2024-02-23T09:50:28-05:00 2021-12-31 752393478 WHITLEY PENN LLP 9501 CONSOLE DR STE 200 SAN ANTONIO TX 78229 990 2021-01-01 741241284 UNITED TEXAS CREDIT UNION UNIT 2105614525 5500 UTSA BLVD SAN ANTONIO TX 78249 ALFRED SAKER CFO 2105614525 2024-02-15 true ALFRED SAKER XXX-XX-XXXX BARBARA L HERBST CPA P00849574 2106142284 2024-02-23 2021 2023-04-26 12:10:37Z X KYLE ASHLEY 5500 UTSA BLVD SAN ANTONIO TX 78249 14806129 false X WWW.UTXCU.COM X 1955 TX A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE WITH THE MISSION OF IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. 9 9 85 13 121159 1448 0 11828536 13768869 826409 877787 254155 138934 12909100 14785590 0 0 4595981 5823305 0 0 6517877 6970602 11113858 12793907 1795242 1991683 291996099 382411783 269841666 353545584 22154433 28866199 X IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. false false UNITED TEXAS CREDIT UNION STRIVES TO BECOME THE ULTIMATE FINANCIAL COOPERATIVE BY ENHANCING MEMBER'S LIVES THROUGH EXCEPTIONAL FINANCIAL SERVICES WITH THE HIGHEST REGARD TOWARD THE ESTABLISHED PHILOSOPHY OF "PEOPLE HELPING PEOPLE- AND SOUND BUSINESS PRINCIPLES. IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. false false false false false false false false false true true false false true true false false false false false false false false false false false false false true false false false false false false false false false false true false false false true 5076 0 true 85 true true true false false false false false false false X 9 9 false false false false true true false true true false true true true true false false false true true false true true X ALFRED SAKER 2105614525 5500 UTSA BOULEVARD SAN ANTONIO TX 78249 KYLE ASHLEY PRESIDENT/CE 40.00 X 331460 0 27200 TAMMINA JOHNSON COO 40.00 X 173931 0 17999 NANCY CROIX-STROUD EVP 40.00 X 172066 0 10516 JAMES BAUMANN CLO 40.00 X 157601 0 16466 DAVID GRAY MBR BUSINESS 40.00 X 138107 0 17277 MARIO SALDIVAR CIO 40.00 X 148805 0 5762 PATRICIA RHODES VP CONSUMER 40.00 X 113241 0 26000 ROSANNE HERNANDEZ VP OPERATION 40.00 X 98527 0 21758 DEBRA BRADBERRY VP PROJ. SPE 40.00 X 117117 0 1200 ALFRED SAKER CFO 40.00 X 98483 0 5729 JESUS CASTILLO VP MORTGAGE 40.00 X 97462 0 0 WILLIAM MCFEETERS FORMER CFO 40.00 X 57603 0 6023 RICHARD ADAMS SUPERVISORY 0.25 X 0 0 0 RICHARD BAGGS BOARD SECRET 0.75 X 0 0 0 BILL GREGORY CHAIRMAN 0.75 X 0 0 0 KELLY INGERSOLL ADVISOR BOAR 0.25 X 0 0 0 LORRAINE LEWIS SUPERVISORY 0.25 X 0 0 0 DON MANN BOARD MEMBER 0.75 X 0 0 0 ROSAURA RAMIREZ SUPERVISORY 1.00 X 0 0 0 JOHN REES BOARD MEMBER 0.75 X 0 0 0 ANTHONY SANCHEZ BOARD MEMBER 0.75 X 0 0 0 JODIE SANDERS BOARD