Nonprofit · EIN 84-0186846
CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
Also known as CREDIT UNION OF DENVER
Tax-exempt · LAKEWOOD, CO 80226
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $69,729,643 | $68,272,601 | $1,457,042 | $1,167,530,117 | $1,063,862,149 | $103,667,968 |
| December 31, 2023 | 990 | $64,512,928 | $58,896,863 | $5,616,065 | $1,450,709,712 | $1,353,336,902 | $97,372,810 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $54,272,383
- Investment income
- $15,260,964
- Net gain from sales of assets
- $17,527
- Other revenue
- $196,296
Expenses
- Grants and similar amounts paid
- $10,000
- Compensation of officers, directors and key employees
- $2,514,804
- Other salaries and wages
- $11,081,818
- Salaries, compensation and benefits (total)
- $16,509,530
- Professional fundraising fees
- $0
- Legal fees
- $536,843
- Occupancy
- $256,011
- Depreciation
- $911,275
Balance sheet and other
- Total assets, start of year
- $1,450,709,712
- Total assets, end of year
- $1,167,530,117
- Total liabilities, end of year
- $1,063,862,149
- Net assets, end of year
- $103,667,968
- Land, buildings and equipment
- $5,051,612
- Publicly traded securities
- $294,736,202
- Gross unrelated business income
- $20,171
- Gross receipts
- $72,998,433
- Employees
- 209
- Volunteers
- 15
- Year formed
- 1931
- State of legal domicile
- CO
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DAVID DILLEY | CLO Officer | 45 | $530,615 | $24,899 |
| CHRIS WALLACE | PRESIDENT/CEO Officer | 45 | $509,748 | $39,534 |
| TAMARA DANKERS | COO Officer | 45 | $333,631 | $20,950 |
| SCOTT COLLINS | CFO Officer | 45 | $302,014 | $32,653 |
| FRED HOWARD | CTO Officer | 45 | $291,437 | $25,210 |
| SCHWAN HARDI | CSO Officer | 45 | $291,574 | $17,469 |
| KRISTIN THOMPSON | VPHR Highest-paid employee | 45 | $200,111 | $21,537 |
| GARY JUSTICE | AVP COMPLIANCE, FRAUD & SE Highest-paid employee | 45 | $167,498 | $28,627 |
| RAUDEL MADERA | NETWORK INFORMATION SECURI Highest-paid employee | 45 | $159,814 | $28,182 |
| BRENDA MONTOYA | DIRECTOR OF FINANCIAL SERV Highest-paid employee | 45 | $156,555 | $21,773 |
| MICHAEL LANDIS | AVP INFORMATION TECHNOLOGY Highest-paid employee | 45 | $147,749 | $18,292 |
| ANTHONY NIETO | CLO Officer | 45 | $82,135 | $10,535 |
| DOUG BURKE | SEC/TREAS Trustee or director | 4 | $2,400 | $0 |
| DONNA PIAZZA | DIRECTOR Trustee or director | 3 | $0 | $0 |
| CARL BINGHAM | DIRECTOR Trustee or director | 3 | $0 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KRISTINA SAPP | CHAIRMAN Trustee or director | 4 | $0 |
| LEE ALLEN | DIRECTOR Trustee or director | 3 | $0 |
| GEORGE VOLENTIR | DIRECTOR Trustee or director | 3 | $0 |
| FERNANDO ROCHA | VICE CHAIRMAN Trustee or director | 3 | $0 |
| RUSSEL SMITH JR | DIRECTOR Trustee or director | 3 | $0 |
| TIM WILLIAMS JR | DIRECTOR Trustee or director | 3 | $0 |
990 for the year ended December 31, 2023: 22 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRIS WALLACE | CFO Officer | 45 | $419,923 | $36,043 |
| TAMARA DANKERS | COO Officer | 45 | $312,235 | $16,632 |
| SCOTT COLLINS | CFO Officer | 45 | $281,253 | $28,995 |
| DAVID DILLEY | CLO Officer | 45 | $269,367 | $27,842 |
| FRED HOWARD | CTO Officer | 45 | $272,688 | $23,669 |
| KRISTIN THOMPSON | VPHR Highest-paid employee | 45 | $187,794 | $20,524 |
