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        <PersonNm>KATHLEEN BOGART</PersonNm>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>RICHARD D MYLETTE</PersonNm>
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      </LoansBtwnOrgInterestedPrsnGrp>
      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>CHRIS WARREN</PersonNm>
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        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
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        <BalanceDueAmt>17647</BalanceDueAmt>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>ADOLPH GRACIALE</PersonNm>
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        <BalanceDueAmt>6000</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>MAURA D SCULLY</PersonNm>
        <LoanPurposeTxt>PERSONAL</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
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        <BalanceDueAmt>5959</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>MAURA D SCULLY</PersonNm>
        <LoanPurposeTxt>HOME IMPROVEMENT</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
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        <BalanceDueAmt>5015</BalanceDueAmt>
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      <LoansBtwnOrgInterestedPrsnGrp>
        <PersonNm>ADELE POLIZZOTTI</PersonNm>
        <LoanPurposeTxt>HOME IMPROVEMENT</LoanPurposeTxt>
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      <LoansBtwnOrgInterestedPrsnGrp>
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        <LoanPurposeTxt>HOME IMPROVEMENT</LoanPurposeTxt>
        <LoanFromOrganizationInd>X</LoanFromOrganizationInd>
        <OriginalPrincipalAmt>7400</OriginalPrincipalAmt>
        <BalanceDueAmt>2728</BalanceDueAmt>
        <DefaultInd>false</DefaultInd>
        <BoardOrCommitteeApprovalInd>true</BoardOrCommitteeApprovalInd>
        <WrittenAgreementInd>true</WrittenAgreementInd>
      </LoansBtwnOrgInterestedPrsnGrp>
      <TotalBalanceDueAmt>195653</TotalBalanceDueAmt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE L, PART II</FormAndLineReferenceDesc>
        <ExplanationTxt>MAURA D SCULLY FROM 7,000 6,450 HOME IMPROVEMENT ( ) IN DEFAULT ( ) APPROVED BY BOARD/COMMITTEE ( ) WRITTEN AGREEMENT STACEY PENA FROM 6,000 6,000 PERSONAL ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT MAURA D SCULLY FROM 8,500 5,959 PERSONAL ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT MAURA D SCULLY FROM 12,000 5,015 HOME IMPROVEMENT ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT ADELE POLIZZOTTI FROM 10,000 3,062 HOME IMPROVEMENT ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT MAURA D SCULLY FROM 7,400 2,728 HOME IMPROVEMENT ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleL>
    <IRS990ScheduleO documentId="RetDoc4">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>SERVICES TO MEMBERS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 5, PART V, LINE 3B</FormAndLineReferenceDesc>
        <ExplanationTxt>NO TAXABLE INCOME.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>NO REVIEW WAS OR WILL BE CONDUCTED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE GOVERNING ORGANIZATION MADE ITS GOVERNING DOCUMENTS, COMFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO PUBLIC AT ITS OFFICE.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>