Nonprofit · EIN 95-1653038
CREDIT UNIONS IN THE STATE OF CALIFORNIA
Also known as FINANCIAL PARTNERS CREDIT UNION
Tax-exempt · DOWNEY, CA 90242
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $132,955,752 | $126,987,488 | $5,968,264 | $2,238,109,251 | $2,079,094,158 | $159,015,093 |
| December 31, 2024 | 990 | $131,855,521 | $128,556,761 | $3,298,760 | $2,241,896,241 | $2,094,260,029 | $147,636,212 |
| December 31, 2023 | 990 | $112,970,824 | $108,208,142 | $4,762,682 | $2,274,502,940 | $2,134,414,743 | $140,088,197 |
| December 31, 2021 | 990 | $84,060,195 | $72,366,837 | $11,693,358 | $1,913,935,025 | $1,756,025,216 | $157,909,809 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $112,163,096
- Investment income
- $16,853,375
- Other revenue
- $3,939,281
Expenses
- Grants and similar amounts paid
- $247,897
- Compensation of officers, directors and key employees
- $9,215,448
- Other salaries and wages
- $21,840,038
- Salaries, compensation and benefits (total)
- $37,280,669
- Professional fundraising fees
- $0
- Legal fees
- $286,787
- Accounting fees
- $339,602
- Occupancy
- $3,490,432
- Travel
- $933,527
- Depreciation
- $2,620,434
Balance sheet and other
- Total assets, start of year
- $2,241,896,241
- Total assets, end of year
- $2,238,109,251
- Total liabilities, end of year
- $2,079,094,158
- Net assets, end of year
- $159,015,093
- Land, buildings and equipment
- $27,968,140
- Publicly traded securities
- $237,329,504
- Gross unrelated business income
- $1,109,760
- Gross receipts
- $132,955,752
- Employees
- 349
- Volunteers
- 14
- Year formed
- 1937
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| NADER MOGHADDAM | PRESIDENT/CEO Officer | 40 | $1,128,709 | $88,218 |
| WANDA A WILLIAMS | EVP/CAO Officer | 40 | $646,922 | $57,845 |
| DARREN HERRMANN | EVP/CTO Officer | 40 | $465,686 | $62,409 |
| MARY TORSNEY | EVP/CFO Officer | 40 | $474,851 | $44,775 |
| MATTHEW PAUL HERRICK | EVP/CRO Officer | 40 | $457,505 | $49,565 |
| JILL HALL ERPS | SVP CHIEF DEVELOPMENT OFFICER Officer | 40 | $350,566 | $103,724 |
| ADAM WASS | FINANCIAL CONSULTANT Highest-paid employee | 40 | $388,213 | $57,861 |
| LARRY ROMERO | SENIOR COMMERCIAL LOAN OFFICER Highest-paid employee | 40 | $352,176 | $17,533 |
| FRANKLIN SCOTT ORTWINE | VP CHIEF INFORMATION OFFICER Officer | 40 | $314,432 | $26,299 |
| JUSTIN CHANG | VP COMMERCIAL LENDING AND BUSINESS BANKING Key employee | 40 | $258,121 | $51,791 |
| MICHAEL STAVRAKIS | VP FINANCE Key employee | 40 | $276,874 | $32,495 |
| PETER RUSSELL BOEHME | VP SECONDARY MARKETING Key employee | 40 | $254,753 | $42,246 |
| EVAN K ALBERTAZZI | VP DIGITAL DELIVERY Key employee | 40 | $219,599 | $72,336 |
| CHRISTOPHER A MARQUEZ | VP IT INFRASTRUCTURE Key employee | 40 | $243,562 | $37,055 |
| STEPHANIE HEGLAR | VP ENTERPRISE RISK MGMT & COMPLIANCE Key employee | 40 | $226,952 | $50,626 |
28 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRAVIS LONG | VP ENTERPRISE PROJECT MANAGEMENT Key employee | 40 | $221,598 | $55,809 |
| HARIBABU KRISHNAMOORTHY | DIRECTOR, PROGRAMMING & DEVELOPMENT Highest-paid employee | 40 | $232,956 | $38,278 |
| JEFFREY ADAM SMITH | VP CONSUMER LENDING Key employee | 40 | $221,160 | $46,899 |
