2025-11-13T13:54:59-07:00 2024-12-31 990 2024-01-01 050252335 RHODE ISLAND CREDIT UNION RHOD 4017517440 160 Francis Street Providence RI 02903 DANA TAGLIANETTI SENIOR VICE PRESIDENT/CFO 4015532251 2025-11-05 1 2024 2025-03-06 01:10:19Z David B Suvall 160 Francis Street Providence RI 02903 22185190 0 X www.ricreditunion.org X Credit Union Financial Institution 1946 RI Rhode Island Credit Union Provides financial services to members 9 0 78 9 66014 66014 0 0 16616393 22185190 0 0 0 0 16616393 22185190 0 0 0 0 7343401 7789927 0 0 0 9345512 11036556 16688913 18826483 -72520 3358707 400909586 411087987 363215085 369132433 37694501 41955554 Rhode Island Credit Union provides financial services to members 0 0 The Credit Union provides financial services to its members 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 78 1 1 1 0 0 0 0 0 0 0 X 9 0 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 0 1 1 1 0 X Dana R Taglianetti 4017517440 160 Francis Street Providence RI 02903 David B Suvall President/CEO 40 0 X X X 269010 0 26940 Nancy L Zeppa Executive Vice President/COO 40 0 X X X 204090 0 23045 Dana R Taglianetti Senior Vice President CFO 40 0 X X X 156121 0 54598 John Morawski VP/IT 40 0 X 131214 0 64288 Gina M DePalo SVP/CRMO 40 0 X X X 144188 0 49131 Gary Mouktarian Senior VP/CLO 40 0 X X X 129611 0 46587 Louis Votta Consumer Loan Operations Manager 40 0 X 110152 0 47038 David Marsella In House Attorney 40 0 X 113781 0 43147 Janice Kluge Consumer Loan Origination Manager 40 0 X 105205 0 34466 Michael Rugg Network Manager 40 0 X 103031 0 32254 Jane F Correia Board Chair 5 0 X 19550 0 0 Roger Pincince Board Member 5 0 X 18000 0 0 Robert E Christie Board Treasurer 5 0 X 18000 0 0 Leroy RoseJe Director 5 0 X 18000 0 0 Dennis Tripodi Assistant Treasurer 5 0 X 17625 0 0 Ernest A DeAngelis First Vice Chair 5 0 X 17250 0 0 Joseph Durand Board Member 5 0 X 17250 0 0 Beverly A Dwyer Board Member 5 0 X 14625 0 0 Maureen Jendzejec Director 5 0 X 13500 0 0 1620203 0 421494 8 0 1 0 0 0 Insurance Sales 524298 66014 0 66014 0 Interest Income Loans 522130 14914481 14914481 0 0 Investment Income 522130 4298819 4298819 0 0 Other Service Fees and Income 522130 2905876 2905876 0 0 0 0 0 0 22185190 0 0 0 0 0 22185190 22119176 66014 0 0 0 0 0 2041698 0 3870102 207852 1228137 442138 0 11800 79150 41832 0 0 0 296370 1711319 0 0 1049126 54383 0 48039 3820338 0 617361 0 Loan Expenses 2028008 Checking Expenses 111638 Loan Loss Expense 607408 Miscellaneous 559784 18826483 0 0 0 1712449 1682600 97363640 103213160 0 0 281868433 276791810 0 0 0 0 0 0 0 0 3646986 4207254 31265056 11492652 10361935 19772404 5956143 5420759 400909586 411087987 5035283 6231219 358179802 362901214 363215085 369132433 X 0 0 0 0 37694501 41955554 37694501 41955554 400909586 411087987 X 3358707 0 0 0 0 902346 X 0 1 X 1 0 0 330252 330252 0 21984016 4678247 17305769 0 1897043 431475 1465568 0 7053745 6382930 670815 0 0 0 0 19772404 0 Member Savings and Deposit Accounts 362901214 362901214 22185190 0 0 0 0 0 22185190 0 0 0 22185190 18826483 0 0 0 0 0 18826483 0 0 0 18826483 X 0 1 0 David B Suvall President/CEO 269010 0 0 0 0 0 16140 0 10800 0 295950 0 0 0 Nancy L Zeppa Executive Vice President/COO 204090 0 0 0 0 0 12245 0 10800 0 227135 0 0 0 Dana R Taglianetti Senior Vice President CFO 156121 0 0 0 0 0 43798 0 10800 0 210719 0 0 0 Gary Mouktarian Senior VP/CLO 129611 0 0 0 0 0 21015 0 25572 0 176198 0 0 0 Gina M DePalo SVP/CRMO 144188 0 0 0 0 0 38331 0 10800 0 193319 0 0 0 John Morawski VP/IT 131214 0 0 0 0 0 38716 0 25572 0 195502 0 0 0 Louis Votta Consumer Loan Operations Manager 110152 0 0 0 0 0 21466 0 25572 0 157190 0 0 0 David Marsella In House Attorney 113781 0 0 0 0 0 17575 0 25572 0 156928 0 0 0 Schedule J, Part I, Line 4 The Credit Union offers a Supplemental Retirement Plan to certain top executives Form 990, Part VI, Section A, Line 6 Each member is a stockholder of the Credit Union Form 990, Part VI, Section A, Line 7a Credit Union Members elect the Governing Body Form 990, Part VI, Section A, Line 7b Any By Law changes require approval of the membership Form 990, Part VI, Section B, Line 11b The Supervisory Committee reviews the 990 filing annually Form 990, Part VI, Section B, Line 12c All members of the governing body sign Conflict of Interest Statements attesting that they have NO conflicts of interest Form 990, Part VI, Section B, Line 15 Outside comparative data is used to determine salary of all senior management Form 990, Part VI, Section C, Line 19 Documents and policies are available upon request Form 990, Part XI, Line 9 Amount reported is net change in OCI pension reserves