2026-04-07T12:40:42-07:00 2025-12-31 990 2025-01-01 750913075 EAST TEXAS PROFESSIONAL CREDIT UNION EAST 9033230230 319 E LOOP 281 Longview TX 75605 Jenny Smith SVP Accounting 9033213602 2026-04-07 2025 2025-03-06 01:10:19Z X X JENNY SMITH 5000 E GEORGE RICHEY RD LONGVIEW TX 75605 89433234 0 X www.etpcu.org X 1953 TX Financial Institution with a Community Charter to provide financial services to our membership. 10 0 433 10 446408 -14138 0 0 68505125 76578508 13733397 12609782 232994 244767 82471516 89433057 0 0 0 0 19593142 19594795 0 0 0 41170918 44513771 60764060 64108566 21707456 25324491 1322488787 1402343568 1086113834 1137494939 236374953 264848629 To be the financial institution of choice for our membership 0 0 1901850 59162029 ETPCU provides all types of consumer lending products including automobile (direct and indirect), boat, motorcycle, home mortgage, home equity, home improvement and HELOC's. All loans are granted using risk based pricing levels at highly competitive rates. 18476421 ETPCU requires a share account with a minimum balance of $5.00 to become a member. Our accounts pay rates that are competitive with other financial institutions in our area. With membership, all members have rights to all of our services which include checking accounts, term share certificates, loans internet banking and theme park tickets at discounted rates. 1458863 2177881 ETPCU has numerous checking account products including Advantage Checking which allows overdraft courtesy of up to $175. Most of our accounts are interest bearing and have little to no service fees. We also offer Money Market checking for those who can maintain a minimum balance of $1,000 and want to earn a higher rate of interest. 0 0 0 21837134 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0 1 433 1 1 1 0 0 0 0 0 0 0 X 10 0 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 1 0 X East Texas Professional CU 9033230230 5000 E George Richey Road Longview TX 75605 W Byron Norton President 40 0 X X 1054915 0 0 John Griffin SRVP Lending 40 0 X 221695 0 0 Scot Haines SRVP Operations 40 0 X 200971 0 0 Kerri Dalme SRVP Branch Operations 40 0 X 178169 0 0 Keitha Nilsson SRVP Branch Operations 40 0 X 158680 0 0 Douglas Gonzales VP Information Technology 40 0 X 151428 0 0 Jenny Smith SRVP Accounting Manager 40 0 X 142495 0 0 Meagan Staples VP HR Manager 40 0 X 126166 0 0 Richard Martin VP Indirect Lending 40 0 X 121014 0 0 Greg Jeffery VP Branch Operations 40 0 X 114594 0 0 Kelly Evans VP Branch Operations 40 0 X 111445 0 0 2581572 0 0 10 0 1 0 0 0 INTEREST ON LOANS 522130 59162029 59162029 0 0 MEMBER CHARGES AND FEES 522130 17416479 16970071 446408 0 0 0 0 0 76578508 12605519 12605519 0 0 0 0 0 0 0 0 0 0 14400 0 0 0 14400 0 14400 14400 0 0 0 4440 0 177 0 4263 4263 4263 0 0 0 0 0 0 0 0 NEIGHBORHOOD FINANCIALS SVC 522130 230367 230367 0 0 0 0 0 0 230367 89433057 88986649 446408 0 X 2581572 12485663 486949 2849831 1190780 4956 93882 513641 64552 7000774 1232281 4145407 897748 3098300 29103 149824 931621 341662 LOAN SERVICING 1901850 SHARES & DEPOSIT DIVIDENDS 19935284 ALLOWANCE FOR LOAN LOSSES 3831793 341093 64108566 0 0 0 20677509 18665467 165617713 131144251 14242179 20021427 888250600 944907105 4184739 3982507 66196886 23645986 35606478 42550900 126349742 171037616 5172718 5519603 684677 684677 61702432 63830015 1322488787 1402343568 14702275 17598245 776111 1226470 1070635448 1118670224 1086113834 1137494939 X 0 0 0 0 236374953 264848629 236374953 264848629 1322488787 1402343568 25324491 3149185 0 