Nonprofit · EIN 94-2512284
RURAL COMMUNITY ASSISTANCE
Tax-exempt · W SACRAMENTO, CA 95691
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $90,831,834 | $58,544,027 | $32,287,807 | $257,468,340 | $123,977,878 | $133,490,462 |
| September 30, 2024 | 990 | $58,791,828 | $50,345,386 | $8,446,442 | $220,723,819 | $119,722,945 | $101,000,874 |
| September 30, 2023 | 990 | $39,665,671 | $34,132,281 | $5,533,390 | $196,674,615 | $104,760,211 | $91,914,404 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $79,957,196
- of which government grants
- $71,598,596
- Program service revenue
- $7,721,475
- Investment income
- $3,021,730
- Net rental income
- -$100,622
- Other revenue
- $131,433
Expenses
- Grants and similar amounts paid
- $3,869,255
- Compensation of officers, directors and key employees
- $1,826,817
- Other salaries and wages
- $18,523,941
- Salaries, compensation and benefits (total)
- $30,790,838
- Professional fundraising fees
- $0
- Occupancy
- $573,953
- Travel
- $2,633,953
- Depreciation
- $44,354
- Program services (functional)
- $57,716,668
- Management and general (functional)
- $192,621
- Fundraising (functional)
- $634,738
Balance sheet and other
- Total assets, start of year
- $220,723,819
- Total assets, end of year
- $257,468,340
- Total liabilities, end of year
- $123,977,878
- Net assets, end of year
- $133,490,462
- Land, buildings and equipment
- $1,186,387
- Publicly traded securities
- $324,517
- Net assets without donor restrictions
- $53,868,261
- Net assets with donor restrictions
- $79,622,201
- Gross receipts
- $90,968,489
- Employees
- 277
- Volunteers
- 9
- Year formed
- 1978
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Suzanne Anarde-Devenport | CEO Officer | 40 | $341,445 | $42,930 |
| Cynthia Spencer | COO Officer | 40 | $198,166 | $36,817 |
| Murat Unal | CFO Officer | 40 | $207,125 | $27,716 |
| Ari Neumann | CIPO Officer | 40 | $182,809 | $30,838 |
| Juanita Hallstrom | Director, Loan Fund | 40 | $161,217 | $34,453 |
| Anjali Sheth | Controller | 40 | $155,547 | $39,052 |
| David Ferrier | Director, Housing Prog. | 40 | $163,605 | $23,672 |
| Julia Helmreich | Director, Comms, Dev & Events | 40 | $164,100 | $23,097 |
| Robert Longman | Loan Prod & Credit | 40 | $142,826 | $20,977 |
| Erika Holzhauer | Asst Dir Housing | 40 | $124,761 | $30,439 |
| Carol Cohen | Asst. Dir Econ Dev | 40 | $123,215 | $31,832 |
| Michael Boyd | Asst. Dir C&ES | 40 | $122,140 | $32,208 |
| Kate Hammarback | Int. Secretary Trustee or director, Officer | 3 | $0 | $0 |
| Claudia O'Grady | Vice President Trustee or director, Officer | 3 | $0 | $0 |
| Martin Miller | Board Member Trustee or director | 10 | $0 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Doris Morgan | Board Member Trustee or director | 2 | $0 |
| Frank Bravo | President Trustee or director, Officer | 5 | $0 |
| Jackie Qatalina Schaeffer | Board Member Trustee or director | 2 | $0 |
| Keoni Lee | Board Member Trustee or director | 3 | $0 |
| Andres Cano | Treasurer Trustee or director, Officer | 2 | $0 |
| Robert Apodaca | Board Member Trustee or director | 2 | $0 |
990 for the year ended September 30, 2024: 19 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Suzanne Anarde-Devenport | CEO Officer | 40 | $316,846 | $41,397 |
| Cynthia Spencer | COO Officer | 40 | $169,540 | $33,278 |
