2026-08-11T14:37:54-05:00 2025-09-30 943108253 NOVOGRADAC & COMPANY LLP 1435 N MCDOWELL BLVD SUITE 350 PETALUMA CA 94954 990 2024-10-01 825204018 TMC COMMUNITY CAPITAL TMCC 4156555419 44 SOUTH 1ST STREET SAN JOSE CA 95113 HANNA LEEN CFO 4156555409 2026-08-11 1 1 LANCE SMITH P00696626 4152236144 2024 2025-03-06 01:10:19Z X DANIEL FERNANDEZ 44 SOUTH 1ST STREET SAN JOSE CA 95113 5499285 0 X WWW.TMCCOMMUNITYCAPITAL.ORG X 2018 CA TMC COMMUNITY CAPITAL'S PURPOSE IS TO ASSIST UNDERSERVED ENTREPRENEURS IN THE STATE OF CALIFORNIA BY PROVIDING THEM WITH ACCESS TO CAPITAL, TECHNICAL ASSISTANCE AND RESOURCES TO SUCCESSFULLY START AND GROW A BUSINESS. 9 9 19 9 0 0 2357499 4800475 497915 698810 0 0 0 0 2855414 5499285 0 635000 0 0 1502358 1906384 0 0 0 1049046 2157729 2551404 4699113 304010 800172 5947225 7665552 4711609 5629763 1235616 2035789 X TMC COMMUNITY CAPITAL'S PURPOSE IS TO ASSIST UNDERSERVED ENTREPRENEURS IN THE STATE OF CALIFORNIA BY PROVIDING THEM WITH ACCESS TO CAPITAL, TECHNICAL ASSISTANCE AND RESOURCES TO SUCCESSFULLY START AND GROW A BUSINESS. TMC COMMUNITY CAPITAL SUPPORTS MICROENTERPRISE GROWTH AS A STRATEGY TO STRENGTHEN THE LOCAL ECONOMY, CREATE JOBS, AND BUILD STRONG COMMUNITIES. THE ORGANIZATION PROVIDES THE FOLLOWING SERVICES: MICROLOANS/SMALL BUSINESS LOANS OF $5,000 TO $50,000 THROUGHOUT THE STATE OF CALIFORNIA. REFERRALS FOR FREE AND LOW-COST BUSINESS RESOURCES. FREE EDUCATIONAL BUSINESS TRAININGS ON TOPICS INCLUDING ACCESS TO CAPITAL, CREDIT, AND CASHFLOW. RELIEF AND RECOVERY GRANTS AND FORGIVABLE LOANS TO BUSINESSES IMPACTED BY EXTERNAL DISASTERS. 0 0 4028660 635000 698810 MICROLOAN PROGRAM FOCUSES ON SERVING BUSINESSES THAT ARE TYPICALLY DISENFRANCHISED FROM TRADITIONAL LENDING, SUCH AS WOMEN BUSINESS OWNERS, MINORITY BUSINESS OWNERS AND BUSINESSES IN LOW-INCOME COMMUNITIES. THE ORGANIZATION PROVIDES OUTREACH TO CONNECT WITH POTENTIAL BORROWERS AND PROVIDES AN INTAKE ASSESSMENT THAT INCLUDES RESOURCE NAVIGATION AND A REFERRAL TO OTHER ORGANIZATIONS IF ADDITIONAL RESOURCES ARE NECESSARY. 4028660 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 185 0 1 19 1 0 0 0 0 0 0 0 0 0 0 0 0 X 9 9 0 1 0 0 0 0 0 1 1 0 0 1 1 1 0 1 0 1 1 0 CA X HANNA LEEN 4156555409 44 SOUTH 1ST STREET SAN JOSE CA 95113 JERMAINE MCMIHELK SECRETARY 1.00 X X 0 0 0 MARK HERBERT CHAIR 1.00 X X 0 0 0 JOYCE SLOSS DIRECTOR 1.00 X X 0 0 0 DARCY MACKEY DIRECTOR 1.00 X X 0 0 0 JING CAO DIRECTOR 1.00 X 0 0 0 NORMA DUNN DIRECTOR 1.00 X 0 0 0 KELLY LAROCCA DIRECTOR 1.00 X 0 0 0 DANIEL FERNANDEZ CEO 40.00 X 259368 0 14416 BENJAMIN MENDOZA LEAD UNDERWRITER 40.00 X 103011 0 8661 FRANCISCO ALVAREZ DIRECTOR OF LOAN OPERATIONS 40.00 X 134976 0 13503 MAYRA CONTRERAS LOPEZ DIRECTOR OF PARTNERSHIPS 40.00 X 135399 0 18239 HANNA LEEN DIRECTOR OF FINANCE 40.00 X 129294 0 35000 RYAN DORIA DATA ANALYST 40.00 X 104774 0 11048 866822 0 100867 10 0 1 0 0 477612 4322863 4800475 LOAN INCOME 900099 698810 698810 698810 5499285 698810 0 0 635000 635000 486952 366536 120416 1103102 938893 164209 198952 163520 35432 117378 96367 21011 54000 54000 51088 51088 106454 93957 12497 89677 73535 16142 35617 29206 6411 113531 93095 20436 183446 183446 9461 7758 1703 LOAN