Nonprofit · EIN 75-0602235
TEXAS BANKERS ASSOCIATION
Tax-exempt · AUSTIN, TX 78701
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| May 31, 2025 | 990 | $9,312,328 | $10,746,546 | -$1,434,218 | $44,606,890 | $29,132,513 | $15,474,377 |
| May 31, 2024 | 990 | $10,121,327 | $10,632,706 | -$511,379 | $41,773,847 | $25,878,344 | $15,895,503 |
Financial details: 990 for the year ended May 31, 2025
Revenue
- Contributions, gifts and grants
- $4,067,472
- Membership dues
- $4,067,472
- Program service revenue
- $4,007,114
- Investment income
- $259,562
- Royalties
- $495,183
- Net rental income
- -$1,365,419
- Net gain from sales of assets
- $21,149
- Other revenue
- $978,180
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,902,844
- Other salaries and wages
- $3,543,009
- Salaries, compensation and benefits (total)
- $5,829,959
- Professional fundraising fees
- $0
- Legal fees
- $454,189
- Occupancy
- $641,531
- Travel
- $277,195
- Depreciation
- $130,239
- Program services (functional)
- $8,663,596
- Management and general (functional)
- $2,082,950
Balance sheet and other
- Total assets, start of year
- $41,773,847
- Total assets, end of year
- $44,606,890
- Total liabilities, end of year
- $29,132,513
- Net assets, end of year
- $15,474,377
- Land, buildings and equipment
- $38,273,207
- Net assets without donor restrictions
- $15,474,377
- Gross unrelated business income
- -$614,956
- Gross receipts
- $12,792,334
- Employees
- 110
- Volunteers
- 275
- Year formed
- 1905
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended May 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTOPHER J FURLOW | EX-OFFICIO Trustee or director, Officer | 40 | $788,233 | $0 | $73,435 |
| BRIEN G O'CONNOR | OFFICER Officer | 1 | $0 | $442,752 | $60,849 |
| SCOTT DAUGHERTY | OFFICER Officer | 1 | $0 | $440,266 | $52,824 |
| CELESTE MAY EMBREY | OFFICER Officer | 40 | $330,727 | $0 | $58,182 |
| JOHN R BRIGANCE | STAFF Key employee | 40 | $321,961 | $0 | $45,913 |
| HEATHER LYNN RUSCHITZKO | OFFICER Officer | 40 | $279,053 | $0 | $62,419 |
| LATRESA M POWELL | OFFICER Officer | 1 | $0 | $196,522 | $35,122 |
| BENJAMIN CHARLES BUEHLER | OFFICER Officer | 4 | $17,901 | $162,694 | $22,640 |
| CARLOS V ESPINOSA | STAFF Highest-paid employee | 40 | $164,970 | $0 | $36,431 |
| SHERIFAT LAWAL PRICE | BANK LEADERSHIP COUNCIL CH Trustee or director | 1 | $0 | $0 | $0 |
| JAN MILLS | CHAIR Trustee or director | 1 | $0 | $0 | $0 |
| RYAN MORRIS | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
| SHEILA S DONNELLY | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
| JOW QUIROGA | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
| SHANA DE PAOLI | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
34 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TANYA MILLER | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 |
| DEKE ALEXANDER | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 |
| J FRANK LEONE | COMMUNITY BANKERS COUNCIL Trustee or director | 1 | $0 |
| WADE O EASLEY | DISTRICT 1 DIRECTOR TIER Trustee or director | 1 | $0 |
| R MARK BAIN | DISTRICT 1 DIRECTOR TIER Trustee or director | 1 | $0 |
| DEZI VARGAS | DISTRICT 1 DIRECTOR TIER Trustee or director | 1 | $0 |
| NOAH LAYNE BRANDT | DISTRICT 2 DIRECTOR TIER Trustee or director | 1 | $0 |
| CHAD D STARY | DISTRICT 2 DIRECTOR TIER Trustee or director | 1 | $0 |
| RICHARD T CULLEN | DISTRICT 2 DIRECTOR TIER Trustee or director | 1 | $0 |
| LONNIE W KEY | DISTRICT 3 DIRECTOR TIER Trustee or director | 1 | $0 |
| BRAD BURTTSCHELL | DISTRICT 3 DIRECTOR TIER Trustee or director | 1 | $0 |
| AC CORKY EVANS JR | DISTRICT 3 DIRECTOR TIER Trustee or director | 1 | $0 |
| TODD MOORE | DISTRICT 4 DIRECTOR Trustee or director | 1 | $0 |
| MICAH C BOLES | DISTRICT 4 DIRECTOR TIER Trustee or director | 1 | $0 |
| J RONNIE SULLINS | DISTRICT 4 DIRECTOR TIER Trustee or director | 1 | $0 |
| LEE R GIBSON | DISTRICT 5 DIRECTOR TIER Trustee or director | 1 | $0 |
| DANNY W WEEMS | DISTRICT 5 DIRECTOR TIER Trustee or director | 1 | $0 |
| NORMA J LANE | DISTRICT 5 DIRECTOR TIER Trustee or director | 1 | $0 |
