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Nonprofit · EIN 91-6159504

WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION

Tax-exempt · SHELTON, WA 98584

Financials

$10.4M$10.6M2023$46.3M$10.7M2024
Revenue Expenses · by fiscal year end
Financials of WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$46,266,046$10,745,450$35,520,596$52,536,317$84,897$52,451,420
December 31, 2023990$10,419,474$10,620,900-$201,426$16,958,419$27,595$16,930,824
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$45,756,106
Investment income
$509,940
Net gain from sales of assets
$424,842
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$181,974
Salaries, compensation and benefits (total)
$181,974
Professional fundraising fees
$0
Legal fees
$25,348
Accounting fees
$28,025
Travel
$24,014

Balance sheet and other

Total assets, start of year
$16,958,419
Total assets, end of year
$52,536,317
Total liabilities, end of year
$84,897
Net assets, end of year
$52,451,420
Net assets without donor restrictions
$52,451,420
Gross receipts
$119,491,204
Employees
0
Volunteers
0
Year formed
1975
State of legal domicile
WA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
MICHAEL N O'DAYEXECUTIVE DIRECTOR
Officer
25$185,544
CAMBIA HEALTH SOLUTIONS (REGENCE BLUEJANE DOUTHIT, REP
Institutional trustee
0$0
OFFICE OF THE INS COMMJOHN HAWORTH, REP.
Institutional trustee
0$0
SYMETRA FINANCIAL CORPCHARLOTTE SANDERS, REP.
Institutional trustee
0$0
CIGNA HEALTH AND LIFE INSURANCE COJEFFREY TINDALL, REP.
Institutional trustee
0$0
FARMERS NEW WORLD LIFE INS COTINA DE JONG, REP.
Institutional trustee, Officer
0$0
NEW YORK LIFE INSURANCE COMPANYCHRISTINE GALAMB, REP.
Institutional trustee
0$0
UNITED HEALTHCAREJOY HIGA, REP.
Institutional trustee
0$0
COREBRIDGE FINANCIALCHARA BRADSTREET, REP./VICE CHAIR
Institutional trustee, Officer
0$0
STANDARD INSURANCE COMPANYELIZABETH SLOAN, CHAIR
Institutional trustee, Officer
0$0
LIFEMAP ASSURANCE CO (USEABLE LIFE)SCOTT WILKINSON, REP./SEC/TREAS
Institutional trustee, Officer
0$0
990 for the year ended December 31, 2023: 11 people
NameTitleHours / weekCompensation
MICHAEL N O'DAYEXECUTIVE DIRECTOR
Officer
25$174,972
COREBRIDGE FINANCIALCHARA BRADSTREET, REP./ VICE-CHAIR
Institutional trustee, Officer
0$0
CAMBIA HEALTH SOLUTIONS (REGENCE BLUEJANE DOUTHIT, REP
Institutional trustee
0$0
OFFICE OF THE INS COMMJOHN HAWORTH, REP.
Institutional trustee
0$0
SYMETRA FINANCIAL CORPCHARLOTTE SANDERS, REP.
Institutional trustee
0$0
CIGNA HEALTH AND LIFE INSURANCE COJEFFREY TINDALL, REP.
Institutional trustee
0$0
FARMERS NEW WORLD LIFE INS COTINA DE JONG, REP.
Institutional trustee, Officer
0$0
NEW YORK LIFE INSURANCE COMPANYCHRISTINE GALAMB, REP.
Institutional trustee
0$0
UNITED HEALTHCAREJOY HIGA, REP.
Institutional trustee
0$0
STANDARD INSURANCE COMPANYELIZABETH SLOAN, CHAIR
Institutional trustee, Officer
0$0
LIFEMAP ASSURANCE COSCOTT WILKINSON, REP./ SEC
Institutional trustee, Officer
0$0

Address and contacts

Address (IRS master file)
PO BOX 2292, SHELTON, WA 98584-5056
Principal officer (990 for 2024)
MICHAEL N O'DAY, PO BOX 2292, SHELTON, WA 98584
Signed the 990
MICHAEL N O'DAY, EXECUTIVE DIRECTOR
Phone
(360) 426-6744
Return prepared by
SWEENEY CONRAD PS

Mission

THE WASHINGTON LIFE AND DISABILITY INSURANCE GUARANTY ASSOCIATION WAS ESTABLISHED TO PROVIDE CERTAIN PROTECTIONS TO POLICYHOLDERS OF IMPAIRED OR INSOLVENT INSURERS IN ACCORDANCE WITH CHAPTER 48.32A OF THE REVISED CODE OF WASHINGTON.

990 for the year ended December 31, 2024

Program accomplishments

  • THE WASHINGTON LIFE AND DISABILITY INSURANCE GUARANTY ASSOCIATION WAS ESTABLISHED TO PROVIDE CERTAIN PROTECTIONS TO POLICYHOLDERS OF IMPAIRED OR INSOLVENT INSURERS IN ACCORDANCE WITH CHAPTER 48.32A OF THE REVISED CODE OF WASHINGTON.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Check at the IRS
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
91-6159504
Tax-exempt status
501(c)(6): Business league or chamber of commerce
Donations deductible
No
Exempt since
1975
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$31,164,963
Income (IRS master file)
$116,537,827

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$46,266,046$10,745,450$52,536,317XML
990December 2023$10,419,474$10,620,900$16,958,419XML
990December 2022$10,178,767$10,628,067$17,170,547IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-6159504).

Questions about WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION

What is the EIN of WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION?
The employer identification number (EIN) of WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION is 91-6159504.
Is WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1975.
Are donations to WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION?
The 990 for the year ended December 31, 2024 names MICHAEL N O'DAY.
Who are the officers and directors of WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION?
The 990 for the year ended December 31, 2024 lists 11 people; 1 received compensation from the organization, the highest $185,544 (MICHAEL N O'DAY, EXECUTIVE DIRECTOR).
How much revenue does WASHINGTON LIFE AND DISABILITY GUARANTY ASSOCIATION have?
On its 990 for the year ended December 31, 2024 it reported revenue of $46,266,046, expenses of $10,745,450 and total assets of $52,536,317 at year end.

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