Nonprofit · EIN 93-6024307
RIVERMARK COMMUNITY CREDIT UNION
Tax-exempt · OREGON CITY, OR 97045
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $104,238,722 | $105,941,021 | -$1,702,299 | $3,331,651,060 | $3,031,151,431 | $300,499,629 |
| December 31, 2023 | 990 | $81,367,198 | $77,005,648 | $4,361,550 | $1,448,214,620 | $1,368,036,785 | $80,177,835 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $77,419,401
- Investment income
- $26,819,321
- Net gain from sales of assets
- -$1,750,052
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $152,911
- Compensation of officers, directors and key employees
- $6,084,441
- Other salaries and wages
- $18,206,604
- Salaries, compensation and benefits (total)
- $32,686,457
- Professional fundraising fees
- $0
- Legal fees
- $87,144
- Accounting fees
- $96,503
- Occupancy
- $1,513,235
- Travel
- $558,907
- Depreciation
- $1,294,524
Balance sheet and other
- Total assets, start of year
- $1,448,214,620
- Total assets, end of year
- $3,331,651,060
- Total liabilities, end of year
- $3,031,151,431
- Net assets, end of year
- $300,499,629
- Land, buildings and equipment
- $64,903,651
- Publicly traded securities
- $556,511,367
- Gross unrelated business income
- $737,425
- Gross receipts
- $152,693,309
- Employees
- 368
- Volunteers
- 15
- Year formed
- 1951
- State of legal domicile
- OR
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SETH SCHAEFER | EVP/CHIEF IMPACT OFFICER Officer | 40 | $838,260 | $52,346 |
| CORI POLAND | CHIEF RETAIL OFFICER Officer | 40 | $319,307 | $41,078 |
| STEPHANIE STRIMLING | CHIEF INFORMATION OFFICER Officer | 40 | $314,851 | $14,738 |
| DAVID NOBLE | CHIEF MARKETING OFFICER Key employee | 40 | $286,574 | $18,292 |
| JEREMY CALVA | CHIEF RISK OFFICER Key employee | 40 | $285,126 | $12,461 |
| ABEN HILL | CHIEF LENDING OFFICER (THRU 6/24) Officer | 40 | $262,786 | $9,880 |
| MICKEY BEARD | VP LENDING Key employee | 40 | $219,751 | $26,986 |
| RYAN HALLEY | SVP FINANCIAL WELLNESS Key employee | 40 | $214,027 | $16,384 |
| BRIAN GREENFIELD | VP DATA, DEVELOPMENT & GOVERNANCE Key employee | 40 | $210,728 | $8,253 |
| RANDY BRESEE | VP F&RC LEADER Key employee | 40 | $194,947 | $15,824 |
| MARK KAYDO | VP BUSINESS SERVICES (THRU 12/24) Key employee | 40 | $195,835 | $14,106 |
| JASON WERTS | PRESIDENT/CEO Officer | 40 | $196,880 | $11,388 |
| TRACEY SCHERADELLA | VP MORTGAGE LENDING Key employee | 40 | $196,347 | $8,046 |
| CHERYL MCCARTHY | VP PRODUCT DEVELOPMENT & MGMT Key employee | 40 | $185,818 | $15,301 |
| AMY ZIMMERMAN | VP, FP&A (THRU 11/24) Key employee | 40 | $186,435 | $14,279 |
25 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RODNEY BEARD | INFORMATION SECURITY OFFICER Highest-paid employee | 40 | $177,654 | $7,430 |
| MICHELE CHIRGWIN | AVP ENTERPRISE RISK MGMT Key employee | 40 | $162,024 | $14,390 |
| GREG SPEAR | CHIEF FINANCIAL OFFICER Officer | 40 | $153,604 | $8,525 |
| KELI MYERS | CHIEF OPERATING OFFICER Officer | 40 | $112,400 | $10,858 |
| CHRIS GROSHKO | CHIEF EXPERIENCE OFFICER Officer | 40 | $106,027 | $9,210 |
| JOHN NICHOLS | SVP OF MARKETING Officer | 40 | $76,514 | $5,946 |
| JENNIFER MCMURRAY | VP OF STRATEGY & ADVOCACY Officer | 40 | $57,225 | $7,655 |
| KIM BICKFORD | VICE CHAIR Trustee or director, Officer | 2 | $44,000 | $0 |
| JOSH STEPHENSON | DIRECTOR Trustee or director | 2 | $20,000 | $0 |
| GLORIA ZABEL | DIRECTOR Trustee or director | 2 | $20,000 | $0 |
| KERRI LEATHERS IZUNAGBARA | DIRECTOR (THRU 9/24) Trustee or director | 2 | $17,500 | $0 |
| BRETT BRYANT | DIRECTOR Trustee or director | 2 | $15,000 | $0 |
| JESUS MIGUEL PALOMARES | DIRECTOR Trustee or director | 2 | $15,000 | $0 |
| STEVEN HOLLAND | DIRECTOR (THRU 9/24) Trustee or director | 2 | $14,750 | $0 |
| GARY FRAYN | DIRECTOR (THRU 9/24) Trustee or director | 2 | $13,750 | $0 |
| ROB LAVIGNE | DIRECTOR (THRU 9/24) Trustee or director | 2 | $13,750 | $0 |
| IAN CAMPBELL | DIRECTOR (THRU 9/24) Trustee or director | 2 | $8,250 | $0 |
| TARUN GUDZ | CHAIR Trustee or director, Officer | 2 | $6,375 | $0 |
| AMANDA OWINGS | DIRECTOR Trustee or director | 2 | $5,208 | $0 |
| TRACI ROSSI | SECRETARY/TREASURER Trustee or director, Officer | 2 | $4,500 | $0 |
| TAMMY TESKE | DIRECTOR, GOVERNANCE COMMITTEE CHAIR Trustee or director | 2 | $4,500 | $0 |
| BRYAN SIMS | DIRECTOR Trustee or director | 2 | $4,500 | $0 |
