2025-10-15T10:25:39-05:00 2025-05-31 450250958 EIDE BAILLY LLP 400 PINE ST STE 600 ABILENE TX 796015190 990 2024-06-01 750602235 TEXAS BANKERS ASSOCIATION TEXA 5124728388 203 W 10TH STREET AUSTIN TX 78701 HEATHER RUSCHITZKO CFO 5124728388 2025-10-14 1 1 MICHELLE BEATY CPA P01404339 3256724000 2025-10-14 2024 2025-03-06 01:10:19Z HEATHER RUSCHITZKO 203 W 10TH STREET AUSTIN TX 78701 12792334 0 X WWW.TEXASBANKERS.COM X 1905 TX OUR MISSION IS TO MEET THE NEEDS OF OUR MEMBERS WITH EDUCATION, INFORMATION, AND ADVOCACY. 34 33 110 275 -614956 0 4033078 4067472 3817010 4007114 1473674 259562 797565 978180 10121327 9312328 0 0 0 0 5380543 5829959 0 0 0 5252163 4916587 10632706 10746546 -511379 -1434218 41773847 44606890 25878344 29132513 15895503 15474377 THE MISSION OF THE TEXAS BANKERS ASSOCIATION IS TO MEET THE GROWING NEEDS OF OUR MEMBERS WITH EDUCATION, INFORMATION, AND ADVOCACY. 0 0 5482141 4106172 TBA PROVIDES MEMBER SERVICES WHICH INCLUDE ADVOCACY AND ASSOCIATION GOVERNANCE. 2502068 3749910 TBA PROVIDES EDUCATION AND PROFESSIONAL DEVELOPMENT TO BANKERS ACROSS THE STATE ON THE MYRIAD OF BANKING REGULATIONS WITH WHICH BANKS AND BANKERS MUST COMPLY. 255482 183715 TBA PROVIDES WEALTH MANAGEMENT AND TRUST PROGRAMS TO BANKERS ACROSS THE STATE. 423905 305466 423905 305466 8663596 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 X 42 0 1 110 1 1 1 0 0 0 1 1 0 0 0 X 34 33 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 TX X HEATHER RUSCHITZKO 5124728388 203 W 10TH STREET AUSTIN TX 78701 SHERIFAT LAWAL PRICE BANK LEADERSHIP COUNCIL CH 1.00 X 0 0 0 JAN MILLS CHAIR 1.00 X 0 0 0 RYAN MORRIS CHAIR DISCRETIONARY APPOIN 1.00 X 0 0 0 SHEILA S DONNELLY CHAIR DISCRETIONARY APPOIN 1.00 X 0 0 0 JOW QUIROGA CHAIR DISCRETIONARY APPOIN 1.00 X 0 0 0 SHANA DE PAOLI CHAIR DISCRETIONARY APPOIN 1.00 X 0 0 0 TANYA MILLER CHAIR DISCRETIONARY APPOIN 1.00 X 0 0 0 DEKE ALEXANDER CHAIR DISCRETIONARY APPOIN 1.00 X 0 0 0 J FRANK LEONE COMMUNITY BANKERS COUNCIL 1.00 X 0 0 0 WADE O EASLEY DISTRICT 1 DIRECTOR TIER 1.00 X 0 0 0 R MARK BAIN DISTRICT 1 DIRECTOR TIER 1.00 X 0 0 0 DEZI VARGAS DISTRICT 1 DIRECTOR TIER 1.00 X 0 0 0 NOAH LAYNE BRANDT DISTRICT 2 DIRECTOR TIER 1.00 X 0 0 0 CHAD D STARY DISTRICT 2 DIRECTOR TIER 1.00 X 0 0 0 RICHARD T CULLEN DISTRICT 2 DIRECTOR TIER 1.00 X 0 0 0 LONNIE W KEY DISTRICT 3 DIRECTOR TIER 1.00 X 0 0 0 BRAD BURTTSCHELL DISTRICT 3 DIRECTOR TIER 1.00 X 0 0 0 AC CORKY EVANS JR DISTRICT 3 DIRECTOR TIER 1.00 X 0 0 0 TODD MOORE DISTRICT 4 DIRECTOR 1.00 X 0 0 0 MICAH C BOLES DISTRICT 4 DIRECTOR TIER 1.00 X 0 0 0 J RONNIE SULLINS DISTRICT 4 DIRECTOR TIER 1.00 X 0 0 0 LEE R GIBSON DISTRICT 5 DIRECTOR TIER 1.00 X 0 0 0 DANNY W WEEMS DISTRICT 5 DIRECTOR TIER 1.00 X 0 0 0 NORMA J LANE DISTRICT 5 