2026-04-10T09:38:14-05:00 2025-12-31 362985770 SELDEN FOX LTD ONE PARKVIEW PLAZA SUITE 710 OAKBROOK TERRACE IL 60181 990 2025-01-01 366066647 MEMBERSALLIANCE CREDIT UNION MEMB 8152262260 2550 S ALPINE ROAD ROCKFORD IL 61108 LINDSEY DEBARTELO PRESIDENT & CEO 8152262260 2026-04-09 1 MICHAEL KRAM P01469094 6309541400 2025 2025-03-06 01:10:19Z LINDSEY DEBARTELO 2550 S ALPINE ROAD ROCKFORD IL 61108 16009575 0 X WWW.MEMBERSALLIANCE.ORG X COOPERATIVE 1938 IL PROVIDE FINANCIAL PRODUCTS AND SERVICES FOR MEMBERS. 11 10 107 10 0 0 0 0 12294810 13687463 4551108 2313592 0 0 16845918 16001055 0 0 0 0 6057844 6530856 0 0 0 7444585 7597010 13502429 14127866 3343489 1873189 281812133 290125473 257680995 263376020 24131138 26749453 TO BE THE LEADER IN OUR COMMUNITY IN PROVIDING FINANCIAL PRODUCTS, EXCEPTIONAL SERVICE, AND FINANCIAL EDUCATION. 0 0 14127866 16001055 PROVIDED CONSUMER, REAL ESTATE, AND HOME EQUITY LOANS TO MEMBERS AT COMPETITIVE INTERST RATES. THERE WERE 21,868 MEMBERS AND 13,883 LOANS TO MEMBERS TOTALING $190 MILLION AS OF DECEMBER 31, 2025. PROVIDED VARIOUS DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITVE INTERST RATES. DEPOSIT ACCOUNTS TO MEMBERS TOTALED $260 MILLION AS OF DECEMBER 31, 2025. 14127866 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5555 0 1 107 1 0 0 0 0 0 0 0 0 0 0 X 11 10 0 0 1 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X LINDSEY DEBARTELO 8152262260 2550 S ALPINE ROCKFORD IL 61108 GREG HOPKINS BOARD CHAIRMAN 4.00 X 0 0 0 MICHAEL YOUNGBLOOD VICE CHAIRMAN 1.00 X 0 0 0 STEVE NAFF TREASURER 1.00 X 0 0 0 KEITH EDEN SUPERVISORY COMMITTEE CHAIR 1.00 X 0 0 0 SUSAN CAMPBELL DIRECTOR 1.00 X 0 0 0 MARY MAXTED DIRECTOR 1.00 X 0 0 0 DONNA BATES DIRECTOR 1.00 X 0 0 0 SARA DONTJE DIRECTOR 1.00 X 0 0 0 JOHN SCHWUCHOW DIRECTOR 1.00 X 0 0 0 PETRINELLA SOWELL SECRETARY 1.00 X 0 0 0 LINDSEY DEBARTELO CEO 40.00 X 42505 0 0 CHERYL SIO FORMER CEO 40.00 X X 191786 0 26343 JEREMY TALL VP OF LENDING 40.00 X 102069 0 16637 KELLY FROELIGER VP OF FINANCE 40.00 X 116485 0 18438 LISA KELLER CHIEF OPERATING OFFICER 40.00 X 164305 0 35734 MATT LYNCH VP OF MARKETING 40.00 X 111704 0 18007 728854 0 115159 5 0 1 0 0 INTEREST FROM LOANS 522100 9855746 9855746 FEE AND INTERCHANGE INCOME 522100 3677867 3677867 OTHER 522100 153850 153850 13687463 2322112 2322112 8520 -8520 -8520 -8520 16001055 16001055 0 0 844013 844013 4238440 4238440 276087 276087 772898 772898 399418 399418 9088 9088 126598 126598 319059 319059 199121 199121 548055 548055 607744 607744 17007 17007 7000 7000 1456283 1456283 259090 259090 35096 35096 SERVICE AND PRODUCT EXP 2746486 2746486 PROVISION FOR CREDIT LO 894027 894027 VISA REWARD POINTS 224183 224183 MISCELLANEOUS 148173 148173 14127866 14127866 0 0 2027159 2212006 7596675 