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      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>0</FSAuditedInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleD documentId="RetDoc1040000001">
      <LandGrp>
        <OtherCostOrOtherBasisAmt>40000</OtherCostOrOtherBasisAmt>
        <BookValueAmt>40000</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>197467</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>28858</DepreciationAmt>
        <BookValueAmt>168609</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>87873</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>101196</DepreciationAmt>
        <BookValueAmt>-13323</BookValueAmt>
      </EquipmentGrp>
      <TotalBookValueLandBuildingsAmt>195286</TotalBookValueLandBuildingsAmt>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER SHARES</Desc>
        <Amt>4908070</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER SHARE DRAFTS</Desc>
        <Amt>328296</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER IRAS</Desc>
        <Amt>446626</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>MEMBER CDS</Desc>
        <Amt>2455807</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>8138799</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>THIS IS A NOT-FOR-PROFIT CORPORATION WITH MEMBERS OF A SINGLE CLASS. EACH MEMBER ATTENDING THE ANNUAL MEETING HAS 1 VOTE FOR EACH POSITION OPEN ON THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THIS IS A NOT-FOR-PROFIT CORPORATION WITH MEMBERS OF A SINGLE CLASS. EACH MEMBER ATTENDING THE ANNUAL MEETING HAS 1 VOTE FOR EACH POSITION OPEN ON THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>BOARD REVIEWED FORM 990 BEFORE FILING AND RECEIVED A COPY AFTER FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CEO'S SALARY IS SET &amp; REVIEWED AT LEAST ANNUALLY BY THE BOARD OF DIRECTORS AND COMPARED WITH THE SALARY REPORTS OF OTHER SIMILAR CREDIT UNION STAFF PROVIDED BY MCUA-SALARY SURVEY. ALL OTHER EMPLOYEE SALARIES ARE SET AND REVIEWED AT LEAST ANNUALLY BY THE BOARD OF DIRECTORS AND ALSO COMPARED WITH SALARY REPORTS OF OTHER CREDIT UNION STAFF.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>AS REQUESTED</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>