2024-05-07T15:37:01-04:00 2023-12-31 921344787 Turren Tax Svcs 3612 W Amarillo Blvd Amarillo TX 79106 990 2023-01-01 750870689 ACCESS COMMUNITY CREDIT UNION ACCE 6401 S BELL ST Amarillo TX 79109 JOHN HAYS PRESIDENTCEO 8063539999 2024-05-07 true JOHN HAYS true Barbara Fjetland P00108180 8063550004 2024-05-07 2 00 AAL1 IAL1 2023 2023-04-26 12:10:37Z JOHN HAYS 11699207 false X WWW.ACCESSCREDITUNION.COM X 1953 TX COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES, INCLUDING SAVINGS AND BORROWING. 7 7 83 9 70255 -25939 0 8819007 10293401 374320 1398306 15000 7500 9208327 11699207 0 0 4215424 4266830 0 0 4784917 6744698 9000341 11011528 207986 687679 197909006 194768487 177328974 173500820 20580032 21267667 COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES, INCLUDING SAVINGS AND BORROWING. false false 11011528 11699207 VOLUNTARY, COOPERATIVE, NON-PROFIT SAVINGS INSTITUTION (CREDIT UNION), INCORPORATED UNDER THE PROVISIONS OF THE TEXAS CREDIT UNION ACT, FOR THE PURPOSE OF ENCOURAGING THRIFT AMONG THEIR MEMBERS, PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDING AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION. 11011528 false false false false false false false true false true true false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false false true 3669 0 true 83 true true true false false false false false false false X 7 7 false false false false true true true true true false true true true true false true true true true true false X JOHN HAYS 8063539999 6401 S BELL ST Amarillo TX 79109 JOHN HAYS PRESIDENTCEO 40.00 0.00 X 212412 0 21718 BRAD DEWEY EXECUTIVE VICE PRESIDENTCFO 40.00 0.00 X 197380 0 20377 CRISSY ALEMAN SVP MORTGAGE LENDING 40.00 0.00 X 152298 0 13440 JASON FELTY SVP BUSINESS LENDING 40.00 0.00 X 143174 0 14545 KEITH HUBBARD SVPCO&MO 40.00 0.00 X 119793 0 10482 LINDSAY EDWARDS SVPCLO 40.00 0.00 X 121981 0 2470 SHAWNA BACHMAN AVP MORTGAGE LENDING 40.00 0.00 X 108823 0 10361 JENNIFER SIMMS SECRETARY 2.00 0.00 X 0 0 0 JUANITA STEINMAN ADVISORY DIRECTOR 2.00 0.00 X 0 0 0 MICHAEL MEIL VICE-CHAIRMAN 2.00 0.00 X 0 0 0 DUANE RIPPERGER DIRECTOR 2.00 0.00 X 0 0 0 KRIS BOSLEY CHAIRMAN 2.00 0.00 X 0 0 0 JEFF JACKSON TREASURER 2.00 0.00 X 0 0 0 LOUISE ROSS ADVISORY DIRECTOR 2.00 0.00 X 0 0 0 SCOTT ROSENBACH DIRECTOR 2.00 0.00 X 0 0 0 TODD CLARK DIRECTOR 2.00 0.00 X 0 0 0 1055861 0 93393 7 false true false INTEREST INCOME ON LOAN 522291 8011106 8011106 FEE INCOME ON PRODUCTS 522100 2212040 2212040 WARRANTY PRODUCTS LOANS 524298 70255 70255 10293401 1398306 1398306 7500 7500 7500 11699207 11628952 70255 0 442009 442009 3103602 3103602 56396 56396 403593 403593 261230 261230 18753 18753 37575 37575 154117 154117 232505 232505 348383 348383 1267391 1267391 358492 358492 2046 2046 68005 68005 3361730 3361730 113290 113290 261046 261046 22264 22264 499101 499101 11011528 11011528 0 0 1201420 1444765 21426181 14097767 153661150 157258695 300876 377487 9317871 4225106 5326678 5092765 12718229 12939513 3274472 3557495 197909006 194768487 1288951 1026859 82312 182073 17500000 17500000 158457711 154791888 177328974 173500820 X 20204332 20892011 375700 375656 20580032 21267667 197909006 194768487 687679 -44 0 X false true X true false false true X 1545569 1545569 4530551 1490679 3039872 2625481 2237052 388429 616270 497375 118895 5092765 INVESTMENTS 12939513 F 12939513 SAVINGS AND DEPOSIT ACCOUNTS 154791888 154791888 X 11699207 11699207 11699207 11011528 11011528 11011528 Escrow account liability (Part IV, line 2b) ESCROW ACCOUNTS ARE MAINTAINED ON REAL ESTATE ACCOUNTS FOR PAYMENT OF REAL ESTATE TAXES AND INSURANCE. Footnote for uncertain tax position under FIN 48 (Part X) THE CREDIT UNIONS INCOME RELATED TO PERFORMANCE ACTIVITY IS EXEMPT, BY STATUTE, FROM FEDERAL TAXES, BUT AS A STATE CHARTERED CREDIT UNION, AS DESCRIBED IN THE INTERNAL REVENUE CODE, SECTION 501(C) 14, UNRELATED BUSINESS INCOME, AS DEFINED IN SECTION 512, CAN BE SUBJECT TO TAXATION. IN EARLY AUGUST OF 2009, THE IRS RELEASED A NEW TECHNICAL ADVICE MEMORANDUM (TAM) STATING THE INCOME DERIVED BY STATE CHARTERED CREDIT UNIONS FROM SHARED-BRANCHING ARRANGEMENTS, MANAGEMENT SERVICES TO OTHER CREDIT UNIONS, CERTAIN CUSOS, AND SALES OF FINANCIAL MANAGEMENT SERVICES AND CERTAIN INSURANCE PRODUCTS ARE SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT). X false true X X X X false false false JOHN HAYS PRESIDENTCEO 212412 21718 234130 BRAD DEWEY EXECUTIVE VICE PRESIDENTCFO 170130 27250 20377 217757 CRISSY ALEMAN SVP MORTGAGE LENDING 126748 25550 13440 165738 JASON FELTY SVP BUSINESS LENDING 122032 21142 14545 157719 Benefit information (Part I, line 1a) EVP/CFO IS LISTED AS AUTHORIZED USER ON CREDIT UNIONS COUNTRY CLUB ACCOUNT. CLUB IS MAINLY USED FOR BUSINESS PURPOSES BUT EVP/CFO IS ABLE TO USE FOR PERSONAL USE AS WELL. No written policy information (Part I, line 1b) MONTHLY DUES ARE PAID BY THE CREDIT UNION. Members or stockholder classes and rights Part VI line 6 MEMBERS ARE MADE UP OF DEPOSIT ACCOUNT HOLDERS WITH THE RIGHT TO ELECT THE GOVERNING BODY OF THE CREDIT UNION AND TO RECEIVE DISTRIBUTIONS OF INCOME OR ASSETS FROM THE ORGANIZATION. Member election for additional members Part VI line 7a MEMBERS ARE MADE UP OF DEPOSIT ACCOUNT HOLDERS WITH THE RIGHT TO ELECT THE GOVERNING BODY OF THE CREDIT UNION ANNUALLY. Governing body decisions Part VI line 7b MEMBERS ARE MADE UP OF DEPOSIT ACCOUNT HOLDERS WITH THE RIGHT TO ELECT THE GOVERNING BODY OF THE CREDIT UNION AND MUST APPROVE A CONVERSION OR DISSOLUTION OF THE ORGANIZATION. Form 990 governing body review Part VI line 11 BOTH THE FORM 990 AND THE FORM 990T WERE REVIEWED BY MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO ITS FILING WITH THE IRS. THE FORMS WERE SUBMITTED FOR REVIEW AT THE APRIL 19, 2022 MONTHLY BOARD MEETING, AT WHICH TIME, THE DIRECTORS AND MANAGEMENT WERE ABLE TO EXAMINE THE FORMS AND ASK ANY QUESTIONS. Conflict of interest policy compliance Part VI line 12c ALL EMPLOYEES ARE REQUIRED TO ADHERE TO AND SIGN A WRITTEN CONFLICT OF INTEREST POLICY AT THE TIME OF HIRE VERIFYING THAT THEY HAVE READ AND UNDERSTAND THE POLICY. EMPLOYEES WITH POTENTIAL CONFLICTS OF INTEREST ARE PROHIBITED FROM BEING INVOLVED IN THAT ASSOCIATED TRANSACTION. THE PRESIDENT MONITORS EMPLOYEE AND FAMILY MEMBER ACCOUNTS AND TRANSACTIONS ON A MONTHLY BASIS IN ORDER TO DETERMINE POSSIBLE CONFLICTS. CEO executive director top management comp Part VI line 15a THE PRESIDENT/CEOS AND EXECUTIVE VICE PRESIDENT/CFOS COMPENSATION IS DETERMINED USING A THIRD PARTY COMPENSATION AND BENEFIT ANALYSIS TAKING INTO ACCOUNT THE SIZE, COMPLEXITY, AND GEOGRAPHIC LOCATION OF THE CREDIT UNON. THE BOARD OF DIRECTORS THEN USES THIS DATA TO APPROVE THE PRESIDENT/CEOS COMPENSATION WHILE THE PRESIDENT/CEO USES THIS DATA TO SET THE EVP/CFOS COMPENSATION. Other officer or key employee compensation Part VI line 15b THE PRESIDENT/CEOS AND EXECUTIVE VICE PRESIDENT/CFOS COMPENSATION IS DETERMINED USING A THIRD PARTY COMPENSATION AND BENEFIT ANALYSIS TAKING INTO ACCOUNT THE SIZE, COMPLEXITY, AND GEOGRAPHIC LOCATION OF THE CREDIT UNON. THE BOARD OF DIRECTORS THEN USES THIS DATA TO APPROVE THE PRESIDENT/CEOS COMPENSATION WHILE THE PRESIDENT/CEO USES THIS DATA TO SET THE EVP/CFOS COMPENSATION. Governing documents etc available to public Part VI line 19 THE CREDIT UNION MAKES ITS AUDITED FINANCIAL STATEMENTS AVAILABLE FOR INSPECTION UPON REQUEST AT THE MAIN OFFICE LOCATED AT 6401 S BELL ST, AMARILLO, TX 79109.