Nonprofit · EIN 31-0240910
0003 POSTAL FAMILY
Tax-exempt · CINCINNATI, OH 45250
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $3,308,468 | $2,621,739 | $686,729 | $65,719,370 | $54,068,354 | $11,651,016 |
| December 31, 2024 | 990 | $3,273,932 | $2,692,934 | $580,998 | $63,909,183 | $52,944,896 | $10,964,287 |
| December 31, 2023 | 990 | $3,163,549 | $2,141,780 | $1,021,769 | $65,072,430 | $54,689,141 | $10,383,289 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,249,515
- Investment income
- $1,058,953
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $229,669
- Compensation of officers, directors and key employees
- $381,250
- Other salaries and wages
- $373,589
- Salaries, compensation and benefits (total)
- $953,322
- Professional fundraising fees
- $0
- Legal fees
- $13,700
- Accounting fees
- $63,790
- Occupancy
- $221,767
- Depreciation
- $38,682
Balance sheet and other
- Total assets, start of year
- $63,909,183
- Total assets, end of year
- $65,719,370
- Total liabilities, end of year
- $54,068,354
- Net assets, end of year
- $11,651,016
- Land, buildings and equipment
- $1,071,003
- Gross unrelated business income
- $4,066
- Gross receipts
- $3,308,468
- Employees
- 11
- Volunteers
- 7
- Year formed
- 1928
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RUDOLPH J RATTMAN JR | PRESIDENT/CEO Officer | 40 | $171,879 | $20,026 |
| KAREN A BEPLER | VICE-PRESIDENT Officer | 40 | $96,240 | $16,244 |
| CHRISTINE LINDSEY | COMPLIANCE OFFICER Officer | 40 | $73,532 | $3,677 |
| THOMAS CROWLEY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| KIM JANSEN | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| CHARLES WILLIS | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| MARK MERCER | VICE-CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| LAUREN DITULLIO | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SUE EGBERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LANCE WAGNER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| RUDOLPH J RATTMAN JR | PRESIDENT/CEO Officer | 40 | $162,303 |
| KAREN A BEPLER | VICE-PRESIDENT Officer | 40 | $84,524 |
| CHRISTINE LINDSEY | COMPLIANCE OFFICER Officer | 40 | $63,760 |
| THOMAS CROWLEY | CHAIRMAN Trustee or director, Officer | 0 | $0 |
| KIM JANSEN | SECRETARY Trustee or director, Officer | 0 | $0 |
| CHARLES WILLIS | TREASURER Trustee or director, Officer | 0 | $0 |
| MARK MERCER | VICE-CHAIRMAN Trustee or director, Officer | 0 | $0 |
| LAUREN DITULLIO | BOARD MEMBER Trustee or director | 0 | $0 |
| SUE EGBERS | BOARD MEMBER Trustee or director | 0 | $0 |
| LANCE WAGNER | BOARD MEMBER Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| RUDOLPH J RATTMAN JR | PRESIDENT,CEO Officer | 40 | $150,510 |
| KAREN BEPLER | VICE PRESIDENT Officer | 40 | $84,062 |
| CHRISTINE LINDSEY | COMPLIANCE OFFICER Officer | 40 | $63,315 |
| THOMAS CROWLEY | CHAIRMAN Trustee or director, Officer | 0 | $0 |
| LANCE WAGNER | BOARD MEMBER Trustee or director | 0 | $0 |
| WILLIAM NOLAN | TREASURER Trustee or director, Officer | 0 | $0 |
| MARK MERCER | VICE CHAIRMAN Trustee or director, Officer | 0 | $0 |
| CHARLES WILLIS | BOARD MEMBER Trustee or director | 0 | $0 |
| LAUREN DITULLIO | BOARD MEMBER Trustee or director | 0 | $0 |
| KIM JANSEN | SECRETARY Trustee or director, Officer | 0 | $0 |
| SUE EGBERS | BOARD MEMBER Trustee or director | 0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 14403, CINCINNATI, OH 45250-0403
- In care of
- % RUDOLPH J RATTMAN
- Principal officer (990 for 2025)
- RUDOLPH RATTMAN JR, PO BOX 14403, CINCINNATI, OH 45250
- Signed the 990
- RUDOLPH RATTMAN JR, CEO
- Phone
- (513) 381-8600
- Website
- WWW.URMYCU.COM
- Return prepared by
- GBQ PARTNERS LLC
Mission
TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
Program accomplishments
- PROVIDE FINANCIAL SERVICES TO MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-0240910
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $65,719,370
- Income (IRS master file)
- $3,308,468
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $3,308,468 | $2,621,739 | $65,719,370 | XML |
| 990 | December 2024 | $3,273,932 | $2,692,934 | $63,909,183 | XML |
| 990 | December 2023 | $3,163,549 | $2,141,780 | $65,072,430 | XML |
| 990 | December 2022 | $2,443,778 | $1,952,809 | $66,060,866 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-0240910).
Questions about 0003 POSTAL FAMILY
- What is the EIN of 0003 POSTAL FAMILY?
- The employer identification number (EIN) of 0003 POSTAL FAMILY is 31-0240910.
- Is 0003 POSTAL FAMILY tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 0003 POSTAL FAMILY tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 0003 POSTAL FAMILY file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 0003 POSTAL FAMILY due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 0003 POSTAL FAMILY last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of 0003 POSTAL FAMILY?
- The 990 for the year ended December 31, 2025 names RUDOLPH RATTMAN JR.
- Who are the officers and directors of 0003 POSTAL FAMILY?
- The 990 for the year ended December 31, 2025 lists 10 people; 3 received compensation from the organization, the highest $171,879 (RUDOLPH J RATTMAN JR, PRESIDENT/CEO).
- How much revenue does 0003 POSTAL FAMILY have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $3,308,468, expenses of $2,621,739 and total assets of $65,719,370 at year end.
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