Nonprofit · EIN 75-0692281
CITY CREDIT UNION
Tax-exempt · DALLAS, TX 75228
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $39,765,944 | $39,223,364 | $542,580 | $623,208,818 | $550,060,204 | $73,148,614 |
| December 31, 2024 | 990 | $43,379,959 | $40,106,671 | $3,273,288 | $639,516,465 | $567,563,343 | $71,953,122 |
| December 31, 2023 | 990 | $36,546,040 | $33,076,310 | $3,469,730 | $676,735,805 | $609,351,022 | $67,384,783 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $31,743,203
- Investment income
- $7,686,732
- Net rental income
- $336,009
- Other revenue
- $336,009
Expenses
- Grants and similar amounts paid
- $7,312
- Benefits paid to members
- $8,657,915
- Compensation of officers, directors and key employees
- $2,453,896
- Other salaries and wages
- $6,311,994
- Salaries, compensation and benefits (total)
- $11,235,704
- Professional fundraising fees
- $0
- Legal fees
- $84,805
- Accounting fees
- $111,500
- Occupancy
- $1,080,070
- Travel
- $5,000
- Depreciation
- $869,324
Balance sheet and other
- Total assets, start of year
- $639,516,465
- Total assets, end of year
- $623,208,818
- Total liabilities, end of year
- $550,060,204
- Net assets, end of year
- $73,148,614
- Land, buildings and equipment
- $14,363,513
- Publicly traded securities
- $856,497
- Gross unrelated business income
- $448,308
- Gross receipts
- $39,765,944
- Employees
- 123
- Volunteers
- 8
- Year formed
- 1942
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SHARON MOORE | PRESIDENT/CEO (LEFT 10/01/25) Officer | 40 | $888,701 | $45,875 |
| DAVID FRITH | PRESIDENT/CEO Officer | 40 | $447,724 | $51,099 |
| MITCHELL CLARK | EVP/COO Officer | 40 | $442,680 | $41,374 |
| SALLIE HORACE | CRO Officer | 40 | $347,510 | $46,301 |
| SHANNON GARRETT | CFO Officer | 40 | $180,128 | $18,339 |
| GARRETH CADA | SENIOR IT MANAGER Highest-paid employee | 40 | $169,228 | $21,314 |
| SHARON KORBA | SENIOR MARKETING MANAGER Highest-paid employee | 40 | $146,472 | $16,162 |
| JESTIN JOSEPH | COMPLIANCE RISK MANAGER Highest-paid employee | 40 | $141,415 | $4,635 |
| NATALIE JONES | PX MANAGER Highest-paid employee | 40 | $130,167 | $15,622 |
| BENNY YU | NETWORK ANALYST Highest-paid employee | 40 | $108,491 | $16,860 |
| ALAN RICHARDSON | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| RONNIE DAVIS | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| LARRY MCDANIEL | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| CRAIG MILLER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIK RAMIREZ | DIRECTOR (LEFT 1/2025) Trustee or director | 1 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| HOWIE REED | DIRECTOR (LEFT 2/2025) Trustee or director | 1 | $0 |
| JOHN SUTTON | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SHARON MOORE | PRESIDENT/CEO Officer | 40 | $918,100 | $39,370 |
| MITCHELL CLARK | CAO Officer | 40 | $404,327 | $33,519 |
| DAVID FRITH | CSO Officer | 40 | $356,394 | $31,747 |
| SALLIE HORACE | CRO Officer | 40 | $336,703 | $30,535 |
| JOHN BAILEY | COO THRU 7-2024 Officer | 40 | $255,163 | $27,879 |
| GARRETH CADA | SENIOR IT MANAGER Highest-paid employee | 40 | $165,636 | $12,214 |
| SHANNON GARRET | CONTROLLER Highest-paid employee | 40 | $160,750 | $11,971 |
| SHARON KORBA | MARKETING MANAGER Highest-paid employee | 40 | $141,527 | $8,697 |
| LORENN SCHULZ | LENDING MANAGER Highest-paid employee | 40 | $134,235 | $5,512 |
| NATALIE JONES | PX MANAGER Highest-paid employee | 40 | $125,744 | $10,258 |
| ALAN RICHARDSON | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| RONNIE DAVID | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| LARRY MCDANIEL | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| CRAIG MILLER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIK RAMIREZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HOWIE REED | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GREG REICHEL | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SHARON MOORE | PRESIDENT/CEO Officer | 40 | $812,392 | $38,680 |
| MITCHELL CLARK | CAO Officer | 40 | $366,507 | $31,832 |
| JOHN BAILEY | COO Officer | 40 | $350,841 | $31,230 |
| DAVID FRITH | CSO Officer | 40 | $324,777 | $30,438 |
| SALLIE HORACE | CRO Officer | 40 | $317,461 | $29,386 |
| GARRETH CADA | SENIOR IT MANAGER Highest-paid employee | 40 | $157,246 | $11,711 |
| SHANNON GARRET | CONTROLLER Highest-paid employee | 40 | $138,462 | $10,871 |
| SHARON KORBA | MARKETING MANAGER Highest-paid employee | 40 | $130,044 | $10,091 |
| JEFF MAGLALANG | REAL ESTATE MANAGER Highest-paid employee | 40 | $118,683 | $9,736 |
| NATALIE JONES | PX MANAGER Highest-paid employee | 40 | $110,507 | $9,471 |
| ALAN RICHARDSON | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| RONNIE DAVIS | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| LARRY MCDANIEL | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| CONRADO MORLAN | SECRETARY/TREASURER (THRU 6/12/23) Trustee or director, Officer | 1 | $0 | $0 |
| GREG REICHEL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HOWIE REED | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIK RAMIREZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CRAIG MILLER | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 8344 EAST RL THORNTON FWY SUITE, DALLAS, TX 75228-7136
- In care of
- % MITCHELL CLARK
- Principal officer (990 for 2025)
- DAVID FRITH, 8344 EAST RL THORNTON FWY SUITE, DALLAS, TX 75228
- Signed the 990
- DAVID FRITH, PRESIDENT/CEO
- Phone
- (214) 515-0100
- Website
- WWW.CITYCU.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
CITY CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION.
Program accomplishments
- PROVIDED LOANS, DEPOSIT ACCOUNTS AND OTHER FINANCIAL PRODUCTS AND SERVICES TO 34,196 MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0692281
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $623,208,818
- Income (IRS master file)
- $39,765,944
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $39,765,944 | $39,223,364 | $623,208,818 | XML |
| 990 | December 2024 | $43,379,959 | $40,106,671 | $639,516,465 | XML |
| 990 | December 2023 | $36,546,040 | $33,076,310 | $676,735,805 | XML |
| 990 | December 2022 | $32,829,451 | $26,350,222 | $621,218,086 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0692281).
Questions about CITY CREDIT UNION
- What is the EIN of CITY CREDIT UNION?
- The employer identification number (EIN) of CITY CREDIT UNION is 75-0692281.
- Is CITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Which annual return does CITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names DAVID FRITH.
- Who are the officers and directors of CITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 17 people; 10 received compensation from the organization, the highest $888,701 (SHARON MOORE, PRESIDENT/CEO (LEFT 10/01/25)).
- How much revenue does CITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $39,765,944, expenses of $39,223,364 and total assets of $623,208,818 at year end.
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