MEMBER 0.75 X 0 0 0 RICK TOBIAS VICE-CHAIRMA 0.75 X 0 0 0 JODY WELCHANS SUPERVISORY 0.25 X 0 0 0 JAMES WHEELER BOARD TREASU 0.75 X 0 0 0 1704403 155930 8 false true false AMERICAN SHARE INSURANCE 5656 FRANTZ ROAD DUBLIN OH 43017 INSURANCE 1310594 CO-OP FINANCIAL SERVICES 9692 HAVEN AVE RANCHO CUCAMONGA CA 91730 ATM SERVICE 565843 DARIT CONSTRUCTION LLC 1714 LONGFIELD SAN ANTONIO TX 78248 CONSTRUCTION 463044 MASTERCARD INTERNATIONAL 2000 PURCHASE STREET PURCHASE NY 10577 CREDIT CARD 300632 BARCOM TECHNOLOGY SOLUTIONS 10443 GULFDALE ST 101 SAN ANTONIO TX 78216 IT 272832 14 INTEREST INCOME 522100 9180255 9180255 MISC. OPERATING INCOME 522100 2865605 2865605 FEE INCOME 522100 1462524 1462524 PENSION PLAN INCOME 522100 139326 139326 CUSO INCOME 522100 114880 114880 6279 6279 13768869 877412 877412 157525 20539 136986 136986 136986 375 375 375 375 OTHER INCOME 1948 1948 1948 14785590 14527445 121159 136986 1860337 2671824 540984 412750 337410 31567 156360 388413 784399 1334737 106631 1335518 343809 145768 LOAN SERVICING EXPENSE 617479 OTHER OUTSIDE SERVICES 561478 VANTIV EXPENSE 480493 SOFTWARE & TECH EXPENSE 302890 381060 12793907 0 0 0 4333264 8562936 707640 2384514 179791604 245879202 573243 1175865 24695222 7964771 11917095 16730451 82183352 92344884 12489901 15333931 291996099 382411783 3791410 4094453 266050256 349451131 269841666 353545584 X 22154433 28866199 22154433 28866199 291996099 382411783 X 1991683 -245689 4965772 X false true X true false 5350956 5350956 13497321 3986759 9510562 1493911 459526 1034385 2904487 2403731 500756 1448547 1114755 333792 16730451 AVAILABLE FOR SALE SECURITIE 61865266 F CASH ACCOUNTS 16390354 C MUNICIPAL BONDS 12227156 F CAPITAL STOCK 1862108 C 92344884 MEMBER SHARES (DEPOSITS) 348031039 OTHER LIABILITIES 1356113 DIVIDENDS PAYABLE 61905 TAXES PAYABLE 2074 349451131 X SCHEDULE D, PAGE 3, PART X UNITED TEXAS CREDIT UNION IS A STATE CHARTERED CREDIT UNION WHICH IS EXEMPT, BY STATUTE, FROM FEDERAL AND STATE INCOME TAXES. U.S GENERALLY ACCEPTED ACCOUNTING PRINCIPLES REQUIRE THE CREDIT UNION MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE CREDIT UNION AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE CREDIT UNION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. THE CREDIT UNION'S MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE CREDIT UNION, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2021, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE CREDIT UNION MAY BE SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE CREDIT UNION'S MANAGEMENT BELIEVES IT IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2017. X true