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Nonprofit · EIN 75-0224670

NEIGHBORHOOD CREDIT UNION

Also known as National Associationof Postal Supervisors Dallas NDC Branch NAPS 559, Dallas NDC Branch NAPS 559 NAPS

Tax-exempt · DALLAS, TX 75380

Financials

$68.1M$64.7M2023$79.5M$75.2M2024$81.7M$75.5M2025
Revenue Expenses · by fiscal year end
Financials of NEIGHBORHOOD CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$81,666,982$75,545,963$6,121,019$1,125,442,185$1,014,643,709$110,798,476
December 31, 2024990$79,523,227$75,215,289$4,307,938$1,122,549,138$1,024,111,787$98,437,351
December 31, 2023990$68,073,576$64,656,846$3,416,730$1,080,041,520$987,813,404$92,228,116
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$73,437,503
Investment income
$7,950,366
Net gain from sales of assets
$40,319
Other revenue
$279,113

Expenses

Grants and similar amounts paid
$57,250
Compensation of officers, directors and key employees
$2,876,687
Other salaries and wages
$12,813,085
Salaries, compensation and benefits (total)
$19,395,292
Professional fundraising fees
$0
Legal fees
$118,052
Accounting fees
$210,626
Occupancy
$3,056,264
Travel
$707,838
Depreciation
$1,999,002

Balance sheet and other

Total assets, start of year
$1,122,549,138
Total assets, end of year
$1,125,442,185
Total liabilities, end of year
$1,014,643,709
Net assets, end of year
$110,798,476
Land, buildings and equipment
$44,449,318
Publicly traded securities
$183,107,898
Gross unrelated business income
$1,176,310
Gross receipts
$88,070,238
Employees
256
Volunteers
9
Year formed
1930
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
CHESTER KIMMELLPRESIDENT/CEO
Officer
40$645,786$44,363
JAMES FRANKEBERGERCFO
Officer
40$343,906$49,631
FRANCIS SANTANACROO
Officer
40$330,529$32,643
CAROLYN JORDANCGO
Officer
40$297,090$25,391
STEVE BOYLANSVP, LENDING & COLLECTIONS
Highest-paid employee
40$244,874$14,072
YVONNE SCHMITZSVP, INFORMATION TECHNOLOG
Highest-paid employee
40$189,338$57,665
RONALD NEWLINPRESIDENT, NTXCA
Highest-paid employee
40$208,194$32,195
KELLY GIDNEYCRO
Officer
40$205,921$25,615
KRISTI BROOKSSVP, MARKETING
Highest-paid employee
40$183,167$25,314
NICOLLE KOVACSVP, FINANCE
Highest-paid employee
40$153,472$45,088
DWAYNE BOOZERCHAIRPERSON
Trustee or director
3$20,058$0
JOHN LOGANVICE CHAIRPERSON
Trustee or director
3$13,026$0
JANIS FRUMBOARD MEMBER
Trustee or director
3$9,310$0
RANDY TILLBOARD MEMBER
Trustee or director
3$8,558$0
ARTHUR YOUNGBOARD MEMBER
Trustee or director
3$8,342$0
2 more people on this return
NameTitleHours / weekCompensation
RONALD TAYLORBOARD MEMBER
Trustee or director
3$8,230
CLARISSA SALASSECRETARY/TREASURER
Trustee or director
3$6,885
990 for the year ended December 31, 2024: 16 people
NameTitleHours / weekCompensationOther / benefits
CHESTER KIMMELLPRESIDENT/CEO
Officer
40$564,896$43,493
JAMES FRANKEBERGERCFO
Officer
40$374,079$47,828
FRANCIS SANTANASVP, RETAIL & BUSINESS DEVELOPMENT
Highest-paid employee
40$286,510$46,224
CAROLYN JORDANCGO
Officer
40$254,547$22,284
RONALD NEWLINPRESIDENT, NTXCA
Highest-paid employee
40$219,018$25,440
YVONNE SCHMITZSVP, INFORMATION TECHNOLOGY
Highest-paid employee
40$174,710$47,683
CARRIE PESCATELLOVP, BRANCH EXPERIENCE
Highest-paid employee
40$185,321$21,424
KELLY GIDNEYCRO
Officer
40$185,321$21,292
RANI CRAFTVP, HUMAN RESOURCES & TRAINING
Highest-paid employee
40$154,420$24,387
JOHN LOGANVICE CHAIRPERSON
Trustee or director
3$12,000$0
DWAYNE BOOZERCHAIRPERSON
Trustee or director
3$11,134$0
RANDY TILLBOARD MEMBER
Trustee or director
3$8,176$0
ARTHUR YOUNGBOARD MEMBER
Trustee or director
3$7,485$0
RONALD TAYLORBOARD MEMBER
Trustee or director
3$7,128$0
JANIS FRUMBOARD MEMBER
Trustee or director
3$7,034$0
CLARISSA SALASSECRETARY/TREASURER
Trustee or director
3$6,762$0
990 for the year ended December 31, 2023: 14 people
NameTitleHours / weekCompensationOther / benefits
CHESTER KIMMELLPRESIDENT/CEO
Officer
40$631,901$33,934
JAMES FRANKEBERGERCFO
Officer
40$346,357$42,443
FRANCIS SANTANASVP, RETAIL & BUSINESS DEVELOPMENT
Highest-paid employee
40$295,702$23,670
CAROLYN JORDANCGO
Officer
40$268,141$20,230
RONALD NEWLINPRESIDENT, NTXCA
Highest-paid employee
40$250,654$25,211
KENNY COOPERSVP, LENDING & COLLECTIONS
Highest-paid employee
40$217,528$25,700
YVONNE SCHMITZSVP, INFORMATION TECHNOLOGY
Highest-paid employee
40$187,824$35,680
DWAYNE BOOZERCHAIRPERSON
Trustee or director
3$939$0
JOHN LOGANVICE CHAIRPERSON
Trustee or director
3$0$0
CLARISSA SALASSECRETARY/TREASURER
Trustee or director
3$0$0
ARTHUR YOUNGBOARD MEMBER
Trustee or director
3$0$0
RANDY TILLBOARD MEMBER
Trustee or director
3$0$0
JANIS FRUMBOARD MEMBER
Trustee or director
3$0$0
RONALD TAYLORBOARD MEMBER
Trustee or director
3$0$0

