Nonprofit · EIN 36-6066647
MEMBERSALLIANCE CREDIT UNION
Tax-exempt · ROCKFORD, IL 61108
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $16,001,055 | $14,127,866 | $1,873,189 | $290,125,473 | $263,376,020 | $26,749,453 |
| December 31, 2024 | 990 | $16,845,918 | $13,502,429 | $3,343,489 | $281,812,133 | $257,680,995 | $24,131,138 |
| December 31, 2023 | 990 (amended) | $12,642,558 | $11,583,549 | $1,059,009 | $284,454,101 | $264,322,494 | $20,131,607 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $13,687,463
- Investment income
- $2,313,592
- Net gain from sales of assets
- -$8,520
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $844,013
- Other salaries and wages
- $4,238,440
- Salaries, compensation and benefits (total)
- $6,530,856
- Professional fundraising fees
- $0
- Legal fees
- $9,088
- Accounting fees
- $126,598
- Occupancy
- $607,744
- Travel
- $17,007
- Depreciation
- $259,090
- Program services (functional)
- $14,127,866
Balance sheet and other
- Total assets, start of year
- $281,812,133
- Total assets, end of year
- $290,125,473
- Total liabilities, end of year
- $263,376,020
- Net assets, end of year
- $26,749,453
- Land, buildings and equipment
- $4,277,625
- Publicly traded securities
- $16,582,741
- Gross receipts
- $16,009,575
- Employees
- 107
- Volunteers
- 10
- Year formed
- 1938
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHERYL SIO | FORMER CEO Trustee or director, Officer | 40 | $191,786 | $26,343 |
| LISA KELLER | CHIEF OPERATING OFFICER Officer | 40 | $164,305 | $35,734 |
| KELLY FROELIGER | VP OF FINANCE Officer | 40 | $116,485 | $18,438 |
| MATT LYNCH | VP OF MARKETING Officer | 40 | $111,704 | $18,007 |
| JEREMY TALL | VP OF LENDING Trustee or director | 40 | $102,069 | $16,637 |
| LINDSEY DEBARTELO | CEO Trustee or director | 40 | $42,505 | $0 |
| GREG HOPKINS | BOARD CHAIRMAN Trustee or director | 4 | $0 | $0 |
| MICHAEL YOUNGBLOOD | VICE CHAIRMAN Trustee or director | 1 | $0 | $0 |
| STEVE NAFF | TREASURER Trustee or director | 1 | $0 | $0 |
| KEITH EDEN | SUPERVISORY COMMITTEE CHAIR Trustee or director | 1 | $0 | $0 |
| SUSAN CAMPBELL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MARY MAXTED | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DONNA BATES | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SARA DONTJE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN SCHWUCHOW | DIRECTOR Trustee or director | 1 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| PETRINELLA SOWELL | SECRETARY Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LISA KELLER | CHIEF OPERATING OFFICER Officer | 40 | $160,049 | $225,653 |
| CHERYL SIO | CEO Trustee or director, Officer | 40 | $198,342 | $29,987 |
| KELLY FROELINGER | VP OF FINANCE Officer | 40 | $110,290 | $35,658 |
| MATT LYNCH | VP OF MARKETING Officer | 40 | $108,179 | $17,226 |
| GREG HOPKINS | BOARD CHAIRMAN Trustee or director | 4 | $0 | $0 |
| MICHAEL YOUNGBLOOD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| STEVE NAFF | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KEITH EDEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SUSAN CAMPBELL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MARY MAXTED | SUPERVISORY COMMITTEE CHARI Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Cheryl Sio | President Officer | 40 | $179,812 | $29,278 |
| Lisa Keller | Chief Operating Officer Officer | 40 | $127,454 | $45,179 |
| Christine Erickson | Vice President of Lending Officer | 40 | $162,498 | $1,461 |
| Kelly Froeliger | Vice President of Finance Officer | 40 | $106,609 | $33,802 |
| Matthew Lynch | VP of Branding and Development Officer | 40 | $103,277 | $15,340 |
| Greg Hopkins | Board Chairman Trustee or director | 4 | $0 | $0 |
| Chris Anderson | Board Member Trustee or director | 1 | $0 | $0 |
| Susan Campbell | Board Member Trustee or director | 1 | $0 | $0 |
| Mary Maxted | Supervisory Committee Chair Trustee or director | 2 | $0 | $0 |
| Steven Naff | Board Secratary Trustee or director | 1 | $0 | $0 |
| Keith Eden | Board Member Trustee or director | 1 | $0 | $0 |
| Michael Youngblood | Board Member Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2550 S ALPINE RD, ROCKFORD, IL 61108-7813
- Principal officer (990 for 2025)
- LINDSEY DEBARTELO, 2550 S ALPINE ROAD, ROCKFORD, IL 61108
- Signed the 990
- LINDSEY DEBARTELO, PRESIDENT & CEO
- Phone
- (815) 226-2260
- Website
- WWW.MEMBERSALLIANCE.ORG
- Return prepared by
- SELDEN FOX LTD
Mission
TO BE THE LEADER IN OUR COMMUNITY IN PROVIDING FINANCIAL PRODUCTS, EXCEPTIONAL SERVICE, AND FINANCIAL EDUCATION.
Program accomplishments
- PROVIDED CONSUMER, REAL ESTATE, AND HOME EQUITY LOANS TO MEMBERS AT COMPETITIVE INTERST RATES. THERE WERE 21,868 MEMBERS AND 13,883 LOANS TO MEMBERS TOTALING $190 MILLION AS OF DECEMBER 31, 2025. PROVIDED VARIOUS DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITVE INTERST RATES. DEPOSIT ACCOUNTS TO MEMBERS TOTALED $260 MILLION AS OF DECEMBER 31, 2025.Expenses $14,127,866 · revenue $16,001,055
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 36-6066647
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $290,125,473
- Income (IRS master file)
- $16,009,575
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $16,001,055 | $14,127,866 | $290,125,473 | XML |
| 990 | December 2024 | $16,845,918 | $13,502,429 | $281,812,133 | XML |
| 990 | December 2023 | $12,642,558 | $11,583,549 | $284,454,101 | XML |
| 990 | December 2022 | $11,651,256 | $9,931,863 | $272,214,856 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-6066647).
Questions about MEMBERSALLIANCE CREDIT UNION
- What is the EIN of MEMBERSALLIANCE CREDIT UNION?
- The employer identification number (EIN) of MEMBERSALLIANCE CREDIT UNION is 36-6066647.
- Is MEMBERSALLIANCE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to MEMBERSALLIANCE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MEMBERSALLIANCE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MEMBERSALLIANCE CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MEMBERSALLIANCE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MEMBERSALLIANCE CREDIT UNION?
- The 990 for the year ended December 31, 2025 names LINDSEY DEBARTELO.
- Who are the officers and directors of MEMBERSALLIANCE CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 16 people; 6 received compensation from the organization, the highest $191,786 (CHERYL SIO, FORMER CEO).
- How much revenue does MEMBERSALLIANCE CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $16,001,055, expenses of $14,127,866 and total assets of $290,125,473 at year end.
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