Nonprofit · EIN 05-0252335
RHODE ISLAND CREDIT UNION
Tax-exempt · WARWICK, RI 02888
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $22,185,190 | $18,826,483 | $3,358,707 | $411,087,987 | $369,132,433 | $41,955,554 |
| December 31, 2023 | 990 | $16,616,393 | $16,688,913 | -$72,520 | $400,909,586 | $363,215,085 | $37,694,501 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $22,185,190
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,041,698
- Other salaries and wages
- $3,870,102
- Salaries, compensation and benefits (total)
- $7,789,927
- Professional fundraising fees
- $0
- Legal fees
- $11,800
- Accounting fees
- $79,150
- Occupancy
- $1,049,126
- Travel
- $54,383
- Depreciation
- $617,361
Balance sheet and other
- Total assets, start of year
- $400,909,586
- Total assets, end of year
- $411,087,987
- Total liabilities, end of year
- $369,132,433
- Net assets, end of year
- $41,955,554
- Land, buildings and equipment
- $19,772,404
- Gross unrelated business income
- $66,014
- Gross receipts
- $22,185,190
- Employees
- 78
- Volunteers
- 9
- Year formed
- 1946
- State of legal domicile
- RI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| David B Suvall | President/CEO Officer, Key employee, Highest-paid employee | 40 | $269,010 | $26,940 |
| Nancy L Zeppa | Executive Vice President/COO Officer, Key employee, Highest-paid employee | 40 | $204,090 | $23,045 |
| Dana R Taglianetti | Senior Vice President CFO Officer, Key employee, Highest-paid employee | 40 | $156,121 | $54,598 |
| John Morawski | VP/IT Highest-paid employee | 40 | $131,214 | $64,288 |
| Gina M DePalo | SVP/CRMO Officer, Key employee, Highest-paid employee | 40 | $144,188 | $49,131 |
| Gary Mouktarian | Senior VP/CLO Officer, Key employee, Highest-paid employee | 40 | $129,611 | $46,587 |
| Louis Votta | Consumer Loan Operations Manager Highest-paid employee | 40 | $110,152 | $47,038 |
| David Marsella | In House Attorney Highest-paid employee | 40 | $113,781 | $43,147 |
| Janice Kluge | Consumer Loan Origination Manager Highest-paid employee | 40 | $105,205 | $34,466 |
| Michael Rugg | Network Manager Highest-paid employee | 40 | $103,031 | $32,254 |
| Jane F Correia | Board Chair Trustee or director | 5 | $19,550 | $0 |
| Roger Pincince | Board Member Trustee or director | 5 | $18,000 | $0 |
| Robert E Christie | Board Treasurer Trustee or director | 5 | $18,000 | $0 |
| Leroy RoseJe | Director Trustee or director | 5 | $18,000 | $0 |
| Dennis Tripodi | Assistant Treasurer Trustee or director | 5 | $17,625 | $0 |
4 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Ernest A DeAngelis | First Vice Chair Trustee or director | 5 | $17,250 |
| Joseph Durand | Board Member Trustee or director | 5 | $17,250 |
| Beverly A Dwyer | Board Member Trustee or director | 5 | $14,625 |
| Maureen Jendzejec | Director Trustee or director | 5 | $13,500 |
990 for the year ended December 31, 2023: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| David B Suvall | President/CEO Officer, Key employee, Highest-paid employee | 40 | $254,522 | $38,396 |
| Nancy L Zeppa | Executive Vice President/COO Officer, Key employee, Highest-paid employee | 40 | $191,323 | $69,216 |
| Dana R Taglianetti | Senior VP/CFO Officer, Key employee, Highest-paid employee | 40 | $145,899 | $54,446 |
| Maureen Jendzejec | Senior VP/CLO Officer, Key employee, Highest-paid employee | 40 | $143,928 | $43,612 |
| John Morawski | VP/IT Highest-paid employee | 40 | $119,900 | $56,211 |
| Gina M DePalo | SVP/CRMO Officer, Key employee, Highest-paid employee | 40 | $131,908 | $34,559 |
| David Marsella | In House Attorney Highest-paid employee | 40 | $107,622 | $41,642 |
| Louis Votta | Consumer Loan Operations Manager Highest-paid employee | 40 | $103,730 | $43,360 |
| Jane F Correia | Board Chair Trustee or director | 5 | $20,400 | $0 |
| Ernest A DeAngelis | First Vice Chair Trustee or director | 5 | $18,000 | $0 |
| Dennis Tripodi | Assistant Treasurer Trustee or director | 5 | $18,000 | $0 |
| Roger Pincince | Board Member Trustee or director | 5 | $18,000 | $0 |
| Robert E Christie | Board Treasurer Trustee or director | 5 | $17,250 | $0 |
| Leroy RoseJe | Director Trustee or director | 5 | $15,000 | $0 |
| Beverly A Dwyer | Board Member Trustee or director | 5 | $13,500 | $0 |
| Joseph Durand | Board Member Trustee or director | 5 | $10,500 | $0 |
| Robert P Gemma | Director Trustee or director | 5 | $9,000 | $0 |
| Henry Godin Jr | Board Member Trustee or director | 5 | $1,500 | $0 |
Address and contacts
- Address (IRS master file)
- 95 JEFFERSON BLVD, WARWICK, RI 02888-1046
- In care of
- % D TAGLIANETTI
- Principal officer (990 for 2024)
- David B Suvall, 160 Francis Street, Providence, RI 02903
- Signed the 990
- DANA TAGLIANETTI, SENIOR VICE PRESIDENT/CFO
- Phone
- (401) 751-7440
- Website
- www.ricreditunion.org
Mission
Rhode Island Credit Union provides financial services to members
Program accomplishments
- The Credit Union provides financial services to its members
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 05-0252335
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1988
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $22,185,190 | $18,826,483 | $411,087,987 | XML |
| 990 | December 2023 | $16,616,393 | $16,688,913 | $400,909,586 | XML |
| 990 | December 2022 | $16,174,747 | $13,517,856 | $402,123,591 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 05-0252335).
Questions about RHODE ISLAND CREDIT UNION
- What is the EIN of RHODE ISLAND CREDIT UNION?
- The employer identification number (EIN) of RHODE ISLAND CREDIT UNION is 05-0252335.
- Is RHODE ISLAND CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1988.
- Are donations to RHODE ISLAND CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does RHODE ISLAND CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RHODE ISLAND CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RHODE ISLAND CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of RHODE ISLAND CREDIT UNION?
- The 990 for the year ended December 31, 2024 names David B Suvall.
- Who are the officers and directors of RHODE ISLAND CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 19 people; 19 received compensation from the organization, the highest $269,010 (David B Suvall, President/CEO).
- How much revenue does RHODE ISLAND CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $22,185,190, expenses of $18,826,483 and total assets of $411,087,987 at year end.
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