| MARIO OSORIO | SVP INV. & INS. SERVICES Officer | 40 | $243,637 | $24,254 |
| ANGELO GEORGE COX | VP FACILITIES PURCHASING & PHYSICAL SECURITY Key employee | 40 | $223,736 | $42,214 |
| JUAN A JIMENEZ-LINDMEIER | VP REAL ESTATE LENDING Key employee | 40 | $207,769 | $57,289 |
| JOANN FORTE | VP LOAN RESOLUTION Key employee | 40 | $213,155 | $36,870 |
| DENNIS DONNELLY | SVP OPERATIONS & DIGITAL DELIVERY Officer | 40 | $242,978 | $4,851 |
| BRIAN EDWARD SIEGEL | VP MARKETING Key employee | 40 | $199,167 | $36,548 |
| JEANETTE MARDESIC | VP BRANCH DELIVERY Key employee | 40 | $186,559 | $47,219 |
| MICHAEL VINCENT COONEY | VP LEARNING & DEVELOPMENT Key employee | 40 | $193,948 | $31,346 |
| JESUS CASTRO CORTEZ | MANAGER, IT OPERATIONS Highest-paid employee | 40 | $188,222 | $33,894 |
| NEIL JONESFORMER | SENIOR DIRECTOR, REAL ESTATE LENDING Highest-paid employee | 40 | $180,178 | $37,574 |
| ANDREA PORTILLO | VP LOAN SERVICING Key employee | 40 | $178,244 | $20,586 |
| ERIC JOHNSON FORMER | VP CONTROLLER Key employee | 40 | $172,341 | $24,910 |
| PAUL GEERY | BOARD MEMBER Trustee or director | 1 | $10,124 | $0 |
| BARBARA SMITH | BOARD MEMBER Trustee or director | 1 | $7,252 | $0 |
| MARIO GUERRA | BOARD MEMBER Trustee or director | 1 | $6,404 | $0 |
| STEVE KOESTER | SUPV CMTE MEMBER Trustee or director | 1 | $6,110 | $0 |
| ALAN BERGMAN | TREASURER Trustee or director | 1 | $5,985 | $0 |
| ALEX SAAB | BOARD MEMBER Trustee or director | 1 | $4,722 | $0 |
| DONNA CLAWSON | SECRETARY Trustee or director | 1 | $3,524 | $0 |
| CARYN PHILLIPS | SUPV CMTE CHAIRPERSON Trustee or director | 1 | $2,894 | $0 |
| DR WILLIAM FEASTER | VICE CHAIRPERSON Trustee or director | 1 | $2,143 | $0 |
| YVES PINKOWITZ | CHAIRPERSON Trustee or director | 1 | $1,721 | $0 |
| RALPH CROWTHER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOE SPETZ | EMERITUS Trustee or director | 1 | $0 | $0 |
| VINCE WORKMAN | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 44 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| NADER MOGHADDAM | PRESIDENT/CEO Officer | 1 | $1,189,307 | $61,909 |
| CAMBRIA BRIGGSFORMER | SVP HUMAN RESOURCES Officer | 40 | $715,912 | $13,083 |
| WANDA A WILLIAMS | EVP/CAO Officer | 40 | $660,546 | $47,287 |
| MARY TORSNEY | EVP/CFO Officer | 40 | $472,359 | $26,181 |
| DARREN HERRMANN | EVP/COO Officer | 40 | $429,809 | $49,882 |
| ADAM WASS | FINANCIAL CONSULTANT Highest-paid employee | 40 | $332,202 | $44,635 |
| JILL HALL ERPS | SVP/CRO Officer | 40 | $293,153 | $67,629 |
| JUSTIN CHANG | VP COMMERCIAL LENDING Key employee | 40 | $280,461 | $39,577 |
| JUAN A JIMENEZ-LINDMEIER | VP REAL ESTATE LENDING Key employee | 40 | $261,771 | $49,265 |
| LORI REEVESFORMER | SVP CHIEF MARKETING OFFICER Former | 40 | $290,210 | $0 |
| MARIO OSORIO | SVP INVESTMENT AND INSURANCE Officer | 40 | $250,237 | $24,917 |
| MICHAEL STAVRAKIS | VP FINANCE Key employee | 40 | $239,810 | $30,500 |
| STEPHANIE HEGLAR | VP RISK MANAGEMENT Key employee | 40 | $218,971 | $44,635 |
| HARIBABU KRISHNAMOORTHY | DIRECTOR, PROGRAMMING & DEVELOPMENT Highest-paid employee | 40 | $223,588 | $34,877 |
| TRAVIS LONG | VP ENTERPRISE PROJECT MANAGEMENT Key employee | 40 | $210,771 | $47,287 |
