Nonprofit · EIN 95-2500201
WESTERN GROWERS ASSURANCE TRUST
Tax-exempt · IRVINE, CA 92618
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $206,537,932 | $198,879,198 | $7,658,734 | $152,497,996 | $54,560,215 | $97,937,781 |
| June 30, 2024 | 990 | $195,657,682 | $192,634,864 | $3,022,818 | $137,619,031 | $48,174,959 | $89,444,072 |
| June 30, 2023 | 990 | $197,927,774 | $192,789,587 | $5,138,187 | $127,739,722 | $57,531,901 | $70,207,821 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $199,903,937
- Investment income
- $4,629,126
- Net gain from sales of assets
- $1,284,074
- Other revenue
- $2,004,869
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $160,263,402
- Compensation of officers, directors and key employees
- $1,130,384
- Other salaries and wages
- $9,122,241
- Salaries, compensation and benefits (total)
- $15,778,951
- Professional fundraising fees
- $0
- Legal fees
- $57,867
- Accounting fees
- $106,050
- Occupancy
- $572,012
- Travel
- $261,055
- Depreciation
- $252,054
Balance sheet and other
- Total assets, start of year
- $137,619,031
- Total assets, end of year
- $152,497,996
- Total liabilities, end of year
- $54,560,215
- Net assets, end of year
- $97,937,781
- Land, buildings and equipment
- $539,512
- Publicly traded securities
- $131,457,373
- Gross unrelated business income
- $4,629,126
- Gross receipts
- $208,270,702
- Employees
- 221
- Volunteers
- 8
- Year formed
- 1957
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| DAVID PUGLIA | PRESIDENT AND CEO Officer | 20 | $473,534 | $473,534 | $449,232 |
| STEVE MANGAPIT | CHIEF OPERATING OFFICER Officer | 24 | $647,756 | $431,760 | $42,891 |
| WARD KENNEDY | SR. VICE PRESIDENT & CFO Officer | 16 | $284,754 | $427,131 | $60,500 |
| JONATHAN ALEXANDER | VP LEGAL & COMPLIANCE COUNSEL Highest-paid employee | 33 | $293,470 | $60,109 | $59,151 |
| LESSLIE D WILLIAMS | VP INSURANCE OPERATIONS Key employee | 30 | $213,084 | $71,028 | $38,010 |
| LAWRENCE J LABRIOLA | VICE PRESIDENT UNDERWRITING Highest-paid employee | 40 | $267,991 | $0 | $37,084 |
| MICHAEL T WILLIAMS | CIO Highest-paid employee | 18 | $98,806 | $120,763 | $38,451 |
| KATHY ALLAN | DIRECTOR - CLAIMS Highest-paid employee | 18 | $88,918 | $108,678 | $34,060 |
| KATHY NGUYEN | BUSINESS PROCESSES AND SYSTEM DEVELOPMENT Highest-paid employee | 20 | $87,970 | $87,970 | $33,872 |
| DAVID GILL | CHAIRMAN Trustee or director, Officer | 0.25 | $0 | $0 | $0 |
| RONALD RATTO | VICE CHAIR Trustee or director, Officer | 0.25 | $0 | $0 | $0 |
| KIANA AMARAL | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| PAM BENGARD | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| DENNIS JOHNSTON | TRUSTEE (THRU 11/24) Trustee or director | 0.15 | $0 | $0 | $0 |
| TREY RODRIGUEZ III | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOE MERANDA | TRUSTEE Trustee or director | 0.25 | $0 |
| KELLY STICKLAND | TRUSTEE Trustee or director | 0.25 | $0 |
990 for the year ended June 30, 2024: 17 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| DAVID PUGLIA | PRESIDENT AND CEO Officer | 20 | $369,373 | $369,373 | $210,822 |
| DAVID ZANZE | FORMER SR. VICE PRESIDENT Former | 0 | $58,501 | $568,114 | $34,331 |
| STEVE MANGAPIT | CHIEF OPERATING OFFICER Officer | 24 | $324,060 | $216,040 | $41,552 |
| WARD KENNEDY | VICE PRESIDENT AND CFO Officer | 24 | $161,240 | $299,445 | $58,545 |
| JONATHAN ALEXANDER | VP LEGAL & COMPLIANCE COUNSEL Highest-paid employee | 33 | $269,224 | $55,142 | $57,196 |
| LESSLIE D WILLIAMS | VP INSURANCE OPERATIONS Officer | 30 | $201,880 | $67,293 | $37,210 |
| LAWRENCE J LABRIOLA | VICE PRESIDENT UNDERWRITING Highest-paid employee | 40 | $259,912 | $0 | $36,284 |
| MICHAEL T WILLIAMS | CIO Highest-paid employee | 18 | $97,441 | $119,095 | $45,996 |
| KATHY ALLAN | DIRECTOR - CLAIMS Highest-paid employee | 21 | $96,318 | $88,909 | $32,884 |
| KATHY NGUYEN | BUSINESS PROCESSES AND SYSTEM DEVELOPMENT Highest-paid employee | 20 | $86,550 | $86,550 | $36,822 |
| THOMAS MINNICH | TRUSTEE (THRU 10/23) Trustee or director | 0.25 | $0 | $0 | $0 |
| DAVID GILL | CHAIRMAN Trustee or director, Officer | 0.25 | $0 | $0 | $0 |
| RONALD RATTO | VICE CHAIRMAN Trustee or director, Officer | 0.25 | $0 | $0 | $0 |
| PAM BENGARD | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| DENNIS JOHNSTON | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| JOE MERANDA | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| TREY RODRIGUEZ III | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
990 for the year ended June 30, 2023: 17 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| DAVID PUGLIA | PRESIDENT AND CEO Officer | 20 | $380,058 | $380,058 | $51,830 |
| DAVID ZANZE | EXECUTIVE VICE PRESIDENT(THRU 02/23) Officer | 22 | $306,587 | $250,844 | $40,375 |
