Nonprofit · EIN 77-0126783
HOUSING MATTERS
Tax-exempt · SANTA CRUZ, CA 95060
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $33,643,330 | $19,380,696 | $14,262,634 | $47,631,532 | $15,211,957 | $32,419,575 |
| June 30, 2024 | 990 | $14,547,607 | $16,393,524 | -$1,845,917 | $30,305,442 | $9,028,557 | $21,276,885 |
| June 30, 2023 | 990 | $18,643,633 | $12,975,290 | $5,668,343 | $30,572,541 | $7,486,289 | $23,086,252 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $31,966,973
- of which government grants
- $24,610,660
- Program service revenue
- $369,178
- Investment income
- $96,953
- Net gain from sales of assets
- $66,605
- Other revenue
- $1,210,226
Expenses
- Grants and similar amounts paid
- $4,118,069
- Compensation of officers, directors and key employees
- $377,899
- Other salaries and wages
- $7,480,424
- Salaries, compensation and benefits (total)
- $9,780,814
- Professional fundraising fees
- $0
- Legal fees
- $33,396
- Accounting fees
- $39,650
- Occupancy
- $655,300
- Travel
- $138,210
- Depreciation
- $676,182
- Program services (functional)
- $15,833,527
- Management and general (functional)
- $2,177,221
- Fundraising (functional)
- $1,369,948
Balance sheet and other
- Total assets, start of year
- $30,305,442
- Total assets, end of year
- $47,631,532
- Total liabilities, end of year
- $15,211,957
- Net assets, end of year
- $32,419,575
- Land, buildings and equipment
- $38,890,908
- Publicly traded securities
- $1,593
- Net assets without donor restrictions
- $31,901,430
- Net assets with donor restrictions
- $518,145
- Gross receipts
- $34,148,737
- Employees
- 157
- Volunteers
- 85
- Year formed
- 1986
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PHIL KRAMER | CEO Officer | 40 | $208,862 | $23,563 |
| THOMAS STAGG | CHIEF INITIAT. OFF | 40 | $173,857 | $14,139 |
| MER STAFFORD | CHIEF IMPACT OFF | 40 | $152,290 | $24,433 |
| JANE BENTHIN-STOKES | CAO Officer | 40 | $139,231 | $6,243 |
| DON LANE | President Trustee or director, Officer | 2 | $0 | $0 |
| RAY BRAMSON | Vice President Trustee or director, Officer | 2 | $0 | $0 |
| SUSAN PHOENIX MACKINNON | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| TOM GILL | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| RON SLACK | Director Trustee or director | 2 | $0 | $0 |
| MARY LOU GOEKE | Director Trustee or director | 2 | $0 | $0 |
| YANA JACOBS | Director Trustee or director | 2 | $0 | $0 |
| MARTINA O'SULLIVAN | Director Trustee or director | 2 | $0 | $0 |
| MAGGIE MCKAY | Director Trustee or director | 2 | $0 | $0 |
| LAURA MARCUS | Director Trustee or director | 2 | $0 | $0 |
| BOB KEET | Director Trustee or director | 2 | $0 | $0 |
2 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MATT MOHAMED | Director Trustee or director | 2 | $0 |
| JOHN DIETZ | EMERITUS DIR. Trustee or director | 2 | $0 |
990 for the year ended June 30, 2024: 19 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PHIL KRAMER | CEO Officer | 40 | $195,877 | $21,626 |
| THOMAS STAGG | CHIEF INITIAT. OFF | 40 | $163,035 | $13,118 |
| JANE BENTHIN-STOKES | CAO Officer | 40 | $145,751 | $21,112 |
| MER STAFFORD | CHIEF IMPACT OFF | 40 | $133,613 | $17,880 |
| OSCAR CORCOLES | DIRECTOR OF CAMPUS | 40 | $98,467 | $9,488 |
| CECILIA ESPINOLA | President Trustee or director, Officer | 2 | $0 | $0 |
| DON LANE | Vice President Trustee or director, Officer | 2 | $0 | $0 |
| MARY LOU GOEKE | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| TOM GILL | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| RAY BRAMSON | Director Trustee or director | 2 | $0 | $0 |
| JOHN DIETZ | Director Trustee or director | 2 | $0 | $0 |
| YANA JACOBS | Director Trustee or director | 2 | $0 | $0 |
| SUSAN PHOENIX MACKINNON | Director Trustee or director | 2 | $0 | $0 |
| MAGGIE MCKAY | Director Trustee or director | 2 | $0 | $0 |
| MARK MESITI-MILLER | Director Trustee or director | 2 | $0 | $0 |
| LAURA MARCUS | Director Trustee or director | 2 | $0 | $0 |
| RON SLACK | Director Trustee or director | 2 | $0 | $0 |
| TONY NETHERCUTT | Director Trustee or director | 2 | $0 | $0 |
| ROBERT KEET | Director Trustee or director | 2 | $0 | $0 |
990 for the year ended June 30, 2023: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PHIL KRAMER | CEO Officer | 40 | $179,210 | $20,357 |
| THOMAS STAGG | CIO | 40 | $154,309 | $12,595 |
| JANE BENTHIN-STOKES | CFO Officer | 40 | $137,017 | $20,921 |
| MER STAFFORD | IMPACT OFFICER | 40 | $126,956 | $14,438 |
| EVYN ROBLES | DIRECTOR OF CAMPUS | 40 | $93,329 | $16,095 |
| CECILIA ESPINOLA | President Trustee or director, Officer | 2 | $0 | $0 |
| DON LANE | Vice President Trustee or director, Officer | 2 | $0 | $0 |
| MARY LOU GOEKE | Secretary Trustee or director, Officer | 2 | $0 | $0 |
| TOM GILL | Treasurer Trustee or director, Officer | 2 | $0 | $0 |
| RAY BRAMSON | Director Trustee or director | 2 | $0 | $0 |
| JOHN DIETZ | Director Trustee or director | 2 | $0 | $0 |