DIRECTOR TIER 1.00 X 0 0 0 EFFIE DENNISON DISTRICT 6 DIRECTOR TIER 1.00 X 0 0 0 CRAIG SCHEEF DISTRICT 6 DIRECTOR TIER 1.00 X 0 0 0 WADE C DONNELL DISTRICT 6 DIRECTOR TIER 1.00 X 0 0 0 MASON VAUGHAN DISTRICT 7 DIRECTOR TIER 1.00 X 0 0 0 REAVE J SCOTT DISTRICT 7 DIRECTOR TIER 1.00 X 0 0 0 GREG DODDS DISTRICT 7 DIRECTOR TIER 1.00 X 0 0 0 CHRISTOPHER J FURLOW EX-OFFICIO 40.00 X X 788233 0 73435 HAZEL DAVIS CERP CRCM FOUNDATION CHAIR 1.00 X 0 0 0 ANDY MARSHALL GOVERNMENT RELATIONS COUNC 1.00 X 0 0 0 A FORD SASSER III IMMEDIATE PAST CHAIR 1.00 X 0 0 0 JESSE J JACKSON PRESIDENTIAL APPOINTMENT 1.00 X 0 0 0 LARRY A MILLER PRESIDENTIAL APPOINTMENT 1.00 X 0 0 0 RAMON A VITULLI III REGIONAL BANKERS COUNCIL C 1.00 X 0 0 0 CHRISTOPHER A KINCAID TBASCO CHAIR 1.00 X 0 0 0 WILLIAM M LUCAS TREASURER 1.00 X 0 0 0 RONALD D BUTLER II VICE CHAIR 1.00 X 0 0 0 ELIZABETH T HETRICK WEALTH MANAGEMENT & TRUST 1.00 X 0 0 0 SCOTT DAUGHERTY OFFICER 1.00 39.00 X 0 440266 52824 LATRESA M POWELL OFFICER 1.00 39.00 X 0 196522 35122 CELESTE MAY EMBREY OFFICER 40.00 X 330727 0 58182 BRIEN G O'CONNOR OFFICER 1.00 39.00 X 0 442752 60849 BENJAMIN CHARLES BUEHLER OFFICER 4.00 36.00 X 17901 162694 22640 HEATHER LYNN RUSCHITZKO OFFICER 40.00 X 279053 0 62419 JOHN R BRIGANCE STAFF 40.00 X 321961 0 45913 CARLOS V ESPINOSA STAFF 40.00 X 164970 0 36431 1902845 1242234 447815 5 0 1 0 0 4067472 4067472 PROFESSIONAL DEVELOPMENT 3749910 3749910 TRUST DIVISION PROGRAM 183715 183715 PUBLICATION SALES 73489 73489 4007114 238413 238413 495183 495183 1803651 310000 3479070 0 -1675419 310000 -1365419 -843274 -522145 22085 936 21149 21149 21149 MANAGEMENT FEE 1502909 1502909 ADVERTISING 190297 28750 161547 OTHER 88439 88439 66771 66771 1848416 9312328 5627212 -614956 232600 1902844 1534025 368819 3543009 2856285 686724 351390 283282 68108 32716 26375 6341 454189 366156 88033 10362 8354 2008 514557 414823 99734 111115 89578 21537 35701 28781 6920 214902 173249 41653 19046 15354 3692 641531 517186 124345 277195 223468 53727 256122 206479 49643 130239 104995 25244 56006 45151 10855 FOOD AND BEVERAGE 973088 784479 188609 PRINTING & PUBLICATIONS 297174 239574 57600 DIRECT PROGRAM COSTS 263963 212800 51163 SUPPLIES 226367 182491 43876 435030 350711 84319 10746546 8663596 2082950 0 832720 744615 2546653 2157982 6451 3765 257199 277627 41029615 2756408 38673313 38273207 -1094360 -388555 551871 3538249 41773847 44606890 2625920 2163663 701973 795196 22319005 26005658 231446 167996 25878344 29132513 X 15895503 15474377 15895503 15474377 41773847 44606890 X -1434218 -123610 1136702 X 0 1 X 1 0 399370 399370 39171823 2189222 36982601 1243521 447468 796053 214901 119718 95183 38273207 INVESTMENT IN BARTON CREEK CC 44625 LEASE CAPITAL COSTS 3493624 3538249 TENANT