
- Is TMC COMMUNITY CAPITAL tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2019.
- Are donations to TMC COMMUNITY CAPITAL tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does TMC COMMUNITY CAPITAL file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TMC COMMUNITY CAPITAL due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TMC COMMUNITY CAPITAL last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of TMC COMMUNITY CAPITAL?
- The 990 for the year ended September 30, 2025 names DANIEL FERNANDEZ.
- Who are the officers and directors of TMC COMMUNITY CAPITAL?
- The 990 for the year ended September 30, 2025 lists 13 people; 6 received compensation from the organization, the highest $259,368 (DANIEL FERNANDEZ, CEO).
- How much revenue does TMC COMMUNITY CAPITAL have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $5,499,285, expenses of $4,699,113 and total assets of $7,665,552 at year end.
Other nonprofits in SAN JOSE
- ACCION OPPORTUNITY FUND COMMUNITY DEVELOPMENT EIN 31-1719434 · last filed 990 for 2025
- TEAM SAN JOSE EIN 20-0507663 · last filed 990 for 2025
- SILICON VALLEY EDUCATION FOUNDATION EIN 20-5061316 · last filed 990 for 2025
- SAN JOSE DOWNTOWN PROPERTY OWNERS ASSOCIATION EIN 26-1218705 · last filed 990 for 2025
- SOMOS MAYFAIR INC EIN 77-0499813 · last filed 990 for 2025
- LATINO BUSINESS ACTION NETWORK INC EIN 46-0649020 · last filed 990 for 2024
- SANTA CLARA COUNTY ASSOCIATION OF REALTORS EIN 94-1054204 · last filed 990 for 2024
- SAN JOSE HOTELS INCORPORATED EIN 20-4274641 · last filed 990 for 2025
All nonprofits in SAN JOSE · California · Community improvement and capacity building