Nonprofit · EIN 93-0257765
ONPOINT COMMUNITY CREDIT UNION
Tax-exempt · PORTLAND, OR 97210
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $588,645,531 | $471,252,259 | $117,393,272 | $9,544,874,665 | $8,179,682,567 | $1,365,192,098 |
| December 31, 2024 | 990 | $556,221,103 | $431,478,281 | $124,742,822 | $9,711,312,299 | $8,482,880,302 | $1,228,431,997 |
| December 31, 2023 | 990 | $440,500,839 | $325,109,622 | $115,391,217 | $8,738,629,867 | $7,650,433,252 | $1,088,196,615 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $463,095,976
- Investment income
- $125,549,555
- Net gain from sales of assets
- $439,284
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $14,159,180
- Compensation of officers, directors and key employees
- $12,828,820
- Other salaries and wages
- $105,755,122
- Salaries, compensation and benefits (total)
- $159,594,871
- Professional fundraising fees
- $0
- Legal fees
- $32,789
- Accounting fees
- $240,379
- Occupancy
- $14,875,424
- Travel
- $1,064,064
- Depreciation
- $7,316,219
Balance sheet and other
- Total assets, start of year
- $9,711,312,299
- Total assets, end of year
- $9,544,874,665
- Total liabilities, end of year
- $8,179,682,567
- Net assets, end of year
- $1,365,192,098
- Land, buildings and equipment
- $42,986,606
- Publicly traded securities
- $959,649,953
- Gross unrelated business income
- $1,018,684
- Gross receipts
- $590,006,527
- Employees
- 1,472
- Volunteers
- 0
- Year formed
- 1932
- State of legal domicile
- OR
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| R STUART | PRESIDENT/CEO Officer | 50 | $2,136,792 | $291,306 |
| J HUNT | SVP/CFO Officer | 45 | $1,024,245 | $172,640 |
| T MCVAY | SVP/CHIEF RETAIL OFFICER Key employee | 45 | $940,898 | $163,890 |
| J ARMSTRONG | SVP/CIO & OPS EXECUTIVE Key employee | 45 | $1,055,012 | $23,635 |
| T CLEVENGER | SVP/CHIEF MKTG OFFICER Key employee | 45 | $751,264 | $144,656 |
| W OLIVER | SVP/CHIEF LEGAL OFFICER Key employee | 45 | $755,023 | $136,049 |
| R HARDING | SVP/CHIEF COMMERCIAL OFFICER Key employee | 45 | $717,640 | $148,076 |
| P GROMAN | SVP/CHIEF PEOPLE OFFICER Key employee | 45 | $731,455 | $129,248 |
| S LEUGERS | SVP/CHIEF CREDIT OFFICER Officer | 45 | $780,272 | $43,109 |
| A EMERSON | SVP/ONPOINT MORTGAGE Highest-paid employee | 45 | $577,910 | $145,148 |
| C ANDERSON | FORMER SVP/CHIEF RISK OFFICER Former | 0 | $675,059 | $0 |
| D LAVIOLETTE | SVP/CHIEF INFORMATION OFFICER Key employee | 45 | $475,434 | $116,250 |
| M LINDSAY-LIPKINS | SVP/ONPOINT INVESTMENT SERVICES Highest-paid employee | 45 | $479,660 | $46,049 |
| N BERNING | FINANCIAL ADVISOR Highest-paid employee | 45 | $464,908 | $46,049 |
| S CANTRELL | SVP/CHIEF RISK OFFICER Key employee | 45 | $401,303 | $97,090 |
13 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| D BARTOSZ | FINANCIAL ADVISOR Highest-paid employee | 45 | $413,580 | $59,326 |
| L HAKE | FINANCIAL ADVISOR Highest-paid employee | 45 | $398,330 | $59,326 |
| J BUCHANAN | SVP/CHIEF CREDIT OFFICER Officer | 45 | $226,486 | $10,429 |
| D NAKATA | CHAIR Trustee or director, Officer | 13 | $105,875 | $0 |
| M MROCZEK | DIRECTOR Trustee or director | 6.5 | $83,125 | $0 |
| A SLAGLE | VICE CHAIR Trustee or director, Officer | 6.5 | $81,125 | $0 |
| M WILLER | DIRECTOR Trustee or director | 6.5 | $78,059 | $0 |
| F TRIPP | DIRECTOR Trustee or director | 6.5 | $76,625 | $0 |
| K THOMAJAN | DIRECTOR Trustee or director | 6.5 | $76,625 | $0 |
| G CHANDLER | DIRECTOR Trustee or director | 6.5 | $72,125 | $0 |
| N RAMIREZ ARRIAGA | SECRETARY Trustee or director, Officer | 6.5 | $36,000 | $0 |