true X X false false false KYLE ASHLEY PRESIDENT/CEO 264960 66500 26000 1200 358660 TAMMINA JOHNSON COO 155358 18573 16799 1200 191930 NANCY CROIX-STROUD EVP 165693 6373 10516 182582 JAMES BAUMANN CLO 140421 17180 15266 1200 174067 DAVID GRAY MBR BUSINESS LENDING 123827 14280 16077 1200 155384 MARIO SALDIVAR CIO 132323 16482 5762 154567 FORM 990, PAGE 1, ITEM B FORM 990 IS BEING AMENDED DUE TO FIRST CLASS AMERICAN CREDIT UNION, EIN 74 -0275690, MERGING WITH UNITED TEXAS CREDIT UNION, ON MAY 1, 2021. UNITED TEXAS CREDIT UNION SURVIVED THE MERGER, AND ALL ASSETS WERE TRANSFERRED TO UNITED TEXAS CREDIT UNION AT THE ESTIMATED FAIR VALUE ON THE DATE OF THE MERGER. WHEN FORM 990 WAS ORIGINALLY FILED FOR UNITED TEXAS CREDIT UNION, FIRST CLASS AMERICAN CREDIT UNION'S FINANCIAL INFORMATION WAS NOT INCLUDED. WE ARE AMENDED THE RETURN TO INCLUDE THIS INFORMATION. THE DIFFERENCE BETWEEN THE ORIGINAL AND THE AMENDED RETURN ARE AS FOLLOWS: FORM 990, PAGE 1, LINE 7A, TOTAL UNRELATED BUSINESS REVENUE 121,034 AS ORIGINALLY FILED; 121,159 AS AMENDED FORM 990, PAGE 1, LINE 7B, NET UNRELATED BUSINESS TAXABLE INCOME 1,042 AS ORIGINALLY FILED; 1,167 AS AMENDED FORM 990, PAGE 1, LINE 9, PROGRAM SERVICE REVENUE 12,298,286 AS ORIGINALLY FILED; 13,768,869 AS AMENDED FORM 990, PAGE 1, LINE 10, INVESTMENT INCOME 861,966 AS ORIGINALLY FILED; 877,787 AS AMENDED FORM 990, PAGE 1, LINE 11, OTHER REVENUE 138,465 AS ORIGINALLY FILED; 138,934 AS AMENDED FORM 990, PAGE 1, LINE 12, TOTAL REVENUE 13,298,717 AS ORIGINALLY FILED; 14,785,590 AS AMENDED FORM 990, PAGE 1, LINE 15, SALARIES OTHER COMPENSATION EMPLOYEE BENEFITS 5,821,416 AS ORIGINALLY FILED; 5,823,305 AS AMENDED FORM 990, PAGE 1, LINE 17, OTHER EXPENSES 6,389,292 AS ORIGINALLY FILED; 6,970,602 AS AMENDED FORM 990, PAGE 1, LINE 18, TOTAL EXPENSES 12,210,708 AS ORIGINALLY FILED; 12,793,907 AS AMENDED FORM 990, PAGE 1, LINE 19, REVENUE LESS EXPENSES 1,088,009 AS ORIGINALLY FILED; 1,991,683 AS AMENDED FORM 990, PAGE 1, LINE, 20, TOTAL ASSETS 336,009,897 AS ORIGINALLY FILED; 382,411,783 AS AMENDED FORM 990, PAGE 1, LINE, 21, TOTAL LIABILITIES 313,013,144 AS ORIGINALLY FILED; 353,545,584 AS AMENDED FORM 990, PAGE 1, LINE, 22, NET ASSETS OR FUND BALANCES 22,996,753 AS ORIGINALLY FILED; 28,866,199 AS AMENDED FORM 990, PAGE 7, LINE 1A, COLUMN A, NAME AND TITLE, ROW 3, N/A AS ORIGINALLY FILED; NANCY CROIX-STROUD AS AMENDED FORM 990, PAGE 7, LINE 1A, COLUMN B, AVERAGE HOURS WORKED PER WEEK, ROW 3, N/A AS ORIGINALLY FILED; 40.00 AS AMENDED FORM 990, PAGE 7, LINE 1A, COLUMN C, POSITION, ROW 3, N/A AS ORIGINALLY FILED; OFFICER BOX CHECKED AS AMENDED FORM 990, PAGE 7, LINE 1A, COLUMN