Nonprofit · EIN 84-0350916
W S A FRATERNAL LIFE
Tax-exempt · WESTMINSTER, CO 80021
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,296,962 | $2,448,062 | -$151,100 | $39,449,089 | $31,095,783 | $8,353,306 |
| December 31, 2024 | 990 | $2,356,669 | $2,414,895 | -$58,226 | $39,916,405 | $31,694,247 | $8,222,158 |
| December 31, 2023 | 990 | $2,841,018 | $2,926,151 | -$85,133 | $40,802,424 | $32,438,113 | $8,364,311 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $185,563
- Investment income
- $1,925,795
- Net rental income
- $175,547
- Other revenue
- $185,604
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $1,334,502
- Compensation of officers, directors and key employees
- $244,004
- Other salaries and wages
- $373,572
- Salaries, compensation and benefits (total)
- $694,216
- Professional fundraising fees
- $0
- Occupancy
- $100,190
- Depreciation
- $1,716
- Program services (functional)
- $2,448,062
Balance sheet and other
- Total assets, start of year
- $39,916,405
- Total assets, end of year
- $39,449,089
- Total liabilities, end of year
- $31,095,783
- Net assets, end of year
- $8,353,306
- Land, buildings and equipment
- $3,483,211
- Publicly traded securities
- $15,772,036
- Gross receipts
- $2,408,162
- Employees
- 6
- Volunteers
- 50
- Year formed
- 1908
- State of legal domicile
- CO
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RANDY FUSS | PRES/CEO Trustee or director, Officer | 40 | $102,392 | $5,000 |
| KRISTINA SCRIBNER | VP OPER. Officer | 40 | $96,112 | $11,000 |
| GARY MOORE | SEC/TREAS Trustee or director, Officer | 1 | $10,000 | $0 |
| JOHN KOGOVSEK | CHAIR Trustee or director, Officer | 1 | $7,500 | $0 |
| DIANA BARTOLO | VICE CHAIR Trustee or director, Officer | 1 | $3,000 | $0 |
| CYNTHIA CONTE | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
| LISA POVICH | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
| ROCCO SANTANGELO | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KRISTINA SCRIBNER | VP OPER. Officer | 40 | $97,277 | $11,000 |
| RANDY FUSS | PRES/CEO Trustee or director, Officer | 40 | $94,722 | $11,000 |
| GARY MOORE | SEC/TREAS Trustee or director, Officer | 1 | $10,000 | $0 |
| JOHN KOGOVSEK | CHAIR Trustee or director, Officer | 1 | $7,500 | $0 |
| DIANA BARTOLO | VICE CHAIR Trustee or director, Officer | 1 | $3,000 | $0 |
| ROGER LEWIS THRU 123124 | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
| CYNTHIA CONTE | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
| LISA POVICH | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
| ROCCO SANTANGELO | DIRECTOR Trustee or director | 1 | $3,000 | $0 |
| MICHEAL OSBORN THRU 73124 | DIRECTOR Trustee or director | 1 | $1,750 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RANDY FUSS | PRES/CEO Trustee or director, Officer | 40 | $137,887 | $13,361 |
| KRISTINA SCRIBNER | VP OPER. Officer | 40 | $129,817 | $13,149 |
| DAVID SKELTON | IT SYS. ADMI Highest-paid employee | 40 | $100,365 | $11,771 |
| JOHN J HALL | ASSET ADMIN. Highest-paid employee | 40 | $102,290 | $8,627 |
| GARY MOORE | SEC/TREAS Trustee or director, Officer | 1 | $20,000 | $0 |
| JOHN KOGOVSEK | CHAIR Trustee or director, Officer | 1 | $15,000 | $0 |
| DIANA BARTOLO | VICE CHAIR Trustee or director, Officer | 1 | $7,500 | $0 |
| ROGER LEWIS | DIRECTOR Trustee or director | 1 | $7,500 | $0 |
| CYNTHIA CONTE | DIRECTOR Trustee or director | 1 | $7,500 | $0 |
| LISA POVICH | DIRECTOR Trustee or director | 1 | $7,500 | $0 |
| MICHEAL OSBORN | DIRECTOR Trustee or director | 1 | $7,500 | $0 |
| ROCCO SANTANGELO | DIRECTOR Trustee or director | 1 | $7,500 | $0 |
Address and contacts
- Address (IRS master file)
- 10860 DOVER ST STE 1400, WESTMINSTER, CO 80021-2656
- Principal officer (990 for 2025)
- RANDY FUSS, 10860 DOVER STREET 1400, WESTMINSTER, CO 80021
- Signed the 990
- RANDY FUSS, PRES/CEO
- Phone
- (303) 451-1494
- Website
- WWW.WSALIFE.COM
- Return prepared by
- JDS PROFESSIONAL GROUP
Mission
FRATERNAL BENEFIT SOCIETY
Program accomplishments
- PROVIDERS OF LIFE INSURANCE TO MEMBERS. W.S.A. FRATERNAL LIFE HAS BEEN OPERATED SOLELY FOR THE MUTUAL BENEFIT OF ITS MEMBERS AND THEIR BENEFICIARIES AND NOT FOR PROFIT THROUGH SUBORDINATE LODGES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 84-0350916
- Tax-exempt status
- 501(c)(8): Fraternal beneficiary society
- Donations deductible
- No
- Exempt since
- 1982
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 7032 (7 member organizations)
- Assets (IRS master file)
- $39,449,089
- Income (IRS master file)
- $2,408,162
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $2,296,962 | $2,448,062 | $39,449,089 | XML |
| 990 | December 2024 | $2,356,669 | $2,414,895 | $39,916,405 | XML |
| 990 | December 2023 | $2,841,018 | $2,926,151 | $40,802,424 | XML |
| 990 | December 2022 | $3,529,799 | $2,642,959 | $42,542,173 | IRS |
| 990 | December 2021 | $2,411,043 | $2,944,123 | $40,518,457 | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-0350916).
Questions about W S A FRATERNAL LIFE
- What is the EIN of W S A FRATERNAL LIFE?
- The employer identification number (EIN) of W S A FRATERNAL LIFE is 84-0350916.
- Is W S A FRATERNAL LIFE tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(8) since 1982.
- Are donations to W S A FRATERNAL LIFE tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does W S A FRATERNAL LIFE file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of W S A FRATERNAL LIFE due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did W S A FRATERNAL LIFE last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of W S A FRATERNAL LIFE?
- The 990 for the year ended December 31, 2025 names RANDY FUSS.
- Who are the officers and directors of W S A FRATERNAL LIFE?
- The 990 for the year ended December 31, 2025 lists 8 people; 8 received compensation from the organization, the highest $102,392 (RANDY FUSS, PRES/CEO).
- How much revenue does W S A FRATERNAL LIFE have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,296,962, expenses of $2,448,062 and total assets of $39,449,089 at year end.
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