| EFFIE DENNISON | DISTRICT 6 DIRECTOR TIER Trustee or director | 1 | $0 |
| CRAIG SCHEEF | DISTRICT 6 DIRECTOR TIER Trustee or director | 1 | $0 |
| WADE C DONNELL | DISTRICT 6 DIRECTOR TIER Trustee or director | 1 | $0 |
| MASON VAUGHAN | DISTRICT 7 DIRECTOR TIER Trustee or director | 1 | $0 |
| REAVE J SCOTT | DISTRICT 7 DIRECTOR TIER Trustee or director | 1 | $0 |
| GREG DODDS | DISTRICT 7 DIRECTOR TIER Trustee or director | 1 | $0 |
| HAZEL DAVIS CERP CRCM | FOUNDATION CHAIR Trustee or director | 1 | $0 |
| ANDY MARSHALL | GOVERNMENT RELATIONS COUNC Trustee or director | 1 | $0 |
| A FORD SASSER III | IMMEDIATE PAST CHAIR Trustee or director | 1 | $0 |
| JESSE J JACKSON | PRESIDENTIAL APPOINTMENT Trustee or director | 1 | $0 |
| LARRY A MILLER | PRESIDENTIAL APPOINTMENT Trustee or director | 1 | $0 |
| RAMON A VITULLI III | REGIONAL BANKERS COUNCIL C Trustee or director | 1 | $0 |
| CHRISTOPHER A KINCAID | TBASCO CHAIR Trustee or director | 1 | $0 |
| WILLIAM M LUCAS | TREASURER Trustee or director | 1 | $0 |
| RONALD D BUTLER II | VICE CHAIR Trustee or director | 1 | $0 |
| ELIZABETH T HETRICK | WEALTH MANAGEMENT & TRUST Trustee or director | 1 | $0 |
990 for the year ended May 31, 2024: 48 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| CHRISTOPHER J FURLOW | EX-OFFICIO Trustee or director, Officer | 40 | $778,556 | $0 | $70,169 |
| BRIEN G O'CONNOR | OFFICER Officer | 1 | $0 | $435,613 | $61,421 |
| SCOTT DAUGHERTY | OFFICER Officer | 1 | $0 | $423,125 | $50,385 |
| CELESTE MAY EMBREY | OFFICER Officer | 40 | $304,894 | $0 | $53,926 |
| JOHN R BRIGANCE | STAFF Key employee | 40 | $300,878 | $0 | $44,964 |
| DARLIA JAN FOGARTY | FORMER STAFF Former | 1 | $0 | $263,666 | $49,439 |
| HEATHER LYNN RUSCHITZKO | OFFICER Officer | 40 | $251,010 | $0 | $57,360 |
| BENJAMIN CHARLES BUEHLER | OFFICER Officer | 4 | $17,281 | $172,044 | $21,393 |
| LATRESA M POWELL | OFFICER Officer | 1 | $0 | $170,689 | $37,215 |
| CARLOS V ESPINOSA | STAFF Highest-paid employee | 40 | $156,451 | $0 | $45,488 |
| A FORD SASSER III | IMMEDIATE PAST CHAIR Trustee or director | 1 | $0 | $0 | $0 |
| AC CORKY EVANS JR | DISTRICT 3 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| ALISSA CARROLL | BANK LEADERSHIP COUNCIL CH Trustee or director | 1 | $0 | $0 | $0 |
| ANDY MARSHALL | GOVERNMENT RELATIONS COUNC Trustee or director | 1 | $0 | $0 | $0 |
| BRAD BURTTSCHELL | DISTRICT 3 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| CASEY BARRETT | DISTRICT 7 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| CHAD D STARY | DISTRICT 2 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| CURTIS R GROVES | WEALTH MANAGEMENT & TRUST Trustee or director | 1 | $0 | $0 | $0 |
| DAVID W OSBORN | CHAIR Trustee or director | 1 | $0 | $0 | $0 |
| DEZI VARGAS | DISTRICT 1 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| DONNA DAY | DISTRICT 4 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| DOUG STALEY | TBASCO CHAIR Trustee or director | 1 | $0 | $0 | $0 |
| EFFIE DENNISON | DISTRICT 6 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| GREG DODDS | DISTRICT 7 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| HAZEL DAVIS CERP CRCM | FOUNDATION CHAIR Trustee or director | 1 | $0 | $0 | $0 |
| JAMES H HERLOCKER III | DISTRICT 5 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| JAN MILLS | VICE CHAIR Trustee or director | 1 | $0 | $0 | $0 |
| JEFF SINNOTT | DISTRICT 2 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| JOE QUIROGA | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
| LARRY A MILLER | PRESIDENTIAL APPOINTMENT Trustee or director | 1 | $0 | $0 | $0 |
| LEE R GIBSON CPA | DISTRICT 5 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| MASON VAUGHAN | DISTRICT 7 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| NORMA J LANE | DISTRICT 5 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| RALPH RIDDEL III | DISTRICT 1 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| RAMON A VITULLI III | DISTRICT 3 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| RANDALL H MCCAULEY | DISTRICT 6 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| RICHARD T CULLEN | DISTRICT 2 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| ROBERT N FUNK | DISCRETIONARY APPOINTMENT Trustee or director | 1 | $0 | $0 | $0 |
