Nonprofit · EIN 74-1301485
TEXAS HEALTH CREDIT UNION
Tax-exempt · AUSTIN, TX 78756
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $7,373,987 | $6,175,825 | $1,198,162 | $144,365,202 | $126,301,155 | $18,064,047 |
| December 31, 2024 | 990 | $6,991,692 | $5,407,388 | $1,584,304 | $132,994,739 | $116,128,854 | $16,865,885 |
| December 31, 2023 | 990 | $6,193,127 | $4,652,450 | $1,540,677 | $135,231,028 | $119,949,447 | $15,281,581 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $4,849,566
- Investment income
- $2,210,462
- Tax-exempt bond proceeds
- $90,101
- Other revenue
- $313,959
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $327,971
- Other salaries and wages
- $1,026,563
- Salaries, compensation and benefits (total)
- $1,967,576
- Professional fundraising fees
- $0
- Legal fees
- $18,855
- Accounting fees
- $15,600
- Occupancy
- $196,557
- Depreciation
- $13,050
- Program services (functional)
- $6,175,825
Balance sheet and other
- Total assets, start of year
- $132,994,739
- Total assets, end of year
- $144,365,202
- Total liabilities, end of year
- $126,301,155
- Net assets, end of year
- $18,064,047
- Land, buildings and equipment
- $797,019
- Gross receipts
- $7,373,987
- Employees
- 24
- Volunteers
- 9
- Year formed
- 1956
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DERRICK BROWN | PRESIDENT/CEO Highest-paid employee | 40 | $182,433 |
| STEPHEN SCOTT | EVP/COO Key employee | 40 | $145,538 |
| TJ NISSEN | CHAIRMAN Trustee or director | 0.5 | $0 |
| JEFF TAYLOR | VICE CHAIR Trustee or director | 0.5 | $0 |
| LISA GENNA | BOARD MEMBER Trustee or director | 0.5 | $0 |
| PAUL BARKER | BOARD MEMBER Trustee or director | 0.5 | $0 |
| DALE DINGLEY | BOARD MEMBER Trustee or director | 0.5 | $0 |
| PATTY MELCHIOR | BOARD MEMBER Trustee or director | 0.5 | $0 |
| SHARON ZUROVEC | BOARD MEMBER Trustee or director | 0.5 | $0 |
| MIKE GREENE | BOARD MEMBER (Started 06/2024) Trustee or director | 0.5 | $0 |
| DOUG KENNEMER | BOARD MEMBER (Passed 10/29/25) Institutional trustee, Former | 0.5 | $0 |
| Kim Kennemer | Board Member (Interim Q4 2025) Institutional trustee | 0.5 | $0 |
990 for the year ended December 31, 2024: 13 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DERRICK BROWN | PRESIDENT/CEO Highest-paid employee | 40 | $137,481 |
| STEPHEN SCOTT | VICE PRESIDENT Key employee | 40 | $133,040 |
| TAMMY BOTKIN | PRESIDENT/CEO (Retired 3/31/2024) Former | 40 | $125,232 |
| TJ NISSEN | CHAIRMAN Trustee or director | 0.5 | $0 |
| JEFF TAYLOR | VICE CHAIR Trustee or director | 0.5 | $0 |
| LISA GENNA | BOARD MEMBER Trustee or director | 0.5 | $0 |
| DOUG KENNEMER | BOARD MEMBER Trustee or director | 0.5 | $0 |
| PAUL BARKER | BOARD MEMBER Trustee or director | 0.5 | $0 |
| DALE DINGLEY | BOARD MEMBER Trustee or director | 0.5 | $0 |
| PATTY MELCHIOR | BOARD MEMBER Trustee or director | 0.5 | $0 |
| SHARON ZUROVEC | BOARD MEMBER Trustee or director | 0.5 | $0 |
| MIKE GREENE | BOARD MEMBER (Started 06/2024) Trustee or director | 0.5 | $0 |
| WENDI BRAY | BOARD MEMBER (ENDED 05/2024) Former | 0.5 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TAMMY BOTKIN | PRESIDENT/CEO Highest-paid employee | 40 | $163,685 |
| STEPHEN SCOTT | VICE PRESIDENT Key employee | 40 | $116,285 |
| TJ NISSEN | CHAIRMAN Trustee or director | 0.5 | $0 |
| JEFF TAYLOR | VICE CHAIR Trustee or director | 0.5 | $0 |
| WENDI BRAY | TREASURER Trustee or director | 0.5 | $0 |
| LISA GENNA | BOARD MEMBER Trustee or director | 0.5 | $0 |
| DOUG KENNEMER | BOARD MEMBER Trustee or director | 0.5 | $0 |
| PAUL BARKER | BOARD MEMBER Trustee or director | 0.5 | $0 |
| DALE DINGLEY | BOARD MEMBER Trustee or director | 0.5 | $0 |
| PATTY MELCHIOR | BOARD MEMBER Trustee or director | 0.5 | $0 |
| SHARON ZUROVEC | BOARD MEMBER Trustee or director | 0.5 | $0 |
Address and contacts
- Address (IRS master file)
- 4800 GROVER AVE, AUSTIN, TX 78756-3109
- Principal officer (990 for 2025)
- Texas Health Credit Union, 4800 Grover Avenue, Austin, TX 78756
- Signed the 990
- Derrick Brown, President/CEO
- Phone
- (512) 454-4636
- Website
- www.thcu.org
Mission
COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES
Program accomplishments
- SAVINGS ACCOUNTS: THE CREDIT UNION'S SAVING ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD ALMOST 4900 MEMBER OWNERS ON DECEMBER 31, 2025. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH HOME BANKING VIA THE INTERNET OR PHONE OR ATMS WORLDWIDE.Expenses $1,729,231
- CHECKING ACCOUNTS: THE CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS AND BUSINESSES WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM. 45% OF CREDIT UNION MEMBERS HAVE A CHECKING ACCOUNT.Expenses $1,667,473
- CONSUMER LOANS: THE CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES, AND UNSECURED LOANS.Expenses $2,779,121
- REAL ESTATE LOANS: THE CREDIT UNION PROVIDES HOME EQUITY LOANS WITH A SINGLE DISTRIBUTION AND A FIXED RATE.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-1301485
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $144,365,202
- Income (IRS master file)
- $7,373,987
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $7,373,987 | $6,175,825 | $144,365,202 | IRS |
| 990 | December 2024 | $6,991,692 | $5,407,388 | $132,994,739 | IRS |
| 990 | December 2023 | $6,193,127 | $4,652,450 | $135,231,028 | XML |
| 990 | December 2022 | $4,765,420 | $3,437,164 | $146,399,836 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1301485).
Questions about TEXAS HEALTH CREDIT UNION
- What is the EIN of TEXAS HEALTH CREDIT UNION?
- The employer identification number (EIN) of TEXAS HEALTH CREDIT UNION is 74-1301485.
- Is TEXAS HEALTH CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to TEXAS HEALTH CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TEXAS HEALTH CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TEXAS HEALTH CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TEXAS HEALTH CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of TEXAS HEALTH CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Texas Health Credit Union.
- Who are the officers and directors of TEXAS HEALTH CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 12 people; 2 received compensation from the organization, the highest $182,433 (DERRICK BROWN, PRESIDENT/CEO).
- How much revenue does TEXAS HEALTH CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $7,373,987, expenses of $6,175,825 and total assets of $144,365,202 at year end.
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