Nonprofit · EIN 93-3339318
DEALING WITH DEBT
Tax-exempt · BALTIMORE, MD 21209
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $440,000 | $160,494 | $279,506 | $292,587 | $0 | $292,587 |
| December 31, 2023 | 990-EZ | $94,000 | $80,919 | $13,081 | $13,081 | – | $13,081 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $440,000
- Program service revenue
- $0
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $32,000
- Salaries, compensation and benefits (total)
- $32,000
- Professional fundraising fees
- $0
- Legal fees
- $1,000
- Accounting fees
- $1,328
- Travel
- $20,447
- Management and general (functional)
- $160,494
Balance sheet and other
- Total assets, start of year
- $13,081
- Total assets, end of year
- $292,587
- Total liabilities, end of year
- $0
- Net assets, end of year
- $292,587
- Gross receipts
- $440,000
- Employees
- 0
- Year formed
- 2023
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| SHAWN Z TARRANT | VICE PRESIDE Trustee or director, Officer | 15 | $32,000 |
| DESMOND L STINNIE | PRESIDENT Trustee or director, Officer | 7 | $0 |
| BRENT J LOWDER | SECRETARY Trustee or director, Officer | 5 | $0 |
| JAUN CAHUE | DIRECTOR Trustee or director | 1 | $0 |
| ANN BANKS | DIRECTOR Trustee or director | 1 | $0 |
| ADDISON WIGGIN | DIRECTOR Trustee or director | 1 | $0 |
| NICK KOSMAS | DIRECTOR Trustee or director | 1 | $0 |
| SHANNA LOWDER | TREASURER Trustee or director, Officer | 10 | $0 |
990-EZ for the year ended December 31, 2023: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DESMOND L STINNIE | Director | 20 | $0 |
| BRENT J LOWDER | Director | 40 | $0 |
| SHAWN Z TARRANT | Director | 20 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 65307, BALTIMORE, MD 21209-0507
- In care of
- % SHANNA LOWDER
- Principal officer (990 for 2024)
- DESMOND L STINNIE, PO BOX 65307, BALTIMORE, MD 21209
- Signed the 990
- DESMOND L STINNIE, PRESIDENT
- Phone
- (410) 499-5511
- Website
- DEALINGWITHDEBT.ORG
- Return prepared by
- JEFFREY POLLACK CHARTERED
Mission
THROUGH AN ONLINE SOCIAL MEDIA PLATFORM, HELP PEOPLE REDUCE FINANCIAL STRESS BY PROVIDING A SUPPORTIVE COMMUNITY AND FINANCIAL LITERACY CONTENT AND COURSES.
Program accomplishments
- THROUGH AN ONLINE SOCIAL MEDIA PLATFORM, HELP PEOPLE REDUCE FINANCIAL STRESS BY PROVIDING A SUPPORTIVE COMMUNITY AND FINANCIAL LITERACY CONTENT AND COURSES. WEBSITE APPLICATION DEVELOPMENT IS STILL IN PROCESS AS OF DECEMBER 31, 2024. SEE BALANCE SHEET PART IX, OTHER ASSETS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-EZ on file |
IRS record
- EIN
- 93-3339318
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2024
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $292,587
- Income (IRS master file)
- $440,000
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $440,000 | $160,494 | $292,587 | XML |
| 990-EZ | December 2023 | $94,000 | $80,919 | $13,081 | XML |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-3339318).
Questions about DEALING WITH DEBT
- What is the EIN of DEALING WITH DEBT?
- The employer identification number (EIN) of DEALING WITH DEBT is 93-3339318.
- Is DEALING WITH DEBT tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2024.
- Are donations to DEALING WITH DEBT tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does DEALING WITH DEBT file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of DEALING WITH DEBT due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did DEALING WITH DEBT last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of DEALING WITH DEBT?
- The 990 for the year ended December 31, 2024 names DESMOND L STINNIE.
- Who are the officers and directors of DEALING WITH DEBT?
- The 990 for the year ended December 31, 2024 lists 8 people; 1 received compensation from the organization, the highest $32,000 (SHAWN Z TARRANT, VICE PRESIDE).
- How much revenue does DEALING WITH DEBT have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $440,000, expenses of $160,494 and total assets of $292,587 at year end.
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