Nonprofit · EIN 74-1241284
UNITED TEXAS CREDIT UNION
Tax-exempt (reinstated) · SAN ANTONIO, TX 78249
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $23,949,852 | $22,518,277 | $1,431,575 | $416,803,276 | $390,096,495 | $26,706,781 |
| December 31, 2023 | 990 | $21,889,541 | $19,526,908 | $2,362,633 | $410,563,723 | $386,156,697 | $24,407,026 |
| December 31, 2021 | 990 (amended) | $14,785,590 | $12,793,907 | $1,991,683 | $382,411,783 | $353,545,584 | $28,866,199 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $21,993,658
- Investment income
- $1,779,432
- Net rental income
- $176,762
- Other revenue
- $176,762
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,170,498
- Other salaries and wages
- $3,083,552
- Salaries, compensation and benefits (total)
- $6,447,620
- Professional fundraising fees
- $0
- Legal fees
- $23,230
- Accounting fees
- $159,000
- Occupancy
- $1,386,297
- Travel
- $104,194
- Depreciation
- $289,972
Balance sheet and other
- Total assets, start of year
- $410,563,723
- Total assets, end of year
- $416,803,276
- Total liabilities, end of year
- $390,096,495
- Net assets, end of year
- $26,706,781
- Land, buildings and equipment
- $16,096,788
- Gross unrelated business income
- $111,767
- Gross receipts
- $23,965,850
- Employees
- 97
- Volunteers
- 8
- Year formed
- 1955
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KYLE ASHLEY | PRESIDENT/CEO Trustee or director, Officer | 40 | $408,095 | $31,700 |
| TAMMINA JOHNSON | COO Officer | 40 | $221,156 | $23,235 |
| JAMES BAUMANN | CLO Officer | 40 | $204,608 | $26,617 |
| MARIO SALDIVAR | CIO Officer | 40 | $184,104 | $10,682 |
| ALFRED SAKER | CFO Officer | 40 | $172,648 | $12,883 |
| DAVID GRAY | MBR BUSINESS LENDING Officer | 40 | $157,016 | $24,628 |
| PATRICIA RHODES | VP CONSUMER LENDING Officer | 40 | $148,033 | $30,500 |
| MELISSA PETOSKEY | VP ACCOUNTING Officer | 40 | $121,609 | $25,439 |
| JESUS CASTILLO | VP MORTGAGE LENDING Officer | 40 | $116,547 | $0 |
| ROSANNE HERNANDEZ | VP OPERATIONS Officer | 40 | $107,181 | $8,490 |
| DEBRA BRADBERRY | VP PROJ. SPECIALIST Officer | 40 | $102,326 | $1,200 |
| BILL GREGORY | CHAIRMAN Trustee or director | 0.75 | $3,600 | $0 |
| RICK TOBIAS | VICE-CHAIRMAN Trustee or director | 0.75 | $3,600 | $0 |
| JAMES WHEELER | BOARD TREASURER Trustee or director | 0.75 | $3,600 | $0 |
| RICHARD BAGGS | BOARD SECRETARY Trustee or director | 0.75 | $3,600 | $0 |
4 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOHN REES | BOARD MEMBER Trustee or director | 0.75 | $3,600 |
| DON MANN | BOARD MEMBER Trustee or director | 0.75 | $3,600 |
| ANTHONY SANCHEZ | BOARD MEMBER Trustee or director | 0.75 | $3,600 |
| JODIE SANDERS | BOARD MEMBER Trustee or director | 0.75 | $3,600 |
990 for the year ended December 31, 2023: 20 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KYLE ASHLEY | PRESIDENT/CEO Officer | 40 | $553,287 | $31,200 |
| TAMMINA JOHNSON | COO Officer | 40 | $368,251 | $22,017 |
| JAMES BAUMANN | CLO Officer | 40 | $200,230 | $17,610 |
| MARIO SALDIVAR | CIO Officer | 40 | $183,563 | $8,935 |
| ALFRED SAKER | CFO Officer | 40 | $173,225 | $9,723 |
| PATRICIA RHODES | VP CONSUMER LENDING Officer | 40 | $149,759 | $30,020 |
| DAVID GRAY | MBR BUSINESS LENDING Officer | 40 | $158,827 | $17,306 |
| MELISSA PETOSKEY | VP ACCOUNTING Officer | 40 | $112,945 | $22,774 |
| ROSANNE HERNANDEZ | VP OPERATIONS Officer | 40 | $107,490 | $27,439 |
| JESUS CASTILLO | VP MORTGAGE LENDING Officer | 40 | $118,245 | $0 |
| DEBRA BRADBERRY | VP PROJ. SPECIALIST Officer | 40 | $102,707 | $1,200 |
| BILL GREGORY | CHAIRMAN Trustee or director | 0.75 | $0 | $0 |
| RICK TOBIAS | VICE-CHAIRMAN Trustee or director | 0.75 | $0 | $0 |
| JAMES WHEELER | BOARD TREASURER Trustee or director | 0.75 | $0 | $0 |
| RICHARD BAGGS | BOARD SECRETARY Trustee or director | 0.75 | $0 | $0 |
| JOHN REES | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| DON MANN | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| ROSAURA RAMIREZ | SUPERVISORY CHAIR Trustee or director | 1 | $0 | $0 |
| ANTHONY SANCHEZ | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| JODIE SANDERS | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
