Nonprofit · EIN 62-0225612
HAPPY VALLEY CREDIT UNION
Tax-exempt · ELIZABETHTON, TN 37643
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,798,850 | $1,645,056 | $153,794 | $36,563,026 | $30,028,805 | $6,534,221 |
| December 31, 2024 | 990 | $1,696,827 | $1,307,037 | $389,790 | $36,855,358 | $30,474,932 | $6,380,426 |
| December 31, 2023 | 990 | $1,555,507 | $1,103,603 | $451,904 | $37,259,890 | $31,269,253 | $5,990,637 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $922,461
- Investment income
- $876,389
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Other salaries and wages
- $419,494
- Salaries, compensation and benefits (total)
- $537,766
- Professional fundraising fees
- $0
- Occupancy
- $40,540
- Management and general (functional)
- $1,645,056
Balance sheet and other
- Total assets, start of year
- $36,855,358
- Total assets, end of year
- $36,563,026
- Total liabilities, end of year
- $30,028,805
- Net assets, end of year
- $6,534,221
- Land, buildings and equipment
- $534,284
- Gross receipts
- $1,798,850
- Employees
- 13
- Volunteers
- 7
- Year formed
- 1933
- State of legal domicile
- TN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Carrie Harrison | CEO Board Treasurer Trustee or director, Officer | 40 | $80,715 |
| Sonja Culler | Board Chair Trustee or director | 1 | $0 |
| Melissa Elsea | Board Secretary Trustee or director | 1 | $0 |
| Terry Arnold | Board Vice-Chair Trustee or director | 1 | $0 |
| Jennifer Martin | Board Member Trustee or director | 1 | $0 |
| Hunter Nelson | Board Member Trustee or director | 1 | $0 |
| Danny Deal | Board Member Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TONYA JEFFERS | CEO/BOARD TR Trustee or director, Officer | 40 | $76,321 |
| SONJA CULLER | BOARD CHAIR Trustee or director | 1 | $0 |
| TERRY ARNOLD | BOARD ASST C Trustee or director | 1 | $0 |
| MELISSA ELSEA | BOARD SECRET Trustee or director | 1 | $0 |
| HUNTER NELSON | BOARD MEMBER Trustee or director | 1 | $0 |
| JENNIFER MARTIN | BOARD MEMEBE Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TONYA JEFFERS | CEO/BOARD TR Trustee or director, Officer | 40 | $78,090 |
| SONJA CULLER | BOARD CHAIR Trustee or director | 1 | $0 |
| DAVID BLACKBURN | BOARD CO-CHA Trustee or director | 1 | $0 |
| HAROLD DUGGER | BOARD SECRET Trustee or director | 1 | $0 |
| MELODY CROCKETT | BOARD MEMEBE Trustee or director | 1 | $0 |
| MELISSA ELSEA | BOARD MEMBER Trustee or director | 1 | $0 |
| RICHARD VANHUSS | SUPERVISOR C Officer | 1 | $0 |
| JUDY COLE | SUPERVISORY Officer | 1 | $0 |
| BARTON EDENS | SUPERVISORY Officer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 210 E C ST, ELIZABETHTON, TN 37643-2722
- In care of
- % BILLIE BARTZ
- Principal officer (990 for 2025)
- Carrie Harrison, 210 E C ST, ELIZABETHTON, TN 37643
- Signed the 990
- Carrie Harrison, CEO Board Treasurer
- Phone
- (615) 232-7975
- Website
- www.hvcu-tn.com
- Return prepared by
- Symphony LLC
Mission
Credit Union- To provide services for approximately 3,228 members for loans deposits and other financial services.
Program accomplishments
- The credit union provided a variety of loan services for its members.Expenses $1,380,407
- Credit Union provided a variety of deposit service to its members.Expenses $264,649
- N A0
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 62-0225612
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1952
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1182: CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE
- Assets (IRS master file)
- $36,563,026
- Income (IRS master file)
- $1,798,850
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,798,850 | $1,645,056 | $36,563,026 | XML |
| 990 | December 2024 | $1,696,827 | $1,307,037 | $36,855,358 | IRS |
| 990 | December 2023 | $1,555,507 | $1,103,603 | $37,259,890 | XML |
| 990 | December 2022 | $1,193,368 | $1,090,448 | $41,248,091 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 62-0225612).
Questions about HAPPY VALLEY CREDIT UNION
- What is the EIN of HAPPY VALLEY CREDIT UNION?
- The employer identification number (EIN) of HAPPY VALLEY CREDIT UNION is 62-0225612.
- Is HAPPY VALLEY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1952.
- Are donations to HAPPY VALLEY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does HAPPY VALLEY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HAPPY VALLEY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HAPPY VALLEY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of HAPPY VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Carrie Harrison.
- Who are the officers and directors of HAPPY VALLEY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 7 people; 1 received compensation from the organization, the highest $80,715 (Carrie Harrison, CEO Board Treasurer).
- How much revenue does HAPPY VALLEY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,798,850, expenses of $1,645,056 and total assets of $36,563,026 at year end.
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