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      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
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      <OtherChangesInNetAssetsAmt>9217740</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
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        <Desc>COMMERCIAL LOANS</Desc>
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        <Desc>CONSTRUCTION IN PROGRESS</Desc>
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        <Desc>R/E LOANS SOLD - FHLB</Desc>
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        <Desc>ACCRUED LIABILITIES</Desc>
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      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BRANDY GUZMAN</PersonNm>
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      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BRIAN ELLIS</PersonNm>
        <TitleTxt>VP CARD SERVICES/FAC</TitleTxt>
        <BaseCompensationFilingOrgAmt>183889</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>44457</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>228346</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>CHELLY DELEON</PersonNm>
        <TitleTxt>VP OF HR</TitleTxt>
        <BaseCompensationFilingOrgAmt>174160</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>45370</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>219530</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>JEREMY BRATTON</PersonNm>
        <TitleTxt>VP OF COMPLIANCE</TitleTxt>
        <BaseCompensationFilingOrgAmt>154407</BaseCompensationFilingOrgAmt>
        <DeferredCompensationFlngOrgAmt>49372</DeferredCompensationFlngOrgAmt>
        <TotalCompensationFilingOrgAmt>203779</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>OSMAN ULHAQ</PersonNm>
        <TitleTxt>VP OF STRAT. DEVELOP</TitleTxt>
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        <TotalCompensationFilingOrgAmt>189970</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BRET HODA</PersonNm>
        <TitleTxt>VP OF LENDING</TitleTxt>
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        <TotalCompensationFilingOrgAmt>189096</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>CHARLOLTTE YOCOM</PersonNm>
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        <TotalCompensationFilingOrgAmt>167567</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>ARIEL TURCA</PersonNm>
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        <DeferredCompensationFlngOrgAmt>43777</DeferredCompensationFlngOrgAmt>
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    <IRS990ScheduleO documentId="RetDoc4">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>NOT APPLICABLE</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>NO REVIEW WAS OR WILL BE CONDUCTED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL EMPLOYEES</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>NO DOCUMENTS AVAILABLE TO THE PUBLIC</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART IX, LINE 11G</FormAndLineReferenceDesc>
        <ExplanationTxt>MISCELLANEOUS EXPENSE 0 1,427,279 0 PROFESSIONAL SERVICES 0 276,545 0 LOAN SERVICES 0 3,334,118 0 LOAN LOSSES 0 3,581,965 0 ODP LOSS 0 408,779 0 EXPENSE - SHARES 0 179,568 0 EXPENSE - SHARE DRAFTS 0 35,503 0 TOTAL 0 9,243,757 0</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>CY INCREASE OF MEMBER CAPITAL 9,217,740</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>