2024-10-30T21:17:32-04:00 2023-12-31 202711127 CU AUDIT & COMPLIANCE GROUP 3692 COOLIDGE CT TALLAHASSEE FL 323117890 990 2023-01-01 620225612 HAPPY VALLEY CREDIT UNION HAPP 4235426078 P O BOX 1838 ELIZABETHTON TN 37644 TONYA JEFFERS CEO/BOARD TREAS 4235426078 2024-10-15 true false AMANDA ONKST P02387288 2054372176 2024-10-30 2023 2024-10-15 13:58:12Z TONYA JEFFERS P O BOX 1838 ELIZABETHTON TN 376441838 1555507 false X WWW.HVCU-TN.COM X CREDIT UNION 1933 TN CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 3,567 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. 6 6 22 9 0 0 790422 797901 402946 757606 0 1193368 1555507 0 0 403789 458331 0 0 686659 645272 1090448 1103603 102920 451904 41248091 37259890 35709393 31269253 5538698 5990637 CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 3,567 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 955650 THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. 147953 THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. 1103603 false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true X 593 0 true 22 true false false false false false false false false X 6 6 false false false false true true true true true false false false true true true true true true true false TN X TONYA JEFFERS 4235426078 P O BOX 1838 ELIZABETHTON TN 376441838 TONYA JEFFERS CEO/BOARD TR 40.00 X X 78090 0 0 SONJA CULLER BOARD CHAIR 1.00 X 0 0 0 DAVID BLACKBURN BOARD CO-CHA 1.00 X 0 0 0 HAROLD DUGGER BOARD SECRET 1.00 X 0 0 0 MELODY CROCKETT BOARD MEMEBE 1.00 X 0 0 0 MELISSA ELSEA BOARD MEMBER 1.00 X 0 0 0 RICHARD VANHUSS SUPERVISOR C 1.00 X 0 0 0 JUDY COLE SUPERVISORY 1.00 X 0 0 0 BARTON EDENS SUPERVISORY 1.00 X 0 0 0 78090 false false false INTEREST ON LOANS 522291 486876 486876 FEE INCOME 522100 311025 311025 797901 757606 757606 1555507 1555507 373215 373215 6624 6624 83846 83846 -5354 -5354 101387 101387 24227 24227 92 92 147953 147953 PROF & OUTSIDE SERVICES 237038 237038 LOAN SERVICING EXP 62266 62266 MISC OPERATING EXP 23950 23950 EDUCATIONAL & PROMO EXP 22886 22886 25473 25473 1103603 0 1103603 0 15048857 6445230 15159697 20188763 9756896 9314064 177737 172049 1255377 753988 483345 501389 219957 219676 401602 418719 41248091 37259890 882089 -7547 34827304 31276800 35709393 31269253 X 5538698 5990637 5538698 5990637 41248091 37259890 X 451904 35 X X false false 229378 229378 686300 461526 224774 339699 292462 47237 501389 REGULAR SHARES 19539651 ALL OTHER SHARES 7738642 SHARE DRAFTS 3998507 31276800 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION. FORM 990, PAGE 5, PART V, LINE 3B THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 15B THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. FORM 990, PART XI, LINE 9 OTHER CHANGES 35 DUE TO ROUNDING 0 DISOLUTION OF PENSION PLAN 0 DUE TO ROUNDING 0 TOTAL 35 FORM 990, PART XII ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.