Nonprofit · EIN 75-0913075
EAST TEXAS PROFESSIONAL CREDIT UNION
Tax-exempt · LONGVIEW, TX 75608
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $89,433,057 | $64,108,566 | $25,324,491 | $1,402,343,568 | $1,137,494,939 | $264,848,629 |
| December 31, 2024 | 990 | $82,471,516 | $60,764,060 | $21,707,456 | $1,322,488,787 | $1,086,113,834 | $236,374,953 |
| December 31, 2023 | 990 | $67,204,448 | $46,515,614 | $20,688,834 | $1,196,894,416 | $981,042,738 | $215,851,678 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $76,578,508
- Investment income
- $12,609,782
- Net rental income
- $14,400
- Net gain from sales of assets
- $4,263
- Other revenue
- $244,767
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,581,572
- Other salaries and wages
- $12,485,663
- Salaries, compensation and benefits (total)
- $19,594,795
- Professional fundraising fees
- $0
- Legal fees
- $93,882
- Accounting fees
- $513,641
- Occupancy
- $3,098,300
- Travel
- $29,103
- Depreciation
- $931,621
Balance sheet and other
- Total assets, start of year
- $1,322,488,787
- Total assets, end of year
- $1,402,343,568
- Total liabilities, end of year
- $1,137,494,939
- Net assets, end of year
- $264,848,629
- Land, buildings and equipment
- $42,550,900
- Publicly traded securities
- $171,037,616
- Gross unrelated business income
- $446,408
- Gross receipts
- $89,433,234
- Employees
- 433
- Volunteers
- 10
- Year formed
- 1953
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| W Byron Norton | President Key employee, Highest-paid employee | 40 | $1,054,915 |
| John Griffin | SRVP Lending Key employee | 40 | $221,695 |
| Scot Haines | SRVP Operations Key employee | 40 | $200,971 |
| Kerri Dalme | SRVP Branch Operations Key employee | 40 | $178,169 |
| Keitha Nilsson | SRVP Branch Operations Key employee | 40 | $158,680 |
| Douglas Gonzales | VP Information Technology Highest-paid employee | 40 | $151,428 |
| Jenny Smith | SRVP Accounting Manager Key employee | 40 | $142,495 |
| Meagan Staples | VP HR Manager Key employee | 40 | $126,166 |
| Richard Martin | VP Indirect Lending Key employee | 40 | $121,014 |
| Greg Jeffery | VP Branch Operations Key employee | 40 | $114,594 |
| Kelly Evans | VP Branch Operations Key employee | 40 | $111,445 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| W Byron Norton | President Highest-paid employee | 40 | $1,011,905 |
| Deborah Pearce | SRVP Accounting Former | 40 | $212,654 |
| John Griffin | SRVP Lending Key employee | 40 | $209,935 |
| Scot Haines | SRVP Operations Key employee | 40 | $191,987 |
| Kerri Dalme | SRVP Branch Operations Key employee | 40 | $167,025 |
| Douglas Gonzales | VP Information Technology Key employee | 40 | $156,977 |
| Keitha Nilsson | SRVP Branch Operations Key employee | 40 | $156,292 |
| Richard Martin | VP Indirect Lending Key employee | 40 | $116,095 |
| Meagan Staples | VP HR Manager Key employee | 40 | $111,561 |
| Kelly Evans | VP Branch Operations Key employee | 40 | $105,644 |
| Greg Jeffery | VP Branch Operations Key employee | 40 | $103,371 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| W Byron Norton | President Highest-paid employee | 40 | $952,047 |
| John Griffin | SRVP Lending Key employee | 40 | $188,059 |
| Scot Haines | SRVP Operations Key employee | 40 | $178,339 |
| Deborah Pearce | SRVP Accounting Key employee | 40 | $154,584 |
| Keitha Nilsson | SRVP Branch Operations Key employee | 40 | $150,771 |
| Kerri Dalme | SRVP Branch Operations Key employee | 40 | $147,738 |
| Richard Martin | VP Indirect Lending Key employee | 40 | $107,557 |
| Meagan Staples | VP HR Manager Key employee | 40 | $103,137 |
| Kelly Evans | VP Branch Operations Key employee | 40 | $98,855 |
| Greg Jeffery | VP Branch Operations Key employee | 40 | $93,892 |
| Douglas Gonzales | VP Information Technology Key employee | 40 | $44,659 |
Address and contacts
- Address (IRS master file)
- PO BOX 6750, LONGVIEW, TX 75608-6750
- In care of
- % JENNY SMITH
- Principal officer (990 for 2025)
- JENNY SMITH, 5000 E GEORGE RICHEY RD, LONGVIEW, TX 75605
- Signed the 990
- Jenny Smith, SVP Accounting
- Phone
- (903) 323-0230
- Website
- www.etpcu.org
Mission
To be the financial institution of choice for our membership
Program accomplishments
- ETPCU provides all types of consumer lending products including automobile (direct and indirect), boat, motorcycle, home mortgage, home equity, home improvement and HELOC's. All loans are granted using risk based pricing levels at highly competitive rates.Expenses $1,901,850 · revenue $59,162,029
- ETPCU requires a share account with a minimum balance of $5.00 to become a member. Our accounts pay rates that are competitive with other financial institutions in our area. With membership, all members have rights to all of our services which include checking accounts, term share certificates, loans internet banking and theme park tickets at discounted rates.Expenses $18,476,421
- ETPCU has numerous checking account products including Advantage Checking which allows overdraft courtesy of up to $175. Most of our accounts are interest bearing and have little to no service fees. We also offer Money Market checking for those who can maintain a minimum balance of $1,000 and want to earn a higher rate of interest.Expenses $1,458,863 · revenue $2,177,881
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0913075
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $1,402,343,568
- Income (IRS master file)
- $89,433,234
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $89,433,057 | $64,108,566 | $1,402,343,568 | XML |
| 990 | December 2024 | $82,471,516 | $60,764,060 | $1,322,488,787 | XML |
| 990 | December 2023 | $67,204,448 | $46,515,614 | $1,196,894,416 | XML |
| 990 | December 2022 | $48,939,993 | $37,551,936 | $1,179,947,147 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0913075).
Questions about EAST TEXAS PROFESSIONAL CREDIT UNION
- What is the EIN of EAST TEXAS PROFESSIONAL CREDIT UNION?
- The employer identification number (EIN) of EAST TEXAS PROFESSIONAL CREDIT UNION is 75-0913075.
- Is EAST TEXAS PROFESSIONAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to EAST TEXAS PROFESSIONAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does EAST TEXAS PROFESSIONAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EAST TEXAS PROFESSIONAL CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EAST TEXAS PROFESSIONAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of EAST TEXAS PROFESSIONAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 names JENNY SMITH.
- Who are the officers and directors of EAST TEXAS PROFESSIONAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 11 people; 11 received compensation from the organization, the highest $1,054,915 (W Byron Norton, President).
- How much revenue does EAST TEXAS PROFESSIONAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $89,433,057, expenses of $64,108,566 and total assets of $1,402,343,568 at year end.
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