Nonprofit · EIN 61-1575044
EXPRESS ADVANTAGE
Also known as NATIONAL COUNCIL FOR FINANCIAL OPPO
Tax-exempt · TACOMA, WA 98402
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $545,559 | $581,715 | -$36,156 | $53,890 | $0 | $53,890 |
| December 31, 2024 | 990 | $1,540,755 | $2,238,775 | -$698,020 | $90,045 | $0 | $90,045 |
| December 31, 2023 | 990 | $2,250,554 | $1,496,948 | $753,606 | $788,065 | $0 | $788,065 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $545,363
- Program service revenue
- $0
- Investment income
- $196
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $580,500
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Accounting fees
- $1,112
- Program services (functional)
- $580,500
- Management and general (functional)
- $1,215
Balance sheet and other
- Total assets, start of year
- $90,045
- Total assets, end of year
- $53,890
- Total liabilities, end of year
- $0
- Net assets, end of year
- $53,890
- Gross receipts
- $545,559
- Employees
- 0
- Volunteers
- 5
- Year formed
- 2008
- State of legal domicile
- WA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stacy Augustine | Chair Trustee or director | 5 | $0 |
| Ronaldo Hardy | Vice Chair Trustee or director | 0.25 | $0 |
| Chris Horton | Secretary Trustee or director | 0.25 | $0 |
| Mike Beall | Executive Director Trustee or director | 5 | $0 |
| Renee Sattiewhite | Board Member Trustee or director | 0.25 | $0 |
| Dick Rowan | CFO Key employee | 0.5 | $0 |
990 for the year ended December 31, 2024: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stacy Augustine | Chair Trustee or director | 5 | $0 |
| Enrique Delgadillo | Vice Chair Trustee or director | 0.25 | $0 |
| Chris Horton | Secretary Trustee or director | 0.25 | $0 |
| Mike Beall | Executive Director Trustee or director | 5 | $0 |
| Dick Rowan | CFO Key employee | 0.5 | $0 |
990 for the year ended December 31, 2023: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stacy Augustine | Chair Trustee or director | 5 | $0 |
| Enrique Delgadillo | Vice Chair Trustee or director | 0.25 | $0 |
| Chris Horton | Secretary Trustee or director | 0.25 | $0 |
| Mike Beall | Executive Director Trustee or director, Key employee | 10 | $0 |
| Sharon Hall | CFO Key employee | 10 | $0 |
Address and contacts
- Address (IRS master file)
- 950 BROADWAY STE 403, TACOMA, WA 98402-4454
- In care of
- % SHARON HALL
- Mailing address (990-N for 2017)
- 535 Dock Street, Tacoma WA 98402
- Principal officer (990 for 2025)
- Michael Beall, 950 Broadway, Ste 403, Tacoma, WA 98402
- Principal officer (990-N for 2017)
- Sharon Hall, 535 Dock Street, Tacoma WA 98402
- Signed the 990
- Dick Rowan, CFO
- Phone
- (253) 200-0418
- Website
- www.theNCFO.org
Mission
Creating scalable and collaborative programs that create positive economic impact and financial resiliency for low income families and their communities.
Program accomplishments
- Financial Resiliency: Financial education and coaching focused on basic capabilities matched seamlessly with appropriate and flexible products and services allowing participants to gain access to financial products and services while keeping the low income families out of the clutches of high cost alternative financial service providers and high debt that allows them to increase assets and become financially resilient.0
- Financial Accessibility to meet people, in distressed communities, where they are (social service agencies, Financial Empowerment Centers, etc.).0
- Income Adequacy - Asset building programs that create opportunities that incentivize people to change savings and spending behavior.Expenses $90,000
- Opportunity Knock$ Initiative - Season 2: PBS show that teaches financial literacy to families.Expenses $490,500
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 61-1575044
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2010
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Education (B90)
- Assets (IRS master file)
- $53,890
- Income (IRS master file)
- $545,559
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $545,559 | $581,715 | $53,890 | IRS |
| 990 | December 2024 | $1,540,755 | $2,238,775 | $90,045 | XML |
| 990 | December 2023 | $2,250,554 | $1,496,948 | $788,065 | XML |
| 990 | December 2022 | $325,532 | $2,011,067 | $34,459 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
| 990-EZ | December 2019 | – | – | – | IRS |
| 990-EZ | December 2018 | – | – | – | IRS |
| 990-N for 2017 Officer: Sharon Hall | December 31, 2017 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 61-1575044).
Questions about EXPRESS ADVANTAGE
- What is the EIN of EXPRESS ADVANTAGE?
- The employer identification number (EIN) of EXPRESS ADVANTAGE is 61-1575044.
- Is EXPRESS ADVANTAGE tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2010.
- Are donations to EXPRESS ADVANTAGE tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does EXPRESS ADVANTAGE file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EXPRESS ADVANTAGE due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EXPRESS ADVANTAGE last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of EXPRESS ADVANTAGE?
- The 990 for the year ended December 31, 2025 names Michael Beall.
- Who are the officers and directors of EXPRESS ADVANTAGE?
- The 990 for the year ended December 31, 2025 lists 6 people; 0 received compensation from the organization.
- How much revenue does EXPRESS ADVANTAGE have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $545,559, expenses of $581,715 and total assets of $53,890 at year end.
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