Nonprofit · EIN 91-2061723
CONSUMER EDUCATION AND TRAINING SERVICES
Tax-exempt · SEATTLE, WA 98133
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $303,551 | $274,185 | $29,366 | $509,218 | $96,295 | $412,923 |
| December 31, 2023 | 990 | $359,805 | $275,325 | $84,480 | $429,539 | $45,983 | $383,556 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $246,374
- of which government grants
- $85,000
- Program service revenue
- $0
- Investment income
- $7,983
- Net income from fundraising events
- $49,194
- Other revenue
- $49,194
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $204,541
- Other salaries and wages
- $8,088
- Salaries, compensation and benefits (total)
- $226,721
- Professional fundraising fees
- $0
- Accounting fees
- $4,701
- Travel
- $6,642
- Depreciation
- $2,916
- Program services (functional)
- $183,560
- Management and general (functional)
- $90,624
Balance sheet and other
- Total assets, start of year
- $429,539
- Total assets, end of year
- $509,218
- Total liabilities, end of year
- $96,295
- Net assets, end of year
- $412,923
- Land, buildings and equipment
- $7,386
- Gross receipts
- $317,141
- Employees
- 2
- Year formed
- 2000
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Tony Leahy | Executive Director Trustee or director, Highest-paid employee | 60 | $185,000 | $19,541 |
| Sandra Jones | Director Trustee or director | 1 | $0 | $0 |
| Jennifer Aspaas | Director Trustee or director | 1 | $0 | $0 |
| David Neu | Director Trustee or director | 1 | $0 | $0 |
| Brian Free | Director Trustee or director | 1 | $0 | $0 |
| Melissa Huelsman | Director Trustee or director | 1 | $0 | $0 |
| John Kaplan | Director Trustee or director | 1 | $0 | $0 |
| William Malaier | Director Trustee or director | 1 | $0 | $0 |
| Hugh McCullough | Director Trustee or director | 1 | $0 | $0 |
| Todd Tracy | Director Trustee or director | 1 | $0 | $0 |
| David Papiez | Director and Secretary Trustee or director, Officer | 2 | $0 | $0 |
| James Zack | Director Trustee or director | 1 | $0 | $0 |
| Jane Pearson | Director Trustee or director | 1 | $0 | $0 |
| Alicia Thomas | Director Trustee or director | 1 | $0 | $0 |
| Hilary Mohr | Director Trustee or director | 1 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Aditi Paranjpye | Director President Trustee or director, Officer | 2 | $0 |
| Vincente Barraza | Director Trustee or director | 1 | $0 |
| Thomas Buford | Director Trustee or director | 1 | $0 |
| Kern Gillette | Treasurer Trustee or director, Officer | 2 | $0 |
| Dan Hagen | Director Trustee or director | 1 | $0 |
| Dan Youngblut | Director Vice President Trustee or director, Officer | 2 | $0 |
| Latife Neu | Director Trustee or director | 1 | $0 |
| Will Corbit | Director Trustee or director | 1 | $0 |
| Fayre Rasch | Director Trustee or director | 1 | $0 |
| Mallory Satre | Director Trustee or director | 1 | $0 |
| Christy Tobin-Presser | Director Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 30 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Tony Leahy | Executive Director Trustee or director, Highest-paid employee | 60 | $165,000 |
| Sandra Jones | Director Trustee or director | 1 | $0 |
| Jennifer Aspaas | Director Trustee or director | 1 | $0 |
| David Neu | Director Trustee or director | 1 | $0 |
| Brian Free | Director Trustee or director | 1 | $0 |
| Melissa Huelsman | Director Trustee or director | 1 | $0 |
| John Kaplan | Director Trustee or director | 1 | $0 |
| William Malaier | Director Trustee or director | 1 | $0 |
| Hugh McCullough | Director Trustee or director | 1 | $0 |
| Andrew Morton | Director Trustee or director | 1 | $0 |
| Todd Tracy | Director Trustee or director | 1 | $0 |
| David Papiez | Director Trustee or director | 1 | $0 |
| Michelle Kaplan | Director Trustee or director | 1 | $0 |
| Garrett Sloan | Director Trustee or director | 1 | $0 |
| James Zack | President Trustee or director, Officer | 2 | $0 |
| Jane Pearson | Director Trustee or director | 1 | $0 |
| Alicia Thomas | Director Trustee or director | 1 | $0 |
| Hilary Mohr | Director Trustee or director | 1 | $0 |
| Aditi Paranjpye | Vice President Trustee or director, Officer | 2 | $0 |
| Vincente Barraza | Director Trustee or director | 1 | $0 |
