Nonprofit · EIN 74-1142852
TEXAS BAY CREDIT UNION
Tax-exempt · HOUSTON, TX 77034
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $67,175,799 | $65,333,476 | $1,842,323 | $852,782,443 | $78,713,155 | $774,069,288 |
| December 31, 2023 | 990 | $59,286,481 | $54,271,295 | $5,015,186 | $706,695,939 | $94,813,725 | $611,882,214 |
| December 31, 2022 | 990 | $45,431,669 | $41,150,145 | $4,281,524 | $652,953,146 | $106,158,429 | $546,794,717 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $0
- Investment income
- $49,158,171
- Other revenue
- $18,017,628
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $12,102,812
- Salaries, compensation and benefits (total)
- $15,145,997
- Professional fundraising fees
- $0
- Occupancy
- $3,067,960
- Travel
- $152,078
- Management and general (functional)
- $65,333,476
Balance sheet and other
- Total assets, start of year
- $706,695,939
- Total assets, end of year
- $852,782,443
- Total liabilities, end of year
- $78,713,155
- Net assets, end of year
- $774,069,288
- Land, buildings and equipment
- $22,157,755
- Publicly traded securities
- $77,433,694
- Gross unrelated business income
- $3,249,663
- Gross receipts
- $67,175,799
- Employees
- 182
- Year formed
- 1936
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JESSE GUTIERREZ | PRESIDENT/CE Officer | 40 | $630,266 | $127,704 |
| SYED DINAR | EVP CFO Officer | 40 | $400,523 | $93,349 |
| CHELLY DELEON | VP OF HR Officer | – | $199,349 | $67,983 |
| BRANDY GUZMAN | VP OF BRANCH Officer | 40 | $195,715 | $54,451 |
| BRIAN ELLIS | VP CARD SERV Officer | 40 | $189,861 | $58,480 |
| JEREMY BRATTON | VP OF COMPLI Officer | 40 | $176,373 | $54,186 |
| PAUL MASLONKA | VP OF INTERN Officer | 40 | $166,388 | $52,341 |
| CHARLOLTTE YOCOM | VP OF MARKET Officer | 40 | $149,472 | $45,359 |
| CHAUNCEY ONYON | VP OF TECHNO Officer | 40 | $133,971 | $53,107 |
| HARRY SATIA | AVP OF BRANC Officer | 40 | $124,774 | $48,196 |
| ARIEL TURCA | AVP OF BRANC Officer | 40 | $128,168 | $41,823 |
| JESSIE AGUILAR | VP OF TECHNO Officer | 40 | $116,823 | $49,124 |
| BRET HODA | VP OF LENDIN Officer | 40 | $109,671 | $54,650 |
| DIANA NGUYEN | AVP OF ACCOU Officer | 40 | $126,554 | $36,269 |
| CAROLYN RIVERA | AVP OF ASSET Officer | 40 | $113,898 | $37,944 |
2 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JOSE GUAJARDO | AVP OF BRANC Officer | 40 | $105,612 | $42,051 |
| LOGAN CATES | AVP OF MORTG Officer | 40 | $97,864 | $41,465 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JESSE GUTIERREZ | PRESIDENT/CE Officer | 40 | $603,247 | $184,684 |
| SYED DINAR | EVP CFO Officer | 40 | $382,339 | $111,282 |
| BRANDY GUZMAN | VP OF BRANCH Officer | 40 | $185,139 | $67,850 |
| BRIAN ELLIS | VP CARD SERV Officer | 40 | $189,428 | $63,147 |
| CHELLY DELEON | VP OF HR Officer | 40 | $188,816 | $62,243 |
| BRET HODA | VP OF LENDIN Officer | 40 | $177,264 | $65,298 |
| JEREMY BRATTON | VP OF COMPLI Officer | 40 | $168,081 | $53,282 |
| CHAUNCEY ONYON | VP OF TECHNO Officer | 40 | $163,022 | $52,977 |
| OSMAN ULHAQ | VP OF STRAT. Officer | 40 | $158,021 | $49,124 |
| CHARLOLTTE YOCOM | VP OF MARKET Officer | 40 | $138,912 | $52,025 |
| HARRY SATIA | AVP OF BRANC Officer | 40 | $120,939 | $48,196 |
| ARIEL TURCA | AVP OF BRANC Officer | 40 | $123,155 | $41,823 |
| DIANA NGUYEN | AVP OF ACCOU Officer | 40 | $117,262 | $46,027 |
| CAROLYN RIVERA | AVP OF ASSET Officer | 40 | $118,065 | $38,698 |