D, REPORTABLE COMPENSATION, ROW 3, 0 AS ORIGINALLY FILED; 172,066 AS AMENDED FORM 990, PAGE 7, LINE 1A, COLUMN F, ESTIMATED AMOUNT OF OTHER COMPENSATION, ROW 3, 0 AS ORIGINALLY FILED; 10,516 AS AMENDED FORM 990, PAGE 8, LINE 1B, SUBTOTAL, COLUMN D, REPORTABLE COMPENSATION 1,532,337 AS ORIGINALLY FILED; 1,704,403 AS AMENDED FORM 990, PAGE 8, LINE 1D, TOTAL, COLUMN D, REPORTABLE COMPENSATION 1,532,337 AS ORIGINALLY FILED; 1,704,403 AS AMENDED FORM 990, PAGE 8, LINE 1B, SUBTOTAL, COLUMN F, ESTIMATED AMOUNT OF OTHER COMPENSATION 145,414 AS ORIGINALLY FILED; 155,930 AS AMENDED FORM 990, PAGE 8, LINE 1D, TOTAL, COLUMN F, ESTIMATED AMOUNT OF OTHER COMPENSATION 145,414 AS ORIGINALLY FILED; 155,930 AS AMENDED FORM 990, PAGE 9, LINE 2A, INTEREST INCOME, COLUMN A, TOTAL REVENUE 8,077,344 AS ORIGINALLY FILED; 9,180,255 AS AMENDED FORM 990, PAGE 9, LINE 2A, INTEREST INCOME, COLUMN B, RELATED OR EXEMPT FUNCTION REVENUE 8,077,344 AS ORIGINALLY FILED; 9,180,255 AS AMENDED FORM 990, PAGE 9, LINE 2B, MISC OPERATING INCOME, COLUMN A, TOTAL REVENUE 2,679,058 AS ORIGINALLY FILED; 2,865,605 AS AMENDED FORM 990, PAGE 9, LINE 2B, MISC OPERATING INCOME, COLUMN B, RELATED OR EXEMPT FUNCTION REVENUE 2,679,058 AS ORIGINALLY FILED; 2,865,605 AS AMENDED FORM 990, PAGE 9, LINE 2C, FEE INCOME, COLUMN A, TOTAL REVENUE 1,281,524 AS ORIGINALLY FILED; 1,462,524 AS AMENDED FORM 990, PAGE 9, LINE 2C, FEE INCOME, COLUMN B, RELATED OR EXEMPT FUNCTION REVENUE 1,281,524 AS ORIGINALLY FILED; 1,462,524 AS AMENDED FORM 990, PAGE 9, LINE 2F, ALL OTHER PROGRAM SERVICE REVENUE, COLUMN A, TOTAL REVENUE 6,154 AS ORIGINALLY FILED; 6,279 AS AMENDED FORM 990, PAGE 9, LINE 2F, ALL OTHER PROGRAM SERVICE REVENUE, COLUMN C, UNRELATED BUSINESS REVENUE 6,154 AS ORIGINALLY FILED; 6,279 AS AMENDED FORM 990, PAGE 9, LINE 2G, TOTAL, COLUMN A, TOTAL REVENUE 12,298,286 AS ORIGINALLY FILED; 13,768,869 AS AMENDED FORM 990, PAGE 9, LINE 3, INVESTMENT INCOME, COLUMN A, TOTAL REVENUE 861,591 AS ORIGINALLY FILED; 877,412 AS AMENDED FORM 990, PAGE 9, LINE 3, INVESTMENT INCOME, COLUMN B, RELATED OR EXEMPT FUNCTION REVENUE 861,591 AS ORIGINALLY FILED; 877,412 AS AMENDED FORM 990, PAGE 9, LINE 11A, OTHER INCOME, COLUMN A, TOTAL REVENUE 1,479 AS ORIGINALLY FILED; 1,948 AS AMENDED FORM 990, PAGE 9, LINE 11A, OTHER INCOME, COLUMN B, RELATED OR EXEMPT FUNCTION REVENUE 1,479 AS ORIGINALLY FILED; 1,948 AS AMENDED FORM 990, PAGE 9, LINE 11E, TOTAL, COLUMN A, TOTAL REVENUE 1,479 AS ORIGINALLY FILED; 1,948 AS AMENDED FORM 990, PAGE 9, LINE 12, TOTAL REVENUE, COLUMN A, TOTAL REVENUE 13,298,717 AS ORIGINALLY FILED; 14,785,590 AS AMENDED FORM 990, PAGE 9, LINE 12, TOTAL