7626764 1378357 1115856 178600893 196872858 505281 495008 9442675 5165050 4332141 4277625 23637615 16582741 54982012 52460081 8752000 8482534 281812133 290125473 4033060 3673327 253647935 259702693 257680995 263376020 X 0 0 0 0 24131138 26749453 24131138 26749453 281812133 290125473 1873189 745126 0 X X 0 1 X 1 0 1226557 1226557 5919965 3052461 2867504 334636 320393 14243 1961517 1792196 169321 4277625 CERTIFICATES OF DEPOSIT 51859977 C CAPITAL IN CORPORATE CREDIT UNION 304204 C FHLB CAPITAL STOCK 295900 C 52460081 MEMBER DEPOSITS 259702693 259702693 16001055 0 16001055 0 16001055 14127866 0 14127866 0 14127866 X X 0 0 0 CHERYL SIO FORMER CEO 191786 0 0 0 0 0 13965 0 12378 0 218129 0 0 0 LISA KELLER CHIEF OPERATING OFFICER 164305 0 0 0 0 0 17198 0 18536 0 200039 0 0 0 PART I, LINE 3 THE PRESIDENT'S SALARY IS DETERMINED BY THE BOARD CHAIRMAN, USING THE SAME THIRD-PARTY SOURCE USED TO DETERMINE ALL STAFF SALARY RANGES, PERFORMANCE AGAINST ESTABLISHED AND REVIEWED GOALS AND OBJECTIVES, ADN THE WAGE AND SALARY COMMITTEE'S OVERALL MERIT PERCENTAGE ESTABLISHED FOR DETERMINING THE ANNUAL SALARY BUDGET. FORM 990, PART VI, SECTION A, LINE 4 EFFECTIVE 05/20/25, THE CREDIT UNION MODIFIED THE NUMBER OF DIRECTORS TO 11. FORM 990, PART VI, SECTION A, LINE 6 DEPOSITORS ARE CONSIDERED MEMBERS FORM 990, PART VI, SECTION A, LINE 7A MEMBERS HAVE THE RIGHT TO VOTE FOR THE BOARD OF DIRECTORS. MEMBERS ARE ASKED TO ASSIGN THEIR VOTES VIA PROXY TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B MEMBERS VOTE FOR THE BOARD OF DIRECTORS VIA PROXY. FORM 990, PART VI, SECTION B, LINE 11B THE 990 IS PREPARED BY AN EXTERNAL ACCOUNTANT AND REVIEWED BY THE PRESIDENT AND THE VICE PRESIDENT OF FINANCE BEFORE IT IS FILED. BOARD MEMBERS ARE NOTIFIED WHEN THE FILING IS COMPLETE AND ARE ABLE TO ACCESS IT ON THE BOARD PORTAL. THE BOARD DOES NOT REQUIRE REVIEW PRIOR TO SUBMISSION. FORM 990, PART VI, SECTION B, LINE 12C POLICIES ARE FREQUENTLY UPDATED, REQUIRING BOARD APPROVAL. EACH YEAR AT THE ANNUAL ORGANIZATIONAL MEETING THE BOARD APPROVES THE POLICY MANUAL AS A WHOLE. THE POLICY MANUAL IS ALWAYS AVAILABLE ON THE BOARD PORTAL. FORM 990, PART VI, SECTION B, LINE 15 THE PRESIDENT'S SALARY IS DETERMINED BY THE BOARD CHAIRMAN, USING THE SAME THIRD PARTY SOURCED USED TO DETERMINE ALL STAFF AND EXECUTIVE SALARY RANGES, PERFORMANCE AGAINST ESTABLISHED AND REVIEWED GOALS AND OBJECTIVES, AND THE WAGE AND SALARY COMMITTEE'S OVERALL MERIT PERCENTAGE ESTABLISHED FOR DETERMINING THE ANNUAL SALARY BUDGET. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN LOBBIES OF ALL LOCATIONS. CONFLICT OF INTERST AND OTHER GOVERNING DOCUMENTS ARE AVAILABLE ON REQUEST. FORM 990, PART XII, LINE 2C: THER PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.