| Thomas Buford | Director Trustee or director | 1 | $0 |
| Kern Gillette | Treasurer Trustee or director, Officer | 2 | $0 |
| Dan Hagen | Director Trustee or director | 1 | $0 |
| Ella Vincent | Director Trustee or director | 1 | $0 |
| Dan Youngblut | Secretary Trustee or director, Officer | 2 | $0 |
| Latife Neu | Director Trustee or director | 1 | $0 |
| Will Corbit | Director Trustee or director | 1 | $0 |
| Fayre Rasch | Director Trustee or director | 1 | $0 |
| Mallory Satre | Director Trustee or director | 1 | $0 |
| CHristy Tobin-Presser | Director Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 10002 AURORA AVE N STE 36 PMB 215, SEATTLE, WA 98133-9348
- Principal officer (990 for 2024)
- Kern Gillette, 2815 Eastlake Ave East STE 300, Seattle, WA 98102
- Signed the 990
- Kern Gillette, Treasurer
- Phone
- (206) 267-7017
- Website
- www.centsprogram.com
- Return prepared by
- Richard N GInnis CPA
Mission
CENTS is a financial education nonprofit organization with a mission of helping people to improve their financial health. In 1995, CENTS was founded by the Honorable Karen A. Overstreet, the first women bankruptcy judge in the history of Washington, and veteran attorneys and financial professionals. All of CENTS programs are provided free-of-charge
Program accomplishments
- DEBT SLAPPED CENTS designed a financial education curriculum to help high school students obtain critical information so they can make informed decisions about postsecondary education or training, The curriculum was used as the centerpiece of the statewide Student Loan Awareness Month SLAM campaign, which received a proclamation from Governor Jay Inslee. In the 2023-24 academic year, CENTS provided 84 Debt Slapped classes accross the state, focusing on areas with higher percentages of Latino/Latina/Latinix students, while enhancing the curriculum. www.debtslapped.org.Expenses $157,888
- SENIOR MONEY CENTS partnered with Washington State Attorney General Bob Ferguson to create a project to help senior citizens identify and avoid scams. The project consists of in-person and virtual presentations educational videos articles written for the newsletters of senior citizens and further resources. CENTS wrote six articles and delivered two in-person presentions in 2024. www.seniormoneyproject.org.Expenses $5,048
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Check at the IRS |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 91-2061723
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2000
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $457,083
- Income (IRS master file)
- $269,947
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $303,551 | $274,185 | $509,218 | IRS |
| 990 | December 2023 | $359,805 | $275,325 | $429,539 | XML |
| 990 | December 2022 | $253,952 | $220,927 | $325,804 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-2061723).
Questions about CONSUMER EDUCATION AND TRAINING SERVICES
- What is the EIN of CONSUMER EDUCATION AND TRAINING SERVICES?
- The employer identification number (EIN) of CONSUMER EDUCATION AND TRAINING SERVICES is 91-2061723.
- Is CONSUMER EDUCATION AND TRAINING SERVICES tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2000.
- Are donations to CONSUMER EDUCATION AND TRAINING SERVICES tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CONSUMER EDUCATION AND TRAINING SERVICES file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSUMER EDUCATION AND TRAINING SERVICES due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMER EDUCATION AND TRAINING SERVICES last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CONSUMER EDUCATION AND TRAINING SERVICES?
- The 990 for the year ended December 31, 2024 names Kern Gillette.
- Who are the officers and directors of CONSUMER EDUCATION AND TRAINING SERVICES?
- The 990 for the year ended December 31, 2024 lists 26 people; 1 received compensation from the organization, the highest $185,000 (Tony Leahy, Executive Director).
- How much revenue does CONSUMER EDUCATION AND TRAINING SERVICES have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $303,551, expenses of $274,185 and total assets of $509,218 at year end.
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