Nonprofit · EIN 87-0189237
EDUCATORS MUTUAL INSURANCE ASSOCIATION
Tax-exempt · SALT LAKE CTY, UT 84107
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $62,390,985 | $45,889,175 | $16,501,810 | $239,538,875 | $38,598,006 | $200,940,869 |
| December 31, 2023 | 990 | $58,059,378 | $54,321,705 | $3,737,673 | $210,691,146 | $36,534,271 | $174,156,875 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $57,729,696
- Investment income
- $4,149,815
- Net rental income
- $511,474
- Net gain from sales of assets
- -$931,647
- Other revenue
- $511,474
Expenses
- Grants and similar amounts paid
- $1,000,663
- Benefits paid to members
- $27,723,295
- Compensation of officers, directors and key employees
- $1,008,660
- Other salaries and wages
- $5,856,451
- Salaries, compensation and benefits (total)
- $9,079,970
- Professional fundraising fees
- $0
- Legal fees
- $42,179
- Accounting fees
- $18,198
- Occupancy
- $321,124
- Travel
- $30,511
- Depreciation
- $560,785
Balance sheet and other
- Total assets, start of year
- $210,691,146
- Total assets, end of year
- $239,538,875
- Total liabilities, end of year
- $38,598,006
- Net assets, end of year
- $200,940,869
- Land, buildings and equipment
- $21,197,748
- Publicly traded securities
- $70,174,081
- Gross unrelated business income
- $2,379,065
- Gross receipts
- $110,792,614
- Employees
- 60
- Volunteers
- 0
- Year formed
- 1935
- State of legal domicile
- UT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| Steven Morrison | Chief Executive Officer Officer | 11 | $194,902 | $534,180 | $109,657 |
| Michael Greenhalgh | Chief Financial Officer Officer | 11 | $146,901 | $402,621 | $95,809 |
| David Lowther | Chief Operating Officer Officer | 11 | $117,426 | $321,836 | $83,402 |
| David Wood | Chief Actuary Key employee | 11 | $99,278 | $272,098 | $75,035 |
| Cindy Dunnavant | Senior VP - Sales and Marketing Key employee | 11 | $98,051 | $268,735 | $50,968 |
| Joseph Campbell | Chief Information Officer Key employee | 11 | $89,886 | $246,354 | $77,134 |
| Brandon Smart | Chief Legal Counsel/Compliance Officer Key employee | 11 | $82,443 | $225,957 | $68,924 |
| Brandon Jorgensen | VP - Utah Sales Highest-paid employee | 11 | $76,846 | $210,617 | $68,123 |
| Stephen Clay | Controller Highest-paid employee | 11 | $72,763 | $199,426 | $68,267 |
| Roger Proctor | IT Development Manager Highest-paid employee | 11 | $70,493 | $193,203 | $67,080 |
| Mark Pingree | Actuary Highest-paid employee | 11 | $68,786 | $188,529 | $66,373 |
| Justin Bleazard | VP - Underwriting Highest-paid employee | 11 | $68,676 | $188,224 | $66,131 |
| Paul Gottfredson | Board Member Trustee or director | 1 | $3,903 | $10,697 | $40 |
| Bryan Sprague | Board Member Trustee or director | 1 | $3,582 | $9,818 | $40 |
| Randy Smart | Board Member Trustee or director | 1 | $3,582 | $9,818 | $40 |
6 more people on this return
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| Wendell Page Bennett | Board Member Trustee or director | 1 | $3,582 | $9,818 | $40 |
| Jennifer Boehme | Board Member Trustee or director | 1 | $3,288 | $9,012 | $40 |
| Scott Thornton | Board Member Trustee or director | 1 | $3,261 | $8,939 | $40 |
| Corey Callahan | Board Member Trustee or director | 1 | $2,967 | $8,133 | $40 |
| Mike Francis | Board Member Trustee or director | 1 | $2,941 | $8,059 | $40 |
| Clint Halverson | Board Member Trustee or director | 1 | $2,620 | $7,180 | $40 |
990 for the year ended December 31, 2023: 22 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| STEVEN C MORRISON | CEO Officer | 11 | $182,268 | $510,764 | $114,424 |
| MICHAEL GREENHALGH | CFO Officer | 11 | $135,180 | $378,813 | $98,935 |
| DAVID RYAN LOWTHER | COO & SECRET Officer | 11 | $95,900 | $268,739 | $86,749 |
| DAVID SCOTT WOOD | CHIEF ACTUAR Key employee | 11 | $81,080 | $227,210 | $77,661 |
| CINDY DUNNAVANT | VP SALES & M Key employee | 11 | $73,250 | $205,267 | $56,880 |
| JEREMY SPENCER | VP OPERATION Key employee | 11 | $70,059 | $196,323 | $39,412 |
| JOSEPH H CAMPBELL | CHIEF INFO O Key employee | 11 | $60,242 | $168,817 | $76,067 |
| BRANDON L SMART | CHIEF LEGAL Key employee | 11 | $58,272 | $163,295 | $70,776 |