| JAKE JENSEN | DIRECTOR Trustee or director | 2 | $4,208 | $0 |
| NATHAN MORALES | ASSOCIATE DIRECTOR Trustee or director | 2 | $2,908 | $0 |
| PATRICK HAGER | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 23 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SETH SCHAEFER | PRESIDENT/CEO Officer | 40 | $1,826,013 | $99,014 |
| CORI POLAND | CHIEF EXPERIENCE OFFICER Officer | 40 | $352,836 | $111,167 |
| ABEN HILL | CHIEF LENDING OFFICER Officer | 40 | $332,125 | $109,260 |
| DAVID NOBLE | CHIEF MARKETING OFFICER Officer | 40 | $280,146 | $130,764 |
| STEPHANIE STRIMLING | CHIEF INNOVATION OFFICER Officer | 40 | $282,657 | $122,732 |
| JOSEPH BRIAN GRIFFIS | CHIEF FINANCIAL OFFICER (THRU 2/23) Officer | 40 | $220,111 | $6,079 |
| RYAN HALLEY | VICE PRESIDENT FINANCIAL WELLNESS Highest-paid employee | 40 | $196,200 | $7,616 |
| LANCE FINK | DATA PROGRAM MANAGER Highest-paid employee | 40 | $188,127 | $13,983 |
| MICKEY BEARD | VICE PRESIDENT CONSUMER LENDING Highest-paid employee | 40 | $185,042 | $14,304 |
| RANDAL BRESEE | VICE PRESIDENT MEMBER EXPERIENCE Highest-paid employee | 40 | $180,539 | $14,556 |
| BRIAN GREENFIELD | VICE PRESIDENT OF TECHNOLOGY Highest-paid employee | 40 | $182,971 | $7,133 |
| JEREMY CALVA | CHIEF FINANCIAL OFFICER Officer | 40 | $144,749 | $2,458 |
| KIM BICKFORD | BOARD CHAIR Trustee or director, Officer | 2 | $22,000 | $0 |
| GLORIA ZABEL | BOARD VICE CHAIR Trustee or director, Officer | 2 | $18,000 | $0 |
| JOSH STEPHENSON | SECRETARY Trustee or director, Officer | 2 | $18,000 | $0 |
| GARY FRAYN | BOARD MEMBER Trustee or director | 2 | $16,500 | $0 |
| KERRI LEATHERS IZUNAGBARA | BOARD MEMBER Trustee or director | 2 | $16,500 | $0 |
| ROB LAVIGNE | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
| STEVEN HOLLAND | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
| JESUS PALOMARES | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
| BRETT BRYANT | BOARD MEMBER Trustee or director | 2 | $15,000 | $0 |
| DENNIS FULLAN | BOARD MEMBER (THRU 4/23) Trustee or director | 2 | $7,500 | $0 |
| BILL ROBERTS JR | BOARD MEMBER (THRU 4/23) Trustee or director | 2 | $7,500 | $0 |
Address and contacts
- Address (IRS master file)
- 14405 MEYERS ROAD STE 100, OREGON CITY, OR 97045-8199
- In care of
- % CHRIS CARDWELL
- Principal officer (990 for 2024)
- JASON WERTS, 14405 MEYERS ROAD, OREGON CITY, OR 97045
- Signed the 990
- DERRICK PETERSON, CFO
- Phone
- (503) 526-2696
- Website
- RIVERMARKCU.ORG
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
PROVIDE QUALITY FINANCIAL SERVICES, PRODUCTS AND SUPPORT FOR MEMBERS IN THE LOCAL COMMUNITIES WE SERVE.
Program accomplishments
- PROVIDED FINANCIAL SERVICES TO 179,805 MEMBERS, INCLUDING SHARE DEPOSITS AND LOANS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 93-6024307
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0728: STATE CHARTERED CREDIT UNIONS IN OREGON
- Assets (IRS master file)
- $3,331,651,060
- Income (IRS master file)
- $152,693,309
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $104,238,722 | $105,941,021 | $3,331,651,060 | XML |
| 990 | December 2023 | $81,367,198 | $77,005,648 | $1,448,214,620 | XML |
| 990 | December 2022 | $65,250,684 | $58,236,378 | $1,400,588,793 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-6024307).
Questions about RIVERMARK COMMUNITY CREDIT UNION
- What is the EIN of RIVERMARK COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of RIVERMARK COMMUNITY CREDIT UNION is 93-6024307.
- Is RIVERMARK COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to RIVERMARK COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does RIVERMARK COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RIVERMARK COMMUNITY CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RIVERMARK COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of RIVERMARK COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 names JASON WERTS.
- Who are the officers and directors of RIVERMARK COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 40 people; 39 received compensation from the organization, the highest $838,260 (SETH SCHAEFER, EVP/CHIEF IMPACT OFFICER).
- How much revenue does RIVERMARK COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $104,238,722, expenses of $105,941,021 and total assets of $3,331,651,060 at year end.
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