Address and contacts

Address (IRS master file)
PO BOX 803476, DALLAS, TX 75380-3476
Mailing address (990-N for 2010)
P O Box 227195, Dallas TX 752227195
Principal officer (990 for 2025)
CHET KIMMEL, PO BOX 803476, DALLAS, TX 75380
Principal officer (990-N for 2010)
Billy O Dunn Jr, 6604 Avalon Dr, Watauga TX 761482940
Signed the 990
JAMES FRANKENBERGER, CFO
Phone
(214) 748-9393
Return prepared by
TURNER WARREN HWANG & CONRAD ACCTCY

Mission

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, NEIGHBORHOOD CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

990 for the year ended December 31, 2025

Program accomplishments

  • NEIGHBORHOOD CREDIT UNION PROVIDES A VARIETY OF LOANS INCLUDING AUTO, MORTGAGES, CREDIT CARD, AND UNSECURED AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM IN MANAGING THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE.
  • NEIGHBORHOOD CREDIT UNION PROVIDES A VARIETY OF SAVINGS ACCOUNTS INCLUDING SAVINGS, CHECKING, MONEY MARKET, IRAS, CERTIFICATES AND INVESTMENTS AT COMPETITIVE RATES FOR OUR MEMBERSHIP, THEREBY, ASSISTING THEM IN MANAGING THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE.
  • NEIGHBORHOOD CREDIT UNION PROVIDES INVESTMENT OPPORTUNITIES AND PLANNING TO OUR MEMBERSHIP, THEREBY, ASSISTING THEM IN MANAGING THEIR FINANCIAL HEALTH AND GROWTH IN THE FUTURE.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
75-0224670
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$1,125,442,185
Income (IRS master file)
$88,070,238

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$81,666,982$75,545,963$1,125,442,185XML
990December 2024$79,523,227$75,215,289$1,122,549,138XML
990December 2023$68,073,576$64,656,846$1,080,041,520XML
990December 2022$57,236,238$47,091,499$1,091,093,694IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990-N for 2010
Officer: Billy O Dunn Jr
December 31, 2010≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0224670).

Questions about NEIGHBORHOOD CREDIT UNION

What is the EIN of NEIGHBORHOOD CREDIT UNION?
The employer identification number (EIN) of NEIGHBORHOOD CREDIT UNION is 75-0224670.
Is NEIGHBORHOOD CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to NEIGHBORHOOD CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does NEIGHBORHOOD CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of NEIGHBORHOOD CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did NEIGHBORHOOD CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of NEIGHBORHOOD CREDIT UNION?
The 990 for the year ended December 31, 2025 names CHET KIMMEL.
Who are the officers and directors of NEIGHBORHOOD CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 17 people; 17 received compensation from the organization, the highest $645,786 (CHESTER KIMMELL, PRESIDENT/CEO).
How much revenue does NEIGHBORHOOD CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $81,666,982, expenses of $75,545,963 and total assets of $1,125,442,185 at year end.

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