REVENUE, COLUMN B, RELATED OR EXEMPT FUNCTION REVENUE 13,040,697 AS ORIGINALLY FILED; 14,527,445 AS AMENDED FORM 990, PAGE 9, LINE 12, TOTAL REVENUE, COLUMN C, UNRELATED BUSINESS REVENUE 121,034 AS ORIGINALLY FILED; 121,159 AS AMENDED FORM 990, PAGE 10, LINE 5, COMPENSATION OF CURRENT OFFICERS, COLUMN A, TOTAL EXPENSES 1,677,756 AS ORIGINALLY FILED; 1,860,337 AS AMENDED FORM 990, PAGE 10, LINE 7, OTHER SALARIES AND WAGES, COLUMN A, TOTAL EXPENSES 2,855,142 AS ORIGINALLY FILED; 2,671,824 AS AMENDED FORM 990, PAGE 10, LINE 8, PENSION PLANS, COLUMN A, TOTAL EXPENSES 537,307 AS ORIGINALLY FILED; 540,984 AS AMENDED FORM 990, PAGE 10, LINE 9, OTHER EMPLOYEE BENEFITS, COLUMN A, TOTAL EXPENSES 413,801 AS ORIGINALLY FILED; 412,750 AS AMENDED FORM 990, PAGE 10, LINE 11B, LEGAL, COLUMN A, TOTAL EXPENSES 24,380 AS ORIGINALLY FILED; 31,567 AS AMENDED FORM 990, PAGE 10, LINE 11C, ACCOUNTING, COLUMN A, TOTAL EXPENSES 151,798 AS ORIGINALLY FILED; 156,360 AS AMENDED FORM 990, PAGE 10, LINE 12, ADVERTISING AND PROMOTION, COLUMN A, TOTAL EXPENSES 389,834 AS ORIGINALLY FILED; 388,413 AS AMENDED FORM 990, PAGE 10, LINE 13, OFFICE EXPENSES, COLUMN A, TOTAL EXPENSES 730,143 AS ORIGINALLY FILED; 784,399 AS AMENDED FORM 990, PAGE 10, LINE 16, OCCUPANCY, COLUMN A, TOTAL EXPENSES 1,208,949 AS ORIGINALLY FILED; 1,334,737 AS AMENDED FORM 990, PAGE 10, LINE 19, CONFERENCES, CONVENTIONS, AND MEETINGS, COLUMN A, TOTAL EXPENSES 98,244 AS ORIGINALLY FILED; 106,631 AS AMENDED FORM 990, PAGE 10, LINE 20, INTEREST, COLUMN A, TOTAL EXPENSES 1,186,092 AS ORIGINALLY FILED; 1,335,518 AS AMENDED FORM 990, PAGE 10, LINE 22, DEPRECIATION, COLUMN A, TOTAL EXPENSES 286,139 AS ORIGINALLY FILED; 343,809 AS AMENDED FORM 990, PAGE 10, LINE 23, INSURANCE, COLUMN A, TOTAL EXPENSES 141,609 AS ORIGINALLY FILED; 145,768 AS AMENDED FORM 990, PAGE 10, LINE 24A, LOAN SERVICING EXPENSE, COLUMN A, TOTAL EXPENSES 609,168 AS ORIGINALLY FILED; 617,479 AS AMENDED FORM 990, PAGE 10, LINE 24B, OTHER OUTSIDE SERVICES, COLUMN A, TOTAL EXPENSES 523,963 AS ORIGINALLY FILED; 561,478 AS AMENDED FORM 990, PAGE 10, LINE 24C, VANTIV EXPENSE, COLUMN A, TOTAL EXPENSES 458,372 AS ORIGINALLY FILED; 480,493 AS AMENDED FORM 990, PAGE 10, LINE 24D, SOFTWARE & TECH EXPENSE, COLUMN A, TOTAL EXPENSES 281,459 AS ORIGINALLY FILED; 302,890 AS AMENDED FORM 990, PAGE 10, LINE 24E, ALL OTHER EXPENSES, COLUMN A, TOTAL EXPENSES 299,142 AS ORIGINALLY FILED; 381,060 AS AMENDED FORM 990, PAGE 10, LINE 25, TOTAL FUNCTIONAL EXPENSES, COLUMN A, TOTAL EXPENSES 12,210,708 AS ORIGINALLY FILED; 12,793,907 AS AMENDED FORM 990, PAGE 11, LINE 1, CASH, COLUMN B, END OF YEAR 4,970,885 AS