SECURITY DEPOSITS 122416 TENANT RENT DEPOSITS 45580 167996 X X X 1 1 X X X X 0 0 0 CHRISTOPHER J FURLOW EX-OFFICIO 636900 0 130000 0 21333 0 41835 0 31600 0 861668 0 0 0 BRIEN G O'CONNOR OFFICER 0 99779 0 13376 0 329597 0 41835 0 19014 0 503601 0 0 SCOTT DAUGHERTY OFFICER 0 336838 0 98280 0 5148 0 42631 0 10193 0 493090 0 0 CELESTE MAY EMBREY OFFICER 294133 0 34800 0 1794 0 40979 0 17203 0 388909 0 0 0 JOHN R BRIGANCE STAFF 280313 0 36500 0 5148 0 38846 0 7067 0 367874 0 0 0 HEATHER LYNN RUSCHITZKO OFFICER 247259 0 30000 0 1794 0 34350 0 28069 0 341472 0 0 0 LATRESA M POWELL OFFICER 0 73136 0 10701 0 112685 0 19753 0 15369 0 231644 0 0 BENJAMIN CHARLES BUEHLER OFFICER 17901 145357 0 15750 0 1587 0 12447 0 10193 17901 185334 0 0 CARLOS V ESPINOSA STAFF 145056 0 18360 0 1554 0 14720 0 21711 0 201401 0 0 0 PART I, LINE 1A THE ASSOCIATION SOMETIMES ASKS THE SPOUSE OF THE CEO TO TRAVEL TO MEETINGS TO ACT AS HOSTESS AT FUNCTIONS INVOLVING OTHER BANKERS AND THEIR SPOUSES. THE ASSOCIATION PAYS FOR THE SPOUSE'S AIR TRAVEL AND MEALS. THE VALUE OF THE TRAVEL IS REPORTED AS INCOME TO THE CEO ON A 1099 EACH YEAR. PART I, LINE 1B FOR THE TRAVEL, THE ASSOCIATION REIMBURSES THE CEO FOR THE ESTIMATED TAX DUE TO THE INCREASED INCOME FROM SPOUSE TRAVEL, ON A GROSS UP METHOD. PER OUR NEGOTIATED, WRITTEN CONTRACT WITH THE CEO, THE ASSOCIATION PAYS CERTAIN SOCIAL CLUB DUES. PART I, LINE 3 THE ORGANIZATION USES MANY METHODS TO DETERMINE FAIR AND ADEQUATE COMPENSATION FOR THE CEO INCLUDING A COMPENSATION COMMITTEE, A WRITTEN CONTRACT, AND OUTSIDE SURVEYS. FORM 990, PART V, LINE 2B: TEXAS BANKERS ASSOCIATION (TBA) UTILIZES A THIRD PARTY PAYROLL SERVICE PROVIDER CALLED INSPERITY, A PROFESSIONAL EMPLOYMENT ORGANIZATION (PEO). TBA EMPLOYEES ARE CO-EMPLOYEES OF BOTH TBA & INSPERITY. THE SERVICES INSPERITY PROVIDES FOR TBA INCLUDE: PAYROLL PROCESSING, WITHHOLDING & PAYMENT OF EMPLOYEE & EMPLOYER PAID PAYROLL TAXES UNDER INSPERITY'S EIN #, MANAGEMENT OF EMPLOYEE HEALTH INSURANCE PLANS, AND ISSUING W-2S UNDER THE INSPERITY EIN #. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS/STOCKHOLDERS. FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE GOVERNING BODY ARE ELECTED UNDER THE ENTITIES POLICIES AND BY-LAWS. FORM 990, PART VI, SECTION A, LINE 7B ALL DECISIONS ARE VOTED ON ACCORDING TO THE ENTITIES POLICIES AND BY-LAWS. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE AUDIT COMMITTEE. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST FORM. FORM 990, PART VI, SECTION B, LINE 15 THE EXECUTIVE COMMITTEE REVIEWS THE COMPENSATION OF THE OFFICERS, INCLUDING THE PRESIDENT. FORM 990, PART VI, SECTION C, LINE 19 PROVIDED UPON WRITTEN REQUEST. FORM 990, PART XI, LINE 9: INCOME FROM SUBSIDIARIES 1,136,702. TBA HQ LLC 203 W 10TH STREET AUSTIN TX 78701 853525309 BUILDING MANAGEMENT SERVICES TX 41574785 TEXAS BANKERS ASSOCIATION TEXAS BANKERS FOUNDATION PO BOX 162407 AUSTIN TX 78716 742602147 PRIVATE FOUNDATION TX 501(C)(3) PF TEXAS BANKERS ASSOCIATION 1 SOUTHWEST ASSOCIATION OF BANK COUNSEL PO BOX 162407 AUSTIN TX 78716 741939640 EDUCATION TX 501(C)(6) 1 TBA BANKERS POLITICAL ACCTION COMMITTEE PO BOX 162407 AUSTIN TX 78716 742219673 POLITICAL SUPORT TX 527 1 TBA SERVICES COMPANY INC 203 W 10TH STREET AUSTIN TX 78701 742470786 MARKETING TX TEXAS BANKERS ASSOCIATION C 1.00000 1 TEXAS BANKERS INSURANCE AGENCY 203 W 10TH STREET AUSTIN TX 78701 742801974 INSURANCE TX TEXAS BANKERS ASSOCIATION C 1.00000 1 COMPLIANCE ALLIANCE COMPLIANCE HUB (TX) DIVISION INC 203 W 10TH STREET AUSTIN TX 78701 741942328 COMPLIANCE TX TEXAS BANKERS ASSOCIATION C 1.00000 1 TEXAS RED BOOK INC 203 W 10TH STREET AUSTIN TX 78701 742517462 PUBLISHING TX TEXAS BANKERS ASSOCIATION C 0.50000 0 COMPLIANCE ALLIANCE COMPLIANCE HUB (US) DIVISION INC 203 W 10TH STREET AUSTIN TX 78701 453660066 COMPLIANCE SERVICES TX COMPLIANCE HUB (TX) DIVISION C 0.98000 1 TROLL FREE INC 203 W 10TH STREET AUSTIN TX 78701 814539906 LEGAL PROTECTION TX TEXAS BANKERS ASSOCIATION C 1.00000 1 COMPLIANCE ALLIANCE LLC 203 W 10TH STREET AUSTIN TX 78701 833701840 COMPLIANCE SERVICES TX TEXAS BANKERS ASSOCIATION C 1.00000 1 COMPLIANCE ALLIANCE ASSURANCE SERVICES DIVISION LLC 203 W 10TH STREET AUSTIN TX 78701 831167430 COMPLIANCE SERVICES TX COMPLIANCE ALLIANCE LLC C 1.00000 1 COMPLIANCE ALLIANCE VIRTUAL PARTNERS DIVISION LLC 203 W 10TH STREET AUSTIN TX 78701 851796817 COMPLIANCE SERVICES TX COMPLIANCE ALLIANCE LLC C 1.00000 1 1 0 0 0 0 1 0 0 0 0 0 1 0 1 1 0 1 0 0 TEXAS BANKERS INSURANCE AGENCY Q 2603205 FMV TEXAS BANKERS FOUNDATION Q 23396 FMV TBA SERVICES COMPANY INC Q 554000 FMV COMPLIANCE ALLIANCE VIRTUAL PARTNERS DIVISION LLC Q 6490000 FMV COMPLIANCE ALLIANCE ASSURANCE SERVICES DIVISION LLC Q 1073000 FMV COMPLIANCE ALLIANCE COMPLIANCE HUB (US) DIVISION INC Q 4582518 FMV COMPLIANCE ALLIANCE COMPLIANCE HUB (TX) DIVISION INC Q 1243938 FMV TEXAS BANKERS INSURANCE AGENCY O 482314 FMV COMPLIANCE ALLIANCE COMPLIANCE HUB (TX) DIVISION INC O 589457 FMV COMPLIANCE ALLIANCE ASSURANCE SERVICES DIVISION LLC O 73350 FMV TBA SERVICES COMPANY INC O 122957 FMV SOUTHWEST ASSOCIATION OF BANK COUNSEL L 30000 FMV COMPLIANCE ALLIANCE LLC A 40000 FMV TBA SERVICES COMPANY INC A 15000 FMV COMPLIANCE ALLIANCE ASSURANCE SERVICES DIVISION LLC A 30000 FMV TEXAS BANKERS INSURANCE AGENCY A 35000 FMV COMPLIANCE ALLIANCE COMPLIANCE HUB (TX) DIVISION INC A 65000 FMV COMPLIANCE ALLIANCE VIRTUAL PARTNERS DIVISION LLC O 234831 FMV COMPLIANCE ALLIANCE VIRTUAL PARTNERS DIVISION LLC A 125000 FMV