2026-08-20T15:04:13-05:00 2025-12-31 202122306 GBQ PARTNERS LLC 4030 SMITH ROAD SUITE 400 CINCINNATI OH 45209 990 2025-01-01 310240910 POSTAL FAMILY CREDIT UNION INC POST 5133818600 PO BOX 14403 CINCINNATI OH 45250 RUDOLPH RATTMAN JR CEO 5133818600 2026-08-18 1 TAMAR PLOTZKER P02047230 5138713033 2026-08-18 2025 2025-03-06 01:10:19Z RUDOLPH RATTMAN JR PO BOX 14403 CINCINNATI OH 45250 3308468 0 X WWW.URMYCU.COM X 1928 OH TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS 7 7 11 7 4066 0 0 0 2254897 2249515 1019035 1058953 0 0 3273932 3308468 0 0 0 229669 793117 953322 0 0 0 1899817 1438748 2692934 2621739 580998 686729 63909183 65719370 52944896 54068354 10964287 11651016 TO PROMOTE THRIFT AND TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. 0 0 PROVIDE FINANCIAL SERVICES TO MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1181 0 1 11 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 0 0 0 1 1 0 0 X RUDOLPH RATTMAN JR 5133818600 PO BOX 14403 CINCINNATI OH 45250 THOMAS CROWLEY CHAIRMAN 1.00 X X 0 0 0 KIM JANSEN SECRETARY 1.00 X X 0 0 0 CHARLES WILLIS TREASURER 1.00 X X 0 0 0 MARK MERCER VICE-CHAIRMAN 1.00 X X 0 0 0 LAUREN DITULLIO BOARD MEMBER 1.00 X 0 0 0 SUE EGBERS BOARD MEMBER 1.00 X 0 0 0 LANCE WAGNER BOARD MEMBER 1.00 X 0 0 0 RUDOLPH J RATTMAN JR PRESIDENT/CEO 40.00 X 171879 0 20026 KAREN A BEPLER VICE-PRESIDENT 40.00 X 96240 0 16244 CHRISTINE LINDSEY COMPLIANCE OFFICER 40.00 X 73532 0 3677 341651 0 39947 1 0 1 0 0 INTEREST ON LOANS 522100 1811531 1811531 FEES INCOME 522100 377515 373449 4066 OTHER OPERATING INCOME 522100 60469 60469 2249515 1058953 1058953 3308468 2245449 4066 1058953 229669 381250 373589 51663 89261 57559 13700 63790 2766 83115 425309 221767 38682 30437 PROCESSING FEES & BANK 469449 DIRECTOR AND DUES EXPEN 51543 PROVISION FOR LOAN LOSS 38190 2621739 401506 690555 3658490 3493670 35904289 35995098 2899523 1828520 933531 1071003 21819106 20763646 1192261 3705398 63909183 65719370 468470 480286 52476426 53588068 52944896 54068354 X 0 0 0 0 10964287 11651016 10964287 11651016 63909183 65719370 686729 0 X X 0 1 X 1 0 149790 149790 1855309 1334085 521224 894424 494435 399989 1071003 GOV'T AGENCY BONDS 8700000 C NEGOTIABLE CDS 2750000 C NON-NEGOTIABLE CDS 8993000 C REITS 140940 C INV IN NCUA CLF 166243 C CUSO INV 13463 C 20763646 OTHER ASSETS 2802562 ACCRUED INTEREST RECEIVABLE ON INVESTMENTS 65225 ACCRUED INTEREST RECEIVABLE ON LOANS TO MEMBERS 155110 SHARE INSURANCE DEPOSIT 682501 3705398 MEMBERS' SHARES & DEPOSITS 53588068 53588068 X 3308468 0 3308468 0 3308468 2621739 0 2621739 0 2621739 PART X, LINE 2: THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC), ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST, AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITIONS TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. X X X 0 0 0 RUDOLPH J RATTMAN JR PRESIDENT/CEO 138198 0 33681 0 0 0 8603 0 11423 0 191905 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 EMPLOYEES AND RETIREES OF THE UNITED STATES POSTAL SERVICE, INCLUDING CONTRACT EMPLOYEES, AND EMPLOYEES OF THE CINCINNATI POSTAL EMPLOYEES CREDIT UNION, INC., AND THE FAMILIES OF ALL OF THE ABOVE; AND ASSOCIATIONS AND LABOR ORGANIZATIONS OF THE ABOVE MENTIONED SHALL BE ELIGIBLE FOR MEMBERSHIP IN THIS CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNIONS ARE DEMOCRATICALLY CONTROLLED ORGANIZATIONS WHERE THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP OF THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE CEO AND VP OF OPERATIONS OF THE ORGANIZATION PRIOR TO FILING. COPIES ARE PROVIDED TO THE BOARD FOR THEIR REVIEW. FORM 990, PART VI, SECTION B, LINE 15A THE CEO'S SALARY IS DETERMINED BY THE BOARD OF DIRECTORS WITH COMPARABLES FROM THIRD-PARTY DATA SOURCES. OTHER OFFICER'S SALARIES ARE DETERMINED BY EXECUTIVE MANAGEMENT WITH INDUSTRY COMPARABLES FOR REFERENCE. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE DISPLAYED IN THE CREDIT UNION LOBBIES. ALL OTHER INFORMATION IS MADE AVAILABLE UPON REQUEST. PART XII LINE 2C THE FINANCE COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT AND SELECTION OF THE AUDIT FIRM.