| Ari Neumann | Chief Impact & Policy Officer | 40 | $162,279 | $26,197 |
| Juanita Hallstrom | Director, Loan Fund | 40 | $152,283 | $31,981 |
| Anjali Sheth | Controller | 40 | $146,775 | $36,579 |
| David Ferrier | Director, Housing Prog. | 40 | $157,448 | $22,062 |
| Julia Helmreich | Comms/Dev Event Dr | 40 | $126,677 | $17,669 |
| Michael Carroll | Vector Fund Dir | 24 | $108,312 | $13,623 |
| Hoan Nguyen | Chief Financial Officer | 40 | $76,302 | $9,935 |
| Kate Hammarback | Int. Secretary Trustee or director, Officer | 3 | $0 | $0 |
| Claudia O'Grady | Treasurer Trustee or director, Officer | 3 | $0 | $0 |
| Martin Miller | President Trustee or director, Officer | 10 | $0 | $0 |
| Doris Morgan | Board Member Trustee or director | 2 | $0 | $0 |
| Frank Bravo | Vice President Trustee or director, Officer | 5 | $0 | $0 |
| Jackie Qatalina Schaeffer | Board Member Trustee or director | 2 | $0 | $0 |
| Keoni Lee | Board Member Trustee or director | 3 | $0 | $0 |
| Carleen Herring | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| Andres Cano | Board Member Trustee or director | 2 | $0 | $0 |
| Robert Apodaca | Board Member Trustee or director | 2 | $0 | $0 |
990 for the year ended September 30, 2023: 21 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Suzanne Anarde-Devenport | CEO Officer | 40 | $298,932 | $38,082 |
| Cynthia Spencer | COO Officer | 40 | $150,448 | $30,176 |
| Juanita Hallstrom | Dir. Loan Fund | 40 | $144,251 | $29,815 |
| Ari Neumann | director of CES | 40 | $132,507 | $31,946 |
| Julia Helmreich | Director of Comm | 40 | $142,023 | $19,372 |
| Anjali Sheth | Acting CFO Officer | 40 | $127,081 | $32,643 |
| David Ferrier | Housing Prgm Dir. | 40 | $129,433 | $22,676 |
| Michael Carroll | Vector Fund Dir. | 40 | $115,266 | $15,535 |
| Hoan Nguyen | CFO Officer | 40 | $69,455 | $10,165 |
| Kate Hammarback | Board Member Trustee or director | 2 | $0 | $0 |
| Claudia O'Grady | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| Martin Miller | President Trustee or director, Officer | 10 | $0 | $0 |
| Doris Morgan | Board Member Trustee or director | 2 | $0 | $0 |
| Frank Bravo | Vice President Trustee or director, Officer | 3 | $0 | $0 |
| Jackie Schaeffer | Board Member Trustee or director | 2 | $0 | $0 |
| Keoni Lee | Board Member Trustee or director | 2 | $0 | $0 |
| Andres Cano | Board Member Trustee or director | 2 | $0 | $0 |
| Carleen Herring | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| John Sheehan | Board Member Trustee or director | 3 | $0 | $0 |
| Vickie K Oldman | Past President | 10 | $0 | $0 |
| Nalani Fujimori-Kain | Past board Member | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3120 FREEBOARD DR STE 201, W SACRAMENTO, CA 95691-5039
- Principal officer (990 for 2024)
- Murat Unal, 3120 Freeboard Drive 201, West Sacramento, CA 95691
- Signed the 990
- Murat Unal, CFO
- Phone
- (916) 447-2854
- Website
- WWW.RCAC.ORG
- Return prepared by
- MUN CPAs LLP
California records
California keeps its own records of charities and corporations. Search them by EIN 94-2512284 or by the name RURAL COMMUNITY ASSISTANCE.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
RCAC provides training, technical and financial resources and advocacy so rural communities achieve their goals and visions.
