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Nonprofit · EIN 75-0918872

WEST TEXAS CREDIT UNION

Tax-exempt · ODESSA, TX 79765

Financials

$3.9M$3.5M2023$3.9M$3.8M2024$4.2M$4M2025
Revenue Expenses · by fiscal year end
Financials of WEST TEXAS CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$4,199,122$4,022,706$176,416$65,525,770$59,027,960$6,497,810
December 31, 2024990$3,875,125$3,833,147$41,978$62,828,306$56,506,913$6,321,393
December 31, 2023990$3,868,076$3,488,160$379,916$62,401,961$56,122,546$6,279,415
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$3,326,484
Investment income
$744,747
Other revenue
$127,891

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$282,440
Compensation of officers, directors and key employees
$238,476
Other salaries and wages
$846,899
Salaries, compensation and benefits (total)
$1,496,242
Professional fundraising fees
$0
Legal fees
$7,880
Occupancy
$134,138
Travel
$2,167
Depreciation
$217,141

Balance sheet and other

Total assets, start of year
$62,828,306
Total assets, end of year
$65,525,770
Total liabilities, end of year
$59,027,960
Net assets, end of year
$6,497,810
Land, buildings and equipment
$4,831,245
Gross unrelated business income
$127,891
Gross receipts
$4,199,122
Employees
26
Volunteers
10
Year formed
2025
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
Adrian Rubioformer ceo
Officer
40$136,704
ANGELINE WILSONCEO
Officer
40$83,071
ROBERT BROWNCHAIRPERSON
Trustee or director
0$0
CHARLES CARLSONBOARD MEMBER
Trustee or director
0$0
RICKY CHANDLERBOARD MEMBER
Trustee or director
0$0
MARY JARAMILLOBOARD MEMBER
Trustee or director
0$0
DONNIE NORWOODVICE CHARIMAN
Trustee or director
0$0
GILBERT VASQUEZBAORD MEMBER
Trustee or director
0$0
PATRICK YOUNGBOARD MEMBER
Trustee or director
0$0
RITA LOPEZADVISORY
Trustee or director
0$0
JULIA WEEKLYADVISORY
Trustee or director
0$0
990 for the year ended December 31, 2024: 9 people
NameTitleHours / weekCompensation
ADRIAN RUBIOCEO
Officer
40$168,600
Angeline Oliva WilsonCFO
Officer
40$94,544
ROBERT BROWNCHAIRPERSON
Trustee or director
0$0
CHARLES CARLSONBOARD MEMBER
Trustee or director
0$0
RICKY CHANDLERBOARD MEMBER
Trustee or director
0$0
MARY JARAMILLOBOARD MEMBER
Trustee or director
0$0
DONNIE NORWOODVICE CHARIMAN
Trustee or director
0$0
GILBERT VASQUEZBAORD MEMBER
Trustee or director
0$0
PATRICK YOUNGBOARD MEMBER
Trustee or director
0$0
990 for the year ended December 31, 2023: 10 people
NameTitleHours / weekCompensation
ADRIAN RUBIOCEO
Officer
40$174,300
Angeline Oliva WilsonCFO
Officer
40$78,980
lisa brooksDOO
Officer
40$56,061
ROBERT BROWNCHAIRPERSON
Trustee or director
0$0
CHARLES CARLSONBOARD MEMBER
Trustee or director
0$0
RICKY CHANDLERBOARD MEMBER
Trustee or director
0$0
MARY JARAMILLOBOARD MEMBER
Trustee or director
0$0
DONNIE NORWOODVICE CHARIMAN
Trustee or director
0$0
GILBERT VASQUEZBAORD MEMBER
Trustee or director
0$0
PATRICK YOUNGBOARD MEMBER
Trustee or director
0$0

Address and contacts

Address (IRS master file)
4301 MISSION BLVD 4301 MISSION BLVD, ODESSA, TX 79765-0000
In care of
% ANGELINE WILSON
Mailing address (990-N for 2022)
4301 MISSION BLVD, ODESSA TX 797650000
Principal officer (990 for 2025)
Angeline Wilson, 4301 Mission Boulevard, 4301 Mission Boulevard, ODESSA, TX 79765
Principal officer (990-N for 2022)
Angeline Wilson, 4301 MISSION BLVD, ODESSA TX 797650000
Signed the 990
Angeline Wilson, CFO
Phone
(432) 934-0433

Mission

ORGANIZATIONS MISSION OR MOST SIGNIFICANT ACTIVITIES WEST TEXAS CREDIT UNIONS MISSION IS TO FACILITATE THE FINANCIAL SECURITY OF ITS MEMBERS THROUGH A FULL RANGE OF HIGHLY COMPETITIVE PRODUCTS UNSECURED LOANS VEHICLE LOANS MORTGAGE LOANS LOW COST CHECKING AND DEBIT CARDS FINANCIAL EDUCATION AND FINANCIAL CONSULTING AND IN DOING SO WTCU SEEKS TO BE THE PROVIDER OF CHOICE FOR THE COMMUNITY. WTCU IS COMMITTED TO ACHIEVE THE HIGHEST QUALITY FINANCIAL SERVICES FOR OUR FIELD OF MEMBERSHIP THROUGH ALL LIFE EVENTS.

990 for the year ended December 31, 2025

Program accomplishments

  • See schedule0

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
75-0918872
Tax-exempt status
501(c)(14): State-chartered credit union
Donations deductible
No
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$65,525,770
Income (IRS master file)
$4,199,122

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$4,199,122$4,022,706$65,525,770XML
990December 2024$3,875,125$3,833,147$62,828,306XML
990December 2023$3,868,076$3,488,160$62,401,961XML
990-N for 2022
Officer: Angeline Wilson
December 31, 2022≤ $50,000 receipts––e-Postcard
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990-N for 2010
Officer: Donna Meise
December 31, 2010≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0918872).

Questions about WEST TEXAS CREDIT UNION

What is the EIN of WEST TEXAS CREDIT UNION?
The employer identification number (EIN) of WEST TEXAS CREDIT UNION is 75-0918872.
Is WEST TEXAS CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Are donations to WEST TEXAS CREDIT UNION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does WEST TEXAS CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of WEST TEXAS CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did WEST TEXAS CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of WEST TEXAS CREDIT UNION?
The 990 for the year ended December 31, 2025 names Angeline Wilson.
Who are the officers and directors of WEST TEXAS CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 11 people; 2 received compensation from the organization, the highest $136,704 (Adrian Rubio, former ceo).
How much revenue does WEST TEXAS CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $4,199,122, expenses of $4,022,706 and total assets of $65,525,770 at year end.

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