| YANA JACOBS | Director Trustee or director | 2 | $0 | $0 |
| SUSAN PHOENIX MACKINNON | Director Trustee or director | 2 | $0 | $0 |
| MAGGIE MCKAY | Director Trustee or director | 2 | $0 | $0 |
| MARK MESITI-MILLER | Director Trustee or director | 2 | $0 | $0 |
| BEAJAE NORTH | Director Trustee or director | 2 | $0 | $0 |
| RON SLACK | Director Trustee or director | 2 | $0 | $0 |
| TONY NETHERCUTT | Director Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 115B CORAL ST, SANTA CRUZ, CA 95060-2143
- Principal officer (990 for 2024)
- PHIL KRAMER, 115 CORAL STREET, SANTA CRUZ, CA 95060
- Signed the 990
- PHIL KRAMER, CEO
- Phone
- (831) 458-6020
- Website
- www.housingmatterssc.org
- Return prepared by
- Hutchinson and Bloodgood LLP
California records
California keeps its own records of charities and corporations. Search them by EIN 77-0126783 or by the name HOUSING MATTERS.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
PROVIDE EMERGENCY AND TRANSITIONAL SERVICES TO HOMELESS INDIVIDUALS IN THE COUNTY OF SANTA CRUZ.
Program accomplishments
- Founded in 1986, Housing Matters is a 501(c)3 nonprofit organization that partners with individuals and families in Santa Cruz County to create pathways out of their homelessness into permanent housing. We hold firmly to a vision that homelessness in Santa Cruz County should be rare, brief, and non-recurring. We are committed to providing programs based on Housing First practices. Housing First is a recovery-oriented, data-driven approach that centers on quickly moving people experiencing homelessness into independent and permanent housing and providing additional support and services as needed. By utilizing evidence-based practices, Housing Matters is successfully exceeding goals in housing some of the most vulnerable populations in the county.Housing Matters provides a continuum of services through the following programs:1.The Loft Emergency Shelter (the Loft) provides emergency shelter to up to 57 people nightly.2.Rebele Family Shelter (RFS) provides emergency shelter to families with children and provides stable shelter to 28 families (up to 90 individuals) at any given time.3.The Recuperative Care Center (RCC) is a 35 bed medical respite shelter operated in partnership with Santa Cruz County's Homeless Persons Health Project and several local healthcare organizations.4.Supportive Services and Housing Navigation programs connect individuals and families with appropriate housing solutions and provide after-housing services to support long-term housing success.5.Casa Azul is a permanent supportive housing program with seven units, providing stable housing and wraparound services for individuals who have experienced chronic homelessness.Housing Matters' campus provides a restorative experience with access to on-site medical, dental, and mental health care through our partners: Santa Cruz County's Homeless Persons Health Project and Dientes. During the fiscal year ending June 30, 2025, we served 3857 individuals through a variety of programs. We provided over 57,703 bed nights, served 64,246 meals, sheltered 471 people, helped 479 people find permanent housing, and provided case management and supportive services to 1372 people through a variety of programs.Expenses $15,833,527 · grants $4,118,069 · revenue $435,783
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 77-0126783
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1990
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $47,631,532
- Income (IRS master file)
- $34,148,737
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $33,643,330 | $19,380,696 | $47,631,532 | IRS |
| 990 | June 2024 | $14,547,607 | $16,393,524 | $30,305,442 | IRS |
| 990 | June 2023 | $18,643,633 | $12,975,290 | $30,572,541 | XML |
| 990 | June 2022 | $11,774,972 | $10,357,388 | $20,390,844 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 77-0126783).
Questions about HOUSING MATTERS
- What is the EIN of HOUSING MATTERS?
- The employer identification number (EIN) of HOUSING MATTERS is 77-0126783.
- Is HOUSING MATTERS tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1990.
- Are donations to HOUSING MATTERS tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does HOUSING MATTERS file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HOUSING MATTERS due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HOUSING MATTERS last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of HOUSING MATTERS?
- The 990 for the year ended June 30, 2025 names PHIL KRAMER.
- Who are the officers and directors of HOUSING MATTERS?
- The 990 for the year ended June 30, 2025 lists 17 people; 4 received compensation from the organization, the highest $208,862 (PHIL KRAMER, CEO).
- How much revenue does HOUSING MATTERS have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $33,643,330, expenses of $19,380,696 and total assets of $47,631,532 at year end.
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