Nonprofit · EIN 63-0346919
FORT MCCLELLAN CREDIT UNION
Tax-exempt · ANNISTON, AL 36207
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $10,945,702 | $11,616,451 | -$670,749 | $219,592,573 | $202,515,016 | $17,077,557 |
| December 31, 2023 | 990 | $10,075,031 | $10,847,503 | -$772,472 | $234,158,502 | $217,675,633 | $16,482,869 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $10,945,702
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $616,500
- Other salaries and wages
- $2,483,135
- Salaries, compensation and benefits (total)
- $3,529,079
- Professional fundraising fees
- $0
- Legal fees
- $26,934
- Accounting fees
- $97,028
- Occupancy
- $455,739
- Travel
- $37,469
- Depreciation
- $617,489
- Program services (functional)
- $11,616,451
Balance sheet and other
- Total assets, start of year
- $234,158,502
- Total assets, end of year
- $219,592,573
- Total liabilities, end of year
- $202,515,016
- Net assets, end of year
- $17,077,557
- Land, buildings and equipment
- $14,237,394
- Gross unrelated business income
- $133,539
- Gross receipts
- $10,945,702
- Employees
- 75
- Volunteers
- 12
- Year formed
- 1953
- State of legal domicile
- AL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANGELA SMITH | CHIEF EXECUTIVE OFFICER Officer | 40 | $168,892 | $25,081 |
| JOHN TERRANO | CHIEF OPERATING OFFICER/HR Officer | 40 | $143,452 | $21,866 |
| TRENT BARNETT | CHIEF FINANCIAL OFFICER Officer | 40 | $138,000 | $12,928 |
| CHRISTIN GLANZE | SVP COMPLIANCE Officer | 40 | $93,379 | $12,902 |
| JOSPEH ROBERTSON RETIRED 2024 | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| KENNETH JOINER | BOARD VICE CHAIRPERSON Trustee or director | 2.5 | $0 | $0 |
| DARRELL WALDRUP RETIRED 2024 | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| SUSAN TRAMMELL | BOARD SECRETARY, TREASURER Trustee or director | 2.5 | $0 | $0 |
| LOIDA CARTER | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| JEFF LEONARD | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| KYLE MEDDERS RETIRED 2024 | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| KIM MCCARSON | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| VAN ROBERTS | BOARD CHAIRPERSON Trustee or director | 2.5 | $0 | $0 |
| PAMELA ROBERTSON RETIRED 2024 | SUPERVISORY COMMITTEE MEMB Trustee or director | 2.5 | $0 | $0 |
| JONATHON BOBO | SUPERVISORY COMMITTEE CHAIR Trustee or director | 2.5 | $0 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| SONYA HEATHCOCK | SUPERVISORY COMMITTEE MEMB Trustee or director | 2.5 | $0 |
| MICHAEL MCDERMOTT RETIRED 2024 | SUPERVISORY COMMITTEE MEMB Trustee or director | 2.5 | $0 |
| ZACH VAN GIESON | SUPERVISORY COMMITTEE MEMB Trustee or director | 2.5 | $0 |
| ANN RAINEY | DIRECTOR Trustee or director | 2.5 | $0 |
| ALLEN SKELTON | BOARD CHAIRPERSON Trustee or director | 2.5 | $0 |
| CAROL DAVIDSON | DIRECTOR Trustee or director | 2.5 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANGELA SMITH | CHIEF EXECUTIVE OFFICER Officer | 40 | $150,623 | $24,192 |
| JOHN TERRANO | CHIEF OPERATING OFFICER Officer | 40 | $135,900 | $17,015 |
| CHRISTIN GLANZE | SVP COMPLIANCE Officer | 40 | $88,652 | $14,847 |
| TRENT BARNETT | CHIEF FINANCIAL OFFICER Officer | 40 | $44,350 | $4,287 |
| JOSPEH ROBERTSON | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| KENNETH JOINER | BOARD VICE CHAIRPERSON Trustee or director | 2.5 | $0 | $0 |
| DARRELL WALDRUP | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| SUSAN TRAMMELL | BOARD SECRETARY, TREASURER Trustee or director | 2.5 | $0 | $0 |
| SYBIL BORDEN | DIRECTOR (END 2023) Trustee or director | 2.5 | $0 | $0 |
| JEFF LEONARD | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| KYLE MEDDERS | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| KIM MCCARSON | DIRECTOR Trustee or director | 2.5 | $0 | $0 |
| VAN ROBERTS | BOARD CHAIRPERSON Trustee or director | 2.5 | $0 | $0 |
| PAMELA ROBERTSON | SUPERVISORY COMMITTEE CHAIRPERSON Trustee or director | 2.5 | $0 | $0 |
| JONATHON BOBO | SUPERVISORY COMMITTEE MEMBER Trustee or director | 2.5 | $0 | $0 |
| ROBERT DAFFRON | SUPERVISORY COMMITTEE MEMBER (END 2023) Trustee or director | 2.5 | $0 | $0 |
| MICHAEL MCDERMOTT | SUPERVISORY COMMITTEE MEMBER Trustee or director | 2.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1010 GOLDEN SPRINGS RD, ANNISTON, AL 36207-6920
- In care of
- % ANGELA SMITH
- Principal officer (990 for 2024)
- ANGELA SMITH, 1010 GOLDEN SPRINGS ROAD, ANNISTON, AL 36207
- Signed the 990
- ANGELA SMITH, CEO
- Phone
- (256) 237-2113
- Website
- WWW.FORTMCCLELLANCU.ORG
- Return prepared by
- PEARCE BEVILL LEESBURG MOORE PC
Mission
THIS CREDIT UNION IS A VOLUNTARY, COOPERATIVE, NON-PROFIT FINANCIAL INSTITUTION, CHARTERED UNDER THE ALABAMA CREDIT UNION ACT (CODE OF ALABAMA, 1975, TITLE 5 CHAPTER 17). ITS PRIMARY PURPOSE IS THE ENCOURAGEMENT OF THRIFT, THE CREATION OF A SOURCE OF CREDIT AT FAIR AND REASONABLE RATES OF INTEREST, AND THE PROVISION OF OPPORTUNITIES FOR ITS MEMBERS TO CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
Program accomplishments
- CODE OF ALABAMA, SEC 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. FORT MCCLELLAN CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, PROVIDES THESE SERVICES TO ITS MEMBERS. THE CREDIT UNION'S FIELD OF MEMBERSHIP INCLUDES PRIMARILY PERSONS WHO LIVE, WORK, WORSHIP, OR ATTEND SCHOOL IN CALHOUN, CLEBURNE, TALLADEGA, CLAY, RANDOLPH, CHEROKEE, ETOWAH, ST. CLAIR, AND CHAMBERS COUNTIES, ALABAMA; CITY, COUNTY STATE, AND FEDERAL EMPLOYEES LIVING OR WORKING IN ST. CLAIR AND ETOWAH COUNTIES; NATIONAL GUARD AND US ARMY RESERVE PERSONNEL WITHIN THE TRADE AREA OF FMCU; AND THEIR RELATIVES. AS OF DECEMBER 31, 2024, THE CREDIT UNION HAD MEMBERSHIP AND PROVIDED SERVICES TO APPROXIMATELY 15,477 MEMBERS.Expenses $11,616,451
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 63-0346919
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1967
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1422: ALABAMA CREDIT UNION ADMINISTRATION
- Assets (IRS master file)
- $219,592,573
- Income (IRS master file)
- $10,945,702
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $10,945,702 | $11,616,451 | $219,592,573 | XML |
| 990 | December 2023 | $10,075,031 | $10,847,503 | $234,158,502 | XML |
| 990 | December 2022 | $8,315,286 | $8,270,624 | $233,224,923 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 63-0346919).
Questions about FORT MCCLELLAN CREDIT UNION
- What is the EIN of FORT MCCLELLAN CREDIT UNION?
- The employer identification number (EIN) of FORT MCCLELLAN CREDIT UNION is 63-0346919.
- Is FORT MCCLELLAN CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1967.
- Are donations to FORT MCCLELLAN CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FORT MCCLELLAN CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FORT MCCLELLAN CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FORT MCCLELLAN CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of FORT MCCLELLAN CREDIT UNION?
- The 990 for the year ended December 31, 2024 names ANGELA SMITH.
- Who are the officers and directors of FORT MCCLELLAN CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 21 people; 4 received compensation from the organization, the highest $168,892 (ANGELA SMITH, CHIEF EXECUTIVE OFFICER).
- How much revenue does FORT MCCLELLAN CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $10,945,702, expenses of $11,616,451 and total assets of $219,592,573 at year end.
Other nonprofits in ANNISTON
- THE HEALTH CARE AUTHORITY OF THE CITY OF ANNISTON EIN 63-6000090 · last filed 990 for 2025
- CORPORATION FOR THE PROMOTION OF RIFLE PRACTICE AND FIREARMS SAFETY EIN 34-1839195 · last filed 990 for 2025
- COMMUNITY FOUNDATION OF NORTHEAST ALABAMA EIN 63-0308398 · last filed 990 for 2025
- HIGHLAND HEALTH SYSTEMS EIN 63-6062111
- HEALTH SERVICES CENTER INC EIN 63-0993592 · last filed 990 for 2024
- CENTER OF HOPE EIN 63-1275738 · last filed 990 for 2025
- COOSA VALLEY YOUTH SERVICES INC EIN 63-0665777 · last filed 990 for 2025
- DONOHO SCHOOL EIN 63-0460422 · last filed 990 for 2025