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Nonprofit · EIN 62-1823596

SOUTHEAST COMMUNITY CAPITAL CORPORATION

Tax-exempt · NASHVILLE, TN 37228

Financials

$45.2M$30.9M2023$65.1M$29.8M2024
Revenue Expenses · by fiscal year end
Financials of SOUTHEAST COMMUNITY CAPITAL CORPORATION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$65,102,054$29,767,322$35,334,732$368,094,372$271,186,903$96,907,469
December 31, 2023990$45,168,768$30,862,346$14,306,422$336,197,905$274,625,168$61,572,737
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$43,780,526
of which government grants
$4,365,229
Program service revenue
$14,594,740
Investment income
$6,593,904
Other revenue
$132,884

Expenses

Grants and similar amounts paid
$6,884,156
Compensation of officers, directors and key employees
$3,027,368
Other salaries and wages
$5,486,843
Salaries, compensation and benefits (total)
$9,733,465
Professional fundraising fees
$0
Legal fees
$209,701
Accounting fees
$89,560
Occupancy
$144,824
Travel
$305,922
Depreciation
$81,015
Program services (functional)
$28,146,620
Management and general (functional)
$1,600,749
Fundraising (functional)
$19,953

Balance sheet and other

Total assets, start of year
$336,197,905
Total assets, end of year
$368,094,372
Total liabilities, end of year
$271,186,903
Net assets, end of year
$96,907,469
Land, buildings and equipment
$1,418,883
Net assets without donor restrictions
$95,857,284
Net assets with donor restrictions
$1,050,185
Gross receipts
$65,102,054
Employees
66
Volunteers
9
Year formed
1999
State of legal domicile
TN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
CLINT GWINPRESIDENT AND CEO
Officer
50$562,522$15,264
BARBARA HARRISEVP AND CFO (END 6/24)
Officer
50$411,193$16,693
AMY BUNTONEVP AND COO
Officer
50$377,356$32,444
HANK HELTONEVP AND SECRETARY
Officer
50$382,330$17,324
RICHARD BIRDEVP AND CFO
Officer
50$280,293$16,880
DANIEL WILSONSVP- LOAN OPERATIONS
Key employee
50$240,064$12,605
JAMES MIKE BLACKWELLSVP- CHIEF CREDIT OFFICER
Key employee
50$228,688$752
LESLIE HAYESSVP- EDUCATION AND ENTRE
Key employee
50$197,857$24,068
LORI ROCHELLESVP- CHIEF PEOPLE OFFICER
Key employee
50$201,503$9,532
JONATHAN EISENVP LENDING
Highest-paid employee
50$167,557$26,481
LORRAINE BIGGSSVP- CONTROLLER
Highest-paid employee
50$163,271$12,786
PAUL HOFFMANNSVP- ECONOMIC & SOCIAL IMPACT
Highest-paid employee
50$158,407$13,299
KEITH HICKEYSVP- LENDING
Highest-paid employee
50$157,690$13,916
BRANDON ENGLANDSVP- SUSTAINABILITY PROGRAMS
Highest-paid employee
50$153,044$11,896
DR WILLIAM H HERB BYRD IIICHAIRMAN
Trustee or director, Officer
1.5$0$0
8 more people on this return
NameTitleHours / weekCompensation
IVANETTA DAVIS-SAMUELSVICE CHAIRMAN
Trustee or director, Officer
1.5$0
LEROY ABRAHAMSDIRECTOR (START 5/24)
Trustee or director
1.5$0
DAVE BEREZOVDIRECTOR
Trustee or director
1.5$0
ANDRE GISTDIRECTOR
Trustee or director
1.5$0
CINDY HERRONDIRECTOR
Trustee or director
1.5$0
HUGH QUEENERDIRECTOR
Trustee or director
1.5$0
TOM HUNTERDIRECTOR (END 5/24)
Trustee or director
1.5$0
JON DAVIESDIRECTOR (END 5/24)
Trustee or director
1.5$0
990 for the year ended December 31, 2023: 23 people
NameTitleHours / weekCompensationOther / benefits
BARBARA HARRISEVP, CFO - THROUGH 1/31/24
Officer
50$576,870$19,562
CLINT GWINPRESIDENT AND CEO
Officer
50$480,026$15,615
AMY BUNTONEVP, COO
Officer
50$313,105$26,124
HANK HELTONEVP, CHIEF STAKEHOLDER OFFICER
Officer
50$317,713$14,919
JAMES MIKE BLACKWELLSVP, CHIEF CREDIT OFFICER
Key employee
50$211,823$12,160
KEITH HICKEYSVP, LENDING
Key employee
50$187,156$19,552
LESLIE HAYESSVP OF EDUCATION AND ENTRE
Key employee
50$175,299$22,590
RICHARD BIRDSVP, CHIEF ACCOUNTING OFFICER
Key employee
50$183,349$13,437
DANIEL WILSONSVP OF LENDING OPERATIONS
Key employee
50$163,210$12,567
LORI ROCHELLESVP OF CORPORATE OPERATION
Key employee
50$163,821$7,468
PAUL HOFFMANNDIRECTOR OF ECONOMIC AND S
Highest-paid employee
50$147,214$13,575
TRACY BUCKLEYCOMMERCIAL REAL ESTATE LEN
Highest-paid employee
50$144,335$11,936
LORRAINE BIGGSSVP, CONTROLLER
Highest-paid employee
50$139,469$12,071
ROBERT LANCASTERDIRECTOR OF BUSINESS ADVIS
Highest-paid employee
50$139,786$6,036
THOMAS DALE HORNESVP, GRANTS AND CONTRACT ACCOUNTING
Highest-paid employee
50$132,027$11,252
DR WILLIAM H HERB BYRD IIICHAIRMAN
Trustee or director, Officer
1.5$0$0
JON DAVIESVICE CHAIRMAN
Trustee or director, Officer
1.5$0$0
DAVE BEREZOVDIRECTOR
Trustee or director
1.5$0$0
IVANETTA DAVIS-SAMUELSDIRECTOR
Trustee or director
1.5$0$0
ANDRE GISTDIRECTOR
Trustee or director
1.5$0$0
CINDY HERRONDIRECTOR
Trustee or director
1.5$0$0
TOM HUNTERDIRECTOR
Trustee or director
1.5$0$0
HUGH QUEENERDIRECTOR
Trustee or director
1.5$0$0

Address and contacts

Address (IRS master file)
201 VENTURE CIR, NASHVILLE, TN 37228-1603
Principal officer (990 for 2024)
CLINT GWIN, 201 VENTURE CIRCLE, NASHVILLE, TN 37228
Signed the 990
CLINT GWIN, PRESIDENT
Phone
(615) 425-7171
Return prepared by
KRAFTCPAS PLLC

Mission

TO PROVIDE LENDING SOLUTIONS AND EDUCATIONAL SERVICES WHICH SUPPORT THE DEVELOPMENT, GROWTH, AND PRESERVATION OF UNDERSERVED SMALL BUSINESSES, AFFORDABLE HOUSING, AND SUSTAINABLE COMMUNITIES.

990 for the year ended December 31, 2024

Program accomplishments

  • LENDING PROGRAM: AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) CERTIFIED BY THE U.S. DEPARTMENT OF THE TREASURY, SOUTHEAST COMMUNITY CAPITAL DBA PATHWAY LENDING PROVIDES FINANCING FOR AFFORDABLE MULTIFAMILY HOUSING AND LOANS TO QUALIFIED SMALL AND DISADVANTAGED BUSINESSES THROUGH VARIOUS GOVERNMENT AND NON-PROFIT LENDING PROGRAMS, INCLUDING: U.S. SMALL BUSINESS ADMINISTRATION (SBA), U.S. TREASURY DEPARTMENT CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), THE APPALACHIAN REGIONAL COMMISSION (ARC), THE TENNESSEE RURAL OPPORTUNITY FUND, THE TENNESSEE ENERGY EFFICIENCY LOAN PROGRAM, THE TENNESSEE SMALL BUSINESS JOB OPPORTUNITY FUND AND THE ALABAMA SMALL BUSINESS JOB OPPORTUNITY FUND, ETC. WE FOCUS OUR ACTIVITIES ON UNDERSERVED TARGET MARKETS THAT INCLUDE BUSINESSES LOCATED IN QUALIFIED INVESTMENT AREAS (AS DEFINED BY LOW-INCOME CENSUS TRACTS, POVERTY RATES, AND UNEMPLOYMENT STATISTICS), AND AFRICAN AMERICAN OWNED BUSINESSES. OUR SERVICE AREA INCLUDES TENNESSEE AND ALABAMA, AS WELL AS PORTIONS OF MISSISSIPPI, ARKANSAS, AND KENTUCKY.SOUTHEAST COMMUNITY CAPITAL CORPORATION MADE 147 LOANS AND LINES OF CREDIT TOTALING MORE THAN $16.7MM TO SUPPORT THE CREATION, PRESERVATION, AND GROWTH OF SMALL BUSINESSES IN 2024. THE ORGANIZATION ALSO SUPPORTED COMMERCIAL REAL ESTATE, AFFORDABLE HOUSING AND MIXED-USE REAL ESTATE INITIATIVES BY MAKING 21 LOANS TOTALING OVER $17.3MM TO SUPPORT THE ACQUISITION, DEVELOPMENT, AND REHABILITATION OF COMMERCIAL REAL ESTATE, 9 LOANS TOTALING OVER $16.1MM TO SUPPORT AFFORDABLE MULTIFAMILY RENTAL HOUSING, AND 3 LOANS TOTALING OVER $1.3MM TO SUPPORT MIXED-USE DEVELOPMENTS IN THE MEMPHIS MEDICAL DISTRICT, WHICH RESULTED IN THE CREATION AND PRESERVATION OF APPROXIMATELY 162 RENTAL UNITS. SOUTHEAST COMMUNITY CAPITAL CORPORATION ALSO OFFERS CLIMATE-CENTERED LOANS. IN 2024, IT MADE 26 LOANS TOTALING APPROXIMATELY $8.8MM TO SUPPORT THE IMPLEMENTATION OF ENERGY EFFICIENCY AND RENEWABLE ENERGY PROJECTS AT BUSINESSES ACROSS TENNESSEE. TOTAL ANNUAL ENERGY SAVINGS FROM THE ENERGY LOANS WERE $364,982 WITH 3,406,854 KWH GENERATED THROUGH RENEWABLE SOURCES OR SAVED THROUGH EFFICIENCY EFFORTS.
    Expenses $25,379,648 · grants $6,878,906 · revenue $20,744,596
  • EDUCATIONAL PROGRAM: SOUTHEAST COMMUNITY CAPITAL CORPORATION PROVIDES BUSINESS EDUCATION AND TECHNICAL ASSISTANCE TO SMALL AND DISADVANTAGED BUSINESSES THROUGH VARIOUS GOVERNMENT AND NON-PROFIT SUPPORT PROGRAMS, INCLUDING: THE U.S. SMALL BUSINESS ADMINISTRATION AND VARIOUS FOUNDATIONS. SOUTHEAST COMMUNITY CAPITAL CORPORATION PROVIDES THIS THROUGH VARIOUS INTERNAL PROGRAMS, SUCH AS THE PATHWAY LENDING BUSINESS ADVISORY SERVICES TEAM, EMERGING DEVELOPER PROGRAM, WOMEN'S BUSINESS CENTER, AND VETERANS BUSINESS OUTREACH CENTER. THE ASSISTANCE INCLUDES ACCESS TO FINANCIAL SERVICES, ACCESS TO CAPITAL NEEDS AND INCLUDES CLASSROOM EDUCATION, 1-ON-1 ASSISTANCE, AND PEER LEARNING.IN 2024 SOUTHEAST COMMUNITY CAPITAL CORPORATION PROVIDED 14,957 HOURS OF EDUCATION; 9,399 WERE IN CLASSROOM/EVENTS SETTINGS, 5,558 WERE ONE-ON-ONE COUNSELING SESSIONS. THERE WERE 2,874 UNIQUE EDUCATION CLIENTS SERVED, 74% WERE REPRESENTATIVE OF PATHWAY LENDING'S CDFI TARGET MARKETS (AS DEFINED BY BEING LOCATED IN QUALIFIED LOW-TO-MODERATE INCOME CENSUS TRACTS, OR HAVING A MAJORITY LOW-INCOME OR MINORITY OWNER), WITH 40% BEING FEMALE, AND 53% BEING AFRICAN AMERICAN. THERE WERE 73 CLASSES, NETWORKING EVENTS, AND COHORT-BASED LEARNING SESSIONS CONDUCTED THAT FOCUSED ON ENTREPRENEURIAL EDUCATION IN AREAS SUCH AS CASH FLOW MANAGEMENT, FINANCIAL PREPARATION, REVENUE AND EXPENSE PROJECTIONS, ACCOUNTING SYSTEMS, AND MANAGEMENT.
    Expenses $2,766,972 · grants $5,250 · revenue $576,932

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
62-1823596
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2006
Accounting year ends
December
Files
Form 990 or 990-EZ
Category (NTEE)
Employment (J20)
Assets (IRS master file)
$368,094,372
Income (IRS master file)
$65,102,054

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$65,102,054$29,767,322$368,094,372XML
990December 2023$45,168,768$30,862,346$336,197,905XML
990December 2022$34,352,914$29,477,351$283,577,378IRS
990-TDecember 2022–––IRS
990December 2021–––IRS
990-TDecember 2021–––IRS
990December 2020–––IRS
990-TDecember 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-1823596).

Questions about SOUTHEAST COMMUNITY CAPITAL CORPORATION

What is the EIN of SOUTHEAST COMMUNITY CAPITAL CORPORATION?
The employer identification number (EIN) of SOUTHEAST COMMUNITY CAPITAL CORPORATION is 62-1823596.
Is SOUTHEAST COMMUNITY CAPITAL CORPORATION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2006.
Are donations to SOUTHEAST COMMUNITY CAPITAL CORPORATION tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does SOUTHEAST COMMUNITY CAPITAL CORPORATION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of SOUTHEAST COMMUNITY CAPITAL CORPORATION due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did SOUTHEAST COMMUNITY CAPITAL CORPORATION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of SOUTHEAST COMMUNITY CAPITAL CORPORATION?
The 990 for the year ended December 31, 2024 names CLINT GWIN.
Who are the officers and directors of SOUTHEAST COMMUNITY CAPITAL CORPORATION?
The 990 for the year ended December 31, 2024 lists 23 people; 14 received compensation from the organization, the highest $562,522 (CLINT GWIN, PRESIDENT AND CEO).
How much revenue does SOUTHEAST COMMUNITY CAPITAL CORPORATION have?
On its 990 for the year ended December 31, 2024 it reported revenue of $65,102,054, expenses of $29,767,322 and total assets of $368,094,372 at year end.

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