Nonprofit · EIN 71-0772094
CREDIT COUNSELING OF ARKANSAS INC
Tax-exempt (reinstated) · FAYETTEVILLE, AR 72703
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $617,809 | $902,498 | -$284,689 | $339,918 | $124,648 | $215,270 |
| June 30, 2024 | 990 | $1,035,446 | $930,826 | $104,620 | $713,687 | $205,221 | $508,466 |
| June 30, 2023 | 990 | $1,074,075 | $890,339 | $183,736 | $675,533 | $280,448 | $395,085 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $262,405
- Program service revenue
- $290,871
- Investment income
- $38,623
- Net rental income
- $25,910
- Net gain from sales of assets
- $30,665
- Other revenue
- $25,910
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $586,140
- Salaries, compensation and benefits (total)
- $666,969
- Professional fundraising fees
- $0
- Occupancy
- $71,542
- Travel
- $2,747
- Depreciation
- $17,726
- Program services (functional)
- $575,673
- Management and general (functional)
- $162,949
- Fundraising (functional)
- $163,876
Balance sheet and other
- Total assets, start of year
- $713,687
- Total assets, end of year
- $339,918
- Total liabilities, end of year
- $124,648
- Net assets, end of year
- $215,270
- Land, buildings and equipment
- $17,745
- Publicly traded securities
- $235,801
- Net assets without donor restrictions
- $215,270
- Gross receipts
- $617,809
- Employees
- 13
- Year formed
- 1995
- State of legal domicile
- AR
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHAD CHANCE | BOARD MEMBER Trustee or director | 1 | $0 |
| MAURICIO HERRERA | SECRETARY Trustee or director, Officer | 1 | $0 |
| TOM JENSEN | BOARD MEMBER Trustee or director | 1 | $0 |
| BLAIR JOHANSON | CHAIRMAN Trustee or director, Officer | 1 | $0 |
| NANCY LEAKE | BOARD MEMBER Trustee or director | 1 | $0 |
| DANIEL LEWIS | BOARD MEMBER Trustee or director | 1 | $0 |
| MIKE ROBARDS | VICE-CHAIR Trustee or director, Officer | 1 | $0 |
| CRAIG SHY | BOARD MEMBER Trustee or director | 1 | $0 |
| KELEY SIMPSON | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended June 30, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHAD CHANCE | BOARD MEMBER Trustee or director | 1 | $0 |
| CEDRIC FONVILLE | BOARD MEMBER Trustee or director | 1 | $0 |
| BRAD GARRARD | BOARD MEMBER Trustee or director | 1 | $0 |
| MAURICIO HERRERA | SECRETARY Trustee or director, Officer | 1 | $0 |
| TOM JENSEN | VICE-CHAIR Trustee or director, Officer | 1 | $0 |
| BLAIR JOHANSON | CHAIRMAN Trustee or director, Officer | 1 | $0 |
| NANCY LEAKE | BOARD MEMBER Trustee or director | 1 | $0 |
| DANIEL LEWIS | BOARD MEMBER Trustee or director | 1 | $0 |
| MIKE ROBARDS | BOARD MEMBER Trustee or director | 1 | $0 |
| CRAIG SHY | BOARD MEMBER Trustee or director | 1 | $0 |
| KELEY SIMPSON | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended June 30, 2023: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHAD CHANCE | BOARD MEMBER Trustee or director | 1 | $0 |
| CEDRIC FONVILLE | BOARD MEMBER Trustee or director | 1 | $0 |
| BRAD GARRARD | BOARD MEMBER Trustee or director | 1 | $0 |
| MAURICIO HERRERA | SECRETARY Trustee or director, Officer | 1 | $0 |
| TOM JENSEN | VICE-CHAIR Trustee or director, Officer | 1 | $0 |
| BLAIR JOHANSON | CHAIRMAN Trustee or director, Officer | 1 | $0 |
| NANCY LEAKE | BOARD MEMBER Trustee or director | 1 | $0 |
| DANIEL LEWIS | BOARD MEMBER Trustee or director | 1 | $0 |
| MIKE ROBARDS | BOARD MEMBER Trustee or director | 1 | $0 |
| CRAIG SHY | BOARD MEMBER Trustee or director | 1 | $0 |
| KELEY SIMPSON | BOARD MEMBER Trustee or director | 1 | $0 |
| KELLY TUCKER | BOARD MEMBER Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 10168, FAYETTEVILLE, AR 72703-0038
- In care of
- % MARY HARCOURT
- Principal officer (990 for 2024)
- MARY CATHERINE HARCOURT, PO BOX 10168, FAYETTEVILLE, AR 72703
- Signed the 990
- MARY CATHERINE HARCOURT, EXECUTIVE DIRECTOR
- Phone
- (479) 521-8877
- Website
- WWW.CCOACARES.COM
- Return prepared by
- PRZ CPAS & ADVISORS
Mission
TO IMPROVE THE QUALITY OF LIFE OF INDIVIDUALS AND FAMILIES THROUGH FINANCIAL EDUCATION, CREDIT AND HOUSING COUNSELING, AND MONEY MANAGEMENT SERVICES.
Program accomplishments
- DEBT MANAGEMENT - THE ORGANIZATION WORKS WITH CREDITORS TO CONSOLIDATE DEBT AND ARRANGE BETTER REPAYMENT TERMS. COUNSELING AND EDUCATION - THE ORGANIZATION OFFERS CREDIT REPORT REVIEWS, PRE AND POST-DISCHARGE BANKRUPTCY, AND STUDET LOAN COUNSELING AND EDUCATION AS WELL A BUDGETING COUNSELING SERVICES. HOUSING - THE ORGANIZATION OFFERS FREE PRE-HOME PURCHASE AND MORTGAGE DELINQUENCY COUNSELING. REVERSE MORTAGE COUNSELING IS ALSO AVAILABLE FOR SENIOR CITIZENS FOR A FEE. IN ADDITION, THE ORGANIZATION PROVIDES HOUSING AND FORECLOSURE COUNSELING FOR ELIGIBLE INDIVIDUALS UNDER FEE FOR SERVICE CONTRACTS WITH FEDERAL AND STATE AGENCIES.Expenses $575,673 · revenue $290,871
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 71-0772094
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2024
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $339,918
- Income (IRS master file)
- $617,809
Revocation and reinstatement
- Exemption revoked
- November 15, 2023
- Posted by the IRS
- March 11, 2024
- Reinstated
- Effective November 15, 2023
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $617,809 | $902,498 | $339,918 | XML |
| 990 | June 2024 | $1,035,446 | $930,826 | $713,687 | XML |
| 990 | June 2023 | $1,074,075 | $890,339 | $675,533 | XML |
| 990 | June 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 71-0772094).
Questions about CREDIT COUNSELING OF ARKANSAS INC
- What is the EIN of CREDIT COUNSELING OF ARKANSAS INC?
- The employer identification number (EIN) of CREDIT COUNSELING OF ARKANSAS INC is 71-0772094.
- Is CREDIT COUNSELING OF ARKANSAS INC tax-exempt?
- Yes. The IRS revoked its exemption on November 15, 2023 and reinstated it effective November 15, 2023.
- Are donations to CREDIT COUNSELING OF ARKANSAS INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CREDIT COUNSELING OF ARKANSAS INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT COUNSELING OF ARKANSAS INC due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT COUNSELING OF ARKANSAS INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of CREDIT COUNSELING OF ARKANSAS INC?
- The 990 for the year ended June 30, 2025 names MARY CATHERINE HARCOURT.
- Who are the officers and directors of CREDIT COUNSELING OF ARKANSAS INC?
- The 990 for the year ended June 30, 2025 lists 9 people; 0 received compensation from the organization.
- How much revenue does CREDIT COUNSELING OF ARKANSAS INC have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $617,809, expenses of $902,498 and total assets of $339,918 at year end.
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