2025-11-25T14:40:32-05:00 2024-12-31 521924871 JEFFREY POLLACK CHARTERED 744 DULANEY VALLEY ROAD STE 11 TOWSON MD 212045132 990 2024-01-01 933339318 DEALING WITH DEBT DEAL 4104995511 PO BOX 65307 BALTIMORE MD 21209 DESMOND L STINNIE PRESIDENT 4104995511 2025-11-18 true false JEFFREY POLLACK CPA P00836931 4108213000 2025-11-22 2024 2025-03-06 01:10:19Z DESMOND L STINNIE PO BOX 65307 BALTIMORE MD 21209 440000 false X DEALINGWITHDEBT.ORG X 2023 TX THROUGH AN ONLINE SOCIAL MEDIA PLATFORM, HELP PEOPLE REDUCE FINANCIAL STRESS BY PROVIDING A SUPPORTIVE COMMUNITY AND FINANCIAL LITERACY CONTENT AND COURSES. 8 8 0 0 94000 440000 0 0 0 94000 440000 250 0 0 71750 32000 0 0 8919 128494 80919 160494 13081 279506 13081 292587 0 13081 292587 THROUGH AN ONLINE SOCIAL MEDIA PLATFORM, HELP PEOPLE REDUCE FINANCIAL STRESS BY PROVIDING A SUPPORTIVE COMMUNITY AND FINANCIAL LITERACY CONTENT AND COURSES. false false THROUGH AN ONLINE SOCIAL MEDIA PLATFORM, HELP PEOPLE REDUCE FINANCIAL STRESS BY PROVIDING A SUPPORTIVE COMMUNITY AND FINANCIAL LITERACY CONTENT AND COURSES. WEBSITE APPLICATION DEVELOPMENT IS STILL IN PROCESS AS OF DECEMBER 31, 2024. SEE BALANCE SHEET PART IX, OTHER ASSETS. true true false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false false false true false true false false false false false false false false false true 0 0 0 false false false false false false false false false false false false false false X 8 8 false false false false true true true true true false false true true true true false false true false false TX X BRENT J LOWDER 4104995511 PO BOX 65307 BALTIMORE MD 21209 DESMOND L STINNIE PRESIDENT 7.00 X X 0 0 0 BRENT J LOWDER SECRETARY 5.00 X X 0 0 0 SHAWN Z TARRANT VICE PRESIDE 15.00 X X 32000 0 0 JAUN CAHUE DIRECTOR 1.00 X 0 0 0 ANN BANKS DIRECTOR 1.00 X 0 0 0 ADDISON WIGGIN DIRECTOR 1.00 X 0 0 0 NICK KOSMAS DIRECTOR 1.00 X 0 0 0 SHANNA LOWDER TREASURER 10.00 X X 0 0 0 32000 false false false OPULENT CLOUD CO PO BOX 65307 BALTIMORE MD 21209 WEBSITE APP DEV 172799 1 440000 440000 440000 32000 32000 48000 48000 1000 1000 1328 1328 35887 35887 1220 1220 20612 20612 20447 20447 160494 0 160494 0 13081 926 291661 13081 292587 0 0 X 13081 292587 13081 292587 13081 292587 279506 X false false X 94000 440000 534000 94000 440000 534000 534000 94000 440000 534000 1.00000 0.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED WEBSITE APPLICATION DEVELOPMENT 291661 291661 DESMOND STINNIE DIRECTOR/MEMBER 172799 WEBSITE APP DEVELOP. false SCHEDULE L, PART V IN REFERENCE TO SCHEDULE L, PART IV, LINE 2: DIRECTOR IS 100% OWNER OF OPULENT CLOUD CO, PRIMARY WEBSITE APPLICATION DEVELOPMENT PROVIDER TO THE ORGANIZATION. FORM 990, PAGE 6, PART VI NOTE THE SINGLE MEMBER RELATED ACTIONS DISCLOSED ON LINE 7B BELOW. FORM 990, PAGE 6, PART VI, LINE 6 ORGANIZED WITH ONE(1)MEMBER, WHO IS ALSO A DIRECTOR AND OFFICER. THE REST OF THE GOVERNING BODY ARE NOT MEMBERS. THEY HOWEVER ARE OFFICERS OR DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 7A BOARD OF DIRECTORS CAN VOTE TO ADD ADDITIONAL MEMBERS OF THE GOVERNING BODY UPON UNANIMOUS VOTE OF ALL DIRECTORS.(SEE LINE 6) DIRECTORS (OTHER THAN THE INITIAL 3) ARE ELECTED BY THE THE AFFIRMATIVE VOTE OF THE MAJORITY OF THE BOARD. FORM 990, PAGE 6, PART VI, LINE 7B YES, BUT THE FOLLOWING ACTIONS REQUIRE APPROVAL BY THE SINGLE MEMBER: (A)THE ELECTION OF DIRECTORS; (B)ANY AMENDMENT OF THE CERTIFICATE OF FORMATION; (C)A PETITION FOR JUDICIAL DISSOLUTION FOR THE CORPORATION; (D)DISPOSING OF ALL, OR SUBSTANTIALLY ALL, OF THE ASSETS OF THE CORPORATION; (E)APPROVAL OF A PLAN OF MERGER FOR THE CORPORATION; (F)AUTHORIZATION OF A PLAN OF NON-JUDICIAL DISSOLUTION FOR THE CORPORATION; AND (G) REVOCATION OF A VOLUTARY DISSOLUTION PROCEEDING FOR THE CORPORATION. FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS SUBMITTED TO ALL DIRECTORS/OFFICERS FOR REVIEW. WHEN REVIEW IS COMPLETE, THE PRESIDENT SIGNS AND SUBMITS ELECTRONIC AUTHORIZATION FORM TO THE TAX PREPARER FOR FILING OF THE RETURN. FORM 990, PAGE 6, PART VI, LINE 12C DIRECTORS REVIEW AND INQUIRE ABOUT POTENTIAL CONFLICTS AT QUARTERLY MEETINGS BASED ON INFORMATION/COMMUNICATIONS AND DISCLOSURES FROM RELATED MEMBERS. FORM 990, PAGE 6, PART VI, LINE 15A BOARD OF DIRECTORS REVIEWS COMPENSATION LEVEL OF VICE PRESIDENT PERIODICALLY BASED ON APPLICABLE WORK NECESSARY TO BE PERFORMED. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC.