Nonprofit · EIN 75-0870689
ACCESS COMMUNITY CREDIT UNION
Tax-exempt · AMARILLO, TX 79114
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $13,825,416 | $13,653,637 | $171,779 | $200,285,314 | $178,724,679 | $21,560,635 |
| December 31, 2024 | 990 | $12,926,011 | $12,807,058 | $118,953 | $196,480,134 | $175,092,391 | $21,387,743 |
| December 31, 2023 | 990 | $11,699,207 | $11,011,528 | $687,679 | $194,768,487 | $173,500,820 | $21,267,667 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $12,832,629
- Investment income
- $957,222
- Other revenue
- $35,565
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $767,946
- Other salaries and wages
- $3,285,521
- Salaries, compensation and benefits (total)
- $4,869,458
- Professional fundraising fees
- $0
- Legal fees
- $16,469
- Accounting fees
- $46,630
- Occupancy
- $404,001
- Travel
- $1,895
- Depreciation
- $254,499
- Program services (functional)
- $13,653,637
Balance sheet and other
- Total assets, start of year
- $196,480,134
- Total assets, end of year
- $200,285,314
- Total liabilities, end of year
- $178,724,679
- Net assets, end of year
- $21,560,635
- Land, buildings and equipment
- $4,868,215
- Gross unrelated business income
- $60,802
- Gross receipts
- $13,825,416
- Employees
- 75
- Volunteers
- 10
- Year formed
- 1953
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOHN HAYS | PRESIDENTCEO Officer | 40 | $300,657 | $84,340 |
| BRAD DEWEY | EXECUTIVE VICE PRESIDENTCFO Key employee | 40 | $234,042 | $61,513 |
| CRISSY ALEMAN | SVP CHIEF MORTGAGE OFFICER Highest-paid employee | 40 | $170,792 | $18,882 |
| JASON FELTY | SVP CHIEF COMMERCIAL CREDIT OFFICE Highest-paid employee | 40 | $160,219 | $19,456 |
| KEITH HUBBARD | EVPCO&MO Key employee | 40 | $156,355 | $13,147 |
| LINDSAY EDWARDS | SVPCLO Highest-paid employee | 40 | $149,115 | $2,972 |
| MARY FORSLUND | SVPCCO Highest-paid employee | 40 | $123,971 | $12,352 |
| YESICA ALVAREZ | AVPMORTGAGE LENDING Highest-paid employee | 40 | $114,549 | $18,575 |
| DUANE RIPPERGER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KRIS BOSLEY | CHAIRMAN Trustee or director | 2 | $0 | $0 |
| JUANITA STEINMAN | ADVISORY DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL MEIL | VICE-CHAIRMAN Trustee or director | 2 | $0 | $0 |
| SCOTT ROSENBACH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TODD CLARK | ADVISORY DIRECTOR Trustee or director | 2 | $0 | $0 |
| JEFF JACKSON | TREASURER Trustee or director | 2 | $0 | $0 |
3 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LOUISE ROSS | ADVISORY DIRECTOR Trustee or director | 2 | $0 |
| JENNIFER SIMMS | SECRETARY Trustee or director | 2 | $0 |
| GARRETT GRIFFIN | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOHN HAYS | PRESIDENTCEO Officer | 40 | $276,280 | $77,848 |
| BRAD DEWEY | EXECUTIVE VICE PRESIDENTCFO Key employee | 40 | $193,816 | $55,510 |
| CRISSY ALEMAN | SVP MORTGAGE LENDING Highest-paid employee | 40 | $151,903 | $15,785 |
| JASON FELTY | SVP BUSINESS LENDING Highest-paid employee | 40 | $146,843 | $16,836 |
| KEITH HUBBARD | SVPCO&MO Highest-paid employee | 40 | $141,166 | $11,255 |
| LINDSAY EDWARDS | SVPCLO Highest-paid employee | 40 | $134,711 | $2,862 |
| MARY FORSLUND | SVPCCO Highest-paid employee | 40 | $116,230 | $10,788 |
| DUANE RIPPERGER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KRIS BOSLEY | CHAIRMAN Trustee or director | 2 | $0 | $0 |
| JUANITA STEINMAN | ADVISORY DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL MEIL | VICE-CHAIRMAN Trustee or director | 2 | $0 | $0 |
| SCOTT ROSENBACH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TODD CLARK | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JEFF JACKSON | TREASURER Trustee or director | 2 | $0 | $0 |
| LOUISE ROSS | ADVISORY DIRECTOR Trustee or director | 2 | $0 | $0 |
| JENNIFER SIMMS | SECRETARY Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOHN HAYS | PRESIDENTCEO Officer | 40 | $212,412 | $21,718 |
