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Nonprofit · EIN 04-1564245

LYNN TEACHERS CREDIT UNION

Tax-exempt · LYNN, MA 01902

Financials

$242K$231K2023$297K$235K2024$294K$249K2025
Revenue Expenses · by fiscal year end
Financials of LYNN TEACHERS CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$293,847$249,421$44,426$4,982,680$3,962,061$1,020,619
December 31, 2024990$297,195$235,422$61,773$4,869,740$3,893,547$976,193
December 31, 2023990$241,595$231,011$10,584$5,017,698$4,133,335$884,363
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$182,919
Investment income
$110,928
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$34,956
Other salaries and wages
$96,682
Salaries, compensation and benefits (total)
$107,928
Professional fundraising fees
$0
Program services (functional)
$49,629
Management and general (functional)
$199,792

Balance sheet and other

Total assets, start of year
$4,869,740
Total assets, end of year
$4,982,680
Total liabilities, end of year
$3,962,061
Net assets, end of year
$1,020,619
Gross receipts
$293,847
Employees
2
Year formed
1935
State of legal domicile
MA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
KATHLEEN BOGARTSECRETARY
Trustee or director, Officer
–$0
DORINE BRANSFIELDCREDIT CHAIR
Trustee or director, Officer
–$0
MAURA DURGIN-SCULLYCHAIR AUDIT/
Trustee or director, Officer
–$0
ADOLPH GRACIALEDIRECTOR
Trustee or director, Officer
–$0
GARY MOLEACREDIT
Trustee or director, Officer
–$0
RICHARD MYLETTEAUDIT/INVEST
Trustee or director, Officer
–$0
CHRISTY N OFILOSVP
Trustee or director, Officer
–$0
ADELE POLIZZOTTIMANAGER
Trustee or director, Officer
–$0
ROGER O POORAUDIT/INVES
Trustee or director
4$0
ROGER O POORTREAS/LOAN O
Trustee or director, Officer
–$0
JAMES RIDLEYSECURITY/AUD
Trustee or director, Officer
–$0
CHRISOPHER WARRENCREDIT
Trustee or director, Officer
–$0
990 for the year ended December 31, 2024: 12 people
NameTitleHours / weekCompensation
ADELE POLIZZOTTIMANAGER
Trustee or director
30$76,031
ROGER O POORTREAS/LOAN OFFICER
Trustee or director, Officer
15$15,600
WARREN WHITEPRES/CEO/AUDIT/INVEST
Trustee or director, Officer
1$0
MAURA DURGIN-SCULLYCHAIR AUDIT/ INVEST
Trustee or director
1$0
JAMES RIDLEYSECURITY/AUDIT/INVEST
Trustee or director
1$0
CHRISTY N OFILOSVP
Trustee or director, Officer
1$0
KATHLEEN BOGARTSECRETARY
Trustee or director, Officer
1$0
RICHARD MYLETTEAUDIT/INVEST
Trustee or director
1$0
DORINE BRANSFIELDCREDIT CHAIR
Trustee or director
1$0
CHRISOPHER WARRENCREDIT
Trustee or director
1$0
ADOLPH GRACIALEDIRECTOR
Trustee or director
1$0
GARY MOLEACREDIT
Trustee or director
1$0
990 for the year ended December 31, 2023: 12 people
NameTitleHours / weekCompensation
ADELE POLIZZOTTIMANAGER
Trustee or director
30$69,450
ROGER O POORTREAS/LOAN OFFICER
Trustee or director, Officer
15$15,600
WARREN WHITEPRES/CEO/AUDIT/INVEST
Trustee or director, Officer
1$0
MAURA DURGIN-SCULLYCHAIR AUDIT/ INVEST
Trustee or director
1$0
JAMES RIDLEYSECURITY/AUDIT/INVEST
Trustee or director
1$0
CHRISTY N OFILOSVP
Trustee or director, Officer
1$0
KATHLEEN BOGARTSECRETARY
Trustee or director, Officer
1$0
RICHARD MYLETTEAUDIT/INVEST
Trustee or director
1$0
DORINE BRANSFIELDCREDIT CHAIR
Trustee or director
1$0
CHRISOPHER WARRENCREDIT
Trustee or director
1$0
ADOLPH GRACIALEDIRECTOR
Trustee or director
1$0
GARY MOLEACREDIT
Trustee or director
1$0

Address and contacts

Address (IRS master file)
33 N COMMON ST, LYNN, MA 01902-4311
Principal officer (990 for 2025)
ROGER O POOR, 12 GREAT HILL DR, TOPSFIELD, MA 01983
Signed the 990
ROGER O POOR, AUDIT/INVES
Phone
(781) 592-4936
Return prepared by
RANDALL BENNETT & CO PC

Mission

FINANCIAL INSTITUTION FOR MEMBERS.

990 for the year ended December 31, 2025

Program accomplishments

  • PROVIDE CREDIT UNION SERVICES TO MEMBERS
  • SERVICES TO MEMBERS.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
04-1564245
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1946
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$4,982,680
Income (IRS master file)
$293,847

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$293,847$249,421$4,982,680XML
990December 2024$297,195$235,422$4,869,740XML
990December 2023$241,595$231,011$5,017,698XML
990December 2022$142,724$138,189$5,274,795IRS
990December 2021–––IRS
990December 2020–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-1564245).

Questions about LYNN TEACHERS CREDIT UNION

What is the EIN of LYNN TEACHERS CREDIT UNION?
The employer identification number (EIN) of LYNN TEACHERS CREDIT UNION is 04-1564245.
Is LYNN TEACHERS CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1946.
Are donations to LYNN TEACHERS CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does LYNN TEACHERS CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of LYNN TEACHERS CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did LYNN TEACHERS CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of LYNN TEACHERS CREDIT UNION?
The 990 for the year ended December 31, 2025 names ROGER O POOR.
Who are the officers and directors of LYNN TEACHERS CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 12 people; 0 received compensation from the organization.
How much revenue does LYNN TEACHERS CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $293,847, expenses of $249,421 and total assets of $4,982,680 at year end.

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