| RONALD D BUTLER II | TREASURER Trustee or director | 1 | $0 | $0 | $0 |
| RONNIE SULLINS | DISTRICT 4 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| RYAN MORRIS | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
| SCOTT ROGERS | COMMUNITY BANKERS COUNCIL Trustee or director | 1 | $0 | $0 | $0 |
| STEPHEN C RAFFAELE CFA | DISCRETIONARY APPOINTMENT Trustee or director | 4 | $0 | $0 | $0 |
| TJ RAGUSO | REGIONAL BANKERS COUNCIL C Trustee or director | 1 | $0 | $0 | $0 |
| TANYA MILLER | CHAIR DISCRETIONARY APPOIN Trustee or director | 1 | $0 | $0 | $0 |
| TODD T MOORE | DISTRICT 4 DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| WADE C DONNELL | DISTRICT 6 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
| WADE O EASLEY | DISTRICT 1 DIRECTOR TIER Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 203 W 10TH ST, AUSTIN, TX 78701-2321
- Principal officer (990 for 2024)
- HEATHER RUSCHITZKO, 203 W 10TH STREET, AUSTIN, TX 78701
- Signed the 990
- HEATHER RUSCHITZKO, CFO
- Phone
- (512) 472-8388
- Website
- WWW.TEXASBANKERS.COM
- Return prepared by
- EIDE BAILLY LLP
Mission
THE MISSION OF THE TEXAS BANKERS ASSOCIATION IS TO MEET THE GROWING NEEDS OF OUR MEMBERS WITH EDUCATION, INFORMATION, AND ADVOCACY.
Program accomplishments
- TBA PROVIDES MEMBER SERVICES WHICH INCLUDE ADVOCACY AND ASSOCIATION GOVERNANCE.Expenses $5,482,141 · revenue $4,106,172
- TBA PROVIDES EDUCATION AND PROFESSIONAL DEVELOPMENT TO BANKERS ACROSS THE STATE ON THE MYRIAD OF BANKING REGULATIONS WITH WHICH BANKS AND BANKERS MUST COMPLY.Expenses $2,502,068 · revenue $3,749,910
- TBA PROVIDES WEALTH MANAGEMENT AND TRUST PROGRAMS TO BANKERS ACROSS THE STATE.Expenses $255,482 · revenue $183,715
- Expenses $423,905 · revenue $305,466
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in May, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | May 31, 2026 | October 15, 2026 | Not on file |
| 2024 | May 31, 2025 | October 15, 2025 | 990 on file |
| 2023 | May 31, 2024 | October 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0602235
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1942
- Accounting year ends
- May
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $44,606,890
- Income (IRS master file)
- $12,792,334
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | May 2025 | $9,312,328 | $10,746,546 | $44,606,890 | XML |
| 990 | May 2024 | $10,121,327 | $10,632,706 | $41,773,847 | XML |
| 990 | May 2023 | $10,180,056 | $9,906,292 | $41,820,110 | IRS |
| 990 | May 2022 | – | – | – | IRS |
| 990 | May 2021 | – | – | – | IRS |
| 990 | May 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0602235).
Questions about TEXAS BANKERS ASSOCIATION
- What is the EIN of TEXAS BANKERS ASSOCIATION?
- The employer identification number (EIN) of TEXAS BANKERS ASSOCIATION is 75-0602235.
- Is TEXAS BANKERS ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1942.
- Are donations to TEXAS BANKERS ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TEXAS BANKERS ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TEXAS BANKERS ASSOCIATION due?
- The return for tax year 2025 (the year ending May 31, 2026) is due October 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TEXAS BANKERS ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended May 2025.
- Who is the principal officer of TEXAS BANKERS ASSOCIATION?
- The 990 for the year ended May 31, 2025 names HEATHER RUSCHITZKO.
- Who are the officers and directors of TEXAS BANKERS ASSOCIATION?
- The 990 for the year ended May 31, 2025 lists 49 people; 6 received compensation from the organization, the highest $788,233 (CHRISTOPHER J FURLOW, EX-OFFICIO).
- How much revenue does TEXAS BANKERS ASSOCIATION have?
- On its 990 for the year ended May 31, 2025 it reported revenue of $9,312,328, expenses of $10,746,546 and total assets of $44,606,890 at year end.
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