| BRAD DEWEY | EXECUTIVE VICE PRESIDENTCFO Key employee | 40 | $197,380 | $20,377 |
| CRISSY ALEMAN | SVP MORTGAGE LENDING Highest-paid employee | 40 | $152,298 | $13,440 |
| JASON FELTY | SVP BUSINESS LENDING Highest-paid employee | 40 | $143,174 | $14,545 |
| KEITH HUBBARD | SVPCO&MO Highest-paid employee | 40 | $119,793 | $10,482 |
| LINDSAY EDWARDS | SVPCLO Highest-paid employee | 40 | $121,981 | $2,470 |
| SHAWNA BACHMAN | AVP MORTGAGE LENDING Highest-paid employee | 40 | $108,823 | $10,361 |
| JENNIFER SIMMS | SECRETARY Trustee or director | 2 | $0 | $0 |
| JUANITA STEINMAN | ADVISORY DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL MEIL | VICE-CHAIRMAN Trustee or director | 2 | $0 | $0 |
| DUANE RIPPERGER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KRIS BOSLEY | CHAIRMAN Trustee or director | 2 | $0 | $0 |
| JEFF JACKSON | TREASURER Trustee or director | 2 | $0 | $0 |
| LOUISE ROSS | ADVISORY DIRECTOR Trustee or director | 2 | $0 | $0 |
| SCOTT ROSENBACH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TODD CLARK | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 7407, AMARILLO, TX 79114-7407
- In care of
- % JOHN HAYS
- Principal officer (990 for 2025)
- JOHN HAYS, 6401 S BELL ST, Amarillo, TX 79109
- Signed the 990
- JOHN HAYS, PRESIDENTCEO
- Phone
- (806) 353-9999
- Website
- WWW.ACCESSCREDITUNION.COM
- Return prepared by
- Turren Tax Svcs
Mission
COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES, INCLUDING SAVINGS AND BORROWING.
Program accomplishments
- VOLUNTARY, COOPERATIVE, NON-PROFIT SAVINGS INSTITUTION (CREDIT UNION), INCORPORATED UNDER THE PROVISIONS OF THE TEXAS CREDIT UNION ACT, FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG THEIR MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION.Expenses $13,653,637 · revenue $13,825,416
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 75-0870689
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $200,285,314
- Income (IRS master file)
- $13,825,416
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $13,825,416 | $13,653,637 | $200,285,314 | IRS |
| 990 | December 2024 | $12,926,011 | $12,807,058 | $196,480,134 | IRS |
| 990 | December 2023 | $11,699,207 | $11,011,528 | $194,768,487 | XML |
| 990 | December 2022 | $9,208,327 | $9,000,341 | $197,909,006 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 75-0870689).
Questions about ACCESS COMMUNITY CREDIT UNION
- What is the EIN of ACCESS COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of ACCESS COMMUNITY CREDIT UNION is 75-0870689.
- Is ACCESS COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to ACCESS COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ACCESS COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ACCESS COMMUNITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ACCESS COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ACCESS COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names JOHN HAYS.
- Who are the officers and directors of ACCESS COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 18 people; 8 received compensation from the organization, the highest $300,657 (JOHN HAYS, PRESIDENTCEO).
- How much revenue does ACCESS COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $13,825,416, expenses of $13,653,637 and total assets of $200,285,314 at year end.
Other nonprofits in AMARILLO
- GOLDEN SPREAD ELECTRIC COOPERATIVE INC EIN 75-1941060 · last filed 990 for 2024
- AMERICAN QUARTER HORSE ASSOCIATION EIN 75-0725576 · last filed 990 for 2025
- CAL FARLEYS BOYS RANCH EIN 75-0808768 · last filed 990 for 2025
- EDUCATION CREDIT UNION EIN 75-0693720 · last filed 990 for 2025
- CAL FARLEYS BOYS RANCH FOUNDATION EIN 75-1080987 · last filed 990 for 2025
- BAPTIST COMMUNITY SERVICES EIN 75-2206268 · last filed 990 for 2024
- PANHANDLE COMMUNITY SERVICES EIN 75-6049423 · last filed 990 for 2024
- HIGH PLAINS CHRISTIAN MINISTRIES FOUNDATION EIN 75-2639228 · last filed 990 for 2024