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Nonprofit · EIN 99-4233773

INSURANCE FOR GOOD INC

Tax-exempt · PHILADELPHIA, PA 19118

Financials

$18K$7K2024$921K$277K2025
Revenue Expenses · by fiscal year end
Financials of INSURANCE FOR GOOD INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$920,783$277,065$643,718$757,256$113,736$643,520
December 31, 2024990-EZ$18,059$7,257$10,802$10,802$0$10,802
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$709,837
Program service revenue
$210,946
Investment income
$0
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$63,183
Other salaries and wages
$100,106
Salaries, compensation and benefits (total)
$177,620
Professional fundraising fees
$0
Legal fees
$10,305
Accounting fees
$8,240
Travel
$6,253
Program services (functional)
$230,561
Management and general (functional)
$34,588
Fundraising (functional)
$11,916

Balance sheet and other

Total assets, start of year
$10,802
Total assets, end of year
$757,256
Total liabilities, end of year
$113,736
Net assets, end of year
$643,520
Net assets without donor restrictions
$406,008
Net assets with donor restrictions
$237,512
Gross receipts
$920,783
Employees
4
Volunteers
0
Year formed
2024
State of legal domicile
DE

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
Carolyn KouskyPresident
Trustee or director, Officer
40$63,183
Helen WileySecretary
Trustee or director, Officer
2$0
Jonathan GonzalezTreasurer
Trustee or director, Officer
2$0
Dr Carlos MartinDirector
Trustee or director
2$0
Emily Grover-KopecDirector
Trustee or director
2$0
990-EZ for the year ended December 31, 2024: 1 people
NameTitleHours / weekCompensation
CAROLYN KOUSKYPRESIDENT0$0

Address and contacts

Address (IRS master file)
210 W GRAVERS LN, PHILADELPHIA, PA 19118-3808
Principal officer (990 for 2025)
CAROLYN KOUSKY, 210 W GRAVERS LN, PHILADELPHIA, PA 19118
Signed the 990
Carolyn Kousky, President
Phone
(314) 390-0220
Return prepared by
The Charity CFO

Mission

Insurance for Good is a non-profit designed to be the hub for a growing community of practice of people and institutions in the United States working to harness risk transfer in support of social and environmental goals. Were focused on improving equity in disaster recovery driving investments in resilience accelerating the energy transition and supporting nature positive approaches.

990 for the year ended December 31, 2025

Program accomplishments

  • Insurance for Good produces and curates credible and high-quality educational materials for our growing community of practice. We share these through our website newsletter and social media.
    Expenses $80,699 · revenue $73,831
  • The Insurance for Good Solutions Catalyst is a partnership program with communities non-profits or the public sector where Insurance for Good supports innovation in risk transfer to address social and environmental goals. In 2025 we designed and launched this program with our two initial communities. In these locations we are focused on improving equity in disaster recovery and expanding investments in resilience.
    Expenses $57,639 · revenue $52,737
  • To help manage the fiscal risk of disasters for both the municipality and their residents local leaders need a deeper understanding of insurance and risk transfer tools and how those can integrate into broader community resilience and recovery efforts. Through its Learning Lab Insurance for Good provides education and capacity building from subject matter experts to cohorts of communities as well as coordination and support for peer-learning. This one-year program includes education on how risk transfer and the insurance sector work insights from national experts case studies and lessons learned from peer community leaders and tailored support from the Insurance for Good team. In 2025 Insurance for Good: hired a program lead conducted research to understand gaps in the market and gauge demand conducted interviews with target users to inform program design developed and revised program structure and curriculum and partnered with MACH a consortium of researchers led by Rutgers University to launch first cohort targeted for Spring 2026.
    Expenses $57,639 · revenue $52,737
  • Insurance for Good works with the public sector on improved regulatory and policy frameworks to ensure that risk transfer markets support societys broader goals. In 2025 we deepened this work providing briefings and analysis for state and federal policymakers.
    Expenses $34,584 · revenue $31,641

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990-EZ on file
2023December 31, 2023May 15, 2024Check at the IRS

IRS record

EIN
99-4233773
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2025
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$757,256
Income (IRS master file)
$920,783

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$920,783$277,065$757,256XML
990-EZDecember 2024$18,059$7,257$10,802XML

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 99-4233773).

Questions about INSURANCE FOR GOOD INC

What is the EIN of INSURANCE FOR GOOD INC?
The employer identification number (EIN) of INSURANCE FOR GOOD INC is 99-4233773.
Is INSURANCE FOR GOOD INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2025.
Are donations to INSURANCE FOR GOOD INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does INSURANCE FOR GOOD INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of INSURANCE FOR GOOD INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did INSURANCE FOR GOOD INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of INSURANCE FOR GOOD INC?
The 990 for the year ended December 31, 2025 names CAROLYN KOUSKY.
Who are the officers and directors of INSURANCE FOR GOOD INC?
The 990 for the year ended December 31, 2025 lists 5 people; 1 received compensation from the organization, the highest $63,183 (Carolyn Kousky, President).
How much revenue does INSURANCE FOR GOOD INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $920,783, expenses of $277,065 and total assets of $757,256 at year end.

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