| BRANDON JORGENSEN | SALES MANAGE Highest-paid employee | 11 | $51,217 | $143,524 | $67,562 |
| STEPHEN CLAY | CONTROLLER Highest-paid employee | 11 | $47,052 | $131,853 | $66,775 |
| ROGER PROCTOR | IT DEV. MANA Highest-paid employee | 11 | $45,653 | $127,932 | $65,561 |
| JUSTIN BLEAZARD | VP UNDERWRIT Highest-paid employee | 11 | $44,744 | $125,386 | $64,593 |
| TIFFANY BERMINGHAM | VP ENROLLMEN Highest-paid employee | 11 | $43,452 | $121,766 | $44,116 |
| COREY CALLAHAN | DIRECTOR Trustee or director | 1 | $2,840 | $7,960 | $41 |
| SCOTT THORNTON | DIRECTOR Trustee or director | 1 | $2,525 | $7,075 | $41 |
| PAUL GOTTFREDSON | DIRECTOR Trustee or director | 1 | $2,525 | $7,075 | $40 |
| WENDELL PAGE BENNETT | DIRECTOR Trustee or director | 1 | $2,209 | $6,191 | $41 |
| RANDALL REID SMART | DIRECTOR Trustee or director | 1 | $2,209 | $6,191 | $40 |
| JENNIFER BOEHME | DIRECTOR Trustee or director | 1 | $1,894 | $5,306 | $40 |
| BRYAN SPRAGUE | DIRECTOR Trustee or director | 1 | $1,841 | $5,159 | $41 |
| MICHAEL R FRANCIS | DIRECTOR Trustee or director | 1 | $1,578 | $4,422 | $41 |
| CLINT HALVERSON | DIRECTOR Trustee or director | 1 | $1,262 | $3,538 | $40 |
Address and contacts
- Address (IRS master file)
- 5101 S COMMERCE DR, SALT LAKE CTY, UT 84107-4709
- In care of
- % CHARLES STEFFES
- Principal officer (990 for 2024)
- Steven C Morrison, 5101 South Commerce Drive, Murray, UT 84107
- Signed the 990
- Steven C Morrison, CEO
- Phone
- (801) 262-7476
- Website
- WWW.EMIHEALTH.COM
- Return prepared by
- Larson & Company PC
Mission
PROVIDE LIFE, ACCIDENT, & HEALTH INSURANCE TO EDUCATIONAL GROUPS.
Program accomplishments
- PROVIDE LIFE, ACCIDENT, AND HEALTH INSURANCE TO EDUCATIONAL GROUPS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 87-0189237
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 1941
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $239,538,875
- Income (IRS master file)
- $110,792,614
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $62,390,985 | $45,889,175 | $239,538,875 | XML |
| 990 | December 2023 | $58,059,378 | $54,321,705 | $210,691,146 | XML |
| 990 | December 2022 | $52,240,394 | $39,386,311 | $200,849,633 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 87-0189237).
Questions about EDUCATORS MUTUAL INSURANCE ASSOCIATION
- What is the EIN of EDUCATORS MUTUAL INSURANCE ASSOCIATION?
- The employer identification number (EIN) of EDUCATORS MUTUAL INSURANCE ASSOCIATION is 87-0189237.
- Is EDUCATORS MUTUAL INSURANCE ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1941.
- Are donations to EDUCATORS MUTUAL INSURANCE ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does EDUCATORS MUTUAL INSURANCE ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EDUCATORS MUTUAL INSURANCE ASSOCIATION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EDUCATORS MUTUAL INSURANCE ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of EDUCATORS MUTUAL INSURANCE ASSOCIATION?
- The 990 for the year ended December 31, 2024 names Steven C Morrison.
- Who are the officers and directors of EDUCATORS MUTUAL INSURANCE ASSOCIATION?
- The 990 for the year ended December 31, 2024 lists 21 people; 21 received compensation from the organization, the highest $194,902 (Steven Morrison, Chief Executive Officer).
- How much revenue does EDUCATORS MUTUAL INSURANCE ASSOCIATION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $62,390,985, expenses of $45,889,175 and total assets of $239,538,875 at year end.
Other nonprofits in SALT LAKE CTY
- IHC HEALTH SERVICES INC EIN 94-2854057 · last filed 990 for 2024
- SELECTHEALTH INC EIN 87-0409820 · last filed 990 for 2024
- WESTERN GOVERNORS UNIVERSITY EIN 47-4365018 · last filed 990 for 2025
- INTERMOUNTAIN MEDICAL HOLDINGS NEVADA INC EIN 20-0160881 · last filed 990 for 2024
- INTERMOUNTAIN FRONT RANGE INC EIN 84-1103606 · last filed 990 for 2024
- SCL HEALTH MONTANA EIN 81-0232124 · last filed 990 for 2024
- DESERET HEALTHCARE EMPLOYEE BENEFITS TRUST EIN 87-0467790 · last filed 990 for 2024
- ST MARYS HOSPITAL AND MEDICAL CENTER INC EIN 84-0425720 · last filed 990 for 2024