Nonprofit · EIN 75-1249646
METRO MEDICAL CREDIT UNION
Tax-exempt · DALLAS, TX 75247
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,011,997 | $3,037,283 | $974,714 | $82,025,698 | $67,850,420 | $14,175,278 |
| December 31, 2024 | 990 | $3,496,582 | $2,687,552 | $809,030 | $83,089,738 | $69,889,174 | $13,200,564 |
| December 31, 2023 | 990 | $3,046,020 | $2,512,590 | $533,430 | $85,246,844 | $72,855,310 | $12,391,534 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,616,585
- Investment income
- $1,395,412
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $394,755
- Other salaries and wages
- $510,082
- Salaries, compensation and benefits (total)
- $1,273,356
- Professional fundraising fees
- $0
- Legal fees
- $230
- Accounting fees
- $494,445
- Occupancy
- $179,606
- Depreciation
- $38,849
Balance sheet and other
- Total assets, start of year
- $83,089,738
- Total assets, end of year
- $82,025,698
- Total liabilities, end of year
- $67,850,420
- Net assets, end of year
- $14,175,278
- Land, buildings and equipment
- $115,468
- Gross unrelated business income
- $32,517
- Gross receipts
- $4,011,997
- Employees
- 14
- Volunteers
- 10
- Year formed
- 1965
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL CRAIG WHITE | PRESIDENT/CEO Officer | 65 | $213,855 | $29,959 |
| SHERMAN ROBERSON | VICE PRESIDENT Officer | 40 | $126,362 | $24,579 |
| RHONDA K ARRINGTON | CHAIRMAN Trustee or director | 1 | $0 | $0 |
| DAVID KNOWLES | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RAYCHEL LEE | SECRETARY/TREASURER Trustee or director | 1 | $0 | $0 |
| JOE G MAYER | VICE CHAIRMAN Trustee or director | 1 | $0 | $0 |
| ERIC MCDANIEL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DENISE PICKETT | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KRISTI TILLERY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ANTHONY DAVIS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHRISTOPHER MANN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL CRAIG WHITE | PRESIDENT/CEO Officer | 65 | $195,101 | $29,437 |
| SHERMAN ROBERSON | VICE PRESIDENT Officer | 40 | $115,128 | $23,406 |
| RHONDA K ARRINGTON | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| JESSICA HERNANDEZ | BOD - VICE CHAIR Trustee or director | 1 | $0 | $0 |
| DAVID KNOWLES | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| RAYCHEL LEE | BOD - SECRETARY/TREASURER Trustee or director | 1 | $0 | $0 |
| CHRISTOPHER MANN | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOE G MAYER | BOD - CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| ERIC MCDANIEL | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| DENISE PICKETT | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| KRISTI TILLERY | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL CRAIG WHITE | PRESIDENT/CEO Officer | 65 | $183,496 | $26,714 |
| SHERMAN ROBERSON | VICE PRESIDENT Officer | 40 | $107,042 | $21,643 |
| JOE G MAYER | BOD - CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| DAVID KNOWLES | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| RHONDA K ARRINGTON | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| AMBER S NICHOLSON | BOD - SECRETARY/TREASURER Trustee or director | 1 | $0 | $0 |
| JESSICA HERNANDEZ | BOD - VICE CHAIR Trustee or director | 1 | $0 | $0 |
| KRISTI TILLERY | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIC MCDANIEL | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| DENISE PICKETT | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHRISTOPHER MANN | BOD - DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 8828 N STEMMONS FWY STE 113, DALLAS, TX 75247-3720
- Principal officer (990 for 2025)
- MICHAEL CRAIG WHITE, 8200 BROOKRIVER DRIVE STE N 110, DALLAS, TX 75247
- Signed the 990
- MICHAEL CRAIG WHITE, PRESIDENT/CEO
- Phone
- (214) 630-0611
- Website
- WWW.MMCU.COM
- Return prepared by
- DOEREN MAYHEW
Mission
COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES.
Program accomplishments
- SHARE ACCOUNTS: METRO MEDICAL CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 6,216 MEMBERS WITH AGGREGATE DEPOSITS THAT APPROXIMATED $67,624,000 AS OF DECEMBER 31, 2025. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMS. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES.
- CHECKING ACCOUNTS: AS OF DECEMBER 31, 2025, METRO MEDICAL CREDIT UNION PROVIDES CHECKING ACCOUNTS WITH NO MONTHLY CHARGE TO CONSUMERS. MMCU HAS 3,040 CHECKING ACCOUNTS. DIVIDENDS ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION OFFERS FREE DEBIT CARDS AND FREE HOME BANKING ON THESE ACCOUNTS. INTERNET BILL PAY IS AVAILABLE FOR A NOMINAL MONTHLY CHARGE. APPROXIMATELY FORTY-NINE PERCENT OF THE CREDIT UNION'S MEMBERS HAVE A CHECKING ACCOUNT.
- CONSUMER LOANS: METRO MEDICAL CREDIT UNION OFFERS VEHICLE LOANS, SIGNATURE LOANS, PROPERTY IMPROVEMENT LOANS AND FIXED HOME EQUITY LOANS. ALSO, SHARE SECURED LOANS ARE AVAILABLE AT A REDUCED RATE.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-1249646
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $82,025,698
- Income (IRS master file)
- $4,011,997
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,011,997 | $3,037,283 | $82,025,698 | XML |
| 990 | December 2024 | $3,496,582 | $2,687,552 | $83,089,738 | XML |
| 990 | December 2023 | $3,046,020 | $2,512,590 | $85,246,844 | XML |
| 990 | December 2022 | $2,788,451 | $2,287,256 | $93,946,101 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-1249646).
Questions about METRO MEDICAL CREDIT UNION
- What is the EIN of METRO MEDICAL CREDIT UNION?
- The employer identification number (EIN) of METRO MEDICAL CREDIT UNION is 75-1249646.
- Is METRO MEDICAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to METRO MEDICAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does METRO MEDICAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of METRO MEDICAL CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did METRO MEDICAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of METRO MEDICAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 names MICHAEL CRAIG WHITE.
- Who are the officers and directors of METRO MEDICAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 11 people; 2 received compensation from the organization, the highest $213,855 (MICHAEL CRAIG WHITE, PRESIDENT/CEO).
- How much revenue does METRO MEDICAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,011,997, expenses of $3,037,283 and total assets of $82,025,698 at year end.
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