| R GANTT | DIRECTOR Trustee or director | 6.5 | $36,000 | $0 |
| M DAMM | DIRECTOR Trustee or director | 6.5 | $36,000 | $0 |
990 for the year ended December 31, 2024: 25 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| R STUART | PRESIDENT/CEO Officer | 50 | $2,279,673 | $280,659 |
| J HUNT | SVP/CHIEF FINANCIAL OFFICER Officer | 45 | $1,089,114 | $167,334 |
| T MCVAY | SVP/CHIEF RETAIL OFFICER Key employee | 45 | $1,025,851 | $166,592 |
| S LEUGERS | SVP/CHIEF LENDING OFFICER Officer | 45 | $970,703 | $145,688 |
| J ARMSTRONG | SVP/CHIEF OPERATIONS OFFICER Key employee | 45 | $929,506 | $152,362 |
| T CLEVENGER | SVP/CHIEF MARKETING OFFICER Key employee | 45 | $681,239 | $140,167 |
| W OLIVER | SVP/CHIEF LEGAL OFFICER Key employee | 45 | $652,179 | $132,550 |
| C ANDERSON | SVP/CHIEF RISK OFFICER Key employee | 45 | $648,068 | $127,800 |
| P GROMAN | SVP/CHIEF PEOPLE OFFICER Key employee | 45 | $622,535 | $135,033 |
| A EMERSON | VP/ONPOINT MORTGAGE Highest-paid employee | 45 | $502,128 | $129,884 |
| B HARDING | SVP/CHIEF COMMERCIAL OFFICER Key employee | 45 | $445,677 | $133,117 |
| M LINDAY-LIPKINS | VP/ONPOINT INVESTMENT SERVICES Highest-paid employee | 45 | $435,422 | $45,050 |
| D BARTOSZ | FINANCIAL ADVISOR Highest-paid employee | 45 | $413,831 | $57,430 |
| M CASIANO | MORTGAGE LOAN OFFICER Highest-paid employee | 45 | $415,906 | $49,871 |
| N BERNING | FINANCIAL ADVISOR Highest-paid employee | 45 | $409,961 | $45,050 |
| D LAVIOLETTE | SVP/CHIEF INFORMATION OFFICER Key employee | 45 | $344,578 | $34,294 |
| K DURHAM | DIRECTOR Trustee or director | 6.5 | $91,616 | $0 |
| K THOMAJAN | DIRECTOR Trustee or director | 6.5 | $71,606 | $0 |
| D NAKATA | BOARD CHAIR Trustee or director, Officer | 13 | $71,514 | $0 |
| M MROCZEK | DIRECTOR Trustee or director | 6.5 | $69,114 | $0 |
| M DAMM | DIRECTOR Trustee or director | 6.5 | $67,096 | $0 |
| M WILLER | BOARD SECRETARY Trustee or director, Officer | 6.5 | $65,164 | $0 |
| A SLAGLE | BOARD VICE CHAIR Trustee or director, Officer | 6.5 | $65,000 | $0 |
| F TRIPP | DIRECTOR Trustee or director | 6.5 | $64,413 | $0 |
| G CHANDLER | DIRECTOR Trustee or director | 6.5 | $60,000 | $0 |
990 for the year ended December 31, 2023: 24 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| R STUART | PRESIDENT/CEO Officer | 50 | $3,055,129 | $279,160 |
| J HUNT | SVP/CHIEF FINANCIAL OFFICER Officer | 45 | $1,529,360 | $160,872 |
| T MCVAY | SVP/CHIEF RETAIL OFFICER Key employee | 45 | $1,443,828 | $163,119 |
| J ARMSTRONG | SVP/CHIEF INFORMATION OFFICER Key employee | 45 | $1,369,240 | $148,223 |
| S LEUGERS | SVP/CHIEF LENDING OFFICER Officer | 45 | $914,902 | $141,869 |
| T CLEVENGER | SVP/CHIEF MARKETING OFFICER Key employee | 45 | $559,358 | $136,348 |
| W OLIVER | SVP/CHIEF LEGAL OFFICER Key employee | 45 | $540,357 | $126,426 |
| C ANDERSON | SVP/CHIEF RISK OFFICER Key employee | 45 | $477,132 | $115,813 |
| A EMERSON | VP/ONPOINT MORTGAGE Highest-paid employee | 45 | $457,110 | $114,075 |
| P GROMAN | SVP/CHIEF PEOPLE OFFICER Key employee | 45 | $416,281 | $101,172 |
| M LINDAY-LIPKINS | VP/ONPOINT INVESTMENT SERV Highest-paid employee | 45 | $423,456 | $43,551 |
| D BARTOSZ | FINANCIAL ADVISOR Highest-paid employee | 45 | $406,164 | $55,931 |
| N BERNING | FINANCIAL ADVISOR Highest-paid employee | 45 | $405,285 | $43,551 |
| M CASIANO | MORTGAGE LOAN OFFICER Highest-paid employee | 45 | $355,998 | $46,497 |
| K DURHAM | BOARD CHAIR Trustee or director, Officer | 13 | $71,560 | $0 |
| K THOMAJAN | BOARD VICE CHAIR Trustee or director, Officer | 6.5 | $60,697 | $0 |
| D NAKATA | BOARD SECRETARY Trustee or director, Officer | 6.5 | $57,500 | $0 |