| PAUL MASLONKA | VP OF INTERN Officer | 40 | $109,798 | $45,912 |
| JOSE GUAJARDO | AVP OF BRANC Officer | 40 | $107,084 | $42,051 |
| LOGAN CATES | AVP OF MORTG Officer | 40 | $106,415 | $41,465 |
990 for the year ended December 31, 2022: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JESSE GUTIERREZ | PRESIDENT/CE Officer | 40 | $563,587 | $171,274 |
| SYED DINAR | EVP CFO Officer | 40 | $353,965 | $101,003 |
| BRANDY GUZMAN | VP OF BRANCH Officer | 40 | $168,552 | $61,852 |
| BRIAN ELLIS | VP CARD SERV Officer | 40 | $183,889 | $44,457 |
| CHELLY DELEON | VP OF HR Officer | 40 | $174,160 | $45,370 |
| JEREMY BRATTON | VP OF COMPLI Officer | 40 | $154,407 | $49,372 |
| OSMAN ULHAQ | VP OF STRAT. Officer | 40 | $157,303 | $32,667 |
| BRET HODA | VP OF LENDIN Officer | 40 | $153,267 | $35,829 |
| CHARLOLTTE YOCOM | VP OF MARKET Officer | 40 | $120,945 | $46,622 |
| ARIEL TURCA | AVP OF BRANC Officer | 40 | $115,905 | $43,777 |
| DIANA NGUYEN | AVP OF ACCOU Officer | 40 | $107,290 | $42,428 |
| JOSE GUAJARDO | AVP OF BRANC Officer | 40 | $110,123 | $38,813 |
| HARRY SATIA | AVP OF BRANC Officer | 40 | $104,025 | $33,918 |
| CHAUNCEY ONYON | VP OF TECHNO Officer | 40 | $101,715 | $29,377 |
| CAROLYN RIVERA | AVP OF ASSET Officer | 40 | $95,086 | $33,980 |
| ROSEANNA WEST | VP OF MORTGA Officer | 40 | $74,580 | $14,799 |
Address and contacts
- Address (IRS master file)
- 12611 FUQUA ST, HOUSTON, TX 77034-4646
- Principal officer (990 for 2024)
- SYED DINAR, 12611 FUQUA ST, HOUSTON, TX 77034
- Signed the 990
- SYED DINAR, EVP CFO
- Phone
- (713) 852-6702
- Website
- WWW.TEXASBAYCU.ORG
- Return prepared by
- DANIEL P MCGUIRE PC
Mission
CONSUMER FINANCE
Program accomplishments
- NOT APPLICABLE
- NOT APPLICABLE
- NOT APPLICABLE
- NOT APPLICABLE
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 74-1142852
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2742: CREDIT UNION DEPARTMENT OF THE STATE OF TEXAS
- Assets (IRS master file)
- $852,782,443
- Income (IRS master file)
- $67,175,799
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $67,175,799 | $65,333,476 | $852,782,443 | XML |
| 990 | December 2023 | $59,286,481 | $54,271,295 | $706,695,939 | XML |
| 990 | December 2022 | $45,431,669 | $41,150,145 | $652,953,146 | XML |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 74-1142852).
Questions about TEXAS BAY CREDIT UNION
- What is the EIN of TEXAS BAY CREDIT UNION?
- The employer identification number (EIN) of TEXAS BAY CREDIT UNION is 74-1142852.
- Is TEXAS BAY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to TEXAS BAY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TEXAS BAY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TEXAS BAY CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TEXAS BAY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of TEXAS BAY CREDIT UNION?
- The 990 for the year ended December 31, 2024 names SYED DINAR.
- Who are the officers and directors of TEXAS BAY CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 17 people; 17 received compensation from the organization, the highest $630,266 (JESSE GUTIERREZ, PRESIDENT/CE).
- How much revenue does TEXAS BAY CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $67,175,799, expenses of $65,333,476 and total assets of $852,782,443 at year end.
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