990 for the year ended December 31, 2021: 25 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KYLE ASHLEY | PRESIDENT/CE Officer | 40 | $331,460 | $27,200 |
| TAMMINA JOHNSON | COO Officer | 40 | $173,931 | $17,999 |
| NANCY CROIX-STROUD | EVP Officer | 40 | $172,066 | $10,516 |
| JAMES BAUMANN | CLO Officer | 40 | $157,601 | $16,466 |
| DAVID GRAY | MBR BUSINESS Officer | 40 | $138,107 | $17,277 |
| MARIO SALDIVAR | CIO Officer | 40 | $148,805 | $5,762 |
| PATRICIA RHODES | VP CONSUMER Officer | 40 | $113,241 | $26,000 |
| ROSANNE HERNANDEZ | VP OPERATION Officer | 40 | $98,527 | $21,758 |
| DEBRA BRADBERRY | VP PROJ. SPE Officer | 40 | $117,117 | $1,200 |
| ALFRED SAKER | CFO Officer | 40 | $98,483 | $5,729 |
| JESUS CASTILLO | VP MORTGAGE Officer | 40 | $97,462 | $0 |
| WILLIAM MCFEETERS | FORMER CFO Officer | 40 | $57,603 | $6,023 |
| RICHARD ADAMS | SUPERVISORY Trustee or director | 0.25 | $0 | $0 |
| RICHARD BAGGS | BOARD SECRET Trustee or director | 0.75 | $0 | $0 |
| BILL GREGORY | CHAIRMAN Trustee or director | 0.75 | $0 | $0 |
| KELLY INGERSOLL | ADVISOR BOAR Trustee or director | 0.25 | $0 | $0 |
| LORRAINE LEWIS | SUPERVISORY Trustee or director | 0.25 | $0 | $0 |
| DON MANN | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| ROSAURA RAMIREZ | SUPERVISORY Trustee or director | 1 | $0 | $0 |
| JOHN REES | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| ANTHONY SANCHEZ | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| JODIE SANDERS | BOARD MEMBER Trustee or director | 0.75 | $0 | $0 |
| RICK TOBIAS | VICE-CHAIRMA Trustee or director | 0.75 | $0 | $0 |
| JODY WELCHANS | SUPERVISORY Trustee or director | 0.25 | $0 | $0 |
| JAMES WHEELER | BOARD TREASU Trustee or director | 0.75 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 5500 UTSA BLVD, SAN ANTONIO, TX 78249-1622
- In care of
- % KYLE ASHLEY
- Principal officer (990 for 2024)
- KYLE ASHLEY, 5500 UTSA BLVD, SAN ANTONIO, TX 78249
- Signed the 990
- ALFRED SAKER, CFO
- Phone
- (210) 561-4525
- Website
- WWW.UTXCU.COM
- Return prepared by
- WHITLEY PENN LLP
Mission
IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE.
Program accomplishments
- UNITED TEXAS CREDIT UNION STRIVES TO BECOME THE ULTIMATE FINANCIAL COOPERATIVE BY ENHANCING MEMBER'S LIVES THROUGH EXCEPTIONAL FINANCIAL SERVICES WITH THE HIGHEST REGARD TOWARD THE ESTABLISHED PHILOSOPHY OF "PEOPLE HELPING PEOPLE AND SOUND BUSINESS PRINCIPLES.
- IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-1241284
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $416,803,276
- Income (IRS master file)
- $23,965,850
Revocation and reinstatement
- Exemption revoked
- May 15, 2017
- Posted by the IRS
- December 11, 2017
- Reinstated
- Effective April 15, 2019
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $23,949,852 | $22,518,277 | $416,803,276 | XML |
| 990 | December 2023 | $21,889,541 | $19,526,908 | $410,563,723 | XML |
| 990 | December 2022 | $18,591,389 | $15,501,242 | $404,933,985 | IRS |
| 990 | December 2021 | $14,785,590 | $12,793,907 | $382,411,783 | XML |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1241284).
Questions about UNITED TEXAS CREDIT UNION
- What is the EIN of UNITED TEXAS CREDIT UNION?
- The employer identification number (EIN) of UNITED TEXAS CREDIT UNION is 74-1241284.
- Is UNITED TEXAS CREDIT UNION tax-exempt?
- Yes. The IRS revoked its exemption on May 15, 2017 and reinstated it effective April 15, 2019.
- Are donations to UNITED TEXAS CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does UNITED TEXAS CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of UNITED TEXAS CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did UNITED TEXAS CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of UNITED TEXAS CREDIT UNION?
- The 990 for the year ended December 31, 2024 names KYLE ASHLEY.
- Who are the officers and directors of UNITED TEXAS CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 19 people; 19 received compensation from the organization, the highest $408,095 (KYLE ASHLEY, PRESIDENT/CEO).
- How much revenue does UNITED TEXAS CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $23,949,852, expenses of $22,518,277 and total assets of $416,803,276 at year end.
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