FORGIVENESS 900500 900500 OTHER PROFESSIONAL SERV 214414 214414 EVENTS AND SPONSORSHIPS 212342 212342 ALL OTHER EXPENSE 90692 88771 1921 96507 94646 1861 4699113 4028660 670453 0 1815541 2272861 570537 763686 3409522 4511304 40280 39580 80737 42532 37942 38205 73403 39916 5947225 7665552 366069 614263 101935 2500000 3672171 1743605 1343329 4711609 5629763 X 675616 1635789 560000 400000 1235616 2035789 5947225 7665552 800172 0 X 0 1 X 1 0 X 1183773 1118360 2156054 2357499 4800476 11616162 1183773 1118360 2156054 2357499 4800476 11616162 4585124 7031038 11616162 0.60530 0.56240 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 80737 42532 38205 38205 LOC PAYABLE 1312874 RIGHT-OF- USE LIABILITY- LEASES 30455 1343329 X 5327672 98000 98000 5229672 269614 269614 5499286 4527499 98000 98000 4429499 269614 269614 4699113 PART X, LINE 2: THE ORGANIZATION IS EXEMPT FROM FEDERAL AND CALIFORNIA INCOME TAX UNDER SECTION 501 (C)(3) OF THE INTERNAL REVENUE CODE AND SECTION 23701F OF THE CALIFORNIA REVNUE AND TAXATION CODE. ACCORDINGLY, THE ORGANIZATION HAS PAID NO INCOME TAXES. THE ORGANIZATION FOLLOWS FINANCIAL ACCOUNTING STANDARDS BOARDS ("FASB") ASC 740-10, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ("ASC 740"). ASC 740 REQUIRES AN ORGANIZATION TO DETERMINE WHETHER IT IS MORE LIKELY THAN NOT THAT A TAX POSITION WILL BE SUSTAINED UPON EXAMINATION ON THE TECHNICAL MERITS OF THE POSITION, ASSUMING THE TAXING AUTHORITY HAS FULL KNOWLEDGE OF ALL INFORMATION. IF THE TAX POSITION DOES NOT MEET THE MORE LIKELY THAN NOT RECOGNITION THRESHOLD, THE BENEFIT OF THAT POSITION IS NOT RECOGNIZED IN THE FINANCIAL STATEMENTS. THE ORGANIZATION HAS NO ASSETS OR LIABILITIES RELATED TO UNCERTAIN TAX POSITIONS. THE ORGANIZATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. PART XI, LINE 4B - OTHER ADJUSTMENTS: LOAN LOSS EXEPENSE 86,168. INTEREST EXPENSE 183,446. PART XII, LINE 4B - OTHER ADJUSTMENTS: LOAN LOSS EXPENSE 86,168. INTEREST EXPENSE 183,446. 1 LA WILDFIRE IMPACT RELIEF 127 635000 SCHEDULE I, PART I, LINE 2: IN THE WRITTEN GRANT AGREEMENT, THE ORGANIZATION STIPULATED THAT THEY COULD REQUEST A REPORT AT ANY TIME. X 0 0 0 0 0 0 0 0 0 DANIEL FERNANDEZ CEO 259368 0 0 0 0 0 0 0 14416 0 273784 0 0 0 HANNA LEEN DIRECTOR OF FINANCE 118294 0 11000 0 0 0 23500 0 11500 0 164294 0 0 0 MAYRA CONTRERAS LOPEZ DIRECTOR OF PARTNERSHIPS 124399 0 11000 0 0 0 11996 0 6243 0 153638 0 0 0 FORM 990, PART VI, SECTION A, LINE 3 THERE IS A MASTER SERVICE AGREEMENT (MSA) BETWEEN TMC COMMUNITY CAPITAL AND TMC FININACING. THE MSA CREATES AN ADMINISTRATIVE COLLABORATION BETWEEN THE PARTIES TO SHARE CERTAIN OVERHEAD COSTS, INCLUDING BUT NOT LIMITED TO, FINANCE AND ACCOUNTING, HUMAN RESOURCES MANAGEMENT, AND OTHER ADMINISTRATIVE FUNCTIONS. TMC FINACING STAFF PROVIDING SUPPPORT TO TMC COMMUNITY CAPITAL VIA THE MSA AGREEMENT, PROVIDE SERVICES TO TMC COMMUNITY CAPITAL INVOICED MONTHLY SERVICES. FORM 990, PART VI, SECTION B, LINE 11B THE CFO REVIEWS THE 990 BEFORE IT IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 15 YEAR END REVIEW PROCESS INCLUDES EVALUATION OF PERFORMANCE AND ANY COMPENSATION CHANGES. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST