2024-11-05T15:16:30-06:00 2023-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2023-01-01 310240910 POSTAL FAMILY CREDIT UNION INC POST 5133818600 PO BOX 14403 CINCINNATI OH 45250 RUDOLPH RATTMAN JR CEO 5133818600 2024-10-29 1 1 KATHY M MOSELEY P00116760 5138713033 2024-10-29 2023 2024-10-15 13:58:12Z RUDOLPH RATTMAN JR PO BOX 14403 CINCINNATI OH 45250 3176397 0 X WWW.URMYCU.COM X 1928 OH TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 8 8 11 8 0 0 0 0 2003031 2202451 440747 919964 0 41134 2443778 3163549 0 0 0 0 527968 744671 0 0 0 1424841 1397109 1952809 2141780 490969 1021769 66060866 65072430 56426638 54689141 9634228 10383289 TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1265 0 1 11 1 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 1 1 0 1 1 0 1 1 0 1 1 1 0 1 1 1 0 X RUDOLPH RATTMAN JR 5133818600 PO BOX 14403 CINCINNATI OH 45250 THOMAS CROWLEY CHAIRMAN 0.00 X X 0 0 0 LANCE WAGNER BOARD MEMBER 0.00 X 0 0 0 WILLIAM NOLAN TREASURER 0.00 X X 0 0 0 MARK MERCER VICE CHAIRMAN 0.00 X X 0 0 0 CHARLES WILLIS BOARD MEMBER 0.00 X 0 0 0 LAUREN DITULLIO BOARD MEMBER 0.00 X 0 0 0 KIM JANSEN SECRETARY 0.00 X X 0 0 0 SUE EGBERS BOARD MEMBER 0.00 X 0 0 0 KAREN BEPLER VICE PRESIDENT 40.00 X 84062 0 0 RUDOLPH J RATTMAN JR PRESIDENT,CEO 40.00 X 150510 0 0 CHRISTINE LINDSEY COMPLIANCE OFFICER 40.00 X 63315 0 0 297887 0 0 1 0 1 0 0 INTEREST ON LOANS 522100 1688267 1688267 FEES INCOME 522100 439188 439188 OTHER OPERATING INCOME 522100 74996 74996 2202451 895442 895442 37370 12848 24522 24522 24522 REVERSAL OF PROVISION 522100 41134 41134 41134 3163549 2243585 0 919964 297887 284973 65359 49981 46471 6000 37788 5938 73944 385978 202804 110300 26167 BANK CHARGES AND PROCES 511819 DIRECTOR AND DUES EXPEN 36371 2141780 556553 568961 1014260 2728628 39519673 37977244 2712816 1775722 961801 937094 22810836 21656496 1197743 1204007 66060866 65072430 467366 420513 55959272 54268628 56426638 54689141 X 0 0 0 0 9634228 10383289 9634228 10383289 66060866 65072430 X 1021769 -272708 X X 0 1 X 1 0 149790 149790 1855309 1264324 590985 707717 511398 196319 937094 CERTIFICATE OF DEPOSITS 7989000 C GOVERNMENT INVESTMENTS 2000000 C OTHER INVESTMENTS 11667496 C 21656496 MEMBERS' SHARES & DEPOSITS 54268628 54268628 X 3163549 0 3163549 0 3163549 2141780 0 2141780 0 2141780 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC), ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST, AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. THE CREDIT UNION'S INCOME TAX RETURNS PRIOR TO 2019 ARE CLOSED. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. X X X 0 0 0 RUDOLPH J RATTMAN JR PRESIDENT,CEO 122500 0 28010 0 0 0 0 0 0 0 150510 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNIONS ARE DEMOCRATICALLY CONTROLLED ORGANIZATIONS WHERE THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP OF THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE CEO AND VP OF FINANCE OF THE ORGANIZATION PRIOR TO FILING. COPIES ARE PROVIDED TO THE BOARD FOR THEIR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C AN ANNUAL QUESTIONNAIRE IS REQUIRED. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S SALARY IS DETERMINED BY THE BOARD OF DIRECTORS WITH COMPARABLES FROM THIRD-PARTY DATA SOURCES. OTHER OFFICER'S SALARIES ARE DETERMINED BY EXECUTIVE MANAGEMENT WITH INDUSTRY COMPARABLES FOR REFERENCE. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE DISPLAYED IN THE CREDIT UNION LOBBIES. ALL OTHER INFORMATION IS MADE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN EFFECT OF ACCOUNTING PRINCIPLE -272,708. PART XII LINE 2C THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE AUDIT AND SELECTION OF AN INDEPENDENT ACCOUNTANT.