Nonprofit · EIN 91-0567189
OUR COMMUNITY CREDIT UNION
Tax-exempt · SHELTON, WA 98584
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $35,651,903 | $30,693,087 | $4,958,816 | $613,272,480 | $548,071,793 | $65,200,687 |
| December 31, 2023 | 990 | $32,175,619 | $25,726,599 | $6,449,020 | $594,854,081 | $536,816,493 | $58,037,588 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $20,904,288
- Investment income
- $14,576,800
- Net gain from sales of assets
- -$69,320
- Other revenue
- $170,815
Expenses
- Grants and similar amounts paid
- $1,054,200
- Compensation of officers, directors and key employees
- $1,732,555
- Other salaries and wages
- $5,517,894
- Salaries, compensation and benefits (total)
- $10,757,962
- Professional fundraising fees
- $0
- Legal fees
- $37,243
- Accounting fees
- $286,034
- Occupancy
- $878,720
- Travel
- $70,568
- Depreciation
- $544,640
Balance sheet and other
- Total assets, start of year
- $594,854,081
- Total assets, end of year
- $613,272,480
- Total liabilities, end of year
- $548,071,793
- Net assets, end of year
- $65,200,687
- Land, buildings and equipment
- $10,806,498
- Gross unrelated business income
- $293,983
- Gross receipts
- $35,730,823
- Employees
- 126
- Volunteers
- 8
- Year formed
- 1941
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BERT FISHER | PRESIDENT Officer | 60 | $957,615 | $77,661 |
| RYAN DRAKE | CEO Officer | 60 | $281,947 | $226,438 |
| STEPHANIE LYNN STEEN | COO Officer | 60 | $130,929 | $29,545 |
| ROBERT IHDE | CIO Officer | 60 | $117,360 | $36,133 |
| KRISTI A TEMPLETON | REGIONAL MANAGER Highest-paid employee | 45 | $115,780 | $28,757 |
| GREGOR THEIS | CLO Officer | 60 | $135,764 | $2,693 |
| REID M MILLER | CFO Officer | 60 | $108,940 | $25,076 |
| INER LOFGREN | SOFTWARE ENGINEER Highest-paid employee | 45 | $102,241 | $25,339 |
| RUTH ZEMBAS | DIRECTOR OF COMPLIANCE Highest-paid employee | 45 | $101,796 | $11,422 |
| SADIE HAWKINS | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| CURTIS STRACKE | SECRETARY/TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| PAUL WING | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| AMY THOMASON | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| A ROY DUNN JR | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| CLAY GLEB | BOARD VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MARK MAGER | BOARD CHAIR Trustee or director, Officer | 2 | $0 |
| JULIE TUSON | ASSOCIATE MEMBER Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BERT FISHER | PRESIDENT Officer | 60 | $1,089,463 | $770,932 |
| RYAN DRAKE | CEO Officer | 60 | $174,635 | $168,942 |
| STEPHANIE LYNN STEEN | COO Officer | 60 | $120,108 | $21,912 |
| KRISTI A TEMPLETON | GRAYS HARBOR REGIONAL MANAGER Highest-paid employee | 50 | $117,150 | $21,409 |
| ROBERT IHDE | CIO Officer | 60 | $112,942 | $16,354 |
| REID M MILLER | CFO Officer | 60 | $101,852 | $17,065 |
| GREGOR THEIS | CLO Officer | 60 | $98,360 | $67 |
| SADIE HAWKINS | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| CURTIS STRACKE | SECRETARY/TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| PAUL WING | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| AMY THOMASON | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| A ROY DUNN JR | BOARD MEMBER Trustee or director | 2 | $0 | $0 |
| CLAY GLEB | BOARD VICE CHAIR Trustee or director | 2 | $0 | $0 |
| MARK MAGER | BOARD CHAIR Trustee or director | 2 | $0 | $0 |
| JULIE TUSON | ASSOCIATE MEMBER Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 1670, SHELTON, WA 98584-5002
- In care of
- % ACCOUNTING DEPT
- Mailing address (990-N for 2014)
- P O Box 233, Matlock WA 98560
- Principal officer (990 for 2024)
- REID MILLER, PO BOX 1670, SHELTON, WA 98584
- Principal officer (990-N for 2014)
- Doreen Maddox, 42955 Challenger Rd, Concrete WA 98237
- Signed the 990
- REID MILLER, CFO
- Phone
- (800) 426-5657
- Website
- WWW.OURCU.COM
- Return prepared by
- OPSAHL DAWSON
Mission
DEVELOP LIFELONG RELATIONSHIPS BY EMPOWERING OUR MEMBERS, EMPLOYEES, AND COMMUNITIES WITH PERSONALIZED SERVICE TO LIVE THEIR BEST FINANCIAL LIVES.
Program accomplishments
- OUR COMMUNITY CREDIT UNION PROVIDES FINANCIAL SERVICES INCLUDING DEPOSITS AND CONSUMER LENDING TO RESIDENTS OF WASHINGTON STATE AT LOCATIONS IN THE SOUTH SOUND AREA.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 91-0567189
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1954
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1269: CREDIT UNIONS IN THE STATE OF WASHINGTON
- Assets (IRS master file)
- $613,272,480
- Income (IRS master file)
- $35,730,823
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $35,651,903 | $30,693,087 | $613,272,480 | IRS |
| 990 | December 2023 | $32,175,619 | $25,726,599 | $594,854,081 | XML |
| 990 | December 2022 | $25,930,481 | $20,038,653 | $590,462,520 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
| 990-N for 2014 Officer: Doreen Maddox | December 31, 2014 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 91-0567189).
Questions about OUR COMMUNITY CREDIT UNION
- What is the EIN of OUR COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of OUR COMMUNITY CREDIT UNION is 91-0567189.
- Is OUR COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1954.
- Are donations to OUR COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does OUR COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of OUR COMMUNITY CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did OUR COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of OUR COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 names REID MILLER.
- Who are the officers and directors of OUR COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 17 people; 9 received compensation from the organization, the highest $957,615 (BERT FISHER, PRESIDENT).
- How much revenue does OUR COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $35,651,903, expenses of $30,693,087 and total assets of $613,272,480 at year end.
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