Nonprofit · EIN 64-0304718
STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI
Also known as VICKSBURG RAILROAD CREDIT UNION
Tax-exempt · VICKSBURG, MS 39181
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $690,191 | $628,540 | $61,651 | $12,005,650 | $8,151,777 | $3,853,873 |
| December 31, 2023 | 990 | $646,174 | $580,502 | $65,672 | $11,329,887 | $7,542,283 | $3,787,604 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $476,813
- Investment income
- $144,990
- Other revenue
- $68,388
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $215,336
- Salaries, compensation and benefits (total)
- $267,163
- Professional fundraising fees
- $0
- Legal fees
- $1,114
- Accounting fees
- $19,500
- Occupancy
- $19,950
- Travel
- $1,516
- Depreciation
- $9,487
- Program services (functional)
- $628,540
Balance sheet and other
- Total assets, start of year
- $11,329,887
- Total assets, end of year
- $12,005,650
- Total liabilities, end of year
- $8,151,777
- Net assets, end of year
- $3,853,873
- Land, buildings and equipment
- $195,286
- Gross receipts
- $690,191
- Employees
- 5
- Volunteers
- 0
- Year formed
- 1934
- State of legal domicile
- MS
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID BELL | CEO Officer | 40 | $82,830 | $2,178 |
| HUGH FREEMAN | PRESIDENT Officer | 1 | $0 | $0 |
| LEE MUSGROVE | VICE PRESIDENT Officer | 1 | $0 | $0 |
| AMANDA DAVIS | SECRETARY Officer | 1 | $0 | $0 |
| MIKE TANNER | MEMBER Officer | 1 | $0 | $0 |
| JEFF PELTZ | TREASURER Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID BELL | CEO Officer | 40 | $85,008 |
| HUGH FREEMAN | PRESIDENT Officer | 1 | $0 |
| LEE MUSGROVE | VICE PRESIDENT Officer | 1 | $0 |
| AMANDA DAVIS | SECRETARY Officer | 1 | $0 |
| MIKE TANNER | MEMBER Officer | 1 | $0 |
| JEFF PELTZ | TREASURER Officer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 802, VICKSBURG, MS 39181-0802
- Principal officer (990 for 2024)
- DAVID BELL, 2101 CHERRY ST, VICKSBURG, MS 39180
- Signed the 990
- DAVID BELL, CEO
- Phone
- (601) 638-3134
- Website
- WWW.VRCUMS.COM
- Return prepared by
- BOOLOS OAKES CPA FIRM
Mission
TO PROMOTE THRIFT BY AFFORDING AN OPPORTUNITY TO ACCUMLATE SAVINGS AND TO CREATE A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSE.
Program accomplishments
- THE CORPORATION CONTINUED ITS OPERATION OF THE CREDIT UNION. IT RECEIVED DEPOSITS AND INVESTMENTS ALONG WITH MAKING SOME ADDITIONAL LOANS DURING YEAR 2017.Expenses $628,540
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 64-0304718
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1970
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $12,005,650
- Income (IRS master file)
- $690,191
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $690,191 | $628,540 | $12,005,650 | XML |
| 990 | December 2023 | $646,174 | $580,502 | $11,329,887 | XML |
| 990 | December 2022 | $524,068 | $492,540 | $11,689,462 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 64-0304718).
Questions about STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI
- What is the EIN of STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI?
- The employer identification number (EIN) of STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI is 64-0304718.
- Is STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1970.
- Are donations to STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI?
- The 990 for the year ended December 31, 2024 names DAVID BELL.
- Who are the officers and directors of STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI?
- The 990 for the year ended December 31, 2024 lists 6 people; 1 received compensation from the organization, the highest $82,830 (DAVID BELL, CEO).
- How much revenue does STATE CHARTERED CREDIT UNIONS IN MISSISSIPPI have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $690,191, expenses of $628,540 and total assets of $12,005,650 at year end.
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