| GARY JUSTICE | AVP COMPLIANCE, FRAUD & SECURITY Highest-paid employee | 45 | $161,010 | $23,739 |
| RAUDEL MADERA | NETWORK INFORMATION SECURITY OFFICER Highest-paid employee | 45 | $138,831 | $24,547 |
| BRENDA MONTOYA | DIRECTOR OF FINANCIAL SERVICES Highest-paid employee | 45 | $142,600 | $17,192 |
| DARIO DAMIAN | DIR OF CALL CENTER Highest-paid employee | 45 | $139,928 | $15,541 |
| SCHWAN HARDI | CSO Officer | 1 | $131,233 | $8,119 |
| DOUG BURKE | SEC/TREAS Trustee or director | 4 | $2,400 | $0 |
| CARL BINGHAM | DIRECTOR Trustee or director | 3 | $0 | $0 |
| DONNA PIAZZA | DIRECTOR Trustee or director | 3 | $0 | $0 |
| GEORGE VOLENTIR | DIRECTOR Trustee or director | 3 | $0 | $0 |
| RUSELL SMITH | VICE CHAIRMAN Trustee or director | 3 | $0 | $0 |
| FERNANDO ROCHA | DIRECTOR Trustee or director | 3 | $0 | $0 |
| KRISTINA SAPP | CHAIRMAN Trustee or director | 4 | $0 | $0 |
| LEE ALLEN | DIRECTOR Trustee or director | 3 | $0 | $0 |
| MICHAEL CHEVARRIA | FORMER DIRECTOR Trustee or director | 3 | $0 | $0 |
| GARY GRIMSTVEDT | FORMER DIRECTOR Trustee or director | 3 | $0 | $0 |
| PAULINE BORQUEZ | FORMER DIRECTOR Trustee or director | 3 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 9305 W ALAMEDA AVE, LAKEWOOD, CO 80226-2830
- In care of
- % ANGLEA L COLLINS EX
- Principal officer (990 for 2024)
- CHRIS WALLACE, 9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
- Signed the 990
- SCOTT COLLINS, CFO
- Phone
- (303) 234-1700
- Website
- WWW.CUDENVER.COM
- Return prepared by
- JONES MERTSCHING CPAS PC
Mission
TO BE A TRUSTED PARTNER FOR OUR MEMBERS IN REACHING THEIR FINANCIAL GOALS BY PROVIDING SUPERIOR VALUE, PRODUCTS AND SERVICE.
Program accomplishments
- THE CREDIT UNION IS OWNED BY APPROXIMATELY 72,300 MEMBERS. THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS, SUCH AS CONSUMER LENDING, MORTGAGE LENDING, CHECKING, SAVINGS, CERTIFICATE, AND IRA ACCOUNTS, ATM, DEBIT AND CREDIT CARDS, AND OTHER FINANCIAL SERVICES. THE CREDIT UNION RETURNED APPROXIMATELY $27.2 MILLION IN THE FORM OF INTEREST AND DIVIDENDS BY OFFERING COMPETITIVE SAVINGS PRODUCTS.Expenses $68,272,601
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 84-0186846
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1968
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1948: CREDIT UNIONS CHARTERED IN COLORADO
- Assets (IRS master file)
- $1,167,530,117
- Income (IRS master file)
- $72,998,433
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $69,729,643 | $68,272,601 | $1,167,530,117 | IRS |
| 990 | December 2023 | $64,512,928 | $58,896,863 | $1,450,709,712 | XML |
| 990 | December 2022 | $40,883,372 | $31,851,614 | $1,093,899,387 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 84-0186846).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO is 84-0186846.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1968.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The 990 for the year ended December 31, 2024 names CHRIS WALLACE.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO?
- The 990 for the year ended December 31, 2024 lists 21 people; 13 received compensation from the organization, the highest $530,615 (DAVID DILLEY, CLO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $69,729,643, expenses of $68,272,601 and total assets of $1,167,530,117 at year end.
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