| STEVE MANAPIT | CHIEF OPERATING OFFICER Officer | 12 | $139,788 | $326,172 | $37,907 |
| WARD KENNEDY | SENIOR VICE PRESIDENT/CFO Officer | 14 | $146,801 | $272,630 | $54,200 |
| JONATHAN ALEXANDER | VP LEGAL & COMPLIANCE COUNSEL Highest-paid employee | 34 | $261,898 | $46,217 | $53,781 |
| LESSLIE D WILLIAMS | VP INSURANCE OPERATIONS Key employee | 28 | $181,620 | $77,837 | $35,660 |
| LAWRENCE J LABRIOLA | VP UNDERWRITING Highest-paid employee | 40 | $241,969 | $0 | $33,734 |
| MICHAEL T WILLIAMS | CIO Highest-paid employee | 24 | $125,444 | $83,630 | $43,467 |
| KATHY NGUYEN | BUSINESS PROCESSES AND SYSTEM DEV. Highest-paid employee | 14 | $56,085 | $104,157 | $39,575 |
| KATHY ALLAN | DIRECTOR Highest-paid employee | 22 | $100,075 | $78,631 | $16,677 |
| DAVID GILL | CHAIRMAN Trustee or director, Officer | 0.25 | $0 | $0 | $0 |
| JOHN D'ARRIGO | VICE CHAIRMAN (THRU 02/23) Trustee or director, Officer | 0.25 | $0 | $0 | $0 |
| PAM BENGARD | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| DENNIS JOHNSTON | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| THOMAS MINNICH | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| RONALD RATTO | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
| TREY RODRIGUEZ III | TRUSTEE Trustee or director | 0.25 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 6501 IRVINE CENTER DR STE 100, IRVINE, CA 92618-2134
- In care of
- % WARD KENNEDY
- Principal officer (990 for 2024)
- DAVID PUGLIA, 6501 IRVINE CENTER DRIVE SUITE 100, IRVINE, CA 92618
- Signed the 990
- WARD KENNEDY, SVP/CFO
- Phone
- (949) 863-1000
- Website
- WWW.WGAT.COM
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
California records
California keeps its own records of charities and corporations. Search them by EIN 95-2500201 or by the name WESTERN GROWERS ASSURANCE TRUST.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
WESTERN GROWERS ASSOCIATION'S MISSION IS TO ENHANCE THE COMPETITIVENESS AND PROFITABILITY OF OUR MEMBERS, AND TO LEAD OUR MEMBERS AND THE FRESH PRODUCE INDUSTRY TOWARD A HEALTHY, SUSTAINABLE AND PROFITABLE FUTURE. WESTERN GROWERS MEMBERS HAVE ACCESS TO THE LARGEST PROVIDER OF HEALTH BENEFITS FOR THE AGRICULTURAL INDUSTRY. WESTERN GROWERS ASSURANCE TRUST SPECIALIZES IN OFFERING HIGHLY CUSTOMIZABLE BENEFIT PLANS TO MEET THE DIVERSE NEEDS OF OWNERS, MANAGERS, FIELD WORKERS AND SEASONAL EMPLOYEES.
Program accomplishments
- IT IS WESTERN GROWERS' VISION TO GUIDE OUR MEMBERS TOWARD A HEALTHY, SUSTAINABLE AND PROFITABLE FUTURE BY OFFERING QUALITY SERVICES AND PROGRAMS THAT COMPLEMENT THEIR BUSINESSES. WESTERN GROWERS ASSURANCE TRUST PROVIDES WESTERN GROWERS MEMBERS WITH PLANS, OPTIONS AND PRICES FOR GROUP HEALTHCARE BENEFIT PROGRAMS THAT ARE OFFERED TO ITS EMPLOYEES WHICH CONSIST OF GROWERS, PACKERS, SHIPPERS AND PROCESSORS OF FRESH FRUIT, VEGETABLES AND NUTS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 95-2500201
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 1974
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $152,497,996
- Income (IRS master file)
- $208,270,702
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $206,537,932 | $198,879,198 | $152,497,996 | IRS |
| 990 | June 2024 | $195,657,682 | $192,634,864 | $137,619,031 | IRS |
| 990 | June 2023 | $197,927,774 | $192,789,587 | $127,739,722 | XML |
| 990 | June 2022 | $204,506,147 | $194,876,401 | $115,487,106 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-2500201).
Questions about WESTERN GROWERS ASSURANCE TRUST
- What is the EIN of WESTERN GROWERS ASSURANCE TRUST?
- The employer identification number (EIN) of WESTERN GROWERS ASSURANCE TRUST is 95-2500201.
- Is WESTERN GROWERS ASSURANCE TRUST tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1974.
- Are donations to WESTERN GROWERS ASSURANCE TRUST tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does WESTERN GROWERS ASSURANCE TRUST file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of WESTERN GROWERS ASSURANCE TRUST due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did WESTERN GROWERS ASSURANCE TRUST last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of WESTERN GROWERS ASSURANCE TRUST?
- The 990 for the year ended June 30, 2025 names DAVID PUGLIA.
- Who are the officers and directors of WESTERN GROWERS ASSURANCE TRUST?
- The 990 for the year ended June 30, 2025 lists 17 people; 9 received compensation from the organization, the highest $473,534 (DAVID PUGLIA, PRESIDENT AND CEO).
- How much revenue does WESTERN GROWERS ASSURANCE TRUST have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $206,537,932, expenses of $198,879,198 and total assets of $152,497,996 at year end.
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