| EVAN K ALBERTAZZI | VP DIGITAL DELIVERY Key employee | 40 | $201,817 | $54,409 |
| FRANKLIN SCOTT ORTWINE | VP/CIO Officer | 40 | $239,266 | $16,923 |
| CHRISTOPHER A MARQUEZ | VP IT INFRASTRUCTURE Key employee | 40 | $231,693 | $22,213 |
| ANGELO GEORGE COX | VP FACILITIES PURCHASING & PHYSICAL SECURITY Key employee | 40 | $210,420 | $42,549 |
| ERIC JOHNSON | VP CONTROLLER Key employee | 40 | $216,180 | $29,709 |
| KAMIL SAKICI | SVP CHIEF STRATEGY OFFICER Officer | 40 | $214,990 | $30,890 |
| JOANN FORTE | VP LOAN RESOLUTION Key employee | 40 | $198,777 | $31,549 |
| DENNIS DONNELLY | VP MEMBER CONTACT CENTER Key employee | 40 | $224,894 | $4,637 |
| MATTHEW PAUL HERRICK | EVP CHIEF REVENUE OFFICER Officer | 40 | $209,220 | $19,144 |
| ALEX SALDANA | DIRECTOR, MEMBER ADVICE CENTER Highest-paid employee | 40 | $178,310 | $45,213 |
| BRIAN EDWARD SIEGEL | VP MARKETING Key employee | 40 | $185,286 | $28,781 |
| LARRY ROMERO | SENIOR COMMERCIAL LOAN OFFICER Highest-paid employee | 40 | $198,715 | $14,135 |
| ANTHONY L KENDZIORSKI | DIRECTOR, NETWORK & SYSTEMS INFRASTRUCTURE Highest-paid employee | 40 | $163,071 | $43,047 |
| ERIC ZITTEL | SVP CHIEF LENDING OFFICER Officer | 40 | $178,680 | $12,708 |
| JEANETTE MARDESIC | VP BRANCH DELIVERY Key employee | 40 | $157,973 | $30,685 |
| ANDREA PORTILLO | VP LOAN SERVICING Key employee | 40 | $167,907 | $18,875 |
| PAUL GEERY | BOARD MEMBER Trustee or director | 1 | $6,716 | $0 |
| YVES PINKOWITZ | CHAIRPERSON Trustee or director | 1 | $6,321 | $0 |
| ALAN BERGMAN | TREASURER Trustee or director | 1 | $5,753 | $0 |
| ALEX SAAB | BOARD MEMBER Trustee or director | 1 | $4,793 | $0 |
| BARBARA SMITH | BOARD MEMBER Trustee or director | 1 | $3,749 | $0 |
| DONNA CLAWSON | SECRETARY Trustee or director | 1 | $3,489 | $0 |
| STEVE KOESTER | SUPV CMTE MEMBER Trustee or director | 1 | $3,358 | $0 |
| MARIO GUERRA | BOARD MEMBER Trustee or director | 1 | $2,877 | $0 |
| CARYN PHILLIPS | SUPV CMTE CHAIRPERSON Trustee or director | 1 | $2,570 | $0 |
| DR WILLIAM FEASTER | VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| RALPH CROWTHER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOE SPETZ | EMERITUS Trustee or director | 1 | $0 | $0 |
| VINCE WORKMAN | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 47 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| NADER MOGHADDAM | PRESIDENT/CEO Officer | 40 | $1,040,558 | $59,116 |
| JOSEPH BRANCUCCI | SPECIAL LENDING CONSULTING Officer | 40 | $498,807 | $30,000 |
| MARY TORSNEY | EVP/CFO Officer | 40 | $436,563 | $47,446 |
| DARREN HERRMANN | EVP/COO Officer | 40 | $398,289 | $49,879 |
| WANDA A WILLIAMS | EVP/CAO Officer | 40 | $386,123 | $44,999 |
| ADAM WASS | FINANCIAL CONSULTANT Highest-paid employee | 40 | $301,119 | $43,378 |
| LORI REEVES | SVP CHIEF MARKETING OFFICER Officer | 40 | $302,061 | $38,360 |
| CAMBRIA BRIGGS | SVP HUMAN RESOURCES Officer | 40 | $292,104 | $22,500 |
| JILL HALL-ERPS | SVP/CRO Officer | 40 | $248,022 | $64,431 |
| JUSTIN CHANG | VP COMMERCIAL LENDING Key employee | 40 | $278,285 | $33,120 |
| MARIO OSORIO | SVP INVESTMENT AND INSURANCE Officer | 40 | $241,107 | $24,009 |
| MICHAEL STAVRAKIS | VP FINANCE Key employee | 40 | $229,423 | $24,077 |
| PHILLIP FOWLER | VP INFORMATION TECHNOLOGY Key employee | 40 | $237,028 | $16,304 |
| STEPHANIE HEGLAR | VP RISK MANAGEMENT Key employee | 40 | $207,390 | $43,378 |
| HARIBABU KRISHNAMOORTHY | DIRECTOR, PROGRAMMING & DEVELOPMENT Highest-paid employee | 40 | $210,849 | $39,463 |
| JUAN A JIMENEZ-LINDMEIER | VP REAL ESTATE LENDING Key employee | 40 | $200,000 | $49,562 |
| ERMETE VESTRI | VP REAL ESTATE LENDING Key employee | 40 | $239,568 | $6,326 |
| CHRISTOPHER A MARQUEZ | VP IT INFRASTRUCTURE Key employee | 40 | $218,906 | $22,552 |
| MARK LAKATOS | VP LEARNING & DEVELOPMENT Key employee | 40 | $194,602 | $45,266 |
| TRAVIS LONG | VP ENTERPRISE PROJECT MANAGEMENT Key employee | 40 | $199,356 | $37,499 |
| DENNIS DONNELLY | VP MEMBER CONTACT CENTER Key employee | 40 | $210,700 | $23,203 |
| ERIC JOHNSON | VP CONTROLLER Key employee | 40 | $205,411 | $28,155 |
| ANGELO GEORGE COX | VP FACILITIES PURCHASING & PHYSICAL SECURITY Key employee | 40 | $185,285 | $36,136 |
| AARON BRESKO | SVP LENDING Officer | 40 | $198,105 | $22,953 |
| JOANN FORTE | VP LOAN RESOLUTION Key employee | 40 | $192,330 | $28,194 |
| EVAN K ALBERTAZZI | VP DIGITAL DELIVERY Key employee | 40 | $168,398 | $48,584 |
| DAVID GREGG | DIRECTOR, LEARNING & DEVELOPMENT Highest-paid employee | 40 | $182,133 | $29,912 |
| ROYCE NGIAM | VP SPONSOR & COMMUNITY RELATIONS Key employee | 40 | $166,208 | $37,899 |
| ANTHONY L KENDZIORSKI | DIRECTOR, NETWORK & SYSTEMS INFRASTRUCTURE Highest-paid employee | 40 | $164,949 | $38,663 |
| LARRY ROMERO | SENIOR COMMERCIAL LOAN OFFICER Highest-paid employee | 40 | $165,352 | $20,476 |
| ANDREA PORTILLO | VP LOAN SERVICING Key employee | 40 | $158,063 | $25,550 |
| KAMIL SAKICI | SVP CHIEF STRATEGY OFFICER Officer | 40 | $131,152 | $20,985 |
| ERIC ZITTEL | SVP CHIEF LENDING OFFICER Officer | 40 | $89,577 | $6,921 |
| ALEX SAAB | BOARD MEMBER Trustee or director | 1 | $4,538 | $0 |
| PAUL GEERY | BOARD MEMBER Trustee or director | 1 | $3,981 | $0 |
| STEVE KOESTER | SUPV CMTE MEMBER Trustee or director | 1 | $3,913 | $0 |
| YVES PINKOWITZ | VICE CHAIRPERSON Trustee or director | 1 | $3,074 | $0 |
| ALAN BERGMAN | TREASURER Trustee or director | 1 | $3,020 | $0 |
| MARIO GUERRA | BOARD MEMBER Trustee or director | 1 | $2,479 | $0 |
| BARBARA SMITH | CHAIRPERSON Trustee or director | 1 | $2,263 | $0 |
| JOE SPETZ | EMERITUS Trustee or director | 1 | $1,519 | $0 |
| DR WILLIAM FEASTER | SECRETARY Trustee or director | 1 | $1,457 | $0 |
| DONNA CLAWSON | BOARD MEMBER Trustee or director | 1 | $1,227 | $0 |
| CARYN PHILLIPS | SUPV CMTE CHAIRPERSON Trustee or director | 1 | $650 | $0 |
| RALPH CROWTHER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| GARY MACHEEL FORMER | EMERITUS Trustee or director | 1 | $0 | $0 |
| VINCE WORKMAN | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2021: 41 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| NADER MOGHADDAM | PRESIDENT/CEO Officer | 40 | $1,130,545 | $52,102 |
| WILLIAM BROWN | EXTERNAL REAL ESTATE LOAN Highest-paid employee | 40 | $759,159 | $25,979 |
| WANDA A WILLIAMS | SVP/CAO Officer | 40 | $619,426 | $40,369 |
| CARLOS EDUARDO BURGA | EXTERNAL REAL ESTATE LOAN Highest-paid employee | 40 | $611,070 | $26,166 |
| JOSEPH BRANCUCCI | SVP/CLO Officer | 40 | $581,116 | $26,000 |
| LARRY ROMERO | SR COMMERCIAL LOAN OFFICER Key employee | 40 | $562,776 | $19,920 |
| JUAN A JIMENEZ-LINDMEIER | VP REAL ESTATE LOAN PRODUC Officer | 40 | $504,189 | $45,602 |
| MARY TORSNEY | SVP/CFO Officer | 40 | $462,632 | $45,129 |
| SHANE L STOCKWELL | EXTERNAL REAL ESTATE LOAN Highest-paid employee | 40 | $432,913 | $0 |
| JOHN IACONA | EXTERNAL REAL ESTATE LOAN Highest-paid employee | 40 | $399,968 | $26,000 |
| TAMER ABOUELEZZ | EXTERNAL REAL ESTATE LOAN Highest-paid employee | 40 | $381,520 | $39,420 |
| DARREN HERRMANN | SVP/COO Officer | 40 | $378,871 | $38,445 |
| ERMETE VESTRI | VP REAL ESTATE LENDING Officer | 40 | $303,160 | $47,949 |
| JUSTIN CHANG | VP COMMERCIAL LENDING Officer | 40 | $285,788 | $31,438 |
| JILL HALL-ERPS | SVP/CRO Officer | 40 | $288,013 | $26,000 |
| LORI REEVES | SVP MARKETING Officer | 40 | $263,732 | $35,093 |
| CAMBRIA BRIGGS | SVP HUMAN RESOURCES Officer | 40 | $249,594 | $18,058 |
| PHILLIP FOWLER | VP/CIO Officer | 40 | $246,715 | $19,129 |
| MARIO OSORIO | VP INVESTMENT/INSURANCE Officer | 40 | $226,003 | $22,506 |
| STEVEN JOFFE | VP CONSUMER LENDING Officer | 40 | $227,175 | $14,595 |
| STEPHANIE HEGLAR | VP RISK MANAGEMENT Officer | 40 | $194,138 | $38,656 |
| TRAVIS LONG | VP ENTERPRISE PROJECT MGMT Officer | 40 | $190,526 | $38,318 |
| ERIC JOHNSON | VP CONTROLLER Officer | 40 | $200,426 | $26,747 |
| DENNIS DONNELLY | VP MEMBER CONTACT CENTER Officer | 40 | $200,916 | $24,787 |
| JOHN ROBERT SANCHEZ | VP FACILITIES PURCHASING & Officer | 40 | $171,843 | $35,515 |
| KRIS SMITH | VP IT Officer | 40 | $155,988 | $41,647 |
| JOANN FORTE | VP LOAN RESOLUTION Officer | 40 | $169,990 | $24,325 |
| MARIO GUERRA | BOARD MEMBER Trustee or director | 1 | $3,003 | $0 |
| CARYN PHILLIPS | SUPV CMTE CHAIR Trustee or director | 1 | $2,814 | $0 |
| RALPH CROWTHER PAST CHAIRMAN | BOARD MEMBER Trustee or director | 1 | $2,774 | $0 |
| ALAN BERGMAN | TREASURER Trustee or director | 1 | $1,835 | $0 |
| BARBARA SMITH | CHAIR Trustee or director | 1 | $1,725 | $0 |
| YVES PINKOWITZ | VICE CHAIR Trustee or director | 1 | $1,474 | $0 |
| DONNA CLAWSON | BOARD MEMBER Trustee or director | 1 | $1,077 | $0 |
| DR WILLIAM FEASTER | SECRETARY Trustee or director | 1 | $0 | $0 |
| PAUL GEERY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ALEX SAAB | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOE SPETZ | EMERITUS Trustee or director | 1 | $0 | $0 |
| GARY MACHEEL | EMERITUS Trustee or director | 1 | $0 | $0 |
| STEVE KOESTER | SUPV CMTE SECRETARY Trustee or director | 1 | $0 | $0 |
| VINCE WORKMAN | SUPV CMTE MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 7800 IMPERIAL HWY, DOWNEY, CA 90242-3457
- Principal officer (990 for 2025)
- NADER MOGHADDAM, 7800 EAST IMPERIAL HIGHWAY, DOWNEY, CA 90242
- Signed the 990
- MARY TORSNEY, EVP/CFO
- Phone
- (562) 904-4208
- Website
- WWW.FPCU.ORG
- Return prepared by
- TURNER WARREN HWANG & CONRAD ACCTCY
California records
California keeps its own records of charities and corporations. Search them by EIN 95-1653038 or by the name CREDIT UNIONS IN THE STATE OF CALIFORNIA.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
FINANCIAL PARTNERS CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FINANCIAL PARTNERS CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
Program accomplishments
- SECURED ADDITIONAL GRANT FUNDING AS A DESIGNATED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) TO EXPAND FINANCIAL ACCESS FOR LOW-INCOME RESIDENTS AND LOCAL BUSINESSES. COMBINED WITH $35 MILLION IN SUPPLEMENTAL CAPITAL LOANS THROUGH THE U.S. TREASURY DEPARTMENT'S EMERGENCY CAPITAL INVESTMENT PROGRAM (ECIP), THESE RESOURCES ENABLED THE CREDIT UNION TO SCALE ITS LENDING PROGRAMS FOR LOW- AND MODERATE-INCOME MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 95-1653038
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1526: CREDIT UNIONS IN THE STATE OF CALIFORNIA
- Assets (IRS master file)
- $2,238,109,251
- Income (IRS master file)
- $132,955,752
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $132,955,752 | $126,987,488 | $2,238,109,251 | XML |
| 990 | December 2024 | $131,855,521 | $128,556,761 | $2,241,896,241 | IRS |
| 990 | December 2023 | $112,970,824 | $108,208,142 | $2,274,502,940 | XML |
| 990 | December 2022 | $83,728,887 | $83,433,676 | $2,285,374,736 | IRS |
| 990 | December 2021 | $84,060,195 | $72,366,837 | $1,913,935,025 | XML |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 95-1653038).
Questions about CREDIT UNIONS IN THE STATE OF CALIFORNIA
- What is the EIN of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The employer identification number (EIN) of CREDIT UNIONS IN THE STATE OF CALIFORNIA is 95-1653038.
- Is CREDIT UNIONS IN THE STATE OF CALIFORNIA tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14).
- Which annual return does CREDIT UNIONS IN THE STATE OF CALIFORNIA file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS IN THE STATE OF CALIFORNIA due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS IN THE STATE OF CALIFORNIA last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 names NADER MOGHADDAM.
- Who are the officers and directors of CREDIT UNIONS IN THE STATE OF CALIFORNIA?
- The 990 for the year ended December 31, 2025 lists 43 people; 40 received compensation from the organization, the highest $1,128,709 (NADER MOGHADDAM, PRESIDENT/CEO).
- How much revenue does CREDIT UNIONS IN THE STATE OF CALIFORNIA have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $132,955,752, expenses of $126,987,488 and total assets of $2,238,109,251 at year end.
Other nonprofits in DOWNEY
- PIH HEALTH DOWNEY HOSPTIAL EIN 95-1903935 · last filed 990 for 2025
- UNION ROOFERS HEALTH AND WELFARE FUND EIN 95-1856197 · last filed 990 for 2025
- SOUTHERN CALIFORNIA ALCOHOL AND DRUG PROGRAMS INC EIN 23-7228780 · last filed 990 for 2025
- DOWNEY FOUNDATION FOR EDUCATIONAL OPPORTUNITIES EIN 81-2850515 · last filed 990 for 2025
- RANCHO RESEARCH INSTITUTE EIN 95-1911180 · last filed 990 for 2025
- GREATER LOS ANGELES EDUCATION FOUNDATION EIN 47-4426889 · last filed 990 for 2025
- THE ARC LOS ANGELES AND ORANGE COUNTIES EIN 95-2287675 · last filed 990 for 2025
- UNION ROOFERS VACATION FUND EIN 95-6259492 · last filed 990 for 2025