Nonprofit · EIN 63-0458217
MOBILE EDUCATORS CREDIT UNION
Tax-exempt · MOBILE, AL 36606
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,682,184 | $3,317,215 | $1,364,969 | $110,446,183 | $96,616,275 | $13,829,908 |
| December 31, 2024 | 990 | $4,385,271 | $3,464,260 | $921,011 | $109,107,642 | $96,897,537 | $12,210,105 |
| December 31, 2023 | 990 | $4,091,498 | $3,174,368 | $917,130 | $108,395,286 | $97,237,341 | $11,157,945 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $4,682,184
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $326,468
- Other salaries and wages
- $686,332
- Salaries, compensation and benefits (total)
- $1,262,903
- Professional fundraising fees
- $0
- Legal fees
- $12,123
- Accounting fees
- $42,000
- Occupancy
- $213,903
- Travel
- $2,744
- Depreciation
- $135,675
Balance sheet and other
- Total assets, start of year
- $109,107,642
- Total assets, end of year
- $110,446,183
- Total liabilities, end of year
- $96,616,275
- Net assets, end of year
- $13,829,908
- Land, buildings and equipment
- $3,122,559
- Gross unrelated business income
- $7,603
- Gross receipts
- $4,682,184
- Employees
- 24
- Volunteers
- 10
- Year formed
- 1954
- State of legal domicile
- AL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TINA B WILLIAMS | PRESIDENT/CEO Officer | 40 | $187,209 | $20,357 |
| JASON SINGLEY | VP OPERATIONS & COMPLIANCE Officer | 40 | $104,706 | $14,197 |
| CHRISTINE NASSAR | BOARD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| MARILYN HOWELL | BOARD VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| D LLOYD SCOTT | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
| KATHRYN SMITH | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| MILDRED BLASS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DESIREE DUKE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SHELIA MARTIN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| EVELINE DENNIS | SUPERVISORY COMMITTEE CHAIR Trustee or director | 1 | $0 | $0 |
| VIRGINIA SUE SMITH | SUPERVISORY COMMITTEE MEMBER Trustee or director | 1 | $0 | $0 |
| BARBARA SCARBROUGH | SUPERVISORY COMMITTEE MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TINA B WILLIAMS | PRESIDENT/CEO Officer | 40 | $177,708 | $19,631 |
| D LLOYD SCOTT | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
| PETER KINGSFORD | BOARD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| CARLOS M MONTGOMERY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHRISTINE NASSAR | BOARD VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| KATHRYN SMITH | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MILDRED BLASS | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| MARILYN HOWELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| VIRGINIA SUE SMITH | SUPERVISORY COMMITTEE CHAI Trustee or director | 1 | $0 | $0 |
| BARBARA SCARBROUGH | SUPERVISORY COMMITTEE Trustee or director | 1 | $0 | $0 |
| EVELINE DENNIS | SUPERVISORY COMMITTEE Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TINA B WILLIAMS | PRESIDENT/CEO Officer | 40 | $170,206 | $19,374 |
| D LLOYD SCOTT | BOARD TREASURER BEGINNING 2023 Trustee or director | 1 | $0 | $0 |
| PETER KINGSFORD | BOARD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| G MILTON WILLAMS | BOARD TREASURER THRU 2023 Trustee or director | 1 | $0 | $0 |
| CARLOS M MONTGOMERY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHRISTINE NASSAR | BOARD VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| KATHRYN SMITH | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MILDRED BLASS | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| MARILYN HOWELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| VIRGINIA SUE SMITH | SUPERVISORY COMMITTEE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| BARBARA SCARBROUGH | SUPERVISORY COMMITTEE Trustee or director | 1 | $0 | $0 |
| EVELINE DENNIS | SUPERVISORY COMMITTEE Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3150 AIRPORT BLVD, MOBILE, AL 36606-3803
- In care of
- % TINA WILLIAMS
- Principal officer (990 for 2025)
- TINA B WILLIAMS, 3150 AIRPORT BLVD, MOBILE, AL 36606
- Signed the 990
- TINA B WILLIAMS, CEO
- Phone
- (251) 473-4712
- Website
- WWW.YOURMECU.COM
- Return prepared by
- PEARCE BEVILL CPAS & ADVISORS PC
Mission
THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT FAIR AND REASONABLE RATES OF INTEREST.
Program accomplishments
- ALABAMA BANKING CODE, SECTION 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. MOBILE EDUCATORS CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, PROVIDES A VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS, WHO PRIMARILY WORK IN VARIOUS SCHOOLS AND UNIVERSITIES IN MOBILE COUNTY AND BALDWIN COUNTY, ALABAMA. AS OF DECEMBER 31, 2025, THE CREDIT UNION PROVIDED SERVICES TO APPROXIMATELY 8,215 MEMBERS.Expenses $3,317,214
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 63-0458217
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1967
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1422: ALABAMA CREDIT UNION ADMINISTRATION
- Assets (IRS master file)
- $110,446,183
- Income (IRS master file)
- $4,682,184
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,682,184 | $3,317,215 | $110,446,183 | XML |
| 990 | December 2024 | $4,385,271 | $3,464,260 | $109,107,642 | IRS |
| 990 | December 2023 | $4,091,498 | $3,174,368 | $108,395,286 | XML |
| 990 | December 2022 | $3,200,193 | $2,671,617 | $110,433,262 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 63-0458217).
Questions about MOBILE EDUCATORS CREDIT UNION
- What is the EIN of MOBILE EDUCATORS CREDIT UNION?
- The employer identification number (EIN) of MOBILE EDUCATORS CREDIT UNION is 63-0458217.
- Is MOBILE EDUCATORS CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1967.
- Are donations to MOBILE EDUCATORS CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MOBILE EDUCATORS CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MOBILE EDUCATORS CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MOBILE EDUCATORS CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MOBILE EDUCATORS CREDIT UNION?
- The 990 for the year ended December 31, 2025 names TINA B WILLIAMS.
- Who are the officers and directors of MOBILE EDUCATORS CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 12 people; 2 received compensation from the organization, the highest $187,209 (TINA B WILLIAMS, PRESIDENT/CEO).
- How much revenue does MOBILE EDUCATORS CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,682,184, expenses of $3,317,215 and total assets of $110,446,183 at year end.
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