| M MROCZEK | DIRECTOR Trustee or director | 6.5 | $57,246 | $0 |
| M DAMM | DIRECTOR Trustee or director | 6.5 | $57,145 | $0 |
| A SLAGLE | DIRECTOR Trustee or director | 6.5 | $55,000 | $0 |
| F TRIPP | DIRECTOR Trustee or director | 6.5 | $52,500 | $0 |
| M WILLER | DIRECTOR Trustee or director | 6.5 | $43,450 | $0 |
| G CHANDLER | DIRECTOR Trustee or director | 6.5 | $32,790 | $0 |
| L JOHNSON | DIRECTOR Trustee or director | 6.5 | $31,500 | $0 |
Address and contacts
- Address (IRS master file)
- 2701 NW VAUGHN ST STE 800, PORTLAND, OR 97210-5387
- In care of
- % KAITE LONG
- Mailing address (990-N for 2018)
- 4950 SE Roethe Rd, Milwaukie OR 97267
- Principal officer (990 for 2025)
- ROBERT STUART, PO BOX 3750, PORTLAND, OR 972083750
- Principal officer (990-N for 2018)
- Kristi Weathers, 5325 SE Logus Rd, Milwaukie OR 97222
- Signed the 990
- LISA WHITE, SVP/CFO
- Phone
- (503) 273-1764
- Website
- WWW.ONPOINTCU.COM
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES.
Program accomplishments
- IN 2025, MEMBERSHIP IN THE CREDIT UNION GREW TO 637,073 MEMBERS. ONPOINT COMMUNITY CREDIT UNION PROVIDED THE MEMBERSHIP WITH FINANCIAL SERVICES, INCLUDING THE PROVISION OF 288,376 LOANS AND 1,409,874 DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITIVE RATES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 93-0257765
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0728: STATE CHARTERED CREDIT UNIONS IN OREGON
- Assets (IRS master file)
- $9,544,874,665
- Income (IRS master file)
- $590,006,527
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $588,645,531 | $471,252,259 | $9,544,874,665 | IRS |
| 990 | December 2024 | $556,221,103 | $431,478,281 | $9,711,312,299 | IRS |
| 990 | December 2023 | $440,500,839 | $325,109,622 | $8,738,629,867 | XML |
| 990 | December 2022 | $325,450,246 | $220,810,338 | $8,925,586,538 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990-N for 2018 Officer: Kristi Weathers | December 31, 2018 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 93-0257765).
Questions about ONPOINT COMMUNITY CREDIT UNION
- What is the EIN of ONPOINT COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of ONPOINT COMMUNITY CREDIT UNION is 93-0257765.
- Is ONPOINT COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to ONPOINT COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ONPOINT COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ONPOINT COMMUNITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ONPOINT COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ONPOINT COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names ROBERT STUART.
- Who are the officers and directors of ONPOINT COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 28 people; 28 received compensation from the organization, the highest $2,136,792 (R STUART, PRESIDENT/CEO).
- How much revenue does ONPOINT COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $588,645,531, expenses of $471,252,259 and total assets of $9,544,874,665 at year end.
Other nonprofits in PORTLAND
- HEALTH SHARE OF OREGON EIN 45-5093195 · last filed 990 for 2024
- PROVIDENCE HEALTH PLAN EIN 93-0863097 · last filed 990 for 2024
- CAREOREGON INC EIN 93-0933975 · last filed 990 for 2024
- LEGACY EMANUEL HOSPITAL & HEALTH CENTER EIN 93-0386823 · last filed 990 for 2025
- OREGON DENTAL SERVICE EIN 93-0438772 · last filed 990 for 2024
- LEGACY GOOD SAMARITAN HOSPITAL AND MEDICAL CENTER PAYROLL DEPT EIN 93-0386793 · last filed 990 for 2025
- LEGACY HEALTH EIN 23-7426300 · last filed 990 for 2025
- MERCY CORPS EIN 91-1148123 · last filed 990 for 2025