0 0 0 X 0 1 1 0 1 776111 4317059 3866699 1226471 1 X 6367410 0 6367410 44079225 0 11730949 32348276 1033776 0 708419 325357 13898776 0 10657737 3241039 817699 0 548881 268818 42550900 SHARES 396634858 LIFE SAVINGS SHARES 59527 SPECIAL SAVINGS 252112 SHARE DRAFTS 176844641 COMMERCIAL CHECKING 18097445 MONEY MARKET ACCOUNTS 102318879 IRA 45279779 CERTIFICATE OF DEPOSITS 379182983 1118670224 X Schedule D, Part IV, Line 1b PART X LINE 21 ESCROW LIABILITY - EAST TEXAS PROFESSIONAL CREDIT UNION OFFERS ESCROW SERVICES FOR OUR MEMBERS WITH LOANS. THE ESTIMATED ESCROW AMOUNT IS ADDED TO THE MEMBER'S MONTHLY LOAN PAYMENT AND THE CREDIT UNION REMITS THE ANNUAL ESCROW PAYMENTS ON THE MEMBER'S BEHALF. Schedule D, Part IV, Line 2b Schedule D, Part IV, Line 2b - PART X LINE 21 ESCROW LIABILITY - EAST TEXAS PROFESSIONAL CREDIT UNION OFFERS ESCROW SERVICES FOR OUR MEMBERS WITH LOANS. THE ESTIMATED ESCROW AMOUNT IS ADDED TO THE MEMBER'S MONTHLY LOAN PAYMENT AND THE CREDIT UNION REMITS THE ANNUAL ESCROW PAYMENTS ON THE MEMBER'S BEHALF. Schedule D, Part X, Line 2 SHARES AND DEPOSITS X X 1 1 X X 0 0 0 W Byron Norton President 547014 0 57901 0 450000 0 0 0 0 0 1054915 0 0 0 John Griffin SRVP Lending 191337 0 30358 0 0 0 0 0 0 0 221695 0 0 0 Scot Haines SRVP Operations 173627 0 27344 0 0 0 0 0 0 0 200971 0 0 0 Kerri Dalme SRVP Branch Operations 154981 0 23188 0 0 0 0 0 0 0 178169 0 0 0 Keitha Nilsson SRVP Branch Operations 136222 0 22458 0 0 0 0 0 0 0 158680 0 0 0 Douglas Gonzales VP Information Technology 128257 0 23171 0 0 0 0 0 0 0 151428 0 0 0 Meagan Staples VP HR Manager 109764 0 16402 0 0 0 0 0 0 0 126166 0 0 0 Richard Martin VP Indirect Lending 105131 0 15883 0 0 0 0 0 0 0 121014 0 0 0 Kelly Evans VP Branch Operations 96106 0 15339 0 0 0 0 0 0 0 111445 0 0 0 Greg Jeffery VP Branch Operations 97925 0 16668 0 0 0 0 0 0 0 114593 0 0 0 Jenny Smith SRVP Accounting Manager 123101 0 19394 0 0 0 0 0 0 0 142495 0 0 0 Schedule J, Part I, Line 1a TRAVEL FOR COMPANIONS TO OUR ANNUAL BOARD RETREAT IS INCLUDED. MONTHLY GYM MEMBERSHIPIS ALSO INCLUDED FOR KEY EMPLOYEES. Form 990, Part VI, Section A, Line 6 A $5.00 DEPOSIT TO A SAVINGS ACCOUNT GRANTS MEMBERSHIP TO THE CREDIT UNION. Form 990, Part VI, Section A, Line 7a A DIRECTOR OF THE BOARD SERVES A 3 YEAR TERM AND IS VOTED IN BY THE MEMBERSHIP AT THE CREDIT UNION'S ANNUAL MEETING. Form 990, Part VI, Section B, Line 11b WHILE THE BOARD OF DIRECTORS DO NOT CONDUCT A REVIEW, THEY RESERVE THE RIGHT TO DO SO AT ANY TIME. THE FORM IS REVIEWED DURING OUR ANNUAL OPINION AUDIT BY AN OUTSIDE ACCOUNTING FIRM AND IS ALSO REVIEWED DURING OUR ANNUAL STATE/FEDERAL EXAMINATION. Form 990, Part VI, Section B, Line 12c AN OATH OF OFFICE IS SIGNED BY EACH MEMBER OF THE BOARD OF DIRECTORS AND SENIOR MANAGEMENT EVERY TWO YEARS. Form 990, Part VI, Section B, Line 15 THE CREDIT UNION USES THE CUNA STAFF SALARY REPORT AND BALANCE COMP FOR BANKS AND CREDIT UNIONS TO ASSIST IN THE COMPENSATION PROCESS. THE BOARD ALSO OBTAINS THE CEO SALARY SURVEY, USUALLY ONCE EVERY 3 YEARS, TO AID IN THE EVALUATION. Form 990, Part VI, Section C, Line 18 THE CREDIT UNION MAKES THESE AVAILABLE UPON WRITTEN REQUEST. Form 990, Part VI, Section C, Line 19 THE CREDIT UNION MAKES THESE AVAILABLE UPON WRITTEN REQUEST. Form 990, Part IX, Line 11g DRUG TESTING EXPENSE, STATEMENT PROCESSING EXPENSE, SHARE DRAFT EXPENSE, GIFT CARD XPENSE, ATM EXPENSE AND DEBIT CARD EXPENSE. Neighborhood Finanacial Services PO Box 6750 Longview TX 75608 204581436 Insurance TX 58268 906667 East Texas Professional CU