ORIGINALLY FILED; 8,562,936 AS AMENDED FORM 990, PAGE 11, LINE 4, ACCOUNTS RECEIVABLE, COLUMN B, END OF YEAR 1,420,685 AS ORIGINALLY FILED; 2,384,514 AS AMENDED FORM 990, PAGE 11, LINE 7, NOTES AND LOANS RECEIVABLE, COLUMN B, END OF YEAR 210,432,210 AS ORIGINALLY FILED; 245,879,202 AS AMENDED FORM 990, PAGE 11, LINE 9, PREPAID EXPENSES, COLUMN B, END OF YEAR 1,017,334 AS ORIGINALLY FILED; 1,175,865 AS AMENDED FORM 990, PAGE 11, LINE 10A, LAND, BUILDINGS, AND EQUIPMENT COST 19,931,634 AS ORIGINALLY FILED; 24,695,222 AS AMENDED FORM 990, PAGE 11, LINE 10B, ACCUMULATED DEPRECIATION 7,868,323 AS ORIGINALLY FILED; 7,964,771 AS AMENDED FORM 990, PAGE 11, LINE 10C, COLUMN B, END OF YEAR 12,063,311 AS ORIGINALLY FILED; 16,730,451 AS AMENDED FORM 990, PAGE 11, LINE 12, INVESTMENTS OTHER SECURITIES, COLUMN B, END OF YEAR 91,126,270 AS ORIGINALLY FILED; 92,344,884 AS AMENDED FORM 990, PAGE 11, LINE 15, OTHER ASSETS, COLUMN B, END OF YEAR 14,979,202 AS ORIGINALLY FILED; 15,333,931 AS AMENDED FORM 990, PAGE 11, LINE 16, TOTAL ASSETS, COLUMN B, END OF YEAR 336,009,897 AS ORIGINALLY FILED; 382,411,783 AS AMENDED FORM 990, PAGE 11, LINE 17, ACCOUNTS PAYABLE, COLUMN B, END OF YEAR 3,276,655 AS ORIGINALLY FILED; 4,094,453 AS AMENDED FORM 990, PAGE 11, LINE 25, OTHER LIABILITIES, COLUMN B, END OF YEAR 309,736,489 AS ORIGINALLY FILED; 349,451,131 AS AMENDED FORM 990, PAGE 11, LINE 26, TOTAL LIABILITIES, COLUMN B, END OF YEAR 313,013,144 AS ORIGINALLY FILED; 35 FORM 990, PAGE 2, PART III, LINE 4D IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE. FORM 990, PAGE 6, PART VI, LINE 6 THERE ARE NO CLASSES OF MEMBERS, ONLY ONE TYPE OF MEMBER WITH THE SAME RIGHTS AS ANY OTHER MEMBER. FORM 990, PAGE 6, PART VI, LINE 7A ALL MEMBERS HAVE THE RIGHT TO ELECT MEMBERS OF THE GOVERNING BODY AT THE ANNUAL MEETING AND ALL MEMBERS HAVE THE RIGHT TO RECEIVE A SHARE OF THE ORGANIZATION'S NET ASSETS UPON THE DISSOLUTION OF THE ORGANIZATION. FORM 990, PAGE 6, PART VI, LINE 11B UPON COMPLETION OF FORM 990, THE CFO AND THE CEO WILL REVIEW IT AND DELIVER IT TO THE GOVERNING BODY FOR FINAL APPROVAL. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION SURVEY AND BOARD APPROVAL. FORM 990, PAGE 6, PART VI, LINE 19 THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 FIRST CLASS AMERICAN CREDIT UNION, EIN 74-0275690, MERGED WITH UNITED TEXAS CREDIT UNION, ON MAY 1, 2021. UNITED TEXAS CREDIT UNION SURVIVED THE MERGER AND ALL ASSETS WERE TRANSFERED TO UNITED TEXAS CREDIT UNION AT THE ESTIMATED FAIR VALUE ON THE DATE OF THE MERGER. CU INCOME SOLUTIONS LLC 5500 UTSA BLVD STE 300 SAN ANTONIO TX 78249 FINANCIAL TX 3131 44059 UNITED TEX