Program accomplishments
- Community & Environmental Services:RCAC assisted 1,068 rural communities to build, improve, manage, operate or finance drinking water, wastewater or solid waste systems. RCAC reached more than 10,000 training participants through 369 workshops on technical, managerial, and financial topics related to environmental infrastructure. RCAC provided more than 170,000 hours of technical assistance and training to Indigenous communities in the West.Expenses $28,682,334 · grants $695,568
- Loan Fund:The Department had a year record breaking year. The Loan Fund closed 72 loans for over $104 million in our rural communities. This generated 815 of affordable housing units, helped produce and repair 10,465 waste/water connections, created 3,910 in community facility space and helped create or retain 2,173 jobs. RCAC began making loans to Native owned businesses through the SSBCI program, closing 3 loans for a total of $500,000 in partnership with the Cahuilla and San Pasqual tribes. The pipeline of applications remains strong, the outstanding portfolio stood at over $151.8 million with a delinquency rate of less than 6% percent. A new Assistant Director position was created and filled.Expenses $11,732,131 · grants $1,993,398
- RCACs OTHER SERVICES INCLUDE CAPACITY BUILDING, TRAINING, AND RESOURCES FOR OTHER NONPROFIT ORGANIZATIONS.Expenses $7,886,336 · grants $454,688
- Housing: Mutual Self Help Housing RCAC assisted our 41 grantees to build 456 new construction homes and rehabilitate 60 homes, despite frequent pauses in Federal funding. The Housing Counseling program provided training both on-line and in person. 34 on-line trainings educated 742 attendees and 14 in person trainings educated 224 attendees. Staff continues to support 13 local housing counseling organizations with HUD funding and technical assistance. Staff is preparing to on-board at least three new organizations in FY26.Development Solutions continues to work with non-profits in Hawaii, Montana, Utah, California, Guam, Oregon, and Washington to assist them in building housing development and operational capacity.The Homeownership Program continued to support USDA Rural Developments Section 502 Direct mortgage loan program through training, intermediary processing services, and general promotion to underserved communities. 93 Section 502 loan packagers received the five-day training. Staff also processed 130 loans submitted by local packagers with 98 home loans closing during the fiscal year. Eight Washington homeownership organizations received RCAC support in preparing and submitting project funding applications to the State. The Community Resilience and Disaster Planning program (formerly Disaster Recovery Services). Staff continues to assist in the Camp Fire recovery in Butte County, California, assisting them with mitigation planning and implementation to reduce future wildfire risk. They also are completing a wildfire recovery plan in New Mexico and are completing a Hazard Mitigation Plan revision for a tribe in Northern California.Expenses $6,885,437 · grants $524,801
- Building Rural Economies:RCAC's Building Rural Economies department closed out FY25 strong, working alongside 41 community partners throughout RCAC's service area providing training, technical assistance and small business coaching. BRE facilitated trainings that included 836 participants where 32% belonged to Native or Indigenous communities. BRE partnered alongside 11 Native American Tribes and 3 Native CDFIs. BRE staff have completed or have in progress 60 Smart Growth Projects including several Recharge Our Community's Economy (ROCE) workshop series and 26 Entrepreneurial Ecosystem projects including the facilitation of Start, Grow, Revive Your Business (SGR) workshops and trainings within Native and Indigenous communities. Additionally, BRE provided one on one individual coaching to 51 small businesses and assisted businesses in accessing more than $411,000 in capital. BRE's partner communities have leveraged $975,627.Expenses $2,530,430 · grants $200,800
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 15, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 16, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 17, 2025 | 990 on file |
IRS record
- EIN
- 94-2512284
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1978
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S200)
- Assets (IRS master file)
- $257,468,340
- Income (IRS master file)
- $90,968,489
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $90,831,834 | $58,544,027 | $257,468,340 | XML |
| 990 | September 2024 | $58,791,828 | $50,345,386 | $220,723,819 | XML |
| 990 | September 2023 | $39,665,671 | $34,132,281 | $196,674,615 | XML |
| 990 | September 2022 | $32,872,425 | $28,141,299 | $196,708,835 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 94-2512284).
Questions about RURAL COMMUNITY ASSISTANCE
- What is the EIN of RURAL COMMUNITY ASSISTANCE?
- The employer identification number (EIN) of RURAL COMMUNITY ASSISTANCE is 94-2512284.
- Is RURAL COMMUNITY ASSISTANCE tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1978.
- Are donations to RURAL COMMUNITY ASSISTANCE tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does RURAL COMMUNITY ASSISTANCE file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RURAL COMMUNITY ASSISTANCE due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RURAL COMMUNITY ASSISTANCE last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of RURAL COMMUNITY ASSISTANCE?
- The 990 for the year ended September 30, 2025 names Murat Unal.
- Who are the officers and directors of RURAL COMMUNITY ASSISTANCE?
- The 990 for the year ended September 30, 2025 lists 21 people; 12 received compensation from the organization, the highest $341,445 (Suzanne Anarde-Devenport, CEO).
- How much revenue does RURAL COMMUNITY ASSISTANCE have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $90,831,834, expenses of $58,544,027 and total assets of $257,468,340 at year end.
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All nonprofits